Work With Trusted & Experienced

Public Adjusters In Edmond, Oklahoma That Work For YOU!

100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!

*Not All Services Available In All Areas. 

Don't Settle For Less!

Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!

Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!

Work with highly trained & verified Edmond public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!

Public Claims Adjusters Network (PCAN) member public insurance claims adjusters in Edmond, Oklahoma offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.

Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.

They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).

Consultations are always:

  • Friendly
  • Free
  • No-Obligation
  • 100% contingency-based In Nearly Every State

… meaning your public adjuster doesn’t get paid, unless you get paid!*

Public Claims Adjusters Network (PCAN) public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Oklahoma public insurance adjusters today!

*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.

Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!

*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Edmond community, to ensure the highest quality of service & care.

Up To 0 %

Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!

0 %

Contingency Based. We don’t get paid, unless you get paid!

*Contingency fees not permitted by law in Louisiana.

Public Adjuster Graph
Public Adjuster Graph

Why Hire A Public Insurance Claims Adjuster In Edmond Oklahoma?

Edmond Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!

Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public claims adjusters Members Today!

*Some Services Not Available In All Areas. 

What Our Network Of Licensed Edmond Public Insurance Adjusters Bring To The Table

Insurance Policy & Claims Specialists For Edmond Residents

PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Edmond, Oklahoma. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.

Advocates For Homeowners, Businesses, & HOA's In Edmond, Oklahoma

PCAN member public adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!

Experts In Seen & Unseen Damages For Edmond Homeowners Insurance Claims

PCAN member public insurance claims adjusters in Edmond, Oklahoma have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.

Expert Edmond Damage Claim Negotiators

Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Edmond, Oklahoma know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Frequently Asked Questions (FAQ) About Edmond Oklahoma Public Adjusting

Edmond Public adjusters are licensed insurance professionals who work independently to advocate for policy holders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are professionals act as advocates for homeowners and ensure their rights are protected in dealing with insurance companies.

The function of public adjusters has become increasingly important in recent times, especially as insurance claims grow more complex. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements that were up to 800% higher than those who dealt with claims themselves.

Public adjusters provide comprehensive services throughout the claims process. They conduct thorough assessments of the damages, and prepare and file necessary documentation, and handle all communication with insurance companies. This type of support from licensed professionals, significantly reduces the amount of time and anxiety that comes with filing claims which allows policyholders to concentrate on recovering.

Operating primarily on a contingency fee basis which typically range from 10% to 20 percent of the settlement, public adjusters are incentivized to secure the highest possible amount of settlement to their customers. The fee structure differs according to the complexity of the claim state regulations, as well as the amount of resources needed.

These professionals possess vast understanding of insurance policies,  and building codes, as well as construction costs. They leverage this expertise to:

  • Accelerate the claims process
  • Document and evaluate the damages thoroughly
  • Navigate complex policy language
  • Directly negotiate with insurance companies
  • Be sure to comply with filing deadlines and additional policy requirements

Research has clearly shown that professional representation during the claims process typically results in more comprehensive settlements as well as faster claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can help avoid common mistakes that could delay or diminish claim settlements.

Related Story: Are Public Claims Adjusters Worth It?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Research and industry analysis has shown that employing a public insurance adjuster can significantly increase policyholder settlements for claims. According to a landmark research study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who employed public adjusters received settlements that were up to 800% higher that those who managed claims on their own.

Public adjusters in Edmond, Oklahoma serve as licensed professionals who exclusively represent policyholders throughout the claims process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals offer comprehensive claims management services, including precise documents for property damage, policy interpretation, and settlement discussions with insurance carriers.

The value of professional representation is particularly evident in final settlement figures, as professionally managed claims typically result in more thorough damage assessments, and more accurate valuations of losses.

Public adjusters streamline the claims process by:

  •  Managing all documentation and correspondence with insurance companies    
  • Conducting thorough assessment of the damage to property  
  • Preparing comprehensive claim submissions
  • Negotiating directly with insurance carriers    
  • Expediting the settlement timeline  
  • Ensuring compliance with policy guidelines and deadlines  

The majority of public adjusters operate on a basis of contingency fees, typically ranging between 10% and 20% of the final settlement amount. The fee structure is aligned with the adjuster’s interests with the interests of the policyholder, since their compensation is contingent upon securing a favorable settlement agreement.

The expertise of a Public Adjuster often proves invaluable in complex claims scenarios, where technical knowledge of building codes, construction costs, & insurance policy provisions can have a major impact on settlement outcomes.

Their expert oversight ensure that no covered damages are overlooked and that claims are properly assessed according to the current market conditions.

Related Story: When Should You Consult With A Public Insurance Claims Adjuster?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements. 

Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.

landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.

Related Story:How Does A Public Insurance Adjuster Work?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Complex insurance claims usually require experienced professionals to navigate effectively. Public insurance adjusters, state-licensed professionals who solely work for policyholders, can have a significant impact on the outcome of claims and settlement amount.

There are a variety of scenarios that require the use of a public adjuster:

  • Extensive property damage
  • Claims that involve multiple coverage types
  • Disputed claims or partial claim denials      
  • Complex documentation requirements
  • Time-sensitive situations requiring immediate attention

Public adjusters streamline the claims process by:

  • Conducting thorough damage assessments
  • Preparing and filing the necessary documentation 
  • Managing communication with insurance companies 
  • Settlement negotiations on behalf of the policyholders 
  • Ensuring compliance with the policy terms and deadlines

Public adjusters particularly benefit policyholders because of:

  • Stress reduction by utilizing expert claim management
  • Speeding up the settlement process 
  • Giving an objective assessment of damage
  • Ensuring comprehensive documentation
  • Leveraging industry expertise for fair settlements

Related Story:Are Public Claims Adjusters Legit?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Oklahoma public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.

Key timing considerations include:

Statute of Limitations:

  • Each state maintains different deadlines for filing insurance claims
  • Claims must be initiated within these legal timeframes
  • Public adjusters can assist with existing claims, even if initially filed independently

Documentation Requirements:

  • Public adjusters help organize and prepare comprehensive claim documentation
  • They can recover or reconstruct missing documentation
  • Professional documentation improves claim validity and settlement potential

Claim Status:

  • Active claims benefit from professional representation
  • Denied claims may be reopened with proper documentation
  • Disputed settlements can be renegotiated

Public adjusters provide valuable services throughout the claims process Including:

  • Expedited claim processing through professional management
  • Expert negotiation with insurance carriers
  • Complete documentation preparation and submission
  • Regular communication with insurance companies
  • Stress reduction through professional claim handling
  • Maximum settlement potential through experienced representation

Related Story:Common Public Insurance Adjuster Pitfalls & How To Avoid Them

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

The choice to engage a state-licensed public insurance claims adjuster, even if an insurance company has assigned its own adjuster, can dramatically affect the outcome of an insurance claim.

Although insurance company adjusters work for their employer’s interests … public insurance claims adjusters In Edmond, Oklahoma serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals operate independently to ensure fair claim settlements and comprehensive policy interpretation.

Public adjusters streamline the claims process by coordinating documents, conducting complete damage assessments and coordinating all communications with insurance companies. This type of professional intervention usually speeds up claim resolution and reduces homeowners administrative burdens.

The importance of public adjusters also extends beyond monetary benefits. They offer expert advice through the entire claims process, providing complex policy terms and ensuring the damage is documented and assessed.

They make specific damage estimates, gather the necessary evidence, and engage directly with insurance companies in order to get the best settlement results.

Insurance claims are complex and time-consuming which makes professional representation valuable during significant loss events. Public adjusters’ expertise in negotiation and interpretation of policies usually results in more comprehensive settlements that account for both obvious and hidden losses.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Related Story:How Do Public Insurance Claims Adjusters Get Paid & Who Pays Them?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

While policyholders are entitled to file insurance claims on their own, data from industry experts suggest that this method may not produce the best results.

Key challenges of self-filing include:

  • ​​​​Complex documentation requirements and policy interpretation
  • Time-intensive communication with insurance representatives
  • Risk of overlooking covered damages or benefits
  • Potential undervaluation of claims by insurance companies
  • Limited-to-zero negotiation experience with insurers

​​​​Licensed public adjusters offer important advantages to the process of settling claims: 

  •  
    1. Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and handle all necessary paperwork, making sure that nothing is missed.
    2. Time and Stress Management – These professionals handle all communications with insurance companies so that homeowners can focus on recovery while expediting the process of filing claims.
    3. Expert Negotiation – With a vast understanding of regulations and rules governing insurance policies, public adjusters engage directly with insurance companies to negotiate fair settlements.
    4. Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, usually ranging between 10-20% of the settlement amount, ensuring the best interests of the policyholder.

The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent policyholders’ interests during the process of settling claims. Their expertise can be particularly valuable in complex claims or when significant damages are involved.

Industry statistics consistently show that professional expert representation by state-licensed public adjusters leads to better outcomes for policy holders, with faster processing, and more complete settlement packages.

Related Story:How Much Do Public Insurance Claims Adjusters Charge

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

While many contractors offer negotiations with insurers this approach can present significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and know-how to serve as official representatives for insurance claim negotiations.

This limitation could dramatically affect the outcomes of a case and may limit any rights granted to the policyholder.

The state insurance departments regulate licensed public adjusters, who receive extremely specialized training, undergo Federal background checks, & require specialized licenses from the state before they can operate. They also are legally authorized to represent the policyholder to protect & defend their rights … legal authority that contractors don’t have … thus they are the legal alternative to the representation of contractors.

Public Adjusters specialize in interpreting insurance policies, assessing and documenting damage, and working with insurance companies to ensure fair and equitable settlements.

Public adjusters provide several distinct advantages, including:

  • Specialist claim documents and filing
  • Professional negotiation with insurance companies
  • Comprehensive damage assessment
  • Expedited claim processing
  • Stress reduction by a complete claim management

The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public insurance claims adjusters must maintain professional licenses and follow strict ethical standards, thereby providing the additional level of consumer protection that is not offered by the representation of contractors.

For complex claims for complex claims, public adjusters are experts in the interpretation of policies, documentation requirements and negotiation techniques often proves invaluable, potentially preventing costly mistakes and claim denials which could result from contractor-led negotiations.

Related Story:When Is It Too Late To Hire A Public Insurance Adjuster?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

When insurance settlements fail to compensate for damages to property, policyholders retain several legal options for seeking further compensation following the initial settlement of their claim.

According to the National Association of Insurance Commissioners (NAIC), the policyholders must be sure to carefully review their settlement terms and related documents prior to accepting the final settlement payment.

The timing and circumstances for pursuing additional compensation are critical aspects, as most insurance policies include specific timeframes for claim disputes as well as appeals, usually ranging from one to two years after settlement date.

Licensed public insurance adjusters are essential in re-evaluating settled claims and finding previously missed damages. Public adjusters carry out thorough property assessments, document any additional damages, and deal with insurance companies in the interest of policyholders.

The most important steps to pursue additional compensation include:

  1.  Document newly discovered damages
  2. Review of policy terms and settlement agreements
  3. Collect supporting evidence and estimates
  4. Request professional representation from a state-licensed public insurance claims adjusters

The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters are often able to spot overlooked damages and policy provisions that support an additional amount of compensation. Their expertise in the interpretation of policies and the valuation of claims is especially valuable when challenging settled claims.

Policyholders should respond quickly upon discovering insufficient settlement amounts, as delay may hinder their ability to obtain additional compensation. When utilizing a PCAN member Public Claims Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts. 

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.

The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.

The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.

Related:Public Claims Adjusting Resources & Guides

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

The Homeowners Insurance Claims Recovery Process In Edmond, Oklahoma

Oklahoma state-licensed public claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!

Step #1

Make Sure Your Family Is Safe

When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!

Step #1

Step #2

Contact A PCAN Public Adjuster In Edmond, Oklahoma

Contact one of the PCAN verified and state-licensed public insurance adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.

Step #2

Step #3

Thorough Review Of Your Policy

Your public adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.

Step #3

Step #4

Create A Claims Strategy That Works For Your Specific Goals & Needs

Your public claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.

Step #4

Step #5

Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.

Once you have agreed on a strategy, your public insurance adjuster will:

  • Meet with insurance company adjusters & personnel at the loss/damage location.
  • Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Step #5

Step #6

Negotiations & Final Settlement

Your public insurance claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.

Step #6

Step #7

Restoration | Reconstruction | Relocation

Your public claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.

Step #7

(Click To Expand Infographic)

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Learn How Edmond Public Claims Adjusters Can Get You More From These Kinds Of Home Insurance Damage Claims

Public Adjusters Edmond, Oklahoma

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

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A homeowners insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.

Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and ALE Insurance Coverage, which cover necessary living costs when a home is uninhabitable.

For example, understanding your home insurance declaration page, common home deductibles for various types of home damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential homeowners insurance definitions that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Edmond, Oklahoma
City
Flag Of Edmond, Oklahoma
Official Seal Of Edmond, Oklahoma
Official Logo Of Edmond, Oklahoma
Motto: 
“A Great Place To Grow”
Location In Oklahoma County And The State Of Oklahoma.
Location in Oklahoma County and the state of Oklahoma.
Coordinates: 35°39′N 97°28′W / 35.650°N 97.467°W / 35.650; -97.467
CountryUnited States
StateOklahoma
CountyOklahoma
FoundedApril 22, 1889
Government
 • TypeCouncil – Manager
 • MayorDarrell Davis
 • City managerScot Rigby
Area
 • Total
87.55 sq mi (226.75 km)
 • Land84.44 sq mi (218.71 km)
 • Water3.10 sq mi (8.04 km)
Elevation
1,122 ft (342 m)
Population
 (2020)
 • Total
94,428
 • Density1,118.23/sq mi (431.75/km)
Time zoneUTC−6 (Central (CST))
 • Summer (DST)UTC−5 (CDT)
ZIP codes
73003, 73012, 73013, 73025, 73034, 73083
Area code(s)405 and 572
FIPS code40-23200
GNIS feature ID2410402
WebsiteCity of Edmond

Edmond is a city in Oklahoma County, Oklahoma, United States. It is a part of the Oklahoma City metropolitan area, located in Central Oklahoma. The population was 94,428 according to the 2020 United States Census, a 16% increase from 2010. making it the 5th most populous city in Oklahoma.

The city borders the northern boundary of Oklahoma City. Public transportation is provided by Citylink Edmond bus service.

Source

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.