Work With Trusted & Experienced
Public Adjusters In Harker Heights, Texas That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Harker Heights public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance claims adjusters in Harker Heights, Texas offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Texas public insurance claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Harker Heights community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Claims Adjuster In Harker Heights Texas?
Harker Heights Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Harker Heights Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Harker Heights, TX Residents
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Harker Heights, Texas. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Harker Heights, TX
PCAN member public adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Harker Heights Homeowners Insurance Claims
PCAN member public insurance adjusters in Harker Heights, TX have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Best Damage Claim Negotiators In Harker Heights
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Harker Heights, Texas know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Harker Heights Texas Public Adjusting
What Is A Public Claims Adjuster In Harker Heights & What Do They Do?
Harker Heights Public adjusters are licensed insurance professionals who work independently to defend policy holders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) the professionals serve as advocates for homeowners to ensure that their interests are secured in dealing with insurance companies..
The function of public adjusters has become more important in recent years, especially as insurance claims grow more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements that were up to 800% more than those who dealt with claims on their own.
Public adjusters provide comprehensive services throughout the claim process. They conduct detailed assessments of the damages, and prepare and file all necessary documentation, and handle all communications with insurance companies. This professional support significantly reduces the amount of time and anxiety associated with filing claims, allowing policyholders owners to focus on recovery.
Based mostly on a contingency fee basis, typically ranging between 10 and 20 percent of the settlement, public adjusters are paid to ensure the maximum possible amount of compensation for their clients. The fee structure varies according to the complexity of the claim state regulations, as well as required resources.
These professionals have vast understanding of insurance policies, and building codes, as well as construction costs. They leverage this expertise to:
- Accelerate the claims process
- Document and evaluate the extent of damages
- Navigate complex policies
- Directly negotiate with insurance carriers
- Make sure you are in compliance with deadlines for filing and other policy requirements
Research has clearly shown that professional representation during the claims process often leads to more comprehensive settlements and faster claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can help avoid common mistakes that could hinder or delay settlements.
Disclaimer: Certain Services Not Available In All Areas.
Will My Settlement Be Larger If I Hire A Harker Heights Public Adjusting Company?
Research and industry analysis has shown that employing a public insurance adjuster can significantly increase policyholder claim settlements. According to groundbreaking study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who utilized public adjusters received settlements as high as 800% more than those who dealt with claims themselves.
Public adjusters in Harker Heights, Harker Heights, 31.083510, -97.659740, 30251, “https://en.wikipedia.org/wiki/Harker_Heights,_Texas”, Texas, “https://en.wikipedia.org/wiki/Texas” serve as licensed professionals who represent only policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals provide comprehensive claims management services, which include detailed property damage documentation as well as policy interpretation as well as settlement discussions with insurance carriers.
The value of professional representation is evident in final settlement figures, as professionally managed claims generally yield more comprehensive damage assessment, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Handling all correspondence and documentation with insurance companies
- Conducting thorough assessment of the damage to property
- Preparing comprehensive claim submissions
- Negotiating directly with insurance carriers
- Accelerating the settlement timeline
- Ensuring compliance with the policy specifications and deadlines
The majority of public adjusters operate on a basis of contingency fees, which typically range between 10% and 20% of the final settlement amount. This fee structure aligns the adjuster’s interests with those of the policyholder, as their compensation depends on securing a favorable settlement.
The expertise of a Public Adjuster often proves valuable in difficult claims situations, where the knowledge of building codes, construction costs, & insurance policy provisions can have a major impact on settlement outcomes.
Their expert oversight ensure that no damaged claims are missed and claims are appropriately valued according to current market conditions.
Disclaimer: Certain Services Not Available In All Areas.
How Much Do Harker Heights Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: Some Services Are Not Available In All Areas.
When Should You Hire A Public Claims Adjuster In Harker Heights, Texas?
Complex insurance claims usually require experienced professionals to effectively navigate. Public insurance adjusters, state-licensed professionals who work exclusively on behalf of policyholders, can significantly impact claim outcomes and settlement amount.
Several scenarios need a public adjuster:
- Extensive property damage
- Claims involving multiple coverage types
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- The preparation and filing of required documentation
- Communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy terms and deadlines
Public adjusters particularly benefit policyholders by:
- Reducing stress by utilizing professional claim management
- Expediting settlement processes
- Giving an objective assessment of damage
- Ensuring comprehensive documentation
- Utilizing industry-specific expertise to ensure fair settlements
Disclaimer: Certain Services Not Available In All Areas.
When Is It Too Late To Hire A Public Adjuster Near Me In Harker Heights?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a public adjuster in Harker Heights, Harker Heights, 31.083510, -97.659740, 30251, “https://en.wikipedia.org/wiki/Harker_Heights,_Texas”, Texas, “https://en.wikipedia.org/wiki/Texas” can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: Some Services Are Are Not Available In All Areas.
Why hire a Public Insurance Claims Adjuster In Harker Heights if your insurance company already sent an adjuster?
The decision to employ a state-licensed public insurance claims adjuster, even when an insurance company has assigned its own adjuster, can dramatically affect the outcome of an insurance claim.
Although the insurance company adjusters work for the insurance company’s interests … public adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated professionals work independently, ensuring fair settlements of claims and complete policy interpretation.
Public adjusters streamline the claims process by coordinating documentation, conducting thorough damage assessments, and coordinating all communications with insurance companies. This professional intervention typically speeds up claim resolution and reduces homeowners’ administrative burdens.
The benefit of public adjusters also extends beyond monetary benefits. These professionals offer expert advice through the entire claims process, guiding clients through complex policy terms and ensuring the damage is documented and assessed.
They make specific damage estimates, gather the necessary evidence, and deal directly with insurance carriers for the highest settlement outcome.
Insurance claims can be complicated and time-consuming, making professional representation valuable during significant losses. Public adjusters’ expertise in policy interpretation and negotiation often results in more extensive settlements that cover evident and concealed damages.
Disclaimer: Some Services Are Are Not Available In All Areas.
Can I File My Insurance Claim Myself In Harker Heights, TX?
While policyholders have the right to make insurance claims on their own, research from industry experts suggest that this method may not produce the best results.
Key challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters offer significant advantages in the claims process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and manage all paperwork required, making sure that nothing is missed.
- Time and Stress Management – These professionals manage all communications with insurance companies and homeowners can concentrate on recovery while expediting the process of filing claims.
- Expert Negotiation – With extensive knowledge of regulations and rules governing insurance policies, public adjusters negotiate directly with insurance companies to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, usually ranging from 10-20% of the final settlement amount, to ensure the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent policyholders’ interests during the process of settling claims. Their expertise can be valuable in complex claims or when significant damages are involved.
Statistics from the industry indicate that professional representation by state-licensed public insurance claims adjusters leads to more favorable outcomes for policyholders, with faster processing time, and more comprehensive settlement packages.
Disclaimer: Certain Services Not Available In All Areas.
In Harker Heights, Can My Contractor Represent Me Against My Insurance Company?
While many contractors offer to negotiate with insurers, this method can come with serious risks and restrictions. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack expertise to serve as official representatives in insurance claim negotiations.
This limitation could significantly impact the outcome of a claim and could limit any rights granted to the policyholder.
The state insurance departments regulate licensed public adjusters, who receive intensive specialized training, must pass Federal background checks, and require specialized licenses from the state in order to work. They also have the legal authority to represent the policyholder to protect & enforce their rights … legal authority that contractors do not possess … which makes them the legal alternative to representation by contractors.
Public Adjusters specialize in the interpretation of insurance policies, assessing and documenting damage, and working with insurance companies to ensure fair settlements.
Public adjusters provide several distinct advantages, which include:
- Professional claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Faster claim processing
- Reduce stress by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public adjusters must hold professional licenses and follow strict ethical standards. This provides another layer of consumer protection that is not offered by contractor representation.
For complex claims, for more complex claims, public adjusters are experts in the interpretation of policies, documentation requirements and negotiation strategies frequently is invaluable, and can help avoid costly errors and denials of claims that could arise from contractor-led negotiations.
Disclaimer: Some Services Are Are Not Available In All Areas.
I Already Settled My Claim, But It Wasn’t Enough To Cover The Damages. Is It Too Late To Try To Get More?
When insurance settlements fail to cover property damages, the policyholder has a variety of legal options for seeking additional compensation, even following the initial settlement of claim.
As per the National Association of Insurance Commissioners (NAIC), policyholders should carefully evaluate their settlement terms and related documents prior to accepting the final settlement payment.
The timing and the circumstances for seeking additional compensation are crucial aspects, as the majority of insurance policies have specific timeframes for dispute resolution as well as appeals, typically ranging from one to two years following the settlement date.
Licensed public adjusters are vital in re-assessing settlement claims and in identifying overlooked damages. Public adjusters perform thorough assessments of property damages, document any additional damages, and deal with insurance companies for policyholders.
Important steps to pursue additional compensation are:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Gather new evidence and estimates
- Retain professional representation from a state-licensed public insurance claims adjusters
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that public adjusters can often identify overlooked damages and policy provisions that support the need for additional compensation. Their expertise in the interpretation of policies and claim valuation is particularly useful in defending claims that have already been settled.
Policyholders should act promptly when they discover insufficient settlement amounts, since delay can compromise their ability to collect additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: Some Services Are Not Available In All Areas.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Harker Heights, TX?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Harker Heights, Texas
Texas state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Harker Heights, TX
Contact one of the PCAN verified and state-licensed public adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public insurance adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Harker Heights Public Claims Adjusters Can Get You More From These Types Of Homeowners Insurance Claims
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tornado
- Tornado Damage
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tornado
- Tornado Damage
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
A homeowners insurance glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV) Vs. Replacement Value, a method for determining compensation based on replacement costs minus depreciation, and ALE Insurance Coverage, which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance declaration page, common home insurance claim deductibles for various kinds of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential homeowners insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Learn More About Harker Heights, TX
More About Harker Heights, Texas
Harker Heights, Texas | |
---|---|
City of Harker Heights | |
Motto: The Bright Star of Central Texas | |
Location of Harker Heights, Texas | |
Coordinates: 31°03′06″N 97°37′38″W / 31.05167°N 97.62722°W / 31.05167; -97.62722 | |
Country | |
State | |
County | Bell |
Area | |
• Total | 15.66 sq mi (40.55 km) |
• Land | 15.61 sq mi (40.43 km) |
• Water | 0.05 sq mi (0.12 km) |
Elevation | 817 ft (249 m) |
Population (2020) | |
• Total | 33,097 |
• Density | 2,077.07/sq mi (801.95/km) |
Time zone | UTC-6 (Central (CST)) |
• Summer (DST) | UTC-5 (CDT) |
ZIP codes | 76542, 76543, 76548 |
Area code | 254 |
FIPS code | 48-32312 |
GNIS feature ID | 2410701 |
Website | ci.Harker-Heights.TX.us |
Harker Heights is a city in Bell County, Texas, United States. As of the 2020 census, 33,097 people resided in the city, up from a population of 17,308 in 2000. This makes Harker Heights the third-largest city in Bell County, after Killeen and Temple. Incorporated in 1960, the city derives its name from one of the two original landowners and founder, Harley Kern. Harker Heights is part of the Killeen–Temple–Fort Hood metropolitan area.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.