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Public Adjusters In Missoula, Montana That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Missoula public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public adjusters in Missoula, Montana offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Montana public adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Missoula community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Insurance Claims Adjuster In Missoula Montana?
Missoula Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public claims adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Missoula Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Missoula Residents
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Missoula, Montana. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Missoula, Montana
PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Missoula Homeowners Insurance Claims
PCAN member public adjusters in Missoula, Montana have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Missoula Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Missoula, Montana know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Missoula Montana Public Adjusting
What Is A Public Claims Adjuster In Missoula & What Do They Do?
Missoula Public adjusters are licensed insurance professionals who work on their own to defend policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are professionals serve as advocates for homeowners to ensure that their interests are protected in dealing with insurance companies.
The function of public adjusters has become more important in recent years, especially since insurance claims become more complicated. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements up to 800% higher than those who handled claims independently.
Public adjusters provide comprehensive services throughout the claims process. They conduct thorough damage assessments, and prepare and file necessary documents, and handle all communication with insurance companies. This professional support significantly reduces the time and stress involved with filing claims, allowing policyholders owners to focus on recovery.
Based mostly on a contingency fee basis that typically range from 10% to 20 percent of the settlement, public adjusters are incentivized to secure the most amount of compensation to their customers. The fee structure varies depending on the complexity of the claim, state regulations, and required resources.
These professionals have extensive understanding of insurance policies, as well as building codes, and costs for construction. They leverage this expertise to:
- Expedite the claims process
- Document and evaluate damages thoroughly
- Navigate complex policies
- Directly negotiate with insurance companies
- Be sure to comply with deadlines for filing and other policy requirements
Research has clearly shown that professional representation during the claim process often leads to more comprehensive settlements as well as quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common pitfalls that could otherwise slow or hinder settlements.
Related Story: Are Public Insurance Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Will My Settlement Be Larger If I Hire A Missoula Public Adjusting Company?
Industry research and industry analysis have shown that employing a public insurance adjuster can substantially increase policyholder settlements for claims. According to groundbreaking study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who employed public adjusters received settlements that were up to 800% higher than those who dealt with claims independently.
Public adjusters in Missoula, Montana serve as licensed professionals who exclusively represent policyholders throughout the claims process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals offer comprehensive claim management services, including precise property damage documentation, policy interpretation, and settlement negotiations with insurance companies.
The value of representation by a professional is evident in final settlement figures, as professionally managed claims typically yield more comprehensive damage assessment, and more accurate valuations of losses.
Public adjusters streamline the claims process by:
- Handling all correspondence and documentation with insurance companies
- Conducting thorough property damage assessments
- Preparing comprehensive claim submissions
- Directly negotiating with insurance carriers
- Accelerating the settlement timeline
- Ensuring compliance with policy guidelines and deadlines
The majority of public adjusters operate on the basis of contingency fees, typically ranging from 10% to 20% of the final settlement amount. The structure of the fee aligns interests of the adjuster with the interests of the policyholder, since their compensation is contingent upon securing a favorable settlement.
A Public adjuster’s expertise often is invaluable in complicated claims scenarios, where technical knowledge of building codes, construction costs, & insurance policy provisions can significantly impact settlement outcomes.
Their professional oversight helps ensure that no damaged claims are overlooked and that claims are properly valued according to current market conditions.
Related Story: When Should You Hire A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
How Much Do Missoula Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Insurance Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
When Should You Hire A Public Claims Adjuster In Missoula, Montana?
Complex insurance claims usually require experienced professionals to effectively navigate. Public insurance adjusters, state-licensed professionals who only work for policyholders, can have a significant impact on the outcome of claims and settlement outcomes.
Several scenarios warrant hiring a public adjuster:
- Property damage that is extensive
- Claims involving multiple coverage types
- Disputed claims or partial claim denials
- Complex documentation requirements
- Situations that are time-sensitive which require immediate attention
Public adjusters streamline the claims process by:
- Conducting thorough damage assessments
- The preparation and filing of all documentation required
- Communication with insurance companies
- Settlement negotiations on behalf of the policyholders
- Ensuring compliance with the policy conditions and deadlines
Public adjusters particularly benefit policyholders through:
- Reducing stress by utilizing professional claim management
- Speeding up the settlement process
- Giving an objective assessment of damage
- Ensuring comprehensive documentation
- Leveraging industry expertise for fair settlements
Related Story:Are Public Adjusters Legit?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Missoula?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Montana public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Why hire a Public Adjuster In Missoula if your insurance company already sent an adjuster?
The decision to hire a state-licensed public claims adjuster, even if an insurance company has appointed its own adjuster dramatically affect the final outcome of an insurance claim.
While the insurance company adjusters work for their employer’s interests … public adjusters In Missoula, Montana serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated adjusters operate independently to ensure fair settlement of claims and a thorough coverage interpretation.
Public adjusters streamline the claims process by coordinating the documentation, performing thorough assessment of the damage and coordinating all communications with insurance companies. This type of professional intervention usually speeds up the resolution of claims and eases homeowners’ administrative burdens.
The value of public adjusters isn’t only limited to monetary benefits. These professionals offer expert guidance throughout the claims process, explaining the complexities of policy and ensuring that all damage is properly documented and valued.
They prepare detailed damage estimates, gather necessary evidence, and negotiate directly with insurance companies to maximize settlement outcomes.
The process of settling insurance claims is complicated and time-consuming and require a professional’s assistance, which makes their representation crucial during large loss events. Public adjusters’ expertise in negotiation and policy interpretation usually results in more extensive settlements that account for both obvious and concealed damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Related Story:How Do Public Insurance Claims Adjusters Get Paid & Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can I File My Insurance Claim Myself In Missoula, Montana?
While policyholders have the right to make insurance claims on their own, research from experts in the industry suggest this strategy may not provide ideal results.
Key challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters have significant advantages in the process of settling claims:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, prepare comprehensive claim files, and handle all paperwork required, making sure that nothing is missed.
- Time and Stress Management – These professionals handle all communications with insurance companies and homeowners can concentrate on recovering while speeding up the process of filing claims.
- Expert Negotiation – With a vast understanding of regulations and rules governing insurance policies, public adjusters deal directly with insurance companies to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, usually ranging from 10 to 20% of the settlement amount, ensuring that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent policyholders’ interests during the process of settling claims. Their expertise can be useful in complex claims or when significant damages are involved.
Industry statistics consistently indicate that professional representation by state-licensed public adjusters leads to more favorable outcomes for policyholders, with faster processing, and more comprehensive settlement packages.
Related Story:How Much Do Public Insurance Claims Adjusters Cost
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
In Missoula, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer negotiations with insurers this strategy can have some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors lack the legal authority and expertise to act as official representatives in insurance claim negotiations.
This restriction could greatly affect the outcome of a claim and potentially compromise the rights of the insurance company.
State insurance departments oversee licensed public adjusters, who receive extremely specialized training, have to pass Federal background checks, & require specialized licenses from the state before they can operate. They also have the legal authority to act on behalf of the policyholder in order to protect and protect their right … legal authority that contractors don’t have … making them the legal alternative to contractor representation.
Public Adjusters specialize in interpreting insurance policies, documenting damages, and working with insurance companies to guarantee fair settlements.
Public adjusters provide several distinct advantages, such as:
- Expert claim documentation and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Expedited claim processing
- Stress reduction through complete claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public insurance claims adjusters must hold professional licenses and adhere to strict ethical standards. This provides the additional level of consumer protection that is not offered by contractors.
For complex claims for complex claims, for more complex claims, public adjusters have a wealth of knowledge in the interpretation of policies, documentation requirements, and negotiation strategies often can be invaluable, thereby avoiding costly mistakes and claim denials that could arise from contractor-led negotiations.
Related Story:When Is It Too Late To Hire A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
When insurance settlements prove insufficient to pay for property damage, policyholders retain several legal options to seek further compensation after the initial claim settlement.
According to the National Association of Insurance Commissioners (NAIC), the policyholders must be sure to carefully review their settlement terms and related documents prior to accepting the final settlement payment.
The timing and circumstances for seeking additional compensation are crucial aspects, as most insurance policies have specific timeframes for dispute resolution as well as appeals, typically ranging from one to two years following the settlement date.
Licensed public adjusters are crucial in re-evaluating settled claims and identifying previously missed damages. Public adjusters conduct thorough property assessments, as well as document any additional damages, and deal with insurance companies for policyholders.
The most important steps to pursue additional compensation include:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Collect new evidence and estimations
- Consider professional representation from a state-licensed public claims adjusters
The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters are often able to spot overlooked damages and policy provisions that support an additional amount of compensation. Their experience in the interpretation of policies and claim valuation is particularly useful when defending settled claims.
The policyholder should respond quickly when they discover insufficient settlement amounts, as delay can compromise their ability to obtain additional compensation. When utilizing a Public Claims Adjusters Network member Public Insurance Claim Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Missoula, Montana?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Insurance Claim Adjusting Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Missoula, Montana
Montana state-licensed public claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Missoula, Montana
Contact one of the PCAN verified and state-licensed public insurance claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public insurance adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public insurance adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Learn How Missoula Public Claims Adjusters Can Help You Maximize Settlements From These Types Of Homeowners Insurance Damage Claims
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
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- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
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- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
A homeowners insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and Additional Living Expenses (ALE) Insurance Coverage, which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance declaration page, common homeowners insurance claim deductibles for various kinds of property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance terms and definitions that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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View Additional Cities Around Missoula That We Serve
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Missoula, Montana
Missoula, Montana | |
---|---|
Nicknames: The Garden City, River City, Zootown (informal) | |
Motto: “The Discovery Continues” | |
Location within Missoula County and the state of Montana | |
Coordinates: 46°53′34″N 114°01′18″W / 46.89278°N 114.02167°W / 46.89278; -114.02167 | |
Country | United States |
State | Montana |
County | Missoula |
Founded | 1866 |
Incorporated (town) | March 8, 1883 |
Incorporated (city) | March 12, 1885 |
Founded by | |
Government | |
• Type | Mayor–council |
• Body | Missoula City Council |
• Mayor | Andrea Davis (D) |
Area | |
• City | 35.00 sq mi (90.6 km) |
• Land | 34.81 sq mi (90.2 km) |
• Water | 0.19 sq mi (0.5 km) |
• Urban | 45.43 sq mi (117.7 km) |
• Metro | 2,618 sq mi (6,780 km) |
Elevation | 3,209 ft (978 m) |
Population (2020) | |
• City | 73,489 |
• Estimate (2023) | 77,757 |
• Rank | US: 475th (2020) |
• Density | 2,233.50/sq mi (862.36/km) |
• Metro | 117,922 (US: 319th) |
Demonym | Missoulian |
Time zone | UTC−7 (Mountain) |
• Summer (DST) | UTC−6 (Mountain) |
ZIP Codes | 59801–59804, 59806–59808 |
University of Montana ZIP Code | 59812 |
Area code | 406 |
FIPS code | 30-50200 |
GNIS feature ID | 2411124 |
Website | ci |
Missoula ( mih-ZOO-lə) is a city in and the county seat of Missoula County, Montana, United States. It is located along the Clark Fork River near its confluence with the Bitterroot and Blackfoot rivers in western Montana and at the convergence of five mountain ranges, and thus it is often described as the “hub of five valleys”. The 2020 United States census recorded the city’s population at 73,489 and the population of the Missoula Metropolitan Area at 117,922. As of 2023, the estimated city population was 77,757. Missoula is the second largest city and third largest metropolitan area in Montana. Missoula is home to the University of Montana, a public research university.
The Missoula area was settled by people of European descent from 1858, including William T. Hamilton, who set up a trading post along the Rattlesnake Creek; Captain Richard Grant, who settled near Grant Creek; and David Pattee, who settled near Pattee Canyon. Missoula was founded in 1860 as Hellgate Trading Post while still part of Washington Territory. By 1866, the settlement had moved east, 5 miles (8 km) upstream, and had been renamed “Missoula Mills”, later shortened to Missoula. The mills provided supplies to western settlers traveling along the Mullan Road. The establishment of Fort Missoula in 1877 to protect settlers further stabilized the economy. The arrival of the Northern Pacific Railway in 1883 brought rapid growth and the maturation of the local lumber industry. In 1893, the Montana Legislature chose Missoula as the site for the state’s first university. Along with the U.S. Forest Service headquarters founded in 1908, lumber and the university remained the basis of the local economy for the next 100 years.
By the 1990s, Missoula’s lumber industry had gradually disappeared, and as of 2009, the city’s largest employers were the University of Montana, Missoula County Public Schools, and Missoula’s two hospitals. The city is governed by a mayor–council government with 12 city council members, two from each of the six wards. In and around Missoula are 400 acres (160 ha) of parkland, 22 miles (35 km) of trails, and nearly 5,000 acres (2,000 ha) of open-space conservation land, with adjacent Mount Jumbo being home to grazing elk and mule deer during the winter. The city is also home to both of Montana’s largest and its oldest active breweries, as well as the Montana Grizzlies. Notable residents include the first woman to serve in the U.S. Congress, Jeannette Rankin.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.