Work With Trusted & Experienced

Public Adjusters In Manhattan, New York That Work For YOU!

100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!

*Not All Services Available In All Areas. 

Don't Settle For Less!

Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!

Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!

Work with highly trained & verified Manhattan public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!

Public Claims Adjusters Network (PCAN) member public insurance adjusters in Manhattan, New York offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.

Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.

They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).

Consultations are always:

  • Friendly
  • Free
  • No-Obligation
  • 100% contingency-based In Nearly Every State

… meaning your public adjuster doesn’t get paid, unless you get paid!*

Public Claims Adjusters Network (PCAN) public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified New York public adjusters today!

*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.

Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!

*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Manhattan community, to ensure the highest quality of service & care.

Up To 0 %

Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!

0 %

Contingency Based. We don’t get paid, unless you get paid!

*Contingency fees not permitted by law in Louisiana.

Public Adjuster Graph
Public Adjuster Graph

Why Hire A Public Adjuster In Manhattan New York?

Manhattan Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!

Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public adjusters Members Today!

*Some Services Not Available In All Areas. 

What Our Network Of Licensed Manhattan Public Insurance Adjusters Bring To The Table

Insurance Policy & Claims Specialists For Manhattan Residents

PCAN member public adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Manhattan, New York. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.

Advocates For Homeowners, Businesses, & HOA's In Manhattan, New York

PCAN member public claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!

Experts In Seen & Unseen Damages For Manhattan Homeowners Insurance Claims

PCAN member public claims adjusters in Manhattan, New York have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.

Expert Manhattan Damage Claim Negotiators

Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Manhattan, New York know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Frequently Asked Questions (FAQ) About Manhattan New York Public Adjusting

Manhattan Public adjusters are licensed insurance professionals who work independently to defend policy holders throughout the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are professionals serve as advocates for homeowners to ensure that their interests are protected in dealing with insurance companies..

The function of public adjusters has become increasingly important in recent times, particularly since insurance claims become more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements that were up to 800% more than those who handled claims independently.

Public adjusters provide comprehensive services throughout the claim process. They conduct thorough assessments of the damages, and prepare and file all necessary documentation, and manage all communications with insurance companies. This kind of professional assistance significantly cuts down the amount of time and anxiety associated with filing claims which allows policyholders owners to focus on rehabilitating.

Working primarily on a basis of contingency fees that typically range from 10% to 20% of the final settlement, public adjusters are paid to ensure the maximum possible amount of compensation for their clients. The fee structure is depending on the complexity of the claim as well as state regulations and the resources required.

They have extensive knowledge of insurance policies,  and building codes, as well as construction costs. They leverage this expertise to:

  • Accelerate the claims process
  • Document and assess the extent of damages
  • Navigate complex policy language
  • Directly negotiate with insurance carriers
  • Ensure compliance with filing deadlines and additional policy requirements

Research has clearly shown that professional representation during the claim process usually results in more comprehensive settlements as well as quicker claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can prevent common pitfalls that could otherwise slow or hinder settlements.

Related Story: Are Public Insurance Adjusters Worth It?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Industry research and industry analysis has shown that employing a public insurance adjuster can significantly increase policyholder claim settlements. According to groundbreaking study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements up to 800% higher than those who dealt with claims on their own.

Public adjusters in Manhattan, New York serve as licensed professionals who represent only policyholders during the claims process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals offer comprehensive claims management services, including precise documents for property damage, policy interpretation, as well as settlement negotiations with insurance carriers.

The value of professional representation becomes particularly evident in the final settlement figures, as professionally managed claims generally yield more comprehensive damage assessment and more accurate valuations of losses.

Public adjusters streamline the claims process by:

  •  Handling all correspondence and documentation with insurance companies    
  • Conducting thorough assessment of the damage to property  
  • Preparing comprehensive claim submissions
  • Negotiating directly with insurance companies    
  • Accelerating the settlement timeline  
  • Ensuring compliance with policy requirements and deadlines  

The majority of public adjusters work on a basis of contingency fees, that typically range between 10% and 20 percent of the final settlement amount. The fee structure is aligned with the interests of the adjuster with the policyholder’s, as their compensation is contingent on securing a favorable settlement agreement.

The expertise of a Public Adjuster often is invaluable in complicated claims, where technical knowledge of building codes, construction costs, & insurance policy provisions can have a significant impact on settlement outcomes.

Their expert oversight ensure that no damaged claims are missed and claims are properly assessed according to the current market conditions.

Related Story: When Should I Hire A Public Insurance Adjuster?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements. 

Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.

landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.

Related Story:How Does A Public Insurance Claims Adjuster Work?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Complex insurance claims often require expert knowledge to navigate effectively. Public insurance adjusters, state-licensed professionals who work exclusively for policyholders, can significantly impact claim outcomes and settlement amounts.

There are a variety of scenarios that require the use of a public adjuster:

  • Extensive property damage
  • Claims involving multiple coverage types
  • Disputed claims or partial claim denials      
  • Complex requirements for documentation
  • Time-sensitive situations requiring immediate attention

Public adjusters streamline the claims process by:

  • Conducting extensive damage assessments
  • The preparation and filing of required documentation 
  • Managing communication with insurance companies 
  • Settlement negotiations on behalf of the policyholders 
  • Ensure compliance with policy conditions and deadlines

Public adjusters particularly benefit policyholders because of:

  • Stress reduction through professional claim management
  • Expediting settlement processes 
  • Providing an objective assessment of damage
  • Ensuring comprehensive documentation
  • Utilizing industry-specific expertise to ensure fair settlements

Related Story:Are Public Adjusters Legitimate?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a New York public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.

Key timing considerations include:

Statute of Limitations:

  • Each state maintains different deadlines for filing insurance claims
  • Claims must be initiated within these legal timeframes
  • Public adjusters can assist with existing claims, even if initially filed independently

Documentation Requirements:

  • Public adjusters help organize and prepare comprehensive claim documentation
  • They can recover or reconstruct missing documentation
  • Professional documentation improves claim validity and settlement potential

Claim Status:

  • Active claims benefit from professional representation
  • Denied claims may be reopened with proper documentation
  • Disputed settlements can be renegotiated

Public adjusters provide valuable services throughout the claims process Including:

  • Expedited claim processing through professional management
  • Expert negotiation with insurance carriers
  • Complete documentation preparation and submission
  • Regular communication with insurance companies
  • Stress reduction through professional claim handling
  • Maximum settlement potential through experienced representation

Related Story:Common Public Claims Adjuster Pitfalls & How To Avoid Them

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

The decision to employ a state-licensed public claims adjuster, even if an insurance company has assigned its own adjuster, could significantly impact the outcome of an insurance claim.

While the insurance company adjusters work for the insurance company’s interests … public insurance claims adjusters In Manhattan, New York serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated professionals operate independently to ensure fair settlements of claims and complete coverage interpretation.

Public adjusters streamline the claims process by managing the documentation and conducting thorough evaluations of damage and handling all communication with insurance companies. This type of professional intervention usually speeds up claim resolution and decreases homeowners administrative burdens.

The benefit of public adjusters also extends beyond monetary benefits. These professionals offer expert advice during the claim process, explaining complex policy terms and ensuring every damage is properly documented and valued.

They create detailed damage estimates, gather the necessary evidence, and deal directly with insurance carriers for the highest settlement outcome.

Insurance claims are complicated and time-consuming which makes professional representation essential during major losses. Public adjusters’ expertise in negotiation and policy interpretation often results in more extensive settlements that cover the obvious as well as hidden damages.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Related Story:How Do Public Insurance Adjusters Get Paid And Who Pays Them?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

While policyholders have the right to file insurance claims independently, data from industry experts suggest that this method may not produce the best results.

Key challenges of self-filing include:

  • ​​​​Complex documentation requirements and policy interpretation
  • Time-intensive communication with insurance representatives
  • Risk of overlooking covered damages or benefits
  • Potential undervaluation of claims by insurance companies
  • Limited-to-zero negotiation experience with insurers

​​​​licensed public adjusters have important advantages to the claims process: 

  •  
    1. Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claims files, and manage all necessary paperwork, making sure nothing is overlooked.
    2. Time and Stress Management – These professionals manage all communication with insurance companies, allowing homeowners to focus on recovering while speeding up the claims process.
    3. Expert Negotiation – With a vast understanding of insurance policies and regulations, public adjusters engage directly with insurance companies in order to secure fair settlements.
    4. Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, typically ranging between 10-20 percent of the final settlement amount, ensuring alignment with the policyholder’s interests.

The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent policyholders’ interests during the process of settling claims. Their expertise can be beneficial in complicated claims or when significant damages are involved.

Industry statistics consistently indicate that professional representation by state-licensed public insurance adjusters leads to better results for the policyholders, with faster processing times, and more comprehensive settlement packages.

Related Story:How Much Do Public Insurance Adjusters Charge

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

While many contractors offer the opportunity to negotiate with insurers, this method can come with some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and knowledge to act as official representatives for insurance claim negotiations.

This limitation could greatly affect the result of a claim and may affect any rights granted to the insurance company.

State insurance departments regulate licensed public adjusters, who go through highly specialized training, must pass Federal background checks, and require special licensing from the state in order to work. They also have the legal authority to represent the policyholder to safeguard and enforce their rights … legal authority that contractors do not possess … which makes them the legal alternative to contractor representation.

Public Adjusters specialize in interpreting insurance policies, assessing and documenting damage, and working with insurance companies in order to secure fair and equitable claim compensation.

Public adjusters provide several distinct advantages, such as:

  • Professional claim documentation and filing
  • Professional negotiation with insurance carriers
  • Comprehensive damage assessment
  • Faster claim processing
  • Reduce stress by a complete claim management

The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public adjusters need to maintain professional licenses and follow strict ethical standards, providing the additional level of consumer protection not available with contractors.

For complex claims for complex claims, for more complex claims, public adjusters’ expertise in interpreting policies, document demands and negotiation techniques often proves invaluable, potentially preventing costly errors and denials of claims which could result from contractor-led negotiations.

Related Story:When Is It Too Late To Consult With A Public Claims Adjuster?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

When insurance settlements prove insufficient to compensate for damages to property, policyholders have a range of legal options to pursue further compensation following the initial settlement of claim.

As per the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders carefully evaluate the terms of their settlement and related documentation before accepting the final settlement.

The timing and the circumstances for seeking additional compensation are crucial aspects, as the majority of insurance policies have specific deadlines for claims disputes and appeals, usually ranging from one to two years after the settlement date.

Licensed public claims adjusters are essential in re-evaluating settled claims and finding previously unnoticed damages. Public adjusters perform thorough property assessments, as well as document any additional damages, and negotiate with insurance carriers in the interest of policyholders.

Important steps to pursue additional compensation are:

  1.  Document newly discovered damages
  2. Review of policy terms and settlement agreements
  3. Gather additional evidence and estimations
  4. Request professional representation from a state-licensed public insurance adjusters

The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters can often identify overlooked damages and policy provisions that allow for additional compensation. Their knowledge of policy interpretation and the valuation of claims proves particularly valuable in defending claims that have already been settled.

Insurance policyholders must respond quickly after discovering inadequate settlement amounts, as a delay could hinder their ability to obtain additional compensation. When utilizing a Public Claims Adjusters Network (PCAN) member Public Insurance Claim Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts. 

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.

The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.

The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.

Related:Public Insurance Claim Adjusting Resources

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

The Homeowners Insurance Claims Recovery Process In Manhattan, New York

New York state-licensed public claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!

Step #1

Make Sure Your Family Is Safe

When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!

Step #1

Step #2

Contact A PCAN Public Adjuster In Manhattan, New York

Contact one of the PCAN verified and state-licensed public insurance claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.

Step #2

Step #3

Thorough Review Of Your Policy

Your public adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.

Step #3

Step #4

Create A Claims Strategy That Works For Your Specific Goals & Needs

Your public insurance claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.

Step #4

Step #5

Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.

Once you have agreed on a strategy, your public adjuster will:

  • Meet with insurance company adjusters & personnel at the loss/damage location.
  • Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Step #5

Step #6

Negotiations & Final Settlement

Your public adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.

Step #6

Step #7

Restoration | Reconstruction | Relocation

Your public adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.

Step #7

(Click To Expand Infographic)

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Learn How Manhattan Public Claims Adjusters Can Get You More From These Kinds Of Homeowners Insurance Damage Claims

Public Adjusters Manhattan, New York

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Read The Latest Articles Related To Your Specific Claim
Select Your Claim Type Category Below:
  • Featured
  • Adjusting
  • Basement
  • Black Mold
  • Business Interruption
  • CA
  • Ceiling Damage
  • Commercial Property Damage
  • Condo Association
  • Contractors
  • Denied Insurance Claims
  • Earthquake Damage
  • Fire Damage
  • Flood Damage
  • Foundation Damage
  • Hail
  • Hail Damage
  • Homeowners Association
  • Homeowners Insurance
  • Hurricane
  • Hurricane Damage
  • Inspections
  • Installation
  • Insurance
  • Insurance FAQ
  • Lightning
  • Mitigation
  • Mold Damage
  • New Claims
  • Personal Property Damage
  • Property Damage
  • Public Adjusting Guides
  • Remediation
  • Repairs
  • Replacement
  • Roof Damage
  • Roof Leaks
  • Sewer Lines
  • Sinkhole Damage
  • Slab Leak
  • Solar Panels
  • Storm Damage
  • Storms
  • Structural Damage
  • terms
  • Theft
  • Tordano Damage
  • Tornado
  • TX
  • Underpaid Insurance Claims
  • Vandalism
  • Water Damage
  • Water Lines And Pipes
  • Wildfire Damage
  • Wind
  • Wind
Featured
  • Featured
  • Adjusting
  • Basement
  • Black Mold
  • Business Interruption
  • CA
  • Ceiling Damage
  • Commercial Property Damage
  • Condo Association
  • Contractors
  • Denied Insurance Claims
  • Earthquake Damage
  • Fire Damage
  • Flood Damage
  • Foundation Damage
  • Hail
  • Hail Damage
  • Homeowners Association
  • Homeowners Insurance
  • Hurricane
  • Hurricane Damage
  • Inspections
  • Installation
  • Insurance
  • Insurance FAQ
  • Lightning
  • Mitigation
  • Mold Damage
  • New Claims
  • Personal Property Damage
  • Property Damage
  • Public Adjusting Guides
  • Remediation
  • Repairs
  • Replacement
  • Roof Damage
  • Roof Leaks
  • Sewer Lines
  • Sinkhole Damage
  • Slab Leak
  • Solar Panels
  • Storm Damage
  • Storms
  • Structural Damage
  • terms
  • Theft
  • Tordano Damage
  • Tornado
  • TX
  • Underpaid Insurance Claims
  • Vandalism
  • Water Damage
  • Water Lines And Pipes
  • Wildfire Damage
  • Wind
  • Wind
Lower Homeowners Insurance Costs Homeowners Insurance
How To Lower Homeowners Insurance Costs In 2025
Roof Longevity Comparison Analysis Replacement
How Long Do Slate & Synthetic Slate Roofs Last?
Wood Floor Repair Guide Water Damage
Guide To Wood Floor Damage Repairs & Costs
Sinkhole Repair Methods And Costs Sinkhole Damage
How To Fix Sinkholes: Filling Reapir Tips & Costs
Concrete Slab Water Leak Slab Leak
Why Is Concrete Slab Floor Leaking Water?
Mold Detection And Testing Mold Damage
How To Check & Test For Mold In House
Repairing Exterior Foundation Cracks Foundation Damage
Fixing Foundation Cracks From The Outside
Black Mold Threatens Home Safety Black Mold
Can I Stay In My House With Black Mold?

A glossary of insurance terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.

Key concepts include such terms as Actual Cash Value (ACV), a method for determining compensation based on replacement costs minus depreciation, and ALE (Additional Living Expenses), which cover necessary living costs when a home is uninhabitable.

For example, understanding your home insurance declaration page, common homeowners insurance deductibles for various kinds of property damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance lingo that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.

Related Articles:

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Find PCAN Public Adjusters In These Surrounding Cities:

View Additional Cities Around Manhattan That We Serve
Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Manhattan
New York County
Midtown Manhattan, The World'S Largest Central Business District, In The Foreground, With Lower Manhattan And Its Financial District In The Background
Midtown Manhattan, the world’s largest central business district, in the foreground, with Lower Manhattan and its Financial District in the background
Flag Of Manhattan
Official Seal Of Manhattan
Etymology: Lenape: Manaháhtaan (“the place where we get bows“)
Nickname: 
The City
Map
Interactive map outlining Manhattan
Map Of Manhattan In New York
Map of Manhattan in New York
Manhattan Is Located In New York City
Manhattan
Manhattan
Location within New York City
Manhattan Is Located In New York
Manhattan
Manhattan
Location within the State of New York
Manhattan Is Located In The United States
Manhattan
Manhattan
Location within the United States
Manhattan Is Located In Earth
Manhattan
Manhattan
Location on Earth
Coordinates: 40°42′46″N 74°00′21″W / 40.7127°N 74.0059°W / 40.7127; -74.0059
Country23Px Flag Of The United States.svg United States
State23Px Flag Of New York.svg New York
CountyNew York County (coterminous)
CityNew York City
Settled1624; 401 years ago (1624)
Government
 • TypeBorough (New York City)
 • Borough PresidentMark Levine (D)
(Borough of Manhattan)
 • District AttorneyAlvin Bragg (D)
(New York County)
Area
 • Total
33.59 sq mi (87.0 km)
 • Land22.83 sq mi (59.1 km)
 • Water10.76 sq mi (27.9 km)  32%
Dimensions
—width at 14th Street, widest
 • Length13 mi (21 km)
 • Width2.3 mi (3.7 km)
Highest elevation
265 ft (81 m)
Population
 (2020)
 • Total
1,694,250
 • Estimate 
(2023)
1,597,451 Decrease
 • Density74,781.6/sq mi (28,873.3/km)
DemonymsManhattanite
Knickerbocker (historical, poetic)
GDP
 • Total$885.652 billion (2022) · 2nd by U.S. county; 1st per capita
Time zoneUTC−05:00 (EST)
 • Summer (DST)UTC−04:00 (EDT)
ZIP Code format
100xx, 101xx, 102xx
Area code212/646/332, 917
Websitemanhattanbp.nyc.gov

Manhattan ( man-HAT-ən, mən-) is the most densely populated and geographically smallest of the five boroughs of New York City. Coextensive with New York County, Manhattan is the smallest county by area in the U.S. state of New York. Located almost entirely on Manhattan Island near the southern tip of the state, Manhattan constitutes the center of the Northeast megalopolis and the urban core of the New York metropolitan area. Manhattan serves as New York City’s economic and administrative center and has been described as the cultural, financial, media, and entertainment capital of the world.

Present-day Manhattan was originally part of Lenape territory. European settlement began with the establishment of a trading post by Dutch colonists in 1624 on Manhattan Island; the post was named New Amsterdam in 1626. The territory came under English control in 1664 and were renamed New York after King Charles II of England granted the lands to his brother, the Duke of York. New York, based in present-day Lower Manhattan, served as the capital of the United States from 1785 until 1790. The Statue of Liberty in New York Harbor greeted millions of arriving immigrants in the late 19th century and is a world symbol of the United States and its ideals. Manhattan became a borough during the consolidation of New York City in 1898, and houses New York City Hall, the seat of the city’s government. Harlem in Upper Manhattan became the center of what is now known as the cultural Harlem Renaissance in the 1920s. The Stonewall Inn in Greenwich Village, part of the Stonewall National Monument, is considered the birthplace in 1969 of the modern gay-rights movement, cementing Manhattan’s central role in LGBT culture. Manhattan was the site of the original World Trade Center, which was destroyed during the September 11 terrorist attacks in 2001.

Situated on one of the world’s largest natural harbors, the borough is bounded by the Hudson, East, and Harlem rivers and includes several small adjacent islands, including Roosevelt, U Thant, and Randalls and Wards Islands. It also includes the small neighborhood of Marble Hill now on the U.S. mainland. Manhattan Island is divided into three informally bounded components, each cutting across the borough’s long axis: Lower Manhattan, Midtown, and Upper Manhattan. Manhattan is one of the most densely populated locations in the world, with a 2020 census population of 1,694,250 living in a land area of 22.66 square miles (58.69 km), or 72,918 residents per square mile (28,154 residents/km), and coextensive with New York County, its residential property has the highest sale price per square foot in the United States.

Source

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.