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Public Adjusters In Albany, New York That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Albany public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance adjusters in Albany, New York offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified New York public claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Albany community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Insurance Claims Adjuster In Albany New York?
Albany Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public insurance adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Albany Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Albany Residents
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Albany, New York. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Albany, New York
PCAN member public adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Albany Homeowners Insurance Claims
PCAN member public insurance claims adjusters in Albany, New York have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Albany Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Albany, New York know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Albany New York Public Adjusting
What Is A Public Claims Adjuster In Albany & What Do They Do?
Albany Public adjusters are licensed insurance professionals who work independently to defend policy holders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA), these experts act as advocates for homeowners to ensure that their interests are secured in dealing with insurance companies.
The role of public adjusters has become more important over the last few years, particularly since insurance claims become more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements up to 800% higher than those who handled claims themselves.
Public adjusters provide comprehensive services throughout the claims process. They conduct detailed damage assessments, and prepare and file necessary documents, and handle all communications with insurance companies. This kind of professional assistance significantly cuts down the amount of time and anxiety involved with filing claims which allows policyholders to concentrate on recovery.
Based primarily on a basis of contingency fees which typically range from 10% to 20% of the final settlement, public adjusters are rewarded for securing the highest possible amount of settlement for their clients. The fee structure varies depending on the complexity of the claim as well as state regulations and the amount of resources needed.
They have vast knowledge of insurance policies, building codes, as well as construction costs. They apply this knowledge to:
- Accelerate the claims process
- Document and evaluate the damages thoroughly
- Navigate complex policies
- Negotiate directly with insurance carriers
- Make sure you are in compliance with deadlines for filing and additional policy requirements
Research has clearly shown that professional representation during the claim process often leads to more comprehensive settlements as well as quicker claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can prevent common mistakes that could hinder or delay settlements.
Related Story: Are Public Insurance Claims Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Will My Settlement Be Larger If I Hire A Albany Public Adjusting Company?
Industry research and analysis have shown the hiring of a public insurance adjuster can dramatically increase policyholder claim settlements. According to a landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements as high as 800% more than those who handled claims themselves.
Public adjusters in Albany, New York serve as licensed professionals who advocate exclusively for policyholders during the claim process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals provide detailed claim management services, including precise property damage documentation and interpretation of policies as well as settlement negotiations with insurance carriers.
The value of professional representation is particularly evident in final settlement figures, as professionally managed claims generally result in more thorough damage assessments, and more accurate valuations of losses.
Public adjusters streamline the claims process by:
- Handling all documentation and correspondence with insurance companies
- Conducting detailed assessment of the damage to property
- Preparing comprehensive claim submissions
- Negotiating directly with insurance companies
- Speeding up the settlement timeline
- Ensures compliance with policy requirements and deadlines
The majority of public adjusters operate on a contingency fee basis, that typically range between 10% and 20% of the final settlement amount. The structure of the fee aligns adjuster’s interests with the interests of the policyholder, since their compensation is contingent on securing a favorable settlement.
The expertise of a Public Adjuster often proves valuable in difficult claims, where technical knowledge of building codes, construction costs, & insurance policy provisions can significantly impact settlement outcomes.
Their professional oversight helps ensure that no damaged claims are left unnoticed and ensures that claims are appropriately valued according to the current market conditions.
Related Story: When Should You Consult With A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
How Much Do Albany Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Albany, New York?
Complex insurance claims typically require professional expertise to effectively navigate. Public insurance adjusters, state-licensed professionals who only work for policyholders, can significantly impact the outcome of claims and settlement outcomes.
Several scenarios warrant hiring a public adjuster:
- Property damage that is extensive
- Claims involving multiple types of coverage
- Disputed claims or partial claim denials
- Complex documentation requirements
- Situations that are time-sensitive and require immediate attention
Public adjusters streamline the claims process by:
- Conducting comprehensive damage assessments
- The preparation and filing of necessary documentation
- Communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy terms and deadlines
Public adjusters particularly benefit policyholders through:
- Reducing stress by utilizing professional claim management
- Expediting settlement processes
- Offering an objective assessment of damage
- Ensuring comprehensive documentation
- Leveraging industry knowledge for fair settlements
Related Story:Are Public Adjusters Legit?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Albany?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a New York public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Insurance Claims Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Adjuster In Albany if your insurance company already sent an adjuster?
The decision to hire a state-licensed public adjuster, even when an insurance company has assigned its own adjuster, can greatly affect the final result of an insurance claim.
Although insurance company adjusters work for the insurance company’s interests … public adjusters In Albany, New York serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals operate independently, ensuring fair settlements of claims and complete policies are interpreted.
Public adjusters streamline the claims process by coordinating documents and performing thorough evaluations of damage and handling all communication with insurance companies. This type of professional intervention usually speeds up the resolution of claims and eases homeowners burdens on administrative tasks.
The value of public adjusters also extends beyond monetary benefits. These professionals provide expert advice throughout the claims process, providing the complexities of policy and ensuring that the damage is documented and assessed.
They create specific damage estimates, gather necessary evidence, and deal directly with insurance companies to maximize settlement outcomes.
Insurance claims can be complicated and time-consuming and require a professional’s assistance, which makes their representation essential during major losses. Public adjusters’ expertise in policy interpretation and negotiation usually results in more extensive settlements that account for evident and hidden losses.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Related Story:How Do Public Insurance Adjusters Get Paid & Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can I File My Insurance Claim Myself In Albany, New York?
Although policyholders have the right to make insurance claims on their own, research from experts in the industry suggest this strategy may not provide optimal results.
Key challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters provide substantial advantages during the process of settling claims:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claims files, and manage all paperwork required, making sure that nothing is missed.
- Time and Stress Management – These professionals manage all communication with insurance companies so that homeowners can focus on recovering while speeding up the process of submitting claims.
- Expert Negotiation – With a vast understanding of insurance policies and regulations, public adjusters negotiate directly with insurance companies in order to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency fee basis, which typically ranges between 10-20% of the settlement amount, which ensures the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent policyholders’ interests during the process of settling claims. Their expertise can be particularly beneficial in complex claims or when significant damages are involved.
Statistics from the industry consistently show that professional expert representation by state-licensed public insurance adjusters leads to better results for the policyholders, with faster processing, and more comprehensive settlement packages.
Related Story:Public Insurance Adjuster Fees
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
In Albany, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer to negotiate with insurers, this method can come with significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors lack the legal authority and know-how to be representative for insurers in claims negotiations.
This limitation could dramatically affect the outcomes of a lawsuit and could limit any rights granted to the policyholder.
State insurance departments oversee licensed public adjusters, who undergo highly specialized training, must pass Federal background checks, and require special licensing from the state in order to work. They also are legally authorized to act on behalf of the policyholder to safeguard and protect their right … legal authority that contractors do not have … which makes them the legal and comprehensive alternative to contractor representation.
Public Adjusters specialize in the interpretation of insurance policies, assessing damages, and negotiating with insurance companies to guarantee fair and equitable claim compensation.
Public adjusters provide several distinct advantages, including:
- Professional claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Accelerated claim processing
- Reduce stress through total claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public insurance claims adjusters must hold professional licenses and adhere to strict ethical standards, thereby providing an additional layer of consumer protection not available with contractors.
For claims that are complex, for complex claims, adjusters have a wealth of knowledge in policy interpretation, documentation demands and negotiation strategies frequently can be invaluable, thereby avoiding costly mistakes and claim denials that could arise from contractor-led negotiations.
Related Story:When Is It Too Late To Consult With A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
If insurance settlements are not sufficient to compensate for damages to property, policyholders retain several legal options to pursue additional compensation, even following the initial settlement of claim.
As per the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders carefully evaluate their settlement terms and related documentation before accepting the final settlement payment.
The timing and the circumstances for the pursuit of additional compensation are important factors, as the majority of insurance policies include specific deadlines for claims disputes or appeals, usually ranging from one to two years following the settlement date.
Licensed public adjusters are vital in re-assessing settlement claims and in identifying previously unnoticed damages. Public adjusters conduct thorough assessments of property damages, document any additional damage, and deal with insurance companies in the interest of policyholders.
Important steps to pursue additional compensation are:
- Document newly discovered damages
- Review the policy terms and settlement agreements
- Gather additional evidence and estimations
- Request professional representation from a state-licensed public adjusters
The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters can often identify overlooked damages and policy provisions that support additional compensation. Their knowledge of policy interpretation and the valuation of claims is especially valuable when defending settled claims.
Policyholders should take action immediately when they discover insufficient settlement amounts, as a delay can compromise their ability to obtain additional compensation. When utilizing a PCAN member Public Insurance Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Albany, New York?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Adjusting Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Albany, New York
New York state-licensed public claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Learn How Albany Public Claims Adjusters Can Get You More From These Kinds Of Home Insurance Damage Claims
- Water Damage Insurance Claims
- Hurricane Claims
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- Sewer Line Property Damage Claims Adjusters
- Flooded Basement Claims
- Sinkhole Damage Claims
- Slab Leak Damage Insurance Claims
- Foundation Claims Adjusters
- Water Line & Pipe Property Damage Claims Public Adjusters
- Fire Damage Insurance Claims
- Wildfire Damage Claims
- Denied Homeowners Damage Insurance Claims Public Adjusters
- Underpaid Homeowners Property Damage Claims Public Adjusters
- New Damage Claims Public Adjusters
- Commercial Property Damage Claims Adjusters
- Homeowners Association (HOA) Property Damage Insurance Claims
- Condo Association Claims
- Theft Damage Claims
- Vandalism Property Damage Insurance Claims
- Roof Property Damage Claims
- Storm & Wind Claims
- Tornado Property Damage Insurance Claims Adjusters
- Property Damage Claims Adjusters
- Personal Property Damage Insurance Claims
- Earthquake Property Damage Insurance Claims Adjusters
- Structural Claims
- Lightning Damage Insurance Claims Adjusters
- Mold Property Damage Insurance Claims
- Business Interruption Property Damage Claims
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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- Storms
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- terms
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- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
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- Water Lines And Pipes
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- Wind
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- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
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- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
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- Inspections
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- Insurance
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- Lightning
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- Personal Property Damage
- Property Damage
- Public Adjusting Guides
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- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
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- terms
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- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
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- Water Lines And Pipes
- Wildfire Damage
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Foundation Damage 
Water Damage 
Homeowners Insurance 
Denied Insurance Claims 
Flood Damage 
An insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV), a method for determining compensation based on replacement costs minus recoverable depreciation, and ALE, which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance policy declaration page, common home insurance deductibles for various kinds of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance terminology that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Albany, New York
Albany (Mohican: Paupautanwuthyauk) | |
|---|---|
Downtown Albany skyline from Rensselaer State Quad at SUNY Albany | |
| Etymology: Named for the Scottish Duke of Albany, whose title comes from the Gaelic name for Scotland: Alba | |
Nicknames:
| |
| Motto: Assiduity | |
 Boundaries of and major thoroughfares through Albany | |
 Location of Albany in Albany County (upper left) and of Albany County in the State of New York (lower right) | |
  Albany Location of Albany within the State of New York  Albany Location within the United States  Albany Location within North America .svg "Albany 30") Albany Location on Earth | |
| Coordinates: 42°39′09″N 073°45′26″W / 42.65250°N 73.75722°W | |
| Country | United States |
| State | New York |
| Region | Capital District |
| County | Albany |
| Settled | 1614 |
| Incorporated | 1686 |
| Government | |
| • Type | Strong mayor-council |
| • Mayor | Kathy Sheehan (D) |
| Area | |
| 21.94 sq mi (56.81 km) | |
| • Land | 21.40 sq mi (55.44 km) |
| • Water | 0.53 sq mi (1.38 km) |
| • Metro | 2,811.6 sq mi (7,282 km) |
| Elevation | 148 ft (45 m) |
| Highest elevation | 378 ft (115 m) |
| Lowest elevation | 2 ft (0.6 m) |
| Population (2020) | |
| 99,224 | |
• Estimate (2023) | 101,228 (US: 331st) |
| • Density | 4,730.28/sq mi (1,825.9/km) |
| • Urban | 593,142 (US: 73rd) |
| • Urban density | 2,186.3/sq mi (844.1/km) |
| • Metro | 1,170,483 (US: 63rd) |
| • Metro density | 416.3/sq mi (160.7/km) |
| Demonym | Albanian |
| Time zone | UTC−5 (EST) |
| • Summer (DST) | UTC−4 (EDT) |
| ZIP Codes | 12201–12212, 12214, 12220, 12222–12232 |
| Area codes | 518, 838 |
| Geocode | 977310, 978659 |
| ISO 3166 code | 36-01000 |
| FIPS code | 36-01000 |
| GNIS feature ID | 977310 |
| Website | albanyny.gov |
Albany ( AWL-bə-nee) is the capital and oldest city in the U.S. state of New York, and the county seat of and most populous city in Albany County. It is located on the west bank of the Hudson River, about 10 miles (16 km) south of its confluence with the Mohawk River.
The city is the economic and cultural core of New York State’s Capital District, a metropolitan area including the nearby cities and suburbs of Colonie, Troy, Schenectady, and Saratoga Springs. With an estimated population of 1.1 million in 2013, the Capital District is the third most populous metropolitan region in the state. As of 2023, Albany’s population was 101,228.
The Hudson River area was originally inhabited by Algonquian-speaking Mohican. The area was settled by Dutch colonists, who built Fort Nassau in 1614 for fur trading and Fort Orange in 1624. In 1664, the English took over the Dutch settlements, renaming the city Albany in honor of the Scottish title of the Duke of York (later James II of England and Ireland and James VII of Scotland): the Duke of Albany. The city was officially chartered in 1686 under English rule. It became the capital of New York in 1797 after the formation of the United States. Albany is the oldest surviving settlement of the original British Thirteen Colonies north of Virginia.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.