Work With Trusted & Experienced
Public Adjusters In Memphis, Tennessee That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Memphis public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance adjusters in Memphis, Tennessee offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
Public Claims Adjusters Network (PCAN) public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Tennessee public claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Memphis community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Adjuster In Memphis Tennessee?
Memphis Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public insurance adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Memphis Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Memphis Residents
PCAN member public insurance adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Memphis, Tennessee. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Memphis, Tennessee
PCAN member public claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Memphis Homeowners Insurance Claims
PCAN member public claims adjusters in Memphis, Tennessee have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Memphis Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Memphis, Tennessee know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Memphis Tennessee Public Adjusting
What Is A Public Claims Adjuster In Memphis & What Do They Do?
Memphis Public adjusters are licensed insurance professionals who independently advocate for policy holders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA), these professionals serve as advocates for homeowners to ensure that their interests are protected when dealing with insurance companies.
The function of public adjusters has become more significant in recent years, especially because insurance claims are becoming more complicated. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements up to 800% higher than those who dealt with claims independently.
Public adjusters provide comprehensive services throughout the claims process. They conduct thorough assessments of the damages, and prepare and file the necessary documentation, and manage all communications with insurance companies. This kind of professional assistance significantly cuts down the amount of time and anxiety that comes with filing claims, allowing policyholders owners to focus on recovering.
Working primarily on a basis of contingency fees that typically range from 10% to 20 percent of the settlement, public adjusters are paid to ensure the most compensation to their customers. The fee structure differs according to the complexity of the claim state regulations, as well as required resources.
These professionals possess vast expertise of insurance policies, as well as building codes, and costs for construction. They apply this knowledge to:
- Accelerate the claims process
- Document and assess the extent of damages
- Navigate complex policies
- Negotiate directly with insurance companies
- Make sure you are in compliance with deadlines for filing and additional policy requirements
Research has clearly shown that professional representation during the claims process usually results in more comprehensive settlements as well as quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common mistakes that could hinder or delay settlements.
Related Story: Are Public Claims Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Will My Settlement Be Larger If I Hire A Memphis Public Adjusting Company?
Industry research and industry analysis has shown that employing a public insurance adjuster can dramatically increase policyholder settlements for claims. According to groundbreaking study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements as high as 800% more than those who dealt with claims on their own.
Public adjusters in Memphis, Tennessee serve as licensed professionals who advocate exclusively for policyholders throughout the claims process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals offer detailed claim management services, which include detailed documents for property damage and interpretation of policies and settlement negotiations with insurance carriers.
The importance of a professional representation is evident in final settlement figures, as professionally managed claims usually yield more comprehensive damage assessment, and more accurate valuations of losses.
Public adjusters streamline the claims process by:
- Handling all documentation and correspondence with insurance companies
- Conducting thorough assessments of property damage
- Preparing comprehensive claim submissions
- Directly negotiating with insurance companies
- Speeding up the settlement timeline
- Ensuring compliance with the policy requirements and deadlines
The majority of public adjusters operate on a contingency fee basis, which typically range between 10% and 20% of the final settlement amount. This fee structure aligns the adjuster’s interests with the policyholder’s, as their compensation depends on securing a favorable settlement.
The expertise of a Public Adjuster often proves invaluable in complex claims scenarios, where technical knowledge of building codes, construction costs, & insurance policy provisions can significantly impact settlement outcomes.
Their expertise and oversight ensure that no covered damages are missed and claims are properly assessed according to current market conditions.
Related Story: When Should I Hire A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
How Much Do Memphis Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Insurance Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Memphis, Tennessee?
Complex insurance claims often require professional expertise to navigate effectively. Public insurance adjusters, state-licensed professionals who work exclusively for policyholders, can significantly impact the outcome of claims and settlement amount.
There are a variety of scenarios that require the use of a public adjuster:
- Extensive property damage
- Claims that involve multiple coverage types
- Disputed claims or partial claim denials
- Complex documentation requirements
- Situations that are time-sensitive which require immediate attention
Public adjusters streamline the claims process by:
- Conducting thorough damage assessments
- The preparation and filing of required documentation
- Managing communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy terms and deadlines
Public adjusters particularly benefit policyholders by:
- Reducing stress through professional claim management
- Expediting settlement processes
- Giving objective damage assessments
- Ensuring comprehensive documentation
- Leveraging industry expertise for fair settlements
Related Story:Are Public Insurance Adjusters Legitimate?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Memphis?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Tennessee public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Insurance Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Adjuster In Memphis if your insurance company already sent an adjuster?
The decision to employ a state-licensed public adjuster, even when an insurance company has assigned its own adjuster, could dramatically affect the outcome of an insurance claim.
Although the insurance company adjusters work for their employer’s interests … public adjusters In Memphis, Tennessee serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated professionals operate independently, ensuring fair claim settlements and comprehensive policies are interpreted.
Public adjusters streamline the claims process by coordinating documents as well as making comprehensive assessment of the damage, and handling all communication with insurance companies. This type of professional intervention usually speeds up claim resolution and decreases homeowners burdens on administrative tasks.
The importance of public adjusters isn’t only limited to monetary benefits. They provide expert guidance throughout the claims process, explaining the complexities of policy and ensuring that the damage is documented and valued.
They make detailed damage estimates, gather the necessary evidence, and deal directly with insurance companies to maximize settlement outcomes.
The process of settling insurance claims is complicated and time-consuming, making professional representation crucial during large losses. Public adjusters’ expertise in negotiation and interpretation of policies often results in more comprehensive settlements that take into account evident and hidden losses.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Related Story:How Do Public Insurance Claims Adjusters Get Paid And Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can I File My Insurance Claim Myself In Memphis, Tennessee?
Although policyholders have the right to make insurance claims on their own, data from industry experts suggest that this method may not produce ideal results.
Key challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters offer significant advantages in the process of settling claims:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claim files, and handle all paperwork required, making sure no detail is left unnoticed.
- Time and Stress Management – These professionals manage all communications with insurance companies and homeowners can concentrate on recovery while speeding the process of submitting claims.
- Expert Negotiation – With extensive knowledge of the insurance policies and rules, public adjusters engage directly with insurance companies to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, typically ranging from 10 to 20 percent of the final settlement amount, to ensure the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the process of settling claims. Their expertise can be valuable in complicated claims or when significant damages are involved.
Statistics from the industry demonstrate that professional representation by state-licensed public adjusters leads to more favorable outcomes for policyholders, with quicker processing times, and more complete settlement packages.
Related Story:Public Claims Adjuster Fees
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
In Memphis, Can My Contractor Represent Me Against My Insurance Company?
Although contractors frequently offer the opportunity to negotiate with insurers, this method can come with some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and expertise to act as representative for insurers in claims negotiations.
This restriction could greatly affect the outcome of a case and may limit any rights granted to the insurance company.
Departments of insurance in each state oversee licensed public adjusters, who go through extremely specialized training, undergo Federal background checks, & require special licensing from the state before they can operate. They also are legally authorized to act on behalf of the policyholder in order to protect and defend their rights … legal authority that contractors do not have … thus they are the legal and comprehensive alternative to contractor representation.
Public Adjusters are experts in interpreting insurance policies, assessing and documenting damage, and negotiating with insurance companies to ensure fair settlements.
Public adjusters provide several distinct advantages, which include:
- Expert claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Accelerated claim processing
- Stress reduction by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public insurance adjusters must maintain professional licenses and adhere to strict ethical standards. This provides another layer of consumer protection not available with the representation of contractors.
For complex claims, public adjusters have a wealth of knowledge in the interpretation of policies, documentation requirements and negotiation strategies frequently proves invaluable, potentially preventing costly errors and denials of claims which could result from contractor-led negotiations.
Related Story:When Is It Too Late To Contact A Public Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
When insurance settlements prove insufficient to pay for property damage, policyholders retain several legal options for seeking further compensation after the initial settlement of their claim.
According to the National Association of Insurance Commissioners (NAIC), the policyholders must be sure to carefully review their settlement terms and related documents prior to accepting the final settlement payment.
The timing and circumstances for the pursuit of additional compensation are important elements, as most insurance policies have specific timeframes for claim disputes as well as appeals, typically ranging from one to two years after settlement date.
Licensed public adjusters are vital in re-assessing settlement claims and in identifying previously missed damages. Public adjusters perform thorough property assessments, document any additional damages, and deal with insurance companies for policyholders.
Important steps to pursue additional compensation are:
- Document newly discovered damages
- Review of policy terms and settlement agreements
- Gather new evidence and estimations
- Request professional representation from a state-licensed public claims adjusters
The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters are often able to identify missed damages and policy provisions that support additional compensation. Their expertise in policy interpretation and claim valuation is especially valuable when challenging settled claims.
Policyholders should respond quickly upon discovering insufficient settlement amounts, since delay may hinder their ability to collect additional compensation. When utilizing a PCAN member Public Insurance Claim Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Memphis, Tennessee?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Adjusting Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Memphis, Tennessee
Tennessee state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Memphis, Tennessee
Contact one of the PCAN verified and state-licensed public claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Learn How Memphis Public Claims Adjusters Can Help You Maximize Settlements From These Kinds Of Homeowners Insurance Claims
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- Denied Homeowners Property Damage Claims
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
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- Roof Leaks
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- Storms
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- terms
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- Tordano Damage
- Tornado
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- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
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- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
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- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
A homeowners insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV), a method for determining compensation based on replacement costs minus depreciation, and Additional Living Expenses (ALE), which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance policy declaration page, common home insurance claim deductibles for various types of home & property damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance terms and definitions that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Memphis, Tennessee
Memphis | |
---|---|
| |
Nickname(s): Bluff City, Home of the Blues, Grind City, The 901 | |
Interactive map of Memphis | |
Coordinates: 35°07′03″N 89°58′16″W / 35.11750°N 89.97111°W / 35.11750; -89.97111 | |
Country | United States |
State | Tennessee |
County | Shelby |
Founded | May 22, 1819 (1819-05-22) |
Incorporated | December 19, 1826 (1826-12-19) |
Founded by | John Overton, James Winchester, and Andrew Jackson |
Named for | Memphis, Egypt |
Government | |
• Mayor | Paul Young (D) |
Area | |
• City | 302.55 sq mi (783.66 km) |
• Land | 294.92 sq mi (763.83 km) |
• Water | 7.63 sq mi (19.77 km) |
Elevation | 337 ft (103 m) |
Population (2020) | |
• City | 633,104 |
• Rank | 77th in North America 28th in the United States 2nd in Tennessee |
• Density | 2,146.71/sq mi (828.85/km) |
• Urban | 1,056,190 (US: 45th) |
• Urban density | 2,149.9/sq mi (830.1/km) |
• Metro | 1,337,779 (US: 43rd) |
Demonym | Memphian |
GDP | |
• Metro | $102.934 billion (2023) |
Time zone | UTC−6 (CST) |
• Summer (DST) | UTC−5 (CDT) |
ZIP Codes | ZIP Codes
|
Area code | 901 |
FIPS code | 47-48000 |
Website | memphistn.gov |
Memphis is a city in the U.S. state of Tennessee. It is the county seat of Shelby County, in the southwesternmost part of the state, and is situated along the Mississippi River. With a population of 633,104 at the 2020 U.S. census, Memphis is the second-most populous city in Tennessee after Nashville.
Memphis is the fifth-most populous city in the Southeast, the nation’s 28th-most populous overall, as well as the largest city bordering the Mississippi River and third largest metropolitan statistical area behind Greater St. Louis and the Twin Cities on the Mississippi River. The Memphis metropolitan area includes West Tennessee and the greater Mid-South region, which includes portions of neighboring Arkansas, Mississippi and the Missouri Bootheel. One of the more historic and culturally significant cities of the Southern United States , Memphis has a wide variety of landscapes and distinct neighborhoods.
The first European explorer to visit the area of present-day Memphis was Spanish conquistador Hernando de Soto in 1541. The high Chickasaw Bluffs protecting the location from the waters of the Mississippi was contested by European settlers as Memphis developed. By 1819, when modern Memphis was founded, it was part of the United States territory. John Overton, James Winchester, and Andrew Jackson founded the city. Based on the wealth of cotton plantations and river traffic along the Mississippi, Memphis grew into one of the largest cities of the Antebellum South. After the Civil War and the end of slavery, the city continued to grow into the 20th century. It became among the largest world markets for cotton and hardwood.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.