Work With Trusted & Experienced
Public Adjusters In Lorain, Ohio That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Lorain public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance claims adjusters in Lorain, Ohio offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Ohio public claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
- Required Fields
*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Lorain community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Adjuster In Lorain Ohio?
Lorain Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Lorain Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Lorain Residents
PCAN member public insurance adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Lorain, Ohio. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Lorain, Ohio
PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Lorain Homeowners Insurance Claims
PCAN member public claims adjusters in Lorain, Ohio have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Lorain Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Lorain, Ohio know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Lorain Ohio Public Adjusting
What Is A Public Claims Adjuster In Lorain & What Do They Do?
Lorain Public adjusters are licensed insurance professionals who work independently to defend policy holders throughout the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA), these experts act as advocates for property owners and ensure their rights are protected in working with insurance companies..
The function of public adjusters has become increasingly important over the last few years, specifically because insurance claims are becoming more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements up to 800% higher over those who managed claims themselves.
Public adjusters provide comprehensive services throughout the claims process. They conduct detailed assessments of the damages, and prepare and file necessary documentation, and manage all communications with insurance companies. This kind of professional assistance significantly cuts down the amount of time and anxiety involved with filing claims and allows policyholders owners to focus on recovering.
Operating primarily on a basis of contingency fees which typically range between 10 and 20% of the final settlement, public adjusters are paid to ensure the highest possible amount of compensation for their clients. The fee structure differs based on claim complexity as well as state regulations and the resources required.
These professionals have extensive expertise of insurance policies, as well as building codes, as well as construction costs. They apply this knowledge to:
- Accelerate the claims process
- Document and evaluate the extent of damages
- Navigate complex policy language
- Directly negotiate with insurance companies
- Make sure you are in compliance with deadlines for filing and additional policy requirements
Research has clearly shown that professional representation during the claim process often leads to more comprehensive settlements as well as quicker claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can prevent common pitfalls that could otherwise slow or hinder settlements.
Related Story: Are Public Insurance Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Will My Settlement Be Larger If I Hire A Lorain Public Adjusting Company?
Industry research and analysis have shown that hiring a public insurance adjuster can significantly increase policyholder claim settlements. According to a landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who employed public adjusters received settlements as high as 800% higher than those who handled claims themselves.
Public adjusters in Lorain, Ohio serve as licensed professionals who represent only policyholders during the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals offer comprehensive claim management services, including precise documents for property damage and interpretation of policies as well as settlement negotiations with insurance carriers.
The value of representation by a professional becomes particularly evident in the final settlement figures, as professionally managed claims generally result in more thorough damage assessments and more accurate valuations of losses.
Public adjusters streamline the claims process by:
- Handling all documentation and correspondence with insurance companies
- Conducting detailed assessment of the damage to property
- Preparing comprehensive claim submissions
- Negotiating directly with insurance carriers
- Accelerating the settlement timeline
- Ensures compliance with policy requirements and deadlines
The majority of public adjusters work on a basis of contingency fees, which typically range between 10% and 20 percent of the final settlement amount. The fee structure is aligned with the interests of the adjuster with those of the policyholder, as their compensation depends on securing a favorable settlement.
A Public adjuster’s expertise often proves invaluable in complex claims situations, where the knowledge of building codes, construction costs, and insurance policy provisions can have a significant impact on settlement outcomes.
Their professional oversight helps ensure no damaged claims are missed and claims are appropriately valued according to current market conditions.
Related Story: When Should You Hire A Public Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
How Much Do Lorain Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Claims Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Lorain, Ohio?
Complex insurance claims usually require professional expertise to effectively navigate. Public insurance adjusters, state-licensed professionals who work exclusively for policyholders, can have a significant impact on claim outcomes as well as settlement amounts.
Several scenarios warrant hiring a public adjuster:
- Property damage that is extensive
- Claims involving multiple types of coverage
- Disputed claims or partial claim denials
- Complex documentation requirements
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- Preparing and filing the required documentation
- Communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with the policy terms and deadlines
Public adjusters particularly benefit policyholders by:
- Reducing stress through expert claim management
- Speeding up the settlement process
- Providing objective damage assessments
- Ensuring comprehensive documentation
- Leveraging industry expertise for fair settlements
Related Story:Are Public Adjusters Legit?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Lorain?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Ohio public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Claims Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Why hire a Public Adjuster In Lorain if your insurance company already sent an adjuster?
The choice to engage a state-licensed public insurance claims adjuster, even if an insurance company has assigned its own adjuster, could dramatically affect the outcome of an insurance claim.
Although insurance company adjusters work for their employer’s interests … public adjusters In Lorain, Ohio serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals work independently to ensure fair settlements of claims and complete policy interpretation.
Public adjusters streamline the claims process by managing documents and performing complete evaluations of damage and handling all communication with insurance companies. This type of professional intervention usually speeds up the resolution of claims and eases homeowners’ administrative burdens.
The value of public adjusters also extends beyond monetary benefits. These professionals offer expert advice throughout the claims process, providing the complexities of policy and ensuring that every damage is properly documented and valued.
They make precise damage estimates, gather the necessary evidence, and negotiate directly with insurance carriers in order to get the best settlement results.
Insurance claims are complex and time-consuming, making professional representation valuable during significant losses. Public adjusters’ expertise in negotiation and interpretation of policies often results in more comprehensive settlements that cover evident and hidden losses.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Related Story:How Do Public Insurance Adjusters Get Paid And Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can I File My Insurance Claim Myself In Lorain, Ohio?
While policyholders are entitled to file insurance claims independently, research from experts in the industry suggest this method may not produce the best results.
The main challenges with self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters have significant advantages in the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claim files, and manage all necessary paperwork, ensuring no detail is left unnoticed.
- Time and Stress Management – These professionals handle all communications with insurance companies so that homeowners can focus on recovery while expediting the claims process.
- Expert Negotiation – With extensive knowledge of regulations and rules governing insurance policies, public adjusters negotiate directly with insurance companies to negotiate fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, usually ranging from 10 to 20 percent of the settlement amount, which ensures the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the claims process. Their expertise can be particularly beneficial in complicated claims or when significant damages are involved.
Industry statistics consistently demonstrate that professional representation by state-licensed public insurance adjusters leads to better outcomes for policyholders, with faster processing times, and more complete settlement packages.
Related Story:How Much Do Public Insurance Adjusters Charge
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
In Lorain, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer negotiations with insurers this approach can present serious risks and restrictions. According to the National Association of Insurance Commissioners (NAIC), contractors lack the legal authority and knowledge to be representative for insurers in claim negotiations.
This limitation can greatly affect the result of a case and potentially compromise any rights granted to the insurance company.
State insurance departments regulate licensed public adjusters, who receive extremely specialized training, have to pass Federal background checks, and require special licensing from the state before they can operate. They also are legally authorized to act on behalf of the policyholder in order to protect and enforce their rights … legal authority that contractors don’t possess … which makes them the legal and comprehensive alternative to contractor representation.
Public Adjusters specialize in interpreting insurance policies, documenting damages, and negotiating with insurance companies to guarantee fair claim compensation.
Public adjusters provide several distinct advantages, including:
- Professional claim documentation and filing
- Professional negotiation with insurance companies
- Comprehensive damage assessment
- Expedited claim processing
- Stress reduction through complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public insurance claims adjusters need to maintain professional licenses and follow strict ethical standards. This provides the additional level of consumer protection not available with contractor representation.
For complex claims for complex claims, for more complex claims, public adjusters are experts in interpreting policies, document requirements, and negotiation strategies often proves invaluable, potentially preventing costly errors and denials of claims that could arise from the use of contractors in negotiations.
Related Story:When Is It Too Late To Contact A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
When insurance settlements fail to cover property damages, policyholders have a range of legal options to pursue additional compensation, even after the initial claim settlement.
As per the National Association of Insurance Commissioners (NAIC), the policyholders must be sure to carefully review their settlement terms and related documentation before accepting the final settlement payment.
The timing and the circumstances for the pursuit of additional compensation are important factors, as the majority of insurance policies include specific deadlines for claims disputes or appeals, generally ranging from one to two years following the settlement date.
Licensed public insurance adjusters are vital in re-assessing settlement claims and in identifying overlooked damages. Public adjusters carry out thorough property assessments, as well as document any additional damage, and deal with insurance companies on behalf of policyholders.
Important steps to pursue additional compensation are:
- Document newly discovered damages
- Review the policy terms and settlement agreements
- Gather additional evidence and estimates
- Consider professional representation from a state-licensed public insurance claims adjusters
The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters are often able to spot overlooked damages and policy provisions that allow for the need for additional compensation. Their knowledge of the interpretation of policies and claim valuation proves particularly valuable when challenging settled claims.
Policyholders should take action immediately after discovering inadequate settlement amounts, since delay could hinder their ability to recover additional compensation. When utilizing a Public Claims Adjusters Network member Public Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Lorain, Ohio?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Adjusting Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Lorain, Ohio
Ohio state-licensed public claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Learn How Lorain Public Claims Adjusters Can Help You Maximize Settlements From These Types Of Homeowners Insurance Damage Claims
- Water Claims
- Hurricane Damage Insurance Claims Adjusters
- Flood Property Damage Claims Public Adjusters
- Hail Property Damage Claims Public Adjusters
- Sewer Line Damage Claims Public Adjusters
- Flooded Basement Damage Claims Public Adjusters
- Sinkhole Damage Claims Public Adjusters
- Slab Leak Property Damage Claims Public Adjusters
- Foundation Damage Claims Public Adjusters
- Water Line & Pipe Claims
- Fire Damage Claims Public Adjusters
- Wildfire Damage Claims Adjusters
- Denied Homeowners Property Damage Insurance Claims
- Underpaid Homeowners Claims
- New Damage Claims Public Adjusters
- Commercial Damage Claims Public Adjusters
- Homeowners Association (HOA) Damage Claims Public Adjusters
- Condo Association Damage Claims Adjusters
- Theft Property Damage Claims
- Vandalism Damage Insurance Claims
- Roof Property Damage Insurance Claims Public Adjusters
- Storm & Wind Property Damage Claims Adjusters
- Tornado Property Damage Insurance Claims Adjusters
- Property Damage Insurance Claims
- Personal Property Damage Insurance Claims
- Earthquake Property Damage Claims Adjusters
- Structural Damage Insurance Claims Adjusters
- Lightning Property Damage Claims Public Adjusters
- Mold Damage Insurance Claims Adjusters
- Business Interruption Property Damage Insurance Claims
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
Foundation Damage 
Foundation Damage 
Public Adjusting Guides 
Water Damage A homeowners insurance glossary of terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV) Vs. Replacement Value, a method for determining compensation based on replacement costs minus depreciation, and Additional Living Expenses (ALE), which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance declaration page, common damage deductibles for various kinds of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential homeowners insurance definitions that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
Related Articles:
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Find PCAN Public Adjusters In These Surrounding Cities:
View Additional Cities Around Lorain That We Serve
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Lorain, Ohio
Lorain, Ohio | |
|---|---|
 Flag .png "Lorain 19") Seal | |
| Nickname(s): International City, Steel City | |
 Interactive map of Lorain | |
  Lorain  Lorain | |
| Coordinates: 41°26′24″N 82°10′08″W / 41.44000°N 82.16889°W | |
| Country | United States |
| State | Ohio |
| County | Lorain |
| Founded | 1807 |
| Incorporated | February, 1817 |
| Incorporated | July 16, 1834 (township) |
| Government | |
| • Type | Mayor–council |
| Area | |
• City | 24.08 sq mi (62.37 km) |
| • Land | 23.61 sq mi (61.14 km) |
| • Water | 0.47 sq mi (1.23 km) |
| Elevation | 617 ft ( m) |
| Population (2020) | |
• City | 65,211 |
| • Density | 2,762.36/sq mi (1,066.57/km) |
| • Urban (Lorain–Elyria, OH) | 199,067 (US: 196th) |
| • Urban density | 2,196.9/sq mi (848.2/km) |
| Time zone | UTC−5 (EST) |
| • Summer (DST) | UTC−4 (EDT) |
| Zip code(s) | 44052–44055 |
| Area code | 440 |
| FIPS code | 39-44856 |
| GNIS feature ID | 1086514 |
| Website | www |
.jpg "Lorain 16")
Lorain is a city in Lorain County, Ohio, United States. It is located in Northeast Ohio on Lake Erie at the mouth of the Black River, about 25 miles (40 km) west of Cleveland. As of the 2020 census, the city had a population of 65,211, making it Ohio’s ninth-largest city, the third-largest in Greater Cleveland, and the largest in Lorain County by population.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.