Work With Trusted & Experienced
Public Adjusters In Laredo, Texas That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Laredo public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance adjusters in Laredo, Texas offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Texas public insurance claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Laredo community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Claims Adjuster In Laredo Texas?
Laredo Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public insurance claims adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Laredo Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Laredo, TX Residents
PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Laredo, Texas. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Laredo, TX
PCAN member public adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Laredo Homeowners Insurance Claims
PCAN member public insurance adjusters in Laredo, TX have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Best Damage Claim Negotiators In Laredo
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Laredo, Texas know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Laredo Texas Public Adjusting
What Is A Public Claims Adjuster In Laredo & What Do They Do?
Laredo Public adjusters are licensed insurance professionals who independently advocate for policy holders throughout the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are experts act as advocates for homeowners to ensure that their interests are protected when working with insurance companies.
The function of public adjusters has become more significant in recent times, especially because insurance claims are becoming more complicated. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements that were up to 800% more than those who handled claims themselves.
Public adjusters provide comprehensive services throughout the claim process. They conduct thorough assessments of the damages, and prepare and file the necessary documentation, and manage all communications with insurance companies. This professional support significantly reduces the time and stress associated with filing claims and allows policyholders owners to focus on recovering.
Operating mostly on a basis of contingency fees that typically range between 10 and 20 percent of the settlement, public adjusters are rewarded for securing the maximum possible amount of compensation for their clients. The fee structure differs based on claim complexity state regulations, as well as required resources.
They have vast understanding of insurance policies, as well as building codes, and construction costs. They apply this knowledge to:
- Accelerate the claims process
- Document and evaluate the damages thoroughly
- Navigate complex policy language
- Directly negotiate with insurance carriers
- Make sure you are in compliance with deadlines for filing and other policy requirements
Research has clearly shown that professional representation during the claim process often leads to more comprehensive settlements and quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can prevent common pitfalls that could otherwise delay or diminish claim settlements.
Disclaimer: Some Services Are Are Not Available In All Areas.
Will My Settlement Be Larger If I Hire A Laredo Public Adjusting Company?
Research and analysis have shown the hiring of a public insurance adjuster can substantially increase policyholder claim settlements. According to groundbreaking study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who employed public adjusters received settlements up to 800% higher than those who handled claims on their own.
Public adjusters in Laredo, Laredo, 27.506410, -99.507540, 257575, “https://en.wikipedia.org/wiki/Laredo,_Texas”, Texas, “https://en.wikipedia.org/wiki/Texas” serve as licensed professionals who represent only policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals provide comprehensive claims management services, including detailed documents for property damage and interpretation of policies as well as settlement negotiations with insurance companies.
The value of representation by a professional is evident in final settlement figures, as professionally managed claims usually yield more comprehensive damage assessment, and more accurate valuations of losses.
Public adjusters streamline the claims process by:
- Handling all documentation and correspondence with insurance companies
- Conducting thorough assessments of property damage
- Preparing comprehensive claim submissions
- Directly negotiating with insurance carriers
- Accelerating the settlement timeline
- Ensures compliance with policy guidelines and deadlines
Most public adjusters work on the contingency fee basis, that typically range between 10% and 20 percent of the final settlement amount. The structure of the fee aligns interests of the adjuster with the policyholder’s, as their compensation depends on securing a favorable settlement outcome.
A Public adjuster’s expertise often proves invaluable in complex claims scenarios, where technical knowledge of building codes, construction costs, & insurance policy provisions can significantly impact settlement outcomes.
Their expert oversight ensure no insured damages are missed and claims are properly valued in accordance with current market conditions.
Disclaimer: Certain Services Not Available In All Areas.
How Much Do Laredo Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: Some Services Are Not Available In All Areas.
When Should You Hire A Public Claims Adjuster In Laredo, Texas?
Complex insurance claims usually require experienced professionals to navigate effectively. Public insurance adjusters, state-licensed professionals who solely work for policyholders, can significantly impact claim outcomes and settlement amount.
A variety of scenarios could require the use of a public adjuster:
- Extensive property damage
- Claims involving multiple coverage types
- Disputed claims or partial claim denials
- Complex documentation requirements
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting comprehensive damage assessments
- Preparing and filing the necessary documentation
- Communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy guidelines and deadlines
Public adjusters particularly benefit policyholders because of:
- Reducing stress by utilizing professional claim management
- Accelerating the settlement process
- Offering objective damage assessments
- Ensuring comprehensive documentation
- Leveraging industry expertise for fair settlements
Disclaimer: Some Services Are Not Available In All Areas.
When Is It Too Late To Hire A Public Adjuster Near Me In Laredo?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a public adjuster in Laredo, Laredo, 27.506410, -99.507540, 257575, “https://en.wikipedia.org/wiki/Laredo,_Texas”, Texas, “https://en.wikipedia.org/wiki/Texas” can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: Some Services Are Are Not Available In All Areas.
Why hire a Public Insurance Claims Adjuster In Laredo if your insurance company already sent an adjuster?
The decision to hire a state-licensed public insurance claims adjuster, even if an insurance company has appointed its own adjuster, could dramatically affect the final outcome of an insurance claim.
While the insurance company adjusters work for their employer’s interests … public insurance claims adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated adjusters operate independently to ensure fair claim settlements and comprehensive coverage interpretation.
Public adjusters streamline the claims process by coordinating documentation and performing complete damage assessments and coordinating all communications with insurance companies. This professional intervention typically accelerates claim resolution and decreases homeowners’ administrative burdens.
The benefit of public adjusters isn’t only limited to monetary benefits. They offer expert guidance during the claim process, explaining complex policy terms and ensuring all damage is properly documented and valued.
They create detailed damage estimates, gather necessary evidence, and deal directly with insurance carriers to maximize settlement outcomes.
Insurance claims are complicated and time-consuming, making professional representation valuable during significant loss events. Public adjusters’ expertise in policy interpretation and negotiation often results in more comprehensive settlements that cover evident and concealed damages.
Disclaimer: Certain Services Are Not Available In All Areas.
Can I File My Insurance Claim Myself In Laredo, TX?
Although policyholders have the right to file insurance claims on their own, data from industry experts suggest that this approach may not yield ideal results.
The most significant challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters provide significant advantages in the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and manage all necessary paperwork, ensuring nothing is overlooked.
- Time and Stress Management – These professionals manage all communication with insurance companies, allowing homeowners to focus on recovery while expediting the process of submitting claims.
- Expert Negotiation – With extensive knowledge of regulations and rules governing insurance policies, public adjusters deal directly with insurance companies to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, which typically ranges from 10-20% of the settlement amount, ensuring the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent policyholders’ interests during the process of settling claims. Their expertise can be particularly beneficial in complicated claims or when significant damages are involved.
Statistics from the industry demonstrate that expert representation by state-licensed public insurance claims adjusters leads to more favorable outcomes for policy holders, with quicker processing, and more complete settlement packages.
Disclaimer: Some Services Are Not Available In All Areas.
In Laredo, Can My Contractor Represent Me Against My Insurance Company?
While many contractors offer to negotiate with insurers, this strategy can have significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors lack the legal authority and know-how to be official representatives for insurance claim negotiations.
This limitation can significantly impact the outcomes of a lawsuit and potentially compromise the rights of the owner of the policy.
State insurance departments regulate licensed public adjusters, who receive intensive specialized training, must pass Federal background checks, & require special licensing from the state to operate. They also are legally authorized to act on behalf of the policyholder to protect & defend their rights … legal authority that contractors do not have … making them the legal and comprehensive alternative to contractor representation.
Public Adjusters specialize in interpreting insurance policies, documenting damages, and working with insurance companies to ensure equitable settlements.
Public adjusters provide several distinct advantages, including:
- Expert claim documents and filing
- Professional negotiation with insurance companies
- Comprehensive damage assessment
- Faster claim processing
- Stress reduction by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public insurance claims adjusters must hold professional licenses and follow strict ethical standards, thereby providing an additional layer of consumer protection that is not offered by contractors.
For complex claims, for complex claims, adjusters have a wealth of knowledge in the interpretation of policies, documentation demands and negotiation techniques often is invaluable, and can help avoid costly mistakes and claim denials that might occur with the use of contractors in negotiations.
Disclaimer: Certain Services Not Available In All Areas.
I Already Settled My Claim, But It Wasn’t Enough To Cover The Damages. Is It Too Late To Try To Get More?
When insurance settlements fail to compensate for damages to property, the policyholder has a variety of legal options for seeking additional compensation, even after the initial settlement of their claim.
As per the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders carefully evaluate the terms of their settlement and related documents prior to accepting the final settlement payment.
The timing and the circumstances for pursuing additional compensation are critical aspects, as the majority of insurance policies have specific deadlines for claims disputes or appeals, generally between one and two years after settlement date.
Licensed public adjusters are essential in re-evaluating settlement claims and in identifying previously missed damages. Public adjusters carry out thorough property assessments, as well as document any additional damages, and negotiate with insurance carriers for policyholders.
Key steps for pursuing additional compensation include:
- Document newly discovered damages
- Review the policy terms and settlement agreements
- Gather supporting evidence and estimations
- Retain professional representation from a state-licensed public insurance adjusters
The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters are often able to identify missed damages and policy provisions that allow for an additional amount of compensation. Their expertise in the interpretation of policies and claim valuation is particularly useful in defending claims that have already been settled.
The policyholder should take action immediately upon discovering insufficient settlement amounts, as a delay may hinder their ability to obtain additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: Some Services Are Not Available In All Areas.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Laredo, TX?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Laredo, Texas
Texas state-licensed public insurance adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Laredo, TX
Contact one of the PCAN verified and state-licensed public claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Laredo Public Claims Adjusters Can Get You More From These Types Of Homeowners Insurance Claims
- Water Property Damage Insurance Claims
- Hurricane Damage Insurance Claims
- Flood Damage Insurance Claims Adjusters
- Hail Damage Claims
- Sewer Line Claims Adjusters
- Flooded Basement Damage Claims Adjusters
- Sinkhole Property Damage Insurance Claims Public Adjusters
- Slab Leak Damage Claims
- Foundation Property Damage Claims
- Water Line & Pipe Property Damage Insurance Claims
- Fire Property Damage Insurance Claims Public Adjusters
- Wildfire Claims Public Adjusters
- Denied Homeowners Damage Claims
- Underpaid Homeowners Damage Insurance Claims Public Adjusters
- New Damage Claims
- Commercial Property Damage Claims Adjusters
- Homeowners Association (HOA) Damage Insurance Claims Adjusters
- Condo Association Property Damage Claims Adjusters
- Theft Damage Claims
- Vandalism Damage Insurance Claims
- Roof Property Damage Claims Public Adjusters
- Storm & Wind Damage Insurance Claims Public Adjusters
- Tornado Damage Claims Public Adjusters
- Property Damage Claims Public Adjusters
- Personal Property Damage Insurance Claims
- Earthquake Damage Claims
- Structural Property Damage Insurance Claims Public Adjusters
- Lightning Property Damage Claims Public Adjusters
- Mold Claims Adjusters
- Business Interruption Claims Adjusters
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
An insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV), a method for determining compensation based on replacement costs minus depreciation, and Additional Living Expenses, which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance declaration page, common home insurance claim deductibles for various kinds of home damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential common insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Learn More About Laredo, TX
More About Laredo, Texas
Laredo | |
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Downtown Laredo | |
| |
Nickname(s): “The Gateway City” and “The City Under Seven Flags” | |
Coordinates: 27°31′25″N 99°29′25″W / 27.52361°N 99.49028°W / 27.52361; -99.49028 | |
Country | United States |
State | Texas |
County | Webb |
Metropolitan area | Laredo–Nuevo Laredo Metropolitan Area |
Founded | August 25, 1755 |
Settled as | Villa de San Agustín de Laredo |
Founded by | Tomás Sánchez |
Named for | Laredo, Spain |
Government | |
• Type | Council–manager |
• Mayor | Dr. Victor D. Treviño |
• City Council | Members
|
• City manager | Robert A. Eads |
• Police chief | Claudio Trevino |
Area | |
• City | 107.96 sq mi (279.61 km) |
• Land | 106.49 sq mi (275.81 km) |
• Water | 1.47 sq mi (3.80 km) |
• Metro | 161.76 sq mi (418.96 km) |
Elevation | 438 ft (137.2 m) |
Population (2020) | |
• City | 255,205 |
• Estimate (2021) | 256,153 |
• Density | 2,396.5/sq mi (925.3/km) |
• Urban | 251,462 (US: 163rd) |
• Urban density | 3,916.6/sq mi (1,512.2/km) |
• Metro | 267,114 (US: 186th) |
Demonyms |
|
GDP | |
• Metro | $17.010 billion (2022) |
Time zone | UTC−6 (CST) |
• Summer (DST) | UTC−5 (CST) |
ZIP Codes | 78040–78046, 78049 |
Area code | 956 |
FIPS code | 48-41464 |
GNIS feature ID | 1339633 |
Website | laredotexas.gov |
Laredo ( lə-RAY-doh; Spanish: [laˈɾeðo]) is a city in the U.S. state of Texas and the county seat of Webb County, on the north bank of the Rio Grande in South Texas, across from Nuevo Laredo, Tamaulipas, Mexico. Founded in 1755, Laredo grew from a village to the capital of the short-lived Republic of the Rio Grande to the largest inland port on the Mexican border. Laredo’s economy is primarily based on international trade with Mexico, and as a major hub for three areas of transportation: land, rail, and air cargo. The city is on the southern end of I-35, which connects manufacturers in northern Mexico through Interstate 35 as a major route for trade throughout the U.S. It has four international bridges and one railway bridge.
According to the 2020 census, the city’s population was 255,205, making it the 11th-most populous city in Texas and third-most populated U.S. city on the Mexican border, after San Diego, California, and El Paso, Texas. Its metropolitan area is the 178th-largest in the U.S. and includes all of Webb County, with a population of 267,114. Laredo is also part of the cross-border Laredo-Nuevo Laredo metropolitan area with an estimated population of 636,516.
Laredo’s Hispanic proportion of 95.15% is one of the highest proportion of Hispanic Americans of any city in the United States outside of Puerto Rico.
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