Work With Trusted & Experienced

New Hampshire Public Adjusters That Work For You!

100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!*

*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Don’t Settle For Less!

Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!

Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!

Work with highly trained & vetted New Hampshire public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!

Public Claims Adjusters Network (PCAN) member public adjusters in New Hampshire offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.

Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.

They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).

Consultations are always:

  • Friendly
  • Free
  • No-Obligation
  • 100% contingency-based In Nearly Every State

… meaning your public adjuster doesn’t get paid, unless you get paid!*

PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified New Hampshire public claims adjusters today!

*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.

Request A Free Consultation!

*Some Services May Not Be Available In All Areas. Contingency fees are not permitted by law in Louisiana. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the New Hampshire community, to ensure the highest quality of service & care.

Up To 0 %

Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!

0 %

Contingency Based. We don’t get paid, unless you get paid!

*Contingency fees not permitted by law in Louisiana.

Public Adjuster Graph
Public Adjuster Graph

Why Hire A Public Claims Adjuster In New Hampshire?

New Hampshire Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!

Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert New Hampshire Public Claims Adjuster Members Today!

*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

What Our Network Of Licensed New Hampshire Public Insurance Adjusters Bring To The Table

New Hampshire Insurance Policy Claims Specialists

PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in New Hampshire. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.

Advocates For New Hampshire Homeonwers Insurance Policy Holders

PCAN member public insurance adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!

Experts In Seen & Unseen Damages

PCAN member public claims adjusters in New Hampshire have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.

Expert Claims Negotiators

Settlement negotiation is critically important when it comes to the claims process. Public adjusters in New Hampshire know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

The Homeowners Insurance Claims Recovery Process In New Hampshire

New Hampshire state-licensed public insurance adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!

Step #1

Make Sure Your Family Is Safe

When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!

Step #1

Step #2

Contact A PCAN Public Adjuster In New Hampshire

Contact one of the PCAN verified and state-licensed public insurance claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.

Step #2

Step #3

Thorough Review Of Your Policy

Your public insurance adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.

Step #3

Step #4

Create A Claims Strategy That Works For Your Specific Goals & Needs

Your public insurance adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.

Step #4

Step #5

We Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.

Once you have agreed on a strategy, your public claims adjuster will:

  • Meet with insurance company adjusters & personnel at the loss/damage location.
  • Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Step #5

Step #6

Negotiations & Final Settlement

Your public claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.

Step #6

Step #7

Restoration | Reconstruction | Relocation

Your public claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.

Step #7

(Click To Expand Infographic)

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Frequently Asked Questions (FAQ) About New Hampshire Public Adjusting

New Hampshire Public adjusters are licensed insurance professionals who work on their own to represent policyholders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) the professionals act as advocates for property owners, ensuring their interests are protected in dealing with insurance companies..

The function of public adjusters has become more significant in recent years, particularly as insurance claims grow more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements that were up to 800% higher over those who managed claims on their own.

Public adjusters provide comprehensive services throughout the claims process. They conduct detailed assessments of the damages, and prepare and file all necessary documentation, and manage all communications with insurance companies. This professional support significantly reduces the amount of time and anxiety that comes with filing claims and allows policyholders to concentrate on rehabilitating.

Based mostly on a contingency fee basis which typically range from 10% to 20% of the final settlement, public adjusters are incentivized to secure the highest possible amount of amount of compensation for their clients. The fee structure varies based on claim complexity as well as state regulations and the resources required.

These professionals have extensive expertise of insurance policies,  as well as building codes, and construction costs. They leverage this expertise to:

  • Speed up the claims process
  • Document and evaluate damages thoroughly
  • Navigate complex policy language
  • Negotiate directly with insurance carriers
  • Ensure compliance with filing deadlines and additional policy requirements

Research has clearly shown that professional representation during the claim process usually results in more comprehensive settlements as well as quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can help avoid common mistakes that could delay or diminish claim settlements.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Research and analysis show that hiring a public insurance adjuster can significantly increase policyholder claim settlements. According to groundbreaking study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements up to 800% higher than those who handled claims themselves.

Public adjusters in Manchester, New Hampshire serve as licensed professionals who advocate exclusively for policyholders during the claims process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals offer comprehensive claims management services, including precise documents for property damage, policy interpretation, as well as settlement discussions with insurance companies.

The value of professional representation is particularly evident in final settlement figures, as professionally managed claims usually produce more detailed damage estimates and more accurate valuations of losses.

Public adjusters streamline the claims process by:

  •  Handling all correspondence and documentation with insurance companies    
  • Conducting detailed assessments of property damage 
  • Preparing comprehensive claim submissions
  • Directly negotiating with insurance carriers    
  • Expediting the settlement timeline 
  • Ensures compliance with policy guidelines and deadlines  

The majority of public adjusters operate on a basis of contingency fees, which typically range between 10 and 20 percent of the final settlement amount. The fee structure is aligned with the adjuster’s interests with those of the policyholder, as their compensation is contingent on securing a favorable settlement agreement.

The expertise of a Public Adjuster often proves invaluable in complex claims, where technical knowledge of building codes, construction costs, and insurance policy provisions can have a significant impact on settlement outcomes.

Their expertise and oversight ensure that no damaged claims are overlooked and that claims are properly valued in accordance with current market conditions.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements. 

Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.

landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a New Hampshire public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.

Key timing considerations include:

Statute of Limitations:

  • Each state maintains different deadlines for filing insurance claims
  • Claims must be initiated within these legal timeframes
  • Public adjusters can assist with existing claims, even if initially filed independently

Documentation Requirements:

  • Public adjusters help organize and prepare comprehensive claim documentation
  • They can recover or reconstruct missing documentation
  • Professional documentation improves claim validity and settlement potential

Claim Status:

  • Active claims benefit from professional representation
  • Denied claims may be reopened with proper documentation
  • Disputed settlements can be renegotiated

Public adjusters provide valuable services throughout the claims process Including:

  • Expedited claim processing through professional management
  • Expert negotiation with insurance carriers
  • Complete documentation preparation and submission
  • Regular communication with insurance companies
  • Stress reduction through professional claim handling
  • Maximum settlement potential through experienced representation

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Complex insurance claims usually require professional expertise to navigate effectively. Public insurance adjusters, state-licensed professionals who work exclusively for policyholders, can significantly impact claim outcomes as well as settlement amount.

There are a variety of scenarios that need a public adjuster:

  • Property damage that is extensive
  • Claims involving multiple coverage types
  • Disputed claims or partial claim denials      
  • Complex documentation requirements
  • Time-sensitive situations requiring immediate attention

Public adjusters streamline the claims process by:

  • Conducting extensive damage assessments
  • Preparing and filing the all documentation required 
  • Communication with insurance companies 
  • Negotiating settlements on behalf of policyholders 
  • Ensure compliance with policy terms and deadlines

Public adjusters particularly benefit policyholders through:

  • Stress reduction by utilizing professional claim management
  • Accelerating the settlement process 
  • Offering independent damage assessment
  • Ensuring comprehensive documentation
  • Leveraging industry expertise for fair settlements

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

While policyholders have the right to file insurance claims independently, data from industry experts suggests this approach may not yield ideal results.

The most significant challenges of self-filing include:

  • ​​​​Complex documentation requirements and policy interpretation
  • Time-intensive communication with insurance representatives
  • Risk of overlooking covered damages or benefits
  • Potential undervaluation of claims by insurance companies
  • Limited-to-zero negotiation experience with insurers

​​​​Licensed public adjusters provide significant advantages in the process of settling claims: 

  •  
    1. Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and handle all necessary paperwork, ensuring nothing is overlooked.
    2. Time and Stress Management – These professionals handle all communications with insurance companies, allowing homeowners to focus on recovery while speeding the process of submitting claims.
    3. Expert Negotiation – With extensive knowledge of regulations and rules governing insurance policies, public adjusters deal directly with insurance companies in order to secure fair settlements.
    4. Cost-Effective Service – Public adjusters typically work on a contingency fee basis, usually ranging from 10-20% of the settlement amount, ensuring alignment with the policyholder’s interests.

The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the process of settling claims. Their expertise can be particularly valuable in complex claims or when significant damages are involved.

Industry statistics consistently indicate that professional representation by state-licensed public insurance claims adjusters leads to more favorable results for the policyholders, with quicker processing, and more comprehensive settlement packages.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Although contractors frequently offer to negotiate with insurers, this approach can present significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack know-how to serve as official representatives for insurance claims negotiations.

This limitation could greatly affect the outcomes of a case and could limit any rights granted to the owner of the policy.

Departments of insurance in each state oversee licensed public adjusters, who go through intensive specialized training, must pass Federal background checks, & require specialized licensing by the state to operate. They also are legally authorized to represent the policyholder in order to protect and enforce their rights … legal authority that contractors don’t have … which makes them the legal alternative to the representation of contractors.

Public Adjusters are experts in the interpretation of insurance policies, assessing damages, and working with insurance companies to guarantee fair and equitable claim compensation.

Public adjusters provide several distinct advantages, such as:

  • Specialist claim documents and filing
  • Professional negotiation with insurance carriers
  • Comprehensive damage assessment
  • Expedited claim processing
  • Stress reduction by a complete claim management

The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public adjusters must maintain professional licenses and adhere to strict ethical standards, providing an additional layer of consumer protection that is not offered by contractors.

For claims that are complex for complex claims, for complex claims, adjusters have a wealth of knowledge in the interpretation of policies, documentation demands, and negotiation strategies often proves invaluable, potentially preventing costly mistakes and claims denials which could result from negotiation led by contractors.

Disclaimer: Some Services Are Not Available In All Areas. Contingency fees are not available in Louisiana.

If insurance settlements are not sufficient to cover property damages, policyholders retain several legal options to pursue additional compensation, even following the initial settlement of their claim.

As per the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders carefully evaluate their settlement terms and related documents prior to accepting the final settlement payment.

The timing and circumstances for seeking additional compensation are crucial elements, as most insurance policies have specific deadlines for claims disputes as well as appeals, generally between one and two years after settlement date.

Licensed public claims adjusters are essential in re-evaluating settled claims and finding overlooked damages. Public adjusters perform thorough property assessments, as well as document any additional damage, and deal with insurance companies for policyholders.

Important steps to pursue additional compensation are:

  1.  Document newly discovered damages
  2. Review policy terms and settlement agreements
  3. Collect additional evidence and estimations
  4. Retain professional representation from a state-licensed public adjusters

The National Association of Public Insurance Adjusters (NAPIA) emphasizes that public adjusters can often identify overlooked damages and policy provisions which allow for the need for additional compensation. Their expertise in the interpretation of policies and the valuation of claims is especially valuable when defending settled claims.

Insurance policyholders must take action immediately when they discover insufficient settlement amounts, since delay could hinder their ability to obtain additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.

Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.

The decision to hire a state-licensed public claims adjuster, even when an insurance company has assigned its own adjuster dramatically affect the final outcome of an insurance claim.

While the insurance company adjusters work for the insurance company’s interests … public adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals operate independently to ensure fair settlements of claims and complete policies are interpreted.

Public adjusters streamline the claims process by managing documents, conducting thorough evaluations of damage, and coordinating all communications with insurance companies. This professional intervention typically speeds up claim resolution and reduces homeowners burdens on administrative tasks.

The importance of public adjusters also goes beyond financial benefits. They provide professional guidance through the entire claims process, providing complicated policy terms and making sure that all damage is properly documented and assessed.

They make detailed damage estimates, gather the necessary evidence, and deal directly with insurance companies for the highest settlement outcome.

The process of settling insurance claims is complex and time-consuming, making professional representation essential during major loss events. Public adjusters’ expertise in negotiation and policy interpretation usually results in more comprehensive settlements that account for both obvious and hidden losses.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.

The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.

The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.

Disclaimer: Some Services Not Available In All Areas.

An insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.

Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus depreciation, and ALE (Additional Living Expenses), which cover necessary living costs when a home is uninhabitable.

For example, understanding your homeowners insurance declaration page, common home deductibles for various kinds of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.

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Find A PCAN Public Adjuster In New Hampshire Near You In One Of These Cities:

Your Insurance Company Has An Adjuster ... Shouldn’t You?

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New Hampshire
Nickname(s)
Granite State
White Mountain State
Motto
Anthem:Old New Hampshire
Location Of New Hampshire Within The United States
Location of New Hampshire within the United States
CountryUnited States
Before statehoodProvince of New Hampshire
Admitted to the UnionJune 21, 1788 (9th)
CapitalConcord
Largest cityManchester
Largest county or equivalentHillsborough
Largest metro and urban areasGreater Boston (combined and metro)
Nashua (urban)
Government
 • GovernorKelly Ayotte (R)
 • Senate PresidentSharon Carson (R)
LegislatureGeneral Court
 • Upper houseSenate
 • Lower houseHouse of Representatives
JudiciaryNew Hampshire Supreme Court
U.S. senatorsJeanne Shaheen (D)
Maggie Hassan (D)
U.S. House delegation1: Chris Pappas (D)
2: Maggie Goodlander (D) (list)
Area
 • Total
9,350 sq mi (24,216 km)
 • Land8,954 sq mi (23,190 km)
 • Water396 sq mi (1,026 km)  4.2%
 • Rank46th
Dimensions
 • Length190 mi (305 km)
 • Width68 mi (110 km)
Elevation
1,000 ft (300 m)
Highest elevation6,288 ft (1,916.66 m)
Lowest elevation
(Atlantic Ocean)
0 ft (0 m)
Population
 (2024)
 • Total
1,409,032
 • Rank41st
 • Density150/sq mi (58/km)
  • Rank21st
 • Median household income
$96,800 (2023)
 • Income rank
7th
Demonym(s)Granite Stater
New Hampshirite
Language
 • Official languageEnglish
(French allowed for official business with Quebec; other languages allowed for certain specific uses)
Time zoneUTC−05:00 (Eastern)
 • Summer (DST)UTC−04:00 (EDT)
USPS abbreviation
NH
ISO 3166 codeUS-NH
Traditional abbreviationN.H.
Latitude42° 42′ N to 45° 18′ N
Longitude70° 36′ W to 72° 33′ W
Websitenh.gov
State symbols of New Hampshire
List of state symbols
250Px Flag Of New Hampshire.svg
150Px Seal Of New Hampshire.svg
100Px Nh State Emblem
Living insignia
AmphibianRed-spotted newt
Notophthalmus viridescens
BirdPurple finch
Haemorhous purpureus
ButterflyKarner Blue
Lycaeides melissa samuelis
Dog breedChinook
FishFreshwater: Brook trout
Salvelinus fontinalis
Saltwater: Striped bass
Morone saxatilis
FlowerPurple lilac
Syringa vulgaris
InsectLadybug
Coccinellidae
MammalWhite-tailed deer
Odocoileus virginianus
TreeWhite birch
Betula papyrifera
Inanimate insignia
FoodFruit: Pumpkin
Vegetable: White Potato
Berry: Blackberry
GemstoneSmoky quartz
MineralBeryl
RockGranite
SportSkiing
TartanNew Hampshire state tartan
State route marker
Route Marker
State quarter
New Hampshire Quarter Dollar Coin
Released in 2000
Lists of United States state symbols

New Hampshire ( HAMP-shər) is a state in the New England region of the Northeastern United States. It borders Massachusetts to the south, Vermont to the west, Maine and the Gulf of Maine to the east, and the Canadian province of Quebec to the north. Of the 50 U.S. states, New Hampshire is the seventh-smallest by land area and the tenth-least populous, with a population of 1,377,529 residents as of the 2020 census. Concord is the state capital and Manchester is the most populous city. New Hampshire’s motto, “Live Free or Die“, reflects its role in the American Revolutionary War; its nickname, “The Granite State”, refers to its extensive granite formations and quarries. It is well known nationwide for holding the first primary (after the Iowa caucus) in the U.S. presidential election cycle, and for its resulting influence on American electoral politics.

New Hampshire was inhabited for thousands of years by Algonquian-speaking peoples such as the Abenaki. Europeans arrived in the early 17th century, with the English establishing some of the earliest non-indigenous settlements. The Province of New Hampshire was established in 1629, named after the English county of Hampshire. Following mounting tensions between the British colonies and the crown during the 1760s, New Hampshire saw one of the earliest overt acts of rebellion, with the seizing of Fort William and Mary from the British in 1774. In January 1776, it became the first of the British North American colonies to establish an independent government and state constitution; six months later, it signed the United States Declaration of Independence and contributed troops, ships, and supplies in the war against Britain. In June 1788, it was the ninth state to ratify the U.S. Constitution, bringing that document into effect. Through the mid-19th century, New Hampshire was an active center of abolitionism, and fielded close to 32,000 Union soldiers during the U.S. Civil War. After the war, the state saw rapid industrialization and population growth, becoming a center of textile manufacturing, shoemaking, and papermaking; the Amoskeag Manufacturing Company in Manchester was at one time the largest cotton textile plant in the world. The Merrimack and Connecticut rivers were lined with industrial mills, most of which employed workers from Canada and Europe; French Canadians formed the most significant influx of immigrants, and today roughly a quarter of all New Hampshire residents have French American ancestry, a statistic second only to Maine among states.

Reflecting a nationwide trend, New Hampshire’s industrial sector declined after World War II. Since 1950, its economy has diversified to include financial and professional services, real estate, education, transportation and high-tech, with manufacturing still higher than the national average. Beginning in the 1950s, its population surged as major highways connected it to Greater Boston and led to more commuter towns. New Hampshire is among the wealthiest and most-educated states. It is one of nine states without an income tax and has no taxes on sales, capital gains, or inheritance while relying heavily on local property taxes to fund education; consequently, its state tax burden is among the lowest in the country. It ranks among the top ten states in metrics such as governance, healthcare, socioeconomic opportunity, and fiscal stability. It is known to be one of the less liberal leaning states in New England and have more of a libertarian-leaning political culture; it was until recently a swing state in presidential elections. The New Hampshire Republican Party has held a trifecta majority in state level government since 2017, with the exception of 2019 and 2020, while the Democratic Party has held a majority on New Hampshire’s federal level representation in Congress.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.