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Public Adjusters In Clifton, New Jersey That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Clifton public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance adjusters in Clifton, New Jersey offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
Public Claims Adjusters Network public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified New Jersey public insurance claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Clifton community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Claims Adjuster In Clifton New Jersey?
Clifton Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public claims adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Clifton Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Clifton Residents
PCAN member public insurance adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Clifton, New Jersey. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Clifton, New Jersey
PCAN member public adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Clifton Homeowners Insurance Claims
PCAN member public claims adjusters in Clifton, New Jersey have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Clifton Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Clifton, New Jersey know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Clifton New Jersey Public Adjusting
What Is A Public Claims Adjuster In Clifton & What Do They Do?
Clifton Public adjusters are licensed insurance professionals who work independently to advocate for policy holders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are experts act as advocates for homeowners, ensuring their interests are protected in working with insurance companies.
The function of public adjusters has become more significant in recent times, especially because insurance claims are becoming more complex. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements up to 800% more over those who managed claims themselves.
Public adjusters provide comprehensive services throughout the claim process. They conduct thorough assessments of the damages, and prepare and file all necessary documents, and handle all communications with insurance companies. This professional support significantly reduces the stress and time involved with filing claims, allowing policyholders owners to focus on recovering.
Working primarily on a basis of contingency fees that typically range from 10% to 20 percent of the final settlement, public adjusters are paid to ensure the most settlement for their clients. The fee structure is depending on the complexity of the claim state regulations, as well as required resources.
They have vast expertise of insurance policies, as well as building codes, as well as construction costs. They use this knowledge to:
- Accelerate the claims process
- Document and assess damages thoroughly
- Navigate complex policy language
- Negotiate directly with insurance carriers
- Ensure compliance with deadlines for filing and additional policy requirements
Research has clearly shown that professional representation during the process of settling claims often leads to more comprehensive settlements and quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can prevent common pitfalls that could otherwise delay or diminish claim settlements.
Related Story: Are Public Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Will My Settlement Be Larger If I Hire A Clifton Public Adjusting Company?
Industry research and analysis have shown the hiring of a public insurance adjuster can significantly increase policyholder settlements for claims. According to a landmark research study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements up to 800% more than those who handled claims independently.
Public adjusters in Clifton, New Jersey serve as licensed professionals who represent only policyholders during the claims process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals offer comprehensive claim management services, including precise property damage documentation, policy interpretation, as well as settlement negotiations with insurance companies.
The importance of a professional representation is evident in final settlement figures, as professionally managed claims generally produce more detailed damage estimates, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Handling all documentation and correspondence with insurance companies
- Conducting detailed property damage assessments
- Preparing comprehensive claim submissions
- Negotiating directly with insurance carriers
- Speeding up the settlement timeline
- Ensures compliance with policy requirements and deadlines
Most public adjusters operate on a basis of contingency fees, which typically range between 10 and 20 percent of the final settlement amount. The fee structure is aligned with the adjuster’s interests with the interests of the policyholder, since their compensation is contingent on securing a favorable settlement.
A Public adjuster’s expertise often is invaluable in complicated claims scenarios, where technical knowledge of building codes, construction costs, and insurance policy provisions can significantly impact settlement outcomes.
Their expert oversight ensure no insured damages are missed and claims are properly assessed in accordance with current market conditions.
Related Story: When Should I Consult With A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
How Much Do Clifton Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Insurance Claims Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Clifton, New Jersey?
Complex insurance claims typically require professional expertise to navigate effectively. Public insurance adjusters, state-licensed professionals who solely work for policyholders, can significantly impact claim outcomes and settlement amounts.
A variety of scenarios could warrant hiring a public adjuster:
- Extensive property damage
- Claims involving multiple coverage types
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- Preparing and filing the necessary documentation
- Communication with insurance companies
- Settlement negotiations on behalf of the policyholders
- Ensure compliance with policy guidelines and deadlines
Public adjusters particularly benefit policyholders because of:
- Reducing stress by utilizing expert claim management
- Speeding up the settlement process
- Providing objective damage assessments
- Ensuring comprehensive documentation
- Utilizing industry-specific expertise to ensure fair settlements
Related Story:Are Public Insurance Claims Adjusters Legit?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Clifton?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a New Jersey public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Insurance Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Why hire a Public Adjuster In Clifton if your insurance company already sent an adjuster?
The decision to hire a state-licensed public claims adjuster, even if an insurance company has appointed its own adjuster, can greatly affect the final outcome of an insurance claim.
While insurance company adjusters work for the insurance company’s interests … public claims adjusters In Clifton, New Jersey serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated professionals operate independently to ensure fair settlements of claims and complete coverage interpretation.
Public adjusters streamline the claims process by coordinating the documentation, conducting thorough damage assessments, and coordinating all communications with insurance companies. This type of professional intervention usually speeds up the resolution of claims and eases homeowners burdens on administrative tasks.
The importance of public adjusters also goes beyond financial benefits. They offer professional guidance during the claim process, explaining complex policy terms and ensuring every damage is properly documented and valued.
They make specific damage estimates, gather the necessary evidence, and negotiate directly with insurance companies in order to get the best settlement results.
The process of settling insurance claims is complicated and time-consuming, making professional representation valuable during significant loss events. Public adjusters’ expertise in negotiation and policy interpretation often results in more comprehensive settlements that take into account both obvious and hidden losses.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Related Story:How Do Public Insurance Claims Adjusters Get Paid And Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Can I File My Insurance Claim Myself In Clifton, New Jersey?
Although policyholders are entitled to make insurance claims on their own, research from industry experts suggest that this strategy may not provide ideal results.
Key challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters provide substantial advantages during the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, prepare comprehensive claim files, and handle all necessary paperwork, ensuring nothing is overlooked.
- Time and Stress Management – These professionals handle all communications with insurance companies so that homeowners can focus on recovery while expediting the process of submitting claims.
- Expert Negotiation – With a vast understanding of insurance policies and regulations, public adjusters deal directly with insurance companies to negotiate fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, typically ranging from 10 to 20% of the settlement amount, ensuring the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the claims process. Their expertise can be particularly beneficial in complicated claims or when significant damages are involved.
Industry statistics consistently show that professional professional representation by state-licensed public claims adjusters leads to better outcomes for policy holders, with quicker processing times, and more comprehensive settlement packages.
Related Story:How Much Do Public Insurance Adjusters Charge: Fees & Costs
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
In Clifton, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer to negotiate with insurers, this approach can present some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack know-how to serve as representative for insurers in claims negotiations.
This restriction could significantly impact the result of a claim and could affect the rights of the insurance company.
State insurance departments regulate licensed public adjusters, who receive highly specialized training, undergo Federal background checks, and require specialized licensing by the state in order to work. They also have the legal authority to represent the policyholder to safeguard and enforce their rights … legal authority that contractors don’t possess … which makes them the legal and comprehensive alternative to the representation of contractors.
Public Adjusters specialize in the interpretation of insurance policies, assessing and documenting damage, and negotiating with insurance companies in order to secure equitable claim compensation.
Public adjusters provide several distinct advantages, which include:
- Expert claim documentation and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Accelerated claim processing
- Stress reduction by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public adjusters must hold professional licenses and follow strict ethical standards, providing the additional level of consumer protection not available with the representation of contractors.
For complex claims for complex claims, for more complex claims, public adjusters have a wealth of knowledge in interpreting policies, document demands, and negotiation strategies often can be invaluable, thereby avoiding costly errors and denials of claims that could arise from contractor-led negotiations.
Related Story:When Is It Too Late To Contact A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
If insurance settlements are not sufficient to pay for property damage, policyholders retain several legal options to pursue further compensation after the initial claim settlement.
According to the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders be sure to carefully review the terms of their settlement and related documentation before accepting the final settlement payment.
The timing and the circumstances for pursuing additional compensation are critical aspects, as the majority of insurance policies have specific deadlines for claims disputes as well as appeals, generally between one and two years following the settlement date.
Licensed public adjusters are crucial in re-evaluating settled claims and finding previously missed damages. Public adjusters perform thorough property assessments, as well as document any additional damages, and deal with insurance companies in the interest of policyholders.
The most important steps to pursue additional compensation are:
- Document newly discovered damages
- Review the policy terms and settlement agreements
- Gather additional evidence and estimations
- Consider professional representation from a state-licensed public adjusters
The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters are often able to spot overlooked damages and policy provisions that allow for additional compensation. Their knowledge of policy interpretation and the valuation of claims is particularly useful in defending claims that have already been settled.
Policyholders should act promptly when they discover insufficient settlement amounts, as delay may hinder their ability to obtain additional compensation. When utilizing a PCAN member Public Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Clifton, New Jersey?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Insurance Claim Adjusting Guides
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Clifton, New Jersey
New Jersey state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
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- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
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- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
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- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
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- Water Lines And Pipes
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Hurricane Damage 
Hail Damage 
Wildfire Damage 
Water Lines And Pipes 
Black Mold 
Mitigation A glossary of insurance terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and ALE (Additional Living Expenses), which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance declaration page, common home deductibles for various types of home & property damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential basic insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Clifton, New Jersey
Clifton, New Jersey | |
|---|---|
 Clifton viewed from above. The Garden State Parkway is visible on the left, with the Passaic River in the upper right and New Jersey Route 3 near the bottom | |
 Seal | |
| Nickname: “The City that Cares” | |
 Map of Clifton in Passaic County. Inset: location of Passaic County highlighted in the State of New Jersey. | |
 Census Bureau map of Clifton, New Jersey
 Interactive map of Clifton, New Jersey | |
| Coordinates: 40°51′44″N 74°09′37″W / 40.862137°N 74.160393°W | |
| Country |  United States |
| State |  New Jersey |
| County | Passaic |
| Incorporated | April 26, 1917 |
| Government | |
| • Type | 1923 Municipal Manager Law |
| • Body | City Council |
| • Mayor | Raymond Grabowski (term ends December 31, 2026) |
| • Manager | Dominick Villano |
| • Municipal clerk | Nancy Ferrigno |
| Area | |
• Total | 11.43 sq mi (29.60 km) |
| • Land | 11.28 sq mi (29.20 km) |
| • Water | 0.15 sq mi (0.40 km) 1.37% |
| • Rank | 197th of 565 in state 4th of 16 in county |
| Elevation | 131 ft (40 m) |
| Population (2020) | |
• Total | 90,296 |
• Estimate (2023) | 88,461 |
| • Rank | 394th in country (as of 2021) 11th of 565 in state 2nd of 16 in county |
| • Density | 8,008.5/sq mi (3,092.1/km) |
| • Rank | 51st of 565 in state 4th of 16 in county |
| Time zone | UTC−05:00 (Eastern (EST)) |
| • Summer (DST) | UTC−04:00 (Eastern (EDT)) |
| ZIP Codes | 07011–07015 |
| Area code(s) | 973 |
| FIPS code | 3403113690 |
| GNIS feature ID | 0885188 |
| Website | www |
Clifton is a city in Passaic County, in the U.S. state of New Jersey. Criss-crossed by several major highways, the city is a regional commercial hub for North Jersey and is a bedroom suburb of New York City in the New York Metropolitan Area. As of the 2020 United States Census, the city retained its position as the state’s 11th-most-populous municipality, just behind tenth-ranked Trenton, and well ahead of Cherry Hill in twelfth place, with a population of 90,296, reflecting an overall increase of 6,160 (+7.3%) from the 2010 census count of 84,136, which in turn reflected an overall increase of 5,464 (+6.9%) from the 78,672 counted in the 2000 census. The Population Estimates Program calculated a population of 88,461 for 2023, making Clifton the 394th-most populous municipality in the nation.
Clifton was incorporated as a city by an act of the New Jersey Legislature on April 26, 1917, replacing Acquackanonk Township, based on the results of a referendum held two days earlier. Clifton is listed under five different ZIP codes. 07011, 07012, 07013, 07014, and 07015. Clifton has been named as one of the best cities to live in the United States.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.