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Public Adjusters In St. Louis, Missouri That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified St. Louis public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public claims adjusters in St. Louis, Missouri offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Missouri public claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the St. Louis community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Adjuster In St. Louis Missouri?
St. Louis Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public insurance claims adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed St. Louis Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For St. Louis Residents
PCAN member public adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in St. Louis, Missouri. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In St. Louis, Missouri
PCAN member public insurance adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For St. Louis Homeowners Insurance Claims
PCAN member public insurance adjusters in St. Louis, Missouri have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert St. Louis Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in St. Louis, Missouri know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About St. Louis Missouri Public Adjusting
What Is A Public Claims Adjuster In St. Louis & What Do They Do?
St. Louis Public adjusters are licensed insurance professionals who work independently to represent policyholders throughout the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are professionals serve as advocates for homeowners and ensure their rights are protected when working with insurance companies..
The role of public adjusters has become more important in recent times, especially as insurance claims grow more complicated. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements that were up to 800% more than those who dealt with claims on their own.
Public adjusters provide comprehensive services throughout the claims process. They conduct detailed damage assessments, and prepare and file necessary documentation, and handle all communication with insurance companies. This type of support from licensed professionals, significantly reduces the stress and time that comes with filing claims which allows policyholders to concentrate on recovery.
Based primarily on a contingency fee basis that typically range from 10% to 20 percent of the settlement, public adjusters are paid to ensure the highest possible amount of compensation for their clients. The fee structure differs depending on the complexity of the claim state regulations, as well as required resources.
These professionals have extensive expertise of insurance policies, building codes, as well as construction costs. They apply this knowledge to:
- Speed up the claims process
- Document and evaluate damages thoroughly
- Navigate complex policy language
- Negotiate directly with insurance companies
- Be sure to comply with filing deadlines and additional policy requirements
Research has clearly shown that professional representation during the claims process typically results in more comprehensive settlements and quicker claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common pitfalls that could otherwise hinder or delay settlements.
Related Story: Are Public Claims Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Will My Settlement Be Larger If I Hire A St. Louis Public Adjusting Company?
Research and analysis show that employing a public insurance adjuster can substantially increase policyholder claim settlements. According to groundbreaking study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements that were up to 800% more that those who managed claims themselves.
Public adjusters in St. Louis, Missouri serve as licensed professionals who advocate exclusively for policyholders throughout the claims process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals provide detailed claims management services, including detailed property damage documentation and interpretation of policies and settlement discussions with insurance carriers.
The importance of a professional representation becomes particularly evident in the final settlement figures, as professionally managed claims usually result in more thorough damage assessments, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all documentation and correspondence with insurance companies
- Conducting thorough property damage assessments
- Preparing comprehensive claim submissions
- Directly negotiating with insurance companies
- Speeding up the settlement timeline
- Ensuring compliance with the policy guidelines and deadlines
Most public adjusters work on the basis of contingency fees, which typically range between 10 and 20 percent of the final settlement amount. This fee structure aligns the adjuster’s interests with the interests of the policyholder, since their compensation is contingent upon securing a favorable settlement outcome.
A Public adjuster’s expertise often proves invaluable in complex claims scenarios, where technical knowledge of building codes, construction costs, and insurance policy provisions can significantly impact settlement outcomes.
Their expertise and oversight ensure no covered damages are left unnoticed and ensures that claims are appropriately valued according to the current market conditions.
Related Story: When Should You Consult With A Public Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
How Much Do St. Louis Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Insurance Claims Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In St. Louis, Missouri?
Complex insurance claims usually require expert knowledge to navigate effectively. Public insurance adjusters, state-licensed professionals who only work for policyholders, can have a significant impact on claim outcomes as well as settlement amount.
There are a variety of scenarios that require the use of a public adjuster:
- Property damage that is extensive
- Claims that involve multiple types of coverage
- Disputed claims or partial claim denials
- Complex documentation requirements
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- Preparing and filing the required documentation
- Communication with insurance companies
- Settlement negotiations on behalf of the policyholders
- Ensuring compliance with the policy guidelines and deadlines
Public adjusters particularly benefit policyholders through:
- Reducing stress by utilizing professional claim management
- Speeding up the settlement process
- Offering an objective assessment of damage
- Ensuring comprehensive documentation
- Leveraging industry knowledge for fair settlements
Related Story:Are Public Claims Adjusters Legit?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In St. Louis?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Missouri public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Claims Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Why hire a Public Adjuster In St. Louis if your insurance company already sent an adjuster?
The decision to employ a state-licensed public claims adjuster, even when an insurance company has appointed its own adjuster, could significantly impact the outcome of an insurance claim.
Although the insurance company adjusters work for their employer’s interests … public insurance claims adjusters In St. Louis, Missouri serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated professionals operate independently, ensuring fair claim settlements and comprehensive policy interpretation.
Public adjusters streamline the claims process by coordinating documents and conducting comprehensive evaluations of damage and coordinating all communications with insurance companies. This professional intervention typically accelerates claim resolution and reduces homeowners burdens on administrative tasks.
The benefit of public adjusters isn’t only limited to monetary benefits. These professionals provide professional guidance through the entire claims process, explaining complicated policy terms and making sure that every damage is properly documented and valued.
They prepare specific damage estimates, gather necessary evidence, and negotiate directly with insurance carriers for the highest settlement outcome.
Insurance claims can be complicated and time-consuming, making professional representation valuable during significant loss events. Public adjusters’ expertise in negotiation and policy interpretation often results in more extensive settlements that cover evident and concealed damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Related Story:How Do Public Insurance Adjusters Get Paid And Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In St. Louis, Missouri?
While policyholders have the right to file insurance claims independently, data from industry experts suggests this strategy may not provide ideal results.
The most significant challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters provide substantial advantages during the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claim files, and manage all necessary paperwork, making sure nothing is overlooked.
- Time and Stress Management – These professionals manage all communications with insurance companies and homeowners can concentrate on recovery while expediting the claims process.
- Expert Negotiation – With a vast understanding of regulations and rules governing insurance policies, public adjusters deal directly with insurance companies to negotiate fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, typically ranging from 10-20 percent of the settlement amount, to ensure alignment with the policyholder’s interests.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the claims process. Their expertise can be useful in complex claims or when significant damages are involved.
Statistics from the industry demonstrate that expert representation by state-licensed public insurance adjusters leads to better outcomes for policyholders, with faster processing, and more complete settlement packages.
Related Story:How Much Do Public Claims Adjusters Charge: Fees & Costs
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
In St. Louis, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer the opportunity to negotiate with insurers, this approach can present some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and know-how to be representative for insurers in claims negotiations.
This limitation could significantly impact the result of a claim and could limit any rights granted to the owner of the policy.
State insurance departments regulate licensed public adjusters, who receive extremely specialized training, have to pass Federal background checks, & require specialized licenses from the state to operate. They also have the legal authority to act on behalf of the policyholder to safeguard and protect their right … legal authority that contractors do not have … making them the legal alternative to the representation of contractors.
Public Adjusters specialize in interpreting insurance policies, assessing and documenting damage, and negotiating with insurance companies in order to secure fair settlements.
Public adjusters provide several distinct advantages, including:
- Specialist claim documentation and filing
- Professional negotiation with insurance companies
- Comprehensive damage assessment
- Accelerated claim processing
- Reduce stress through complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public insurance claims adjusters must hold professional licenses and adhere to strict ethical standards. This provides an additional layer of consumer protection that is not offered by contractor representation.
For more complex claims for complex claims, for complex claims, adjusters have a wealth of knowledge in policy interpretation, documentation demands and negotiation strategies frequently is invaluable, and can help avoid costly errors and denials of claims which could result from contractor-led negotiations.
Related Story:When Is It Too Late To Call A Public Insurance Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
When insurance settlements fail to compensate for damages to property, the policyholder has a variety of legal options for seeking additional compensation, even after the initial settlement of their claim.
According to the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders be sure to carefully review the terms of their settlement and related documentation before accepting the final settlement payment.
The timing and circumstances for seeking additional compensation are crucial elements, as most insurance policies contain specific deadlines for claims disputes or appeals, usually between one and two years after settlement date.
Licensed public claims adjusters are essential in re-evaluating settled claims and finding previously missed damages. Public adjusters carry out thorough property assessments, as well as document any additional damages, and deal with insurance companies in the interest of policyholders.
Key steps for pursuing additional compensation include:
- Document newly discovered damages
- Review the policy terms and settlement agreements
- Gather supporting evidence and estimations
- Think about professional representation from a state-licensed public insurance adjusters
The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters are often able to identify missed damages and policy provisions that support the need for additional compensation. Their knowledge of policy interpretation and claim valuation is especially valuable when defending settled claims.
The policyholder should act promptly after discovering inadequate settlement amounts, as a delay could hinder their ability to obtain additional compensation. When utilizing a PCAN member Public Insurance Claim Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In St. Louis, Missouri?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Insurance Adjusting Resources & Guides
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In St. Louis, Missouri
Missouri state-licensed public adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In St. Louis, Missouri
Contact one of the PCAN verified and state-licensed public adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public insurance adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public insurance claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
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- Remediation
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- terms
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- Underpaid Insurance Claims
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- Wind
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- Featured
- Adjusting
- Basement
- Black Mold
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- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
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- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
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- Public Adjusting Guides
- Remediation
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- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
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A homeowners insurance glossary of terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and Additional Living Expenses (ALE) Coverage, which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance declaration page, common homeowners deductibles for various kinds of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential common insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About St. Louis, Missouri
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St. Louis | |
---|---|
| |
Nickname(s): “Gateway to the West”, The Gateway City, Mound City, The Lou, Rome of the West, River City, The STL, St. Lou | |
Interactive map of St. Louis | |
Coordinates: 38°37′38″N 90°11′52″W / 38.62722°N 90.19778°W / 38.62722; -90.19778 | |
Country | United States |
State | Missouri |
CSA | St. Louis–St. Charles–Farmington, MO–IL |
Metro | St. Louis, MO-IL |
Founded | February 14, 1764 |
Incorporated | 1809 |
Named for | Louis IX of France |
Government | |
• Type | Mayor–council |
• Body | Board of Aldermen |
• Mayor | Tishaura Jones (D) |
• President, Board of Aldermen | Megan Green (D) |
• Treasurer | Adam Layne |
• Comptroller | Darlene Green (D) |
• Congressional representative | Wesley Bell (D) |
Area | |
66.17 sq mi (171.39 km) | |
• Land | 61.72 sq mi (159.85 km) |
• Water | 4.45 sq mi (11.53 km) |
• Urban | 910.4 sq mi (2,357.8 km) |
• Metro | 8,458 sq mi (21,910 km) |
Elevation | 466 ft (142 m) |
Highest elevation | 614 ft (187 m) |
Population (2020) | |
301,578 | |
• Estimate (2023) | 281,754 |
• Rank | US: 76th Midwest: 13th Missouri: 2nd |
• Density | 4,886.23/sq mi (1,886.59/km) |
• Urban | 2,156,323 (US: 22nd) |
• Urban density | 2,368.6/sq mi (914.5/km) |
• Metro | 2,809,299 (US: 21st) |
• CSA | 2,914,230 (US: 20th) |
Demonym(s) | St. Louisan; Saint Louisan |
GDP | |
• Greater St. Louis | $209.9 billion (2022) |
Time zone | UTC−6 (CST) |
• Summer (DST) | UTC−5 (CDT) |
ZIP Codes | List
|
Area code | 314/557 |
FIPS code | 29-65000 |
Website | stlouis-mo |
St. Louis ( saynt LOO-iss, sənt-) is an independent city in the U.S. state of Missouri. It is located near the confluence of the Mississippi and the Missouri rivers. In 2020, the city proper had a population of 301,578, while its metropolitan area, which extends into Illinois, had an estimated population of over 2.8 million. It is the largest metropolitan area in Missouri and the second-largest in Illinois. The city’s combined statistical area is the 20th-largest in the United States.
The land that became St. Louis had been occupied by Native American cultures for thousands of years before European settlement. The city was founded on February 14, 1764, by French fur traders Gilbert Antoine de St. Maxent, Pierre Laclède, and Auguste Chouteau. They named it for King Louis IX of France, and it quickly became the regional center of the French Illinois Country. In 1804, the United States acquired St. Louis as part of the Louisiana Purchase. In the 19th century, St. Louis developed as a major port on the Mississippi River; from 1870 until the 1920 census, it was the fourth-largest city in the country. It separated from St. Louis County in 1877, becoming an independent city and limiting its political boundaries. In 1904, it hosted the Louisiana Purchase Exposition, also known as the St. Louis World’s Fair, and the Summer Olympics.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.