Work With Trusted & Experienced

Public Adjusters In Staten Island, New York That Work For YOU!

100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!

*Not All Services Available In All Areas. 

Don't Settle For Less!

Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!

Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!

Work with highly trained & verified Staten Island public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!

Public Claims Adjusters Network (PCAN) member public adjusters in Staten Island, New York offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.

Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.

They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).

Consultations are always:

  • Friendly
  • Free
  • No-Obligation
  • 100% contingency-based In Nearly Every State

… meaning your public adjuster doesn’t get paid, unless you get paid!*

Public Claims Adjusters Network (PCAN) public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified New York public claims adjusters today!

*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.

Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!

*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Staten Island community, to ensure the highest quality of service & care.

Up To 0 %

Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!

0 %

Contingency Based. We don’t get paid, unless you get paid!

*Contingency fees not permitted by law in Louisiana.

Public Adjuster Graph
Public Adjuster Graph

Why Hire A Public Adjuster In Staten Island New York?

Staten Island Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!

Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public insurance adjusters Members Today!

*Some Services Not Available In All Areas. 

What Our Network Of Licensed Staten Island Public Insurance Adjusters Bring To The Table

Insurance Policy & Claims Specialists For Staten Island Residents

PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Staten Island, New York. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.

Advocates For Homeowners, Businesses, & HOA's In Staten Island, New York

PCAN member public adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!

Experts In Seen & Unseen Damages For Staten Island Homeowners Insurance Claims

PCAN member public insurance adjusters in Staten Island, New York have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.

Expert Staten Island Damage Claim Negotiators

Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Staten Island, New York know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Frequently Asked Questions (FAQ) About Staten Island New York Public Adjusting

Staten Island Public adjusters are licensed insurance professionals who work on their own to defend policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) the professionals serve as advocates for property owners, ensuring their interests are secured in dealing with insurance companies..

The function of public adjusters has become more important over the last few years, especially because insurance claims are becoming more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements up to 800% more than those who dealt with claims themselves.

Public adjusters provide comprehensive services throughout the claims process. They conduct thorough assessments of the damages, and prepare and file the necessary documentation, and handle all communication with insurance companies. This type of support from licensed professionals, significantly reduces the amount of time and anxiety that comes with filing claims, allowing policyholders owners to focus on recovering.

Based primarily on a contingency fee basis which typically range from 10% to 20 percent of the settlement, public adjusters are incentivized to secure the most compensation for their clients. The fee structure is according to the complexity of the claim, state regulations, and the resources required.

These professionals have vast understanding of insurance policies, building codes, and costs for construction. They leverage this expertise to:

  • Speed up the claims process
  • Document and evaluate the extent of damages
  • Navigate complex policies
  • Negotiate directly with insurance companies
  • Ensure compliance with filing deadlines and other policy requirements

Research has clearly shown that professional representation during the claim process typically results in more comprehensive settlements and faster claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can help avoid common pitfalls that could otherwise hinder or delay settlements.

Related Story: Are Public Adjusters Worth It?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Research and analysis show the hiring of a public insurance adjuster can substantially increase policyholder settlements for claims. According to a landmark research study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who utilized public adjusters received settlements that were up to 800% more than those who handled claims independently.

Public adjusters in Staten Island, New York serve as licensed professionals who advocate exclusively for policyholders throughout the claims process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals offer comprehensive claims management services, including detailed documentation of property damage, policy interpretation, and settlement negotiations with insurance carriers.

The value of professional representation is particularly evident in final settlement figures, as professionally managed claims typically produce more detailed damage estimates and more accurate valuations of losses.

Public adjusters streamline the claims process by:

  •  Managing all correspondence and documentation with insurance companies    
  • Conducting detailed assessments of property damage  
  • Preparing comprehensive claim submissions
  • Negotiating directly with insurance companies    
  • Expediting the settlement timeline  
  • Ensuring compliance with the policy specifications and deadlines  

Most public adjusters operate on the contingency fee basis, which typically range between 10 and 20% of the final settlement amount. The fee structure is aligned with the interests of the adjuster with those of the policyholder, as their compensation depends on securing a favorable settlement agreement.

The expertise of a Public Adjuster often proves valuable in difficult claims scenarios, where technical knowledge of building codes, construction costs, and insurance policy provisions can have a significant impact on settlement outcomes.

Their professional oversight helps ensure no insured damages are missed and claims are properly valued according to the current market conditions.

Related Story: When Should I Consult With A Public Adjuster?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements. 

Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.

landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.

Related Story:How Does A Public Adjuster Work?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Complex insurance claims often require professional expertise to navigate effectively. Public insurance adjusters, state-licensed professionals who work exclusively for policyholders, can significantly impact claim outcomes as well as settlement amount.

Several scenarios need a public adjuster:

  • Extensive property damage
  • Claims that involve multiple coverage types
  • Disputed claims or partial claim denials      
  • Complex documentation requirements
  • Situations that are time-sensitive which require immediate attention

Public adjusters streamline the claims process by:

  • Conducting comprehensive damage assessments
  • Preparing and filing the necessary documentation 
  • Managing communication with insurance companies 
  • Settlement negotiations on behalf of the policyholders 
  • Ensuring compliance with the policy conditions and deadlines

Public adjusters particularly benefit policyholders by:

  • Reducing stress through professional claim management
  • Accelerating the settlement process 
  • Giving an objective assessment of damage
  • Ensuring comprehensive documentation
  • Leveraging industry knowledge for fair settlements

Related Story:Are Public Claims Adjusters Legit?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a New York public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.

Key timing considerations include:

Statute of Limitations:

  • Each state maintains different deadlines for filing insurance claims
  • Claims must be initiated within these legal timeframes
  • Public adjusters can assist with existing claims, even if initially filed independently

Documentation Requirements:

  • Public adjusters help organize and prepare comprehensive claim documentation
  • They can recover or reconstruct missing documentation
  • Professional documentation improves claim validity and settlement potential

Claim Status:

  • Active claims benefit from professional representation
  • Denied claims may be reopened with proper documentation
  • Disputed settlements can be renegotiated

Public adjusters provide valuable services throughout the claims process Including:

  • Expedited claim processing through professional management
  • Expert negotiation with insurance carriers
  • Complete documentation preparation and submission
  • Regular communication with insurance companies
  • Stress reduction through professional claim handling
  • Maximum settlement potential through experienced representation

Related Story:Common Public Insurance Adjuster Pitfalls & How To Avoid Them

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

The decision to hire a state-licensed public claims adjuster, even when an insurance company has appointed its own adjuster dramatically affect the outcome of an insurance claim.

While insurance company adjusters work for their employer’s interests … public claims adjusters In Staten Island, New York serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals operate independently to ensure fair settlements of claims and complete policies are interpreted.

Public adjusters streamline the claims process by coordinating documentation, conducting comprehensive damage assessments and coordinating all communications with insurance companies. This type of professional intervention usually speeds up the resolution of claims and eases homeowners burdens on administrative tasks.

The benefit of public adjusters also extends beyond monetary benefits. These professionals offer expert advice during the claim process, explaining complex policy terms and ensuring every damage is properly documented and valued.

They make precise damage estimates, gather necessary evidence, and engage directly with insurance companies for the highest settlement outcome.

Insurance claims can be complicated and time-consuming, making professional representation crucial during large losses. Public adjusters’ expertise in policy interpretation and negotiation usually results in more comprehensive settlements that take into account the obvious as well as hidden losses.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Related Story:How Do Public Insurance Adjusters Get Paid & Who Pays Them?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

While policyholders are entitled to make insurance claims on their own, research from industry experts suggests this method may not produce the best results.

The main challenges with self-filing include:

  • ​​​​Complex documentation requirements and policy interpretation
  • Time-intensive communication with insurance representatives
  • Risk of overlooking covered damages or benefits
  • Potential undervaluation of claims by insurance companies
  • Limited-to-zero negotiation experience with insurers

​​​​Licensed public adjusters have significant advantages in the claim process: 

  •  
    1. Professional Documentation and Assessment – Public adjusters thoroughly document damages, prepare comprehensive claims files, and manage all necessary paperwork, making sure no detail is left unnoticed.
    2. Time and Stress Management – These professionals handle all communications with insurance companies so that homeowners can focus on recovering while speeding up the claims process.
    3. Expert Negotiation – With extensive knowledge of insurance policies and regulations, public adjusters engage directly with insurance companies to secure fair settlements.
    4. Cost-Effective Service – Public adjusters typically work on a contingency fee basis, typically ranging from 10-20% of the settlement amount, which ensures the best interests of the policyholder.

The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the claims process. Their expertise is particularly valuable in complicated claims or when significant damages are involved.

Industry statistics consistently show that professional professional representation by state-licensed public adjusters leads to more favorable outcomes for policyholders, with quicker processing times, and more complete settlement packages.

Related Story:How Much Do Public Insurance Claims Adjusters Charge

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Although contractors frequently offer negotiations with insurers this method can come with serious risks and restrictions. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack know-how to act as representative for insurers in claims negotiations.

This limitation can greatly affect the outcomes of a lawsuit and may affect the rights of the insurance company.

The state insurance departments regulate licensed public adjusters, who go through intensive specialized training, undergo Federal background checks, & require specialized licenses from the state to operate. They also have the legal authority to act on behalf of the policyholder to safeguard and enforce their rights … legal authority that contractors don’t possess … thus they are the legal alternative to the representation of contractors.

Public Adjusters are experts in interpreting insurance policies, assessing and documenting damage, and negotiating with insurance companies to ensure equitable claim compensation.

Public adjusters provide several distinct advantages, such as:

  • Specialist claim documentation and filing
  • Professional negotiation with insurance carriers
  • Comprehensive damage assessment
  • Expedited claim processing
  • Stress reduction through total claim management

The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public adjusters need to maintain professional licenses and adhere to strict ethical standards, providing another layer of consumer protection not available with the representation of contractors.

For claims that are complex for complex claims, for complex claims, adjusters are experts in the interpretation of policies, documentation demands and negotiation strategies frequently can be invaluable, thereby avoiding costly errors and denials of claims which could result from contractor-led negotiations.

Related Story:When Is It Too Late To Retain A Public Claims Adjuster?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

When insurance settlements prove insufficient to compensate for damages to property, policyholders retain several legal options to seek further compensation after the initial settlement of claim.

According to the National Association of Insurance Commissioners (NAIC), policyholders should be sure to carefully review the terms of their settlement and related documents prior to accepting the final settlement.

The timing and circumstances for pursuing additional compensation are critical aspects, as the majority of insurance policies contain specific timeframes for claim disputes or appeals, generally between one and two years after the settlement date.

Licensed public adjusters are vital in re-assessing settlement claims and identifying previously missed damages. Public adjusters perform thorough assessments of property damages, as well as document any additional damage, and negotiate with insurance carriers in the interest of policyholders.

Important steps to pursue additional compensation are:

  1.  Document newly discovered damages
  2. Review policy terms and settlement agreements
  3. Collect additional evidence and estimations
  4. Request professional representation from a state-licensed public insurance claims adjusters

The National Association of Public Insurance Adjusters (NAPIA) emphasizes that public adjusters are often able to spot overlooked damages and policy provisions which allow for additional compensation. Their experience in policy interpretation and claim valuation proves particularly valuable when challenging settled claims.

Insurance policyholders must act promptly upon discovering insufficient settlement amounts, as delay could hinder their ability to obtain additional compensation. When utilizing a Public Claims Adjusters Network (PCAN) member Public Claims Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts. 

Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.

No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.

The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.

The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.

Related:Public Adjusting Resources

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

The Homeowners Insurance Claims Recovery Process In Staten Island, New York

New York state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!

Step #1

Make Sure Your Family Is Safe

When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!

Step #1

Step #2

Contact A PCAN Public Adjuster In Staten Island, New York

Contact one of the PCAN verified and state-licensed public adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.

Step #2

Step #3

Thorough Review Of Your Policy

Your public adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.

Step #3

Step #4

Create A Claims Strategy That Works For Your Specific Goals & Needs

Your public adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.

Step #4

Step #5

Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.

Once you have agreed on a strategy, your public insurance claims adjuster will:

  • Meet with insurance company adjusters & personnel at the loss/damage location.
  • Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Step #5

Step #6

Negotiations & Final Settlement

Your public claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.

Step #6

Step #7

Restoration | Reconstruction | Relocation

Your public claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.

Step #7

(Click To Expand Infographic)

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Discover How Staten Island Public Claims Adjusters Can Help You Maximize Settlements From These Types Of Homeowners Insurance Damage Claims

Public Adjusters Staten Island, New York

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

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For example, understanding your home insurance policy declaration page, common insurance deductibles for various types of home damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential basic insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

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Staten Island
Eghquaons (Delaware)
Staaten Eylandt (Dutch)
Richmond County, New York
Flag Of Staten Island
Official Seal Of Staten Island
Map
Interactive map outlining Staten Island
Staten Island Is Located In New York City
Staten Island
Staten Island
Location within New York City
Staten Island Is Located In New York
Staten Island
Staten Island
Location within the State of New York
Staten Island Is Located In The United States
Staten Island
Staten Island
Location within the United States
Staten Island Is Located In Earth
Staten Island
Staten Island
Location on Earth
Coordinates: 40°35′N 74°09′W / 40.583°N 74.150°W / 40.583; -74.150
CountryUnited States
StateNew York
CountyRichmond (coterminous)
CityNew York
Settled1661
Named for
Government
 • TypeBorough
 • Borough presidentVito Fossella (R)
(Borough of Staten Island)
 • District attorneyMichael McMahon (D)
(Richmond County)
Area
 • Total
102.5 sq mi (265 km)
 • Land58.5 sq mi (152 km)
 • Water44 sq mi (110 km)  43%
Dimensions
 • Length13.7 mi (22.0 km)
 • Width8.0 mi (12.9 km)
Highest elevation
401 ft (122 m)
Population
 (2020)
 • Total
495,747
 • Density8,618.3/sq mi (3,327.5/km)
 • Demonym
Staten Islander
GDP
 • TotalUS$17.539 billion (2022)
Time zoneUTC−05:00 (Eastern Standard Time)
 • Summer (DST)UTC−04:00 (Eastern Daylight Time)
ZIP Code prefix
103
Area code718/347/929, 917
Websitestatenislandusa.com

Staten Island ( STAT-ən) is the southernmost of the five boroughs of New York City, coextensive with Richmond County and situated at the southernmost point of New York. The borough is separated from the adjacent state of New Jersey by the Arthur Kill and the Kill Van Kull and from the rest of New York by New York Bay. With a population of 495,747 in the 2020 Census, Staten Island is the least populated New York City borough but the third largest in land area at 58.5 sq mi (152 km); it is also the least densely populated and most suburban borough in the city.

A home to the Lenape Native Americans, the island was settled by Dutch colonists in the 17th century. It was one of the 12 original counties of New York state. Staten Island was consolidated with New York City in 1898. It was formerly known as the Borough of Richmond until 1975, when its name was changed to Borough of Staten Island. Staten Island has sometimes been called “the forgotten borough” by inhabitants who feel neglected by the city government and the media. It has also been referred to as the “borough of parks” due to its 12,300 acres of protected parkland and over 170 parks.

The North Shore—especially the neighborhoods of St. George, Tompkinsville, Clifton, and Stapleton—is the island’s most urban area. It contains the designated St. George Historic District and the St. Paul’s Avenue-Stapleton Heights Historic District, which feature large Victorian houses. The East Shore is home to the 2+12-mile (4-kilometer) FDR Boardwalk, the world’s fourth-longest boardwalk. The South Shore, site of the 17th-century Dutch and French Huguenot settlement, developed rapidly beginning in the 1960s and 1970s and is now very suburban. The West Shore along the protected waters of the kills (waterways) has the island’s fewest residents but the most industrial development.

Source

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.