Work With Trusted & Experienced
Public Adjusters In Saint Joseph, Missouri That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Saint Joseph public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance adjusters in Saint Joseph, Missouri offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
Public Claims Adjusters Network (PCAN) public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Missouri public insurance claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
- Required Fields
*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Saint Joseph community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Adjuster In Saint Joseph Missouri?
Saint Joseph Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public insurance adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Saint Joseph Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Saint Joseph Residents
PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Saint Joseph, Missouri. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Saint Joseph, Missouri
PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Saint Joseph Homeowners Insurance Claims
PCAN member public adjusters in Saint Joseph, Missouri have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Saint Joseph Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Saint Joseph, Missouri know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Saint Joseph Missouri Public Adjusting
What Is A Public Claims Adjuster In Saint Joseph & What Do They Do?
Saint Joseph Public adjusters are licensed insurance professionals who work on their own to defend policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA), these experts act as advocates for homeowners to ensure that their interests are protected when dealing with insurance companies..
The role of public adjusters has become more significant over the last few years, particularly since insurance claims become more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements that were up to 800% more over those who managed claims independently.
Public adjusters provide comprehensive services throughout the claim process. They conduct detailed damage assessments, and prepare and file necessary documentation, and manage all communication with insurance companies. This type of support from licensed professionals, significantly reduces the time and stress that comes with filing claims, allowing policyholders owners to focus on recovering.
Working mostly on a basis of contingency fees which typically range from 10% to 20 percent of the settlement, public adjusters are rewarded for securing the highest possible amount of amount of compensation to their customers. The fee structure differs according to the complexity of the claim, state regulations, and required resources.
They have vast understanding of insurance policies, and building codes, as well as construction costs. They leverage this expertise to:
- Accelerate the claims process
- Document and evaluate the extent of damages
- Navigate complex policies
- Directly negotiate with insurance carriers
- Ensure compliance with filing deadlines and additional policy requirements
Research has clearly shown that professional representation during the claims process usually results in more comprehensive settlements and quicker claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can help avoid common mistakes that could delay or diminish claim settlements.
Related Story: Are Public Claims Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Will My Settlement Be Larger If I Hire A Saint Joseph Public Adjusting Company?
Research and analysis have shown that hiring a public insurance adjuster can significantly increase policyholder claim settlements. According to a landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements that were up to 800% more than those who dealt with claims independently.
Public adjusters in Saint Joseph, Missouri serve as licensed professionals who exclusively represent policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals offer comprehensive claims management services, including precise documents for property damage as well as policy interpretation as well as settlement discussions with insurance companies.
The importance of a professional representation is evident in final settlement figures, as professionally managed claims typically yield more comprehensive damage assessment and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all documentation and correspondence with insurance companies
- Conducting thorough assessments of property damage
- Preparing comprehensive claim submissions
- Negotiating directly with insurance companies
- Speeding up the settlement timeline
- Ensuring compliance with policy guidelines and deadlines
Most public adjusters operate on a basis of contingency fees, typically ranging from 10% to 20 percent of the final settlement amount. This fee structure aligns the interests of the adjuster with the policyholder’s, as their compensation depends on securing a favorable settlement outcome.
A Public adjuster’s expertise often is invaluable in complicated claims, where technical knowledge of building codes, construction costs, and insurance policy provisions can significantly impact settlement outcomes.
Their expertise and oversight ensure no covered damages are missed and claims are appropriately valued in accordance with current market conditions.
Related Story: When Should I Retain A Public Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
How Much Do Saint Joseph Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Insurance Claims Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
When Should You Hire A Public Claims Adjuster In Saint Joseph, Missouri?
Complex insurance claims usually require experienced professionals to navigate effectively. Public insurance adjusters, state-licensed professionals who solely work for policyholders, can significantly impact claim outcomes as well as settlement outcomes.
Several scenarios need a public adjuster:
- Property damage that is extensive
- Claims that involve multiple types of coverage
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Situations that are time-sensitive and require immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- The preparation and filing of required documentation
- Communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy terms and deadlines
Public adjusters particularly benefit policyholders through:
- Stress reduction through professional claim management
- Expediting settlement processes
- Giving independent damage assessment
- Ensuring comprehensive documentation
- Utilizing industry-specific expertise to ensure fair settlements
Related Story:Are Public Insurance Claims Adjusters Legit?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Saint Joseph?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Missouri public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Why hire a Public Adjuster In Saint Joseph if your insurance company already sent an adjuster?
The choice to engage a state-licensed public claims adjuster, even if an insurance company has assigned its own adjuster dramatically affect the final result of an insurance claim.
Although insurance company adjusters work for their employer’s interests … public adjusters In Saint Joseph, Missouri serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals operate independently to ensure fair claim settlements and comprehensive policy interpretation.
Public adjusters streamline the claims process by coordinating documentation as well as conducting thorough assessment of the damage, and handling all communication with insurance companies. This professional intervention typically accelerates claim resolution and decreases homeowners burdens on administrative tasks.
The importance of public adjusters also goes beyond financial benefits. They provide professional guidance through the entire claims process, providing complicated policy terms and making sure that every damage is properly documented and assessed.
They prepare precise damage estimates, gather the necessary evidence, and negotiate directly with insurance carriers to maximize settlement outcomes.
The process of settling insurance claims is complex and time-consuming, making professional representation crucial during large loss events. Public adjusters’ expertise in policy interpretation and negotiation often results in more comprehensive settlements that take into account the obvious as well as concealed damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Related Story:How Do Public Insurance Claims Adjusters Get Paid And Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can I File My Insurance Claim Myself In Saint Joseph, Missouri?
Although policyholders are entitled to make insurance claims on their own, research from experts in the industry suggest this approach may not yield optimal results.
The most significant challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters provide significant advantages in the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claims files, and manage all necessary paperwork, making sure that nothing is missed.
- Time and Stress Management – These professionals manage all communications with insurance companies so that homeowners can focus on recovery while speeding the claims process.
- Expert Negotiation – With extensive knowledge of insurance policies and regulations, public adjusters engage directly with insurance companies to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency fee basis, which typically ranges from 10 to 20 percent of the final settlement amount, to ensure that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the claims process. Their expertise can be valuable in complex claims or when significant damages are involved.
Statistics from the industry consistently show that professional expert representation by state-licensed public adjusters leads to better outcomes for policyholders, with quicker processing times, and more comprehensive settlement packages.
Related Story:How Much Do Public Claims Adjusters Charge: Fees & Costs
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
In Saint Joseph, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer negotiations with insurers this strategy can have significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack knowledge to be representative for insurers in claim negotiations.
This restriction could dramatically affect the outcome of a case and may affect the rights of the owner of the policy.
The state insurance departments regulate licensed public adjusters, who go through intensive specialized training, have to pass Federal background checks, and require specialized licensing by the state before they can operate. They also are legally authorized to act on behalf of the policyholder to protect & defend their rights … legal authority that contractors do not possess … making them the legal and comprehensive alternative to representation by contractors.
Public Adjusters specialize in the interpretation of insurance policies, assessing and documenting damage, and working with insurance companies to ensure fair claim compensation.
Public adjusters provide several distinct advantages, including:
- Expert claim documents and filing
- Professional negotiation with insurance companies
- Comprehensive damage assessment
- Expedited claim processing
- Stress reduction through complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public claims adjusters need to maintain professional licenses and follow strict ethical standards, thereby providing an additional layer of consumer protection not available with contractor representation.
For more complex claims, for complex claims, adjusters’ expertise in interpreting policies, document specifications and negotiation strategies frequently is invaluable, and can help avoid costly errors and denials of claims that might occur with negotiation led by contractors.
Related Story:When Is It Too Late To Consult With A Public Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
When insurance settlements fail to compensate for damages to property, the policyholder has a variety of legal options to pursue further compensation after the initial settlement of claim.
As per the National Association of Insurance Commissioners (NAIC), policyholders should carefully evaluate the terms of their settlement and related documentation before accepting the final settlement payment.
The timing and circumstances for pursuing additional compensation are critical aspects, as the majority of insurance policies have specific deadlines for claims disputes or appeals, typically ranging from one to two years following the settlement date.
Licensed public insurance adjusters are essential in re-evaluating settled claims and finding previously unnoticed damages. Public adjusters carry out thorough assessments of property damages, as well as document any additional damage, and deal with insurance companies for policyholders.
Important steps to pursue additional compensation include:
- Document newly discovered damages
- Review the policy terms and settlement agreements
- Gather new evidence and estimations
- Consider professional representation from a state-licensed public claims adjusters
The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters can often identify overlooked damages and policy provisions that support additional compensation. Their experience in the interpretation of policies and claim valuation is especially valuable when challenging settled claims.
The policyholder should take action immediately when they discover insufficient settlement amounts, as delay can compromise their ability to obtain additional compensation. When utilizing a Public Claims Adjusters Network member Public Insurance Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Saint Joseph, Missouri?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Claims Adjusting Resources & Guides
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Saint Joseph, Missouri
Missouri state-licensed public claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Saint Joseph Public Claims Adjusters Can Get You More From These Types Of Home Insurance Damage Claims
- Water Property Damage Insurance Claims Adjusters
- Hurricane Claims Adjusters
- Flood Damage Insurance Claims Public Adjusters
- Hail Claims
- Sewer Line Damage Claims Adjusters
- Flooded Basement Claims Public Adjusters
- Sinkhole Property Damage Claims Public Adjusters
- Slab Leak Claims Adjusters
- Foundation Damage Claims
- Water Line & Pipe Property Damage Claims
- Fire Damage Insurance Claims Adjusters
- Wildfire Property Damage Insurance Claims Adjusters
- Denied Homeowners Damage Insurance Claims
- Underpaid Homeowners Damage Claims Public Adjusters
- New Damage Insurance Claims Public Adjusters
- Commercial Property Damage Claims
- Homeowners Association (HOA) Claims
- Condo Association Property Damage Insurance Claims Public Adjusters
- Theft Claims
- Vandalism Property Damage Claims
- Roofing Property Damage Insurance Claims Public Adjusters
- Storm & Wind Damage Insurance Claims
- Tornado Damage Insurance Claims Adjusters
- Property Damage Insurance Claims Adjusters
- Personal Property Damage Insurance Claims Adjusters
- Earthquake Property Damage Claims Public Adjusters
- Structural Property Damage Insurance Claims Adjusters
- Lightning Property Damage Insurance Claims
- Mold Damage Insurance Claims
- Business Interruption Property Damage Claims
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
Hurricane Damage 
Homeowners Insurance 
Homeowners Insurance 
Solar Panels A glossary of insurance terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus depreciation, and Additional Living Expenses, which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance policy declaration page, common home insurance claim deductibles for various types of property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential common insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
Related Articles:
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Find PCAN Public Adjusters In These Surrounding Cities:
View Additional Cities Around Saint Joseph That We Serve
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Saint Joseph, Missouri
 | This article needs additional citations for verification. (October 2024) |
St. Joseph, Missouri | |
|---|---|
Downtown St. Joseph, the Missouri River, and the Pony Express Bridge viewed from King Hill | |
 Flag  Seal  Logo | |
| Nickname(s): St. Joe; The City Worthwhile | |
| Motto(s): “Where the Pony Express started and Jesse James ended.” | |
 Location of St. Joseph in Missouri | |
 US Census map | |
  St. Joseph Location within Missouri  St. Joseph Location within the United States | |
| Coordinates: 39°45′29″N 94°50′12″W / 39.75806°N 94.83667°W | |
| Country | United States |
| State | Missouri |
| County | Buchanan, Andrew |
| Incorporated | 1843 |
| Named for | Joseph Robidoux IV and Saint Joseph |
| Government | |
| • Mayor | John Josendale |
| Area | |
• Total | 44.82 sq mi (116.09 km) |
| • Land | 44.04 sq mi (114.05 km) |
| • Water | 0.79 sq mi (2.04 km) |
| Elevation | 889 ft (271 m) |
| Population (2020) | |
• Total | 72,473 |
| • Density | 1,645.77/sq mi (635.43/km) |
| Demonym | St. Josephian |
| Time zone | UTC−6 (CST) |
| • Summer (DST) | UTC−5 (CDT) |
| ZIP Code | 64501-64508 |
| Area codes | 816, 975 |
| FIPS code | 29-64550 |
| GNIS feature ID | 2396498 |
| Website | Official website  |
St. Joseph is a city in Andrew and Buchanan counties and the county seat of Buchanan County, Missouri, United States. Located on the Missouri River, it is the principal city of the St. Joseph Metropolitan Statistical Area, which includes Buchanan, Andrew, and DeKalb counties in Missouri and Doniphan County, Kansas. As of the 2020 census, St. Joseph had a total population of 72,473, making it the 8th most populous city in the state, and the 3rd most populous in Northwest Missouri. St. Joseph is located roughly thirty miles north of the Kansas City, Missouri, city limits and approximately 125 miles (201 km) south of Omaha, Nebraska.
The city was named after the town’s founder Joseph Robidoux and the biblical Saint Joseph. St. Joseph is home to Missouri Western State University. In the nineteenth century, it was the death place of American outlaw Jesse James. It was also the starting point of the Pony Express serving the West.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.