Work With Trusted & Experienced
North Carolina Public Adjusters That Work For You!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!*
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Don’t Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & vetted North Carolina public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance adjusters in North Carolina offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified North Carolina public claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request A Free Consultation!
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*Some Services May Not Be Available In All Areas. Contingency fees are not permitted by law in Louisiana. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the North Carolina community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Insurance Claims Adjuster In North Carolina?
North Carolina Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert North Carolina Public Claims Adjuster Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
What Our Network Of Licensed North Carolina Public Insurance Adjusters Bring To The Table
North Carolina Insurance Policy Claims Specialists
PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in North Carolina. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For North Carolina Homeonwers Insurance Policy Holders
PCAN member public adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages
PCAN member public insurance claims adjusters in North Carolina have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Claims Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in North Carolina know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In North Carolina
North Carolina state-licensed public insurance adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In North Carolina
Contact one of the PCAN verified and state-licensed public insurance adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public insurance claims adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
We Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About North Carolina Public Adjusting
What Are North Carolina Public Adjusters, & What Do They Do?
North Carolina Public adjusters are licensed insurance professionals who independently represent policyholders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) the professionals act as advocates for homeowners to ensure that their interests are protected when working with insurance companies..
The function of public adjusters has become increasingly important in recent years, specifically since insurance claims become more complicated. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements that were up to 800% higher over those who managed claims independently.
Public adjusters provide comprehensive services throughout the claim process. They conduct detailed assessments of the damages, and prepare and file the necessary documents, and handle all communication with insurance companies. This type of support from licensed professionals, significantly reduces the time and stress involved with filing claims, allowing policyholders to concentrate on rehabilitating.
Based mostly on a basis of contingency fees, typically ranging from 10% to 20 percent of the final settlement, public adjusters are incentivized to secure the highest possible amount of amount of compensation to their customers. The fee structure differs according to the complexity of the claim state regulations, as well as the amount of resources needed.
These professionals have vast understanding of insurance policies, and building codes, as well as construction costs. They leverage this expertise to:
- Accelerate the claims process
- Document and assess the extent of damages
- Navigate complex policy language
- Directly negotiate with insurance carriers
- Be sure to comply with filing deadlines and additional policy requirements
Research has clearly shown that professional representation during the claims process usually results in more comprehensive settlements and faster claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can help avoid common mistakes that could slow or hinder settlements.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Will My Settlement Be Larger If I Hire A North Carolina Public Adjusting Company?
Industry research and analysis has shown the hiring of a public insurance adjuster can substantially increase policyholder claim settlements. According to a landmark research study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements as high as 800% more than those who handled claims independently.
Public adjusters in Asheville, North Carolina serve as licensed professionals who represent only policyholders during the claims process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals offer detailed claims management services, including precise property damage documentation and interpretation of policies as well as settlement negotiations with insurance carriers.
The importance of a professional representation is particularly evident in final settlement figures, as professionally managed claims generally produce more detailed damage estimates and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all correspondence and documentation with insurance companies
- Conducting detailed assessments of property damage
- Preparing comprehensive claim submissions
- Negotiating directly with insurance carriers
- Expediting the settlement timeline
- Ensuring compliance with the policy specifications and deadlines
Most public adjusters operate on the contingency fee basis, which typically range between 10% and 20% of the final settlement amount. The structure of the fee aligns interests of the adjuster with the interests of the policyholder, since their compensation is contingent on securing a favorable settlement outcome.
The expertise of a Public Adjuster often proves valuable in difficult claims situations, where the knowledge of building codes, construction costs, & insurance policy provisions can have a major impact on settlement outcomes.
Their professional oversight helps ensure that no damaged claims are missed and claims are appropriately valued in accordance with current market conditions.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
How Much Do North Carolina Public Adjusters Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A North Carolina Public Adjuster?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a North Carolina public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In North Carolina?
Complex insurance claims usually require expert knowledge to effectively navigate. Public insurance adjusters, state-licensed professionals who only work on behalf of policyholders, can significantly impact claim outcomes as well as settlement amount.
Several scenarios require the use of a public adjuster:
- Extensive property damage
- Claims involving multiple types of coverage
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- The preparation and filing of required documentation
- Managing communication with insurance companies
- Settlement negotiations on behalf of the policyholders
- Ensuring compliance with the policy terms and deadlines
Public adjusters particularly benefit policyholders because of:
- Stress reduction through expert claim management
- Accelerating the settlement process
- Offering an objective assessment of damage
- Ensuring comprehensive documentation
- Utilizing industry-specific expertise to ensure fair settlements
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In North Carolina?
Although policyholders have the right to file insurance claims on their own, data from experts in the industry suggest this method may not produce the best results.
The main challenges with self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters have significant advantages in the claims process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and handle all necessary paperwork, making sure no detail is left unnoticed.
- Time and Stress Management – These professionals handle all communications with insurance companies, allowing homeowners to focus on recovery while expediting the claims process.
- Expert Negotiation – With extensive knowledge of the insurance policies and rules, public adjusters negotiate directly with insurance companies to negotiate fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency fee basis, which typically ranges from 10 to 20 percent of the final settlement amount, to ensure that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the process of settling claims. Their expertise is particularly valuable in complicated claims or when significant damages are involved.
Statistics from the industry demonstrate that professional representation by state-licensed public insurance adjusters leads to better results for the policyholders, with quicker processing times, and more comprehensive settlement packages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
In North Carolina, Can My Contractor Represent Me Against My Insurance Company?
Although contractors frequently offer to negotiate with insurers, this strategy can have serious risks and restrictions. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack know-how to serve as representative for insurers in claims negotiations.
This limitation could greatly affect the outcome of a case and may affect the rights of the insurance company.
Departments of insurance in each state oversee licensed public adjusters, who receive intensive specialized training, must pass Federal background checks, and require special licensing from the state in order to work. They also are legally authorized to act on behalf of the policyholder to protect & defend their rights … legal authority that contractors don’t possess … thus they are the legal alternative to contractor representation.
Public Adjusters are experts in the interpretation of insurance policies, documenting damages, and negotiating with insurance companies in order to secure equitable claim compensation.
Public adjusters provide several distinct advantages, which include:
- Professional claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Expedited claim processing
- Reduce stress through complete claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public claims adjusters must maintain professional licenses and adhere to strict ethical standards, providing the additional level of consumer protection not available with contractor representation.
For complex claims, for complex claims, adjusters’ expertise in policy interpretation, documentation demands and negotiation techniques often can be invaluable, thereby avoiding costly mistakes and claim denials that could arise from contractor-led negotiations.
Disclaimer: *Some Services are not available in all Areas. Contingency fees are not available in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Get More?
When insurance settlements prove insufficient to compensate for damages to property, the policyholder has a variety of legal options to seek additional compensation, even following the initial settlement of their claim.
According to the National Association of Insurance Commissioners (NAIC), policyholders should be sure to carefully review the terms of their settlement and related documentation before accepting the final settlement payment.
The timing and circumstances for the pursuit of additional compensation are important aspects, as most insurance policies have specific timeframes for claim disputes or appeals, generally ranging from one to two years after settlement date.
Licensed public insurance adjusters are essential in re-evaluating settlement claims and identifying previously missed damages. Public adjusters conduct thorough assessments of property damages, as well as document any additional damages, and negotiate with insurance carriers for policyholders.
Key steps for pursuing additional compensation are:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Collect new evidence and estimations
- Think about professional representation from a state-licensed public insurance adjusters
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that public adjusters are often able to identify missed damages and policy provisions that support an additional amount of compensation. Their experience in policy interpretation and claim valuation proves particularly valuable when defending settled claims.
Insurance policyholders must take action immediately upon discovering insufficient settlement amounts, as delay could hinder their ability to recover additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Why hire a Public Insurance Claims Adjuster In North Carolina if the insurance company already sent an adjuster?
The decision to hire a state-licensed public insurance claims adjuster, even when an insurance company has assigned its own adjuster greatly affect the final result of an insurance claim.
Although the insurance company adjusters work for the insurance company’s interests … public insurance claims adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated professionals work independently, ensuring fair settlement of claims and a thorough coverage interpretation.
Public adjusters streamline the claims process by coordinating the documentation, performing thorough assessment of the damage, and coordinating all communications with insurance companies. This type of professional intervention usually speeds up the resolution of claims and eases homeowners administrative burdens.
The benefit of public adjusters also extends beyond monetary benefits. These professionals offer expert advice throughout the claims process, guiding clients through complex policy terms and ensuring every damage is properly documented and assessed.
They prepare specific damage estimates, gather necessary evidence, and engage directly with insurance companies in order to get the best settlement results.
Insurance claims are complex and time-consuming, making professional representation crucial during large losses. Public adjusters’ expertise in negotiation and interpretation of policies often results in more extensive settlements that take into account both obvious and concealed damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In North Carolina?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
A homeowners insurance glossary of terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and ALE (Additional Living Expenses), which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance policy declaration page, common homeowners insurance claim deductibles for various kinds of home damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How North Carolina Public Claims Adjusters Can Get You More From These Types Of Property Damage Insurance Claims
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Find A PCAN Public Adjuster In North Carolina Near You In One Of These Cities:
Click To Expand & View List Of Cities Served
- Public Adjusters Asheville, North Carolina
- Public Adjusters Battleboro, North Carolina
- Public Adjusters Burlington, North Carolina
- Public Adjusters Cary, North Carolina
- Public Adjusters Chapel Hill, North Carolina
- Public Adjusters Charlotte, North Carolina
- Public Adjusters Concord, North Carolina
- Public Adjusters Durham, North Carolina
- Public Adjusters Fayetteville, North Carolina
- Public Adjusters Gastonia, North Carolina
- Public Adjusters Greensboro, North Carolina
- Public Adjusters Greenville, North Carolina
- Public Adjusters High Point, North Carolina
- Public Adjusters Huntersville, North Carolina
- Public Adjusters Jacksonville, North Carolina
- Public Adjusters North Charlotte, North Carolina
- Public Adjusters Raleigh, North Carolina
- Public Adjusters Rocky Mount, North Carolina
- Public Adjusters West Asheville, North Carolina
- Public Adjusters West Raleigh, North Carolina
- Public Adjusters Wilmington, North Carolina
- Public Adjusters Winston-Salem, North Carolina
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About North Carolina
North Carolina | |
---|---|
Nickname(s): The Tarheel State, The Old North State | |
Motto(s): Esse quam videri “To be, rather than to seem” | |
Anthem: “The Old North State“ | |
Location of North Carolina within the United States | |
Country | United States |
Before statehood | Province of North Carolina |
Admitted to the Union | November 21, 1789 (12th) |
Capital | Raleigh |
Largest city | Charlotte |
Largest county or equivalent | Wake |
Largest metro and urban areas | Charlotte |
Government | |
• Governor | Josh Stein (D) |
• Lieutenant Governor | Rachel Hunt (D) |
Legislature | General Assembly |
• Upper house | Senate |
• Lower house | House of Representatives |
Judiciary | North Carolina Supreme Court |
U.S. senators | Thom Tillis (R) Ted Budd (R) |
U.S. House delegation |
|
Area | |
• Total | 53,819 sq mi (139,391.0 km) |
• Land | 48,617.91 sq mi (125,919.8 km) |
• Water | 5,201.25 sq mi (13,471.2 km) 9.66% |
• Rank | 28th |
Dimensions | |
• Length | 501 mi (806 km) |
• Width | 191 mi (307 km) |
Elevation | 700 ft (210 m) |
Highest elevation | 6,684 ft (2,037 m) |
Lowest elevation (Atlantic Ocean) | 0 ft (0 m) |
Population (2024) | |
• Total | |
• Rank | 9th |
• Density | 214.72/sq mi (82.90/km) |
• Rank | 14th |
• Median household income | $70,800 (2023) |
• Income rank | 39th |
Demonym(s) | North Carolinian (official); Tarheel (colloquial) |
Language | |
• Official language | English |
• Spoken language | As of 2010
|
Time zone | UTC−05:00 (Eastern) |
• Summer (DST) | UTC−04:00 (EDT) |
USPS abbreviation | NC |
ISO 3166 code | US-NC |
Traditional abbreviation | N.C. |
Latitude | 33° 50′ N to 36° 35′ N |
Longitude | 75° 28′ W to 84° 19′ W |
Website | nc |
List of state symbols | |
---|---|
Motto | Esse quam videri (“To be, rather than to seem”) |
Slogan | First in Flight, First in Freedom (unofficial) |
Song | “The Old North State“ |
Living insignia | |
Amphibian | Pine Barrens tree frog |
Bird | Cardinal |
Butterfly | Eastern tiger swallowtail |
Dog breed | Plott Hound |
Fish | Red drum |
Flower | Flowering dogwood |
Insect | Western honey bee |
Mammal | Eastern gray squirrel |
Marsupial | Virginia opossum |
Reptile | Eastern box turtle |
Tree | Pine |
Inanimate insignia | |
Beverage | Milk |
Color(s) | Red and blue |
Dance | Carolina shag |
Food | Scuppernong grape and sweet potato |
Fossil | Megalodon teeth |
Gemstone | Emerald |
Mineral | Gold |
Rock | Granite |
Shell | Scotch bonnet |
Other | Marbled salamander (salamander) |
State route marker | |
State quarter | |
Released in 2001 | |
Lists of United States state symbols |
North Carolina ( KARR-ə-LY-nə) is a state in the Southeastern region of the United States. It is bordered by Virginia to the north, the Atlantic Ocean to the east, South Carolina to the south, Georgia to the southwest, and Tennessee to the west. The state is the 28th-largest and 9th-most populous of the United States. Along with South Carolina, it makes up the Carolinas region of the East Coast. At the 2020 census, the state had a population of 10,439,388. Raleigh is the state’s capital and Charlotte is its most populous city. The Charlotte metropolitan area, with an estimated population of 2,805,115 in 2023, is the most populous metropolitan area in North Carolina, the 22nd-most populous in the United States, and the largest banking center in the nation after New York City. The Research Triangle, with an estimated population of 2,368,947 in 2023, is the second-most populous combined metropolitan area in the state, 31st-most populous in the United States, and is home to the largest research park in the United States, Research Triangle Park.
The earliest evidence of human occupation in North Carolina dates back 10,000 years, found at the Hardaway Site. North Carolina was inhabited by Carolina Algonquian, Iroquoian, and Siouan speaking tribes of Native Americans prior to the arrival of Europeans. King Charles II granted eight lord proprietors a colony they named Carolina after the king and which was established in 1670 with the first permanent settlement at Charles Town (Charleston). Because of the difficulty of governing the entire colony from Charles Town, the colony was eventually divided and North Carolina was established as a royal colony in 1729 and was one of the Thirteen Colonies. The Halifax Resolves resolution adopted by North Carolina on April 12, 1776, was the first formal call for independence from Great Britain among the American Colonies during the American Revolution.
On November 21, 1789, North Carolina became the 12th state to ratify the United States Constitution. In the run-up to the American Civil War, North Carolina reluctantly declared its secession from the Union on May 20, 1861, becoming the tenth of eleven states to join the Confederate States of America. Following the Civil War, the state was restored to the Union on July 4, 1868. On December 17, 1903, Orville and Wilbur Wright successfully piloted the world’s first controlled, sustained flight of a powered, heavier-than-air aircraft at Kitty Hawk in North Carolina’s Outer Banks. North Carolina often uses the slogan “First in Flight” on state license plates to commemorate this achievement, alongside a newer alternative design bearing the slogan “First in Freedom” in reference to the Mecklenburg Declaration and Halifax Resolves.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.