Work With Trusted & Experienced

Public Adjusters In Jersey City, New Jersey That Work For YOU!

100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!

*Not All Services Available In All Areas. 

Don't Settle For Less!

Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!

Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!

Work with highly trained & verified Jersey City public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!

Public Claims Adjusters Network (PCAN) member public claims adjusters in Jersey City, New Jersey offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.

Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.

They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).

Consultations are always:

  • Friendly
  • Free
  • No-Obligation
  • 100% contingency-based In Nearly Every State

… meaning your public adjuster doesn’t get paid, unless you get paid!*

PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified New Jersey public insurance claims adjusters today!

*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.

Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!

*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Jersey City community, to ensure the highest quality of service & care.

Up To 0 %

Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!

0 %

Contingency Based. We don’t get paid, unless you get paid!

*Contingency fees not permitted by law in Louisiana.

Public Adjuster Graph
Public Adjuster Graph

Why Hire A Public Insurance Adjuster In Jersey City New Jersey?

Jersey City Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!

Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public adjusters Members Today!

*Some Services Not Available In All Areas. 

What Our Network Of Licensed Jersey City Public Insurance Adjusters Bring To The Table

Insurance Policy & Claims Specialists For Jersey City Residents

PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Jersey City, New Jersey. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.

Advocates For Homeowners, Businesses, & HOA's In Jersey City, New Jersey

PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!

Experts In Seen & Unseen Damages For Jersey City Homeowners Insurance Claims

PCAN member public adjusters in Jersey City, New Jersey have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.

Expert Jersey City Damage Claim Negotiators

Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Jersey City, New Jersey know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Frequently Asked Questions (FAQ) About Jersey City New Jersey Public Adjusting

Jersey City Public adjusters are licensed insurance professionals who work on their own to defend policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are professionals serve as advocates for property owners and ensure their rights are secured in working with insurance companies..

The role of public adjusters has become more significant in recent years, especially because insurance claims are becoming more complicated. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements that were up to 800% higher than those who handled claims themselves.

Public adjusters provide comprehensive services throughout the claim process. They conduct detailed assessments of the damages, and prepare and file all necessary documentation, and manage all communication with insurance companies. This kind of professional assistance significantly cuts down the amount of time and anxiety associated with filing claims and allows policyholders to concentrate on recovery.

Operating primarily on a contingency fee basis, typically ranging from 10% to 20% of the final settlement, public adjusters are paid to ensure the most compensation to their customers. The fee structure differs according to the complexity of the claim state regulations, as well as the amount of resources needed.

They have vast expertise of insurance policies,  and building codes, as well as construction costs. They leverage this expertise to:

  • Accelerate the claims process
  • Document and assess the extent of damages
  • Navigate complex policy language
  • Directly negotiate with insurance carriers
  • Be sure to comply with filing deadlines and additional policy requirements

Research has clearly shown that professional representation during the claims process usually results in more comprehensive settlements as well as quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can prevent common pitfalls that could otherwise delay or diminish claim settlements.

Related Story: Are Public Insurance Claims Adjusters Worth It?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Industry research and industry analysis have shown that hiring a public insurance adjuster can substantially increase policyholder claim settlements. According to groundbreaking study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who utilized public adjusters received settlements as high as 800% higher than those who dealt with claims themselves.

Public adjusters in Jersey City, New Jersey serve as licensed professionals who advocate exclusively for policyholders during the claims process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals offer detailed claims management services, including detailed documents for property damage, policy interpretation, and settlement negotiations with insurance companies.

The importance of a professional representation becomes particularly evident in the final settlement figures, as professionally managed claims typically produce more detailed damage estimates and more accurate valuations of losses.

Public adjusters streamline the claims process by:

  •  Handling all correspondence and documentation with insurance companies    
  • Conducting thorough assessments of property damage  
  • Preparing comprehensive claim submissions
  • Directly negotiating with insurance companies    
  • Expediting the settlement timeline  
  • Ensuring compliance with policy requirements and deadlines  

The majority of public adjusters work on the contingency fee basis, which typically range between 10% and 20 percent of the final settlement amount. The structure of the fee aligns adjuster’s interests with those of the policyholder, as their compensation is contingent on securing a favorable settlement.

The expertise of a Public Adjuster often proves valuable in difficult claims, where technical knowledge of building codes, construction costs, and insurance policy provisions can have a significant impact on settlement outcomes.

Their expert oversight ensure that no insured damages are overlooked and that claims are appropriately valued in accordance with current market conditions.

Related Story: When Should I Retain A Public Adjuster?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements. 

Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.

landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.

Related Story:How Does A Public Adjuster Work?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Complex insurance claims usually require professional expertise to navigate effectively. Public insurance adjusters, state-licensed professionals who only work on behalf of policyholders, can significantly impact the outcome of claims and settlement outcomes.

Several scenarios warrant hiring a public adjuster:

  • Extensive property damage
  • Claims that involve multiple coverage types
  • Disputed claims or partial claim denials      
  • Complex requirements for documentation
  • Time-sensitive situations requiring immediate attention

Public adjusters streamline the claims process by:

  • Conducting comprehensive damage assessments
  • Preparing and filing the required documentation 
  • Managing communication with insurance companies 
  • Negotiating settlements on behalf of policyholders 
  • Ensuring compliance with the policy terms and deadlines

Public adjusters particularly benefit policyholders through:

  • Stress reduction by utilizing expert claim management
  • Accelerating the settlement process 
  • Giving objective damage assessments
  • Ensuring comprehensive documentation
  • Leveraging industry knowledge for fair settlements

Related Story:Are Public Insurance Adjusters Legitimate?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a New Jersey public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.

Key timing considerations include:

Statute of Limitations:

  • Each state maintains different deadlines for filing insurance claims
  • Claims must be initiated within these legal timeframes
  • Public adjusters can assist with existing claims, even if initially filed independently

Documentation Requirements:

  • Public adjusters help organize and prepare comprehensive claim documentation
  • They can recover or reconstruct missing documentation
  • Professional documentation improves claim validity and settlement potential

Claim Status:

  • Active claims benefit from professional representation
  • Denied claims may be reopened with proper documentation
  • Disputed settlements can be renegotiated

Public adjusters provide valuable services throughout the claims process Including:

  • Expedited claim processing through professional management
  • Expert negotiation with insurance carriers
  • Complete documentation preparation and submission
  • Regular communication with insurance companies
  • Stress reduction through professional claim handling
  • Maximum settlement potential through experienced representation

Related Story:Common Public Claims Adjuster Pitfalls & How To Avoid Them

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

The decision to hire a state-licensed public claims adjuster, even when an insurance company has appointed its own adjuster, can significantly impact the outcome of an insurance claim.

While the insurance company adjusters work for the insurance company’s interests … public insurance claims adjusters In Jersey City, New Jersey serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated adjusters operate independently, ensuring fair settlement of claims and a thorough policy interpretation.

Public adjusters streamline the claims process by managing the documentation, making thorough damage assessments and handling all communication with insurance companies. This type of professional intervention usually speeds up claim resolution and decreases homeowners’ administrative burdens.

The importance of public adjusters isn’t only limited to monetary benefits. They provide professional guidance through the entire claims process, providing the complexities of policy and ensuring that all damage is properly documented and assessed.

They make precise damage estimates, gather necessary evidence, and deal directly with insurance companies for the highest settlement outcome.

The process of settling insurance claims is complicated and time-consuming, making professional representation crucial during large loss events. Public adjusters’ expertise in negotiation and policy interpretation often results in more extensive settlements that cover both obvious and hidden losses.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Related Story:How Do Public Insurance Adjusters Get Paid & Who Pays Them?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

While policyholders are entitled to file insurance claims on their own, research from experts in the industry suggest this strategy may not provide optimal results.

The main challenges with self-filing include:

  • ​​​​Complex documentation requirements and policy interpretation
  • Time-intensive communication with insurance representatives
  • Risk of overlooking covered damages or benefits
  • Potential undervaluation of claims by insurance companies
  • Limited-to-zero negotiation experience with insurers

​​​​licensed public adjusters have substantial advantages during the claims process: 

  •  
    1. Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and handle all paperwork required, making sure no detail is left unnoticed.
    2. Time and Stress Management – These professionals manage all communications with insurance companies and homeowners can concentrate on recovery while speeding the process of filing claims.
    3. Expert Negotiation – With a vast understanding of regulations and rules governing insurance policies, public adjusters deal directly with insurance companies to secure fair settlements.
    4. Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, which typically ranges between 10-20% of the settlement amount, to ensure the best interests of the policyholder.

The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the process of settling claims. Their expertise can be valuable in complicated claims or when significant damages are involved.

Industry statistics consistently demonstrate that professional representation by state-licensed public claims adjusters leads to more favorable results for the policyholders, with faster processing times, and more comprehensive settlement packages.

Related Story:How Much Do Public Insurance Adjusters Cost

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

While contractors often offer negotiations with insurers this approach can present serious risks and restrictions. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack knowledge to serve as representative for insurers in claims negotiations.

This limitation can greatly affect the outcome of a case and potentially compromise any rights granted to the owner of the policy.

State insurance departments oversee licensed public adjusters, who receive extremely specialized training, undergo Federal background checks, and require special licensing from the state in order to work. They also have the legal authority to represent the policyholder to safeguard and defend their rights … legal authority that contractors don’t possess … making them the legal and comprehensive alternative to representation by contractors.

Public Adjusters specialize in the interpretation of insurance policies, assessing and documenting damage, and working with insurance companies to ensure fair settlements.

Public adjusters provide several distinct advantages, which include:

  • Expert claim documentation and filing
  • Professional negotiation with insurance companies
  • Comprehensive damage assessment
  • Accelerated claim processing
  • Reduce stress through total claim management

The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public adjusters must hold professional licenses and adhere to strict ethical standards. This provides an additional layer of consumer protection not available with the representation of contractors.

For complex claims, for complex claims, adjusters have a wealth of knowledge in interpreting policies, document specifications, and negotiation strategies often can be invaluable, thereby avoiding costly errors and denials of claims which could result from contractor-led negotiations.

Related Story:When Is It Too Late To Contact A Public Insurance Claims Adjuster?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

If insurance settlements are not sufficient to compensate for damages to property, policyholders have a range of legal options for seeking additional compensation, even following the initial settlement of claim.

According to the National Association of Insurance Commissioners (NAIC), the policyholders must carefully evaluate their settlement terms and related documentation before accepting the final settlement.

The timing and the circumstances for seeking additional compensation are crucial elements, as most insurance policies contain specific timeframes for dispute resolution as well as appeals, typically between one and two years after the settlement date.

Licensed public insurance claims adjusters are essential in re-evaluating settled claims and finding previously unnoticed damages. Public adjusters conduct thorough property assessments, document any additional damage, and deal with insurance companies for policyholders.

Key steps for pursuing additional compensation are:

  1.  Document newly discovered damages
  2. Review of policy terms and settlement agreements
  3. Collect new evidence and estimates
  4. Consider professional representation from a state-licensed public claims adjusters

The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters are often able to spot overlooked damages and policy provisions that allow for the need for additional compensation. Their knowledge of the interpretation of policies and claim valuation proves particularly valuable in defending claims that have already been settled.

Insurance policyholders must act promptly when they discover insufficient settlement amounts, since delay may hinder their ability to collect additional compensation. When utilizing a Public Claims Adjusters Network member Public Insurance Claim Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts. 

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.

The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.

The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.

Related:Public Insurance Adjusting Guides & Resources

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

The Homeowners Insurance Claims Recovery Process In Jersey City, New Jersey

New Jersey state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!

Step #1

Make Sure Your Family Is Safe

When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!

Step #1

Step #2

Contact A PCAN Public Adjuster In Jersey City, New Jersey

Contact one of the PCAN verified and state-licensed public insurance adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.

Step #2

Step #3

Thorough Review Of Your Policy

Your public insurance adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.

Step #3

Step #4

Create A Claims Strategy That Works For Your Specific Goals & Needs

Your public insurance claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.

Step #4

Step #5

Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.

Once you have agreed on a strategy, your public adjuster will:

  • Meet with insurance company adjusters & personnel at the loss/damage location.
  • Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Step #5

Step #6

Negotiations & Final Settlement

Your public insurance adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.

Step #6

Step #7

Restoration | Reconstruction | Relocation

Your public insurance claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.

Step #7

(Click To Expand Infographic)

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Explore How Jersey City Public Claims Adjusters Can Get You More From These Types Of Homeowners Insurance Damage Claims

Public Adjusters Jersey City, New Jersey

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

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Featured
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A homeowners insurance glossary of terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.

Key concepts include such terms as Actual Cash Value (ACV), a method for determining compensation based on replacement costs minus recoverable depreciation, and ALE (Additional Living Expenses), which cover necessary living costs when a home is uninhabitable.

For example, understanding your home insurance declaration page, common insurance deductibles for various kinds of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential common insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Jersey City, New Jersey
City of Jersey City
Flag Of Jersey City, New Jersey
Official Seal Of Jersey City, New Jersey
Nicknames: 
J.C., Chilltown, The Sixth Borough, America’s Golden Door, Wall Street West
Motto(s): 
“Let Jersey Prosper”
“Jersey City, Make It Yours
Map
Interactive map of Jersey City
Jersey City Is Located In Hudson County, New Jersey
Jersey City
Jersey City
Location within Hudson County
Jersey City Is Located In New Jersey
Jersey City
Jersey City
Location within New Jersey
Jersey City Is Located In The United States
Jersey City
Jersey City
Location within the United States
Coordinates: 40°42′36″N 74°03′36″W / 40.71000°N 74.06000°W / 40.71000; -74.06000
Country23Px Flag Of The United States.svg United States
State23Px Flag Of New Jersey.svg New Jersey
CountyHudson
European settlement1630
IncorporatedFebruary 22, 1838
Named forNew Jersey
Government
 • TypeFaulkner Act (mayor–council)
 • BodyCity Council
 • MayorSteven Fulop (D, term ends December 31, 2025)
 • Deputy MayorVacant
 • Business AdministratorJohn J. Metro
 • Municipal clerkSean J. Gallagher
Area
 • Total
21.03 sq mi (54.48 km)
 • Land14.75 sq mi (38.20 km)
 • Water6.29 sq mi (16.28 km)  30.24%
 • Rank134th of 565 in state
1st of 12 in county
Elevation
20 ft (6 m)
Population
 (2020)
 • Total
292,449
 • Estimate 
(2023)
291,657
 • Rank72nd in country (as of 2023)
2nd of 565 in state
1st of 12 in county
 • Density19,835.1/sq mi (7,658.4/km)
  • Rank10th of 565 in state
7th of 12 in county
Time zoneUTC−05:00 (EST)
 • Summer (DST)UTC−04:00 (Eastern (EDT))
ZIP Codes
07097, 07302-07308, 07310-07311
Area code(s)201/551
FIPS code3401736000
GNIS feature ID0885264
Websitewww.jerseycitynj.gov

Jersey City is the second-most populous city in the U.S. state of New Jersey, after Newark. It is the county seat of Hudson County, and is the county’s most populous city and its largest (by area). As of the 2020 United States census, the city’s population was 292,449, an increase of 44,852 (+18.1%) from the 2010 census count of 247,597, in turn an increase of 7,542 (+3.1%) from the 240,055 enumerated at the 2000 census. The Population Estimates Program calculated a population of 291,657 for 2023, making it the 72nd-most populous municipality in the nation. With more than 40 languages spoken in more than 52% of homes and as of 2020, 42.5% of residents born outside the United States, Jersey City is one of the most ethnically diverse cities in the world and the most ethnically diverse in the United States.

The third most-populous city in the New York metropolitan area, Jersey City is bounded on the east by the Hudson River and Upper New York Bay and on the west by the Hackensack River and Newark Bay. A port of entry, with 30.7 miles (49.4 km) of waterfront and extensive rail infrastructure and connectivity, the city is an important transportation terminus and distribution and manufacturing center for the Port of New York and New Jersey with Port Jersey as the city’s intermodal freight transport facility and container shipping terminal. The Holland Tunnel, PATH rapid transit system, and NY Waterway ferry service connect across the Hudson River with Manhattan.

The area was settled by the Dutch in the 17th century as Pavonia and later established as Bergen; the first permanent settlement, local civil government and oldest municipality in what became the state of New Jersey. The area came under English control in 1664. Jersey City was incorporated in 1838 and annexed Van Vorst Township in 1851. On May 3, 1870, following a special election in 1869 with a majority of county support, Jersey City annexed Bergen City and Hudson City to form “Greater Jersey City” with Greenville joining in 1873. Jersey City grew into a busy port city on New York Harbor by the late 19th and early 20th century. Jersey City’s official motto, displayed on the city seal and flag, is “Let Jersey Prosper” referencing its 19th century boarder dispute with New York City.

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.