Work With Trusted & Experienced
Public Adjusters In Columbia, Missouri That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Columbia public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance claims adjusters in Columbia, Missouri offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
Public Claims Adjusters Network (PCAN) public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Missouri public insurance claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Columbia community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Insurance Claims Adjuster In Columbia Missouri?
Columbia Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public insurance claims adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Columbia Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Columbia Residents
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Columbia, Missouri. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Columbia, Missouri
PCAN member public claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Columbia Homeowners Insurance Claims
PCAN member public claims adjusters in Columbia, Missouri have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Columbia Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Columbia, Missouri know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Columbia Missouri Public Adjusting
What Is A Public Claims Adjuster In Columbia & What Do They Do?
Columbia Public adjusters are licensed insurance professionals who independently advocate for policy holders throughout the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA), these professionals act as advocates for homeowners to ensure that their interests are protected in dealing with insurance companies..
The role of public adjusters has become increasingly important in recent times, specifically since insurance claims become more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements up to 800% higher than those who handled claims on their own.
Public adjusters provide comprehensive services throughout the claims process. They conduct detailed assessments of the damages, and prepare and file necessary documentation, and manage all communication with insurance companies. This type of support from licensed professionals, significantly reduces the amount of time and anxiety involved with filing claims, allowing policyholders owners to focus on rehabilitating.
Based mostly on a contingency fee basis that typically range from 10% to 20 percent of the settlement, public adjusters are incentivized to secure the maximum possible amount of compensation for their clients. The fee structure differs depending on the complexity of the claim, state regulations, and the resources required.
These professionals possess vast understanding of insurance policies, as well as building codes, and costs for construction. They use this knowledge to:
- Accelerate the claims process
- Document and evaluate the damages thoroughly
- Navigate complex policy language
- Negotiate directly with insurance companies
- Make sure you are in compliance with deadlines for filing and other policy requirements
Research has clearly shown that professional representation during the process of settling claims often leads to more comprehensive settlements and quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can prevent common mistakes that could slow or hinder settlements.
Related Story: Are Public Claims Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Will My Settlement Be Larger If I Hire A Columbia Public Adjusting Company?
Research and industry analysis have shown that hiring a public insurance adjuster can significantly increase policyholder claim settlements. According to a landmark research study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who utilized public adjusters received settlements that were up to 800% higher than those who handled claims independently.
Public adjusters in Columbia, Missouri serve as licensed professionals who represent only policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals provide detailed claim management services, including detailed property damage documentation and interpretation of policies and settlement discussions with insurance carriers.
The importance of a professional representation becomes particularly evident in the final settlement figures, as professionally managed claims typically produce more detailed damage estimates, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all correspondence and documentation with insurance companies
- Conducting detailed assessment of the damage to property
- Preparing comprehensive claim submissions
- Directly negotiating with insurance companies
- Expediting the settlement timeline
- Ensuring compliance with the policy specifications and deadlines
Most public adjusters operate on the basis of contingency fees, which typically range between 10 and 20% of the final settlement amount. The structure of the fee aligns adjuster’s interests with the interests of the policyholder, since their compensation is contingent upon securing a favorable settlement.
A Public adjuster’s expertise often is invaluable in complicated claims, where technical knowledge of building codes, construction costs, & insurance policy provisions can have a major impact on settlement outcomes.
Their expert oversight ensure that no damaged claims are missed and claims are appropriately valued in accordance with current market conditions.
Related Story: When Should I Consult With A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
How Much Do Columbia Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Insurance Claims Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Columbia, Missouri?
Complex insurance claims typically require expert knowledge to effectively navigate. Public insurance adjusters, state-licensed professionals who work exclusively on behalf of policyholders, can have a significant impact on the outcome of claims as well as settlement outcomes.
There are a variety of scenarios that need a public adjuster:
- Property damage that is extensive
- Claims that involve multiple types of coverage
- Disputed claims or partial claim denials
- Complex documentation requirements
- Situations that are time-sensitive and require immediate attention
Public adjusters streamline the claims process by:
- Conducting comprehensive damage assessments
- Preparing and filing the necessary documentation
- Communication with insurance companies
- Settlement negotiations on behalf of the policyholders
- Ensure compliance with policy conditions and deadlines
Public adjusters particularly benefit policyholders because of:
- Reducing stress through professional claim management
- Expediting settlement processes
- Providing independent damage assessment
- Ensuring comprehensive documentation
- Utilizing industry-specific expertise to ensure fair settlements
Related Story:Are Public Adjusters Legit?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Columbia?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Missouri public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Claims Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Adjuster In Columbia if your insurance company already sent an adjuster?
The choice to engage a state-licensed public claims adjuster, even when an insurance company has appointed its own adjuster, could greatly affect the final outcome of an insurance claim.
Although the insurance company adjusters work for their employer’s interests … public claims adjusters In Columbia, Missouri serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated adjusters operate independently, ensuring fair settlement of claims and a thorough policies are interpreted.
Public adjusters streamline the claims process by coordinating documents and performing thorough assessment of the damage, and handling all communication with insurance companies. This type of professional intervention usually speeds up claim resolution and reduces homeowners’ administrative burdens.
The importance of public adjusters also extends beyond monetary benefits. These professionals offer expert guidance through the entire claims process, providing complex policy terms and ensuring the damage is documented and valued.
They create detailed damage estimates, gather the necessary evidence, and engage directly with insurance carriers for the highest settlement outcome.
Insurance claims can be complicated and time-consuming, making professional representation crucial during large loss events. Public adjusters’ expertise in policy interpretation and negotiation often results in more extensive settlements that cover evident and concealed damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Related Story:How Do Public Insurance Claims Adjusters Get Paid And Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Can I File My Insurance Claim Myself In Columbia, Missouri?
Although policyholders have the right to file insurance claims independently, research from industry experts suggest that this approach may not yield the best results.
The most significant challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters offer significant advantages in the claims process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, prepare comprehensive claims files, and manage all paperwork required, making sure that nothing is missed.
- Time and Stress Management – These professionals manage all communications with insurance companies, allowing homeowners to focus on recovery while speeding the process of submitting claims.
- Expert Negotiation – With extensive knowledge of the insurance policies and rules, public adjusters deal directly with insurance companies to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, usually ranging from 10 to 20 percent of the final settlement amount, ensuring alignment with the policyholder’s interests.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the process of settling claims. Their expertise can be particularly useful in complicated claims or when significant damages are involved.
Statistics from the industry show that professional professional representation by state-licensed public insurance adjusters leads to better outcomes for policyholders, with faster processing, and more complete settlement packages.
Related Story:Public Claims Adjuster Fees
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
In Columbia, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer to negotiate with insurers, this strategy can have significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors lack the legal authority and knowledge to act as representative for insurers in claim negotiations.
This limitation could significantly impact the outcomes of a lawsuit and could limit your rights as a owner of the policy.
The state insurance departments regulate licensed public adjusters, who go through intensive specialized training, have to pass Federal background checks, & require specialized licensing by the state before they can operate. They also have the legal authority to represent the policyholder in order to protect and defend their rights … legal authority that contractors don’t possess … thus they are the legal alternative to the representation of contractors.
Public Adjusters specialize in the interpretation of insurance policies, documenting damages, and negotiating with insurance companies in order to secure equitable claim compensation.
Public adjusters provide several distinct advantages, such as:
- Specialist claim documents and filing
- Professional negotiation with insurance companies
- Comprehensive damage assessment
- Accelerated claim processing
- Stress reduction through total claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public claims adjusters must hold professional licenses and adhere to strict ethical standards. This provides an additional layer of consumer protection that is not offered by contractors.
For complex claims public adjusters’ expertise in interpreting policies, document demands and negotiation strategies frequently is invaluable, and can help avoid costly mistakes and claims denials that might occur with the use of contractors in negotiations.
Related Story:When Is It Too Late To Hire A Public Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
If insurance settlements are not sufficient to pay for property damage, policyholders have a range of legal options to seek further compensation after the initial claim settlement.
As per the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders be sure to carefully review their settlement terms and related documentation before accepting the final settlement.
The timing and circumstances for seeking additional compensation are crucial factors, as the majority of insurance policies contain specific timeframes for dispute resolution and appeals, generally between one and two years following the settlement date.
Licensed public claims adjusters are crucial in re-evaluating settlement claims and finding previously missed damages. Public adjusters conduct thorough assessments of property damages, document any additional damages, and negotiate with insurance carriers for policyholders.
Key steps for pursuing additional compensation are:
- Document newly discovered damages
- Review of policy terms and settlement agreements
- Gather new evidence and estimates
- Retain professional representation from a state-licensed public adjusters
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that public adjusters are often able to spot overlooked damages and policy provisions that support the need for additional compensation. Their knowledge of policy interpretation and the valuation of claims is particularly useful in defending claims that have already been settled.
Insurance policyholders must act promptly when they discover insufficient settlement amounts, as delay may hinder their ability to recover additional compensation. When utilizing a PCAN member Public Insurance Claim Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Columbia, Missouri?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Claims Adjusting Guides & Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Columbia, Missouri
Missouri state-licensed public insurance adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Columbia, Missouri
Contact one of the PCAN verified and state-licensed public claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public insurance adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public insurance claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public insurance adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Learn How Columbia Public Claims Adjusters Can Help You Maximize Settlements From These Kinds Of Homeowners Insurance Damage Claims
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
- Featured
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- CA
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- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
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- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
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- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
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- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
A glossary of insurance terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV), a method for determining compensation based on replacement costs minus depreciation, and ALE (Additional Living Expenses), which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance declaration page, common insurance claim deductibles for various types of property damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential property insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Columbia, Missouri
Columbia, Missouri | |
---|---|
Nicknames: “The Athens of Missouri”, or CoMo | |
Interactive map of Columbia | |
Coordinates: 38°56′51″N 92°19′36″W / 38.94750°N 92.32667°W / 38.94750; -92.32667 | |
Country | United States |
State | Missouri |
County | Boone |
Founded | 1821; 204 years ago (1821) |
Incorporated | 1826 |
Named for | Columbia |
Government | |
• Type | Council–manager |
• Body | Columbia City Council |
• Mayor | Barbara Buffaloe |
• City manager | De’Carlon Seewood |
Area | |
• Total | 67.45 sq mi (174.70 km) |
• Land | 67.17 sq mi (173.98 km) |
• Water | 0.28 sq mi (0.72 km) |
Elevation | 761 ft (232 m) |
Population (2020) | |
• Total | 126,254 |
• Estimate (2023) | 129,330 |
• Rank | US: 222nd MO: 4th |
• Density | 1,879.48/sq mi (725.67/km) |
• Metro | 210,864 (216th) |
• CSA | 410,851 (102nd) |
Demonym | Columbian |
Time zone | UTC−6 (CST) |
• Summer (DST) | UTC−5 (CDT) |
ZIP Codes | 65201, 65202, 65203, 65211 |
Area code | 573 |
FIPS code | 29-15670 |
GNIS feature ID | 2393605 |
Website | www |
Columbia is a city in Missouri, United States. It was founded in 1821 as the county seat of Boone County and had a population of 126,254 as recorded in the 2020 United States census, making it the fourth-most populous city in Missouri. Columbia is a Midwestern college town, home to the University of Missouri, a major research institution also known as MU or Mizzou. In addition to the university and surrounding Downtown Columbia are Stephens College and Columbia College, giving the city its educational focus and nearly 40,000 college students. It is the principal city of the Columbia metropolitan area, population 215,811, and the central city of the nine-county Columbia–Jefferson City–Moberly combined statistical area with 415,747 residents. The city is the fastest-growing municipality in Missouri, with a growth of almost 40% since 2000, and a population estimated at 130,000 in 2024. Columbia is among the most-educated cities in the United States with about half of citizens being college graduates and about a quarter holding advance degrees.
The city is built on the oak-forested hills and rolling prairies of Mid-Missouri, near the Missouri River, where the Ozark Mountains transition into plains and savanna. At the city’s center is the Avenue of the Columns (8th Street), connecting Francis Quadrangle and Jesse Hall to the Boone County Courthouse and City Hall. Surrounding Columbia is a greenbelt including Rock Bridge Memorial State Park, Eagle Bluffs Conservation Area, the Mark Twain National Forest, Katy Trail State Park, Finger Lakes State Park, and the Big Muddy National Fish and Wildlife Refuge. Limestone bedrock forms bluffs and glades while rain dissolves the bedrock, creating karst (caves and springs) which water the Hinkson, Roche Perche, Flat Branch, and Bonne Femme creeks. Within city limits, there is an extensive city parks and trails system with a focus on non-motorized transportation, including the MKT Trail. The Columbia Agriculture Park is home to the nationally-regarded Columbia Farmers Market.
Originally an agricultural town, education and healthcare are now Columbia’s primary economic concern, with secondary interests in the insurance, finance, and technology sectors. Companies founded in Columbia include: Carfax, Shelter Insurance, Veterans United Home Loans, MFA Incorporated, MFA Oil, Slackers CDs and Games, MidwayUSA, EquitmentShare, and Scripps News. The University of Missouri Health Care system operates six hospitals in Columbia, several clinics, and the Thompson Center for Autism and Neurodevelopment. There is also the county-owned Boone Hospital Center, several smaller private hospitals, and the Harry S. Truman Memorial Veterans’ Hospital, adjacent to University Hospital and MU School of Medicine. The University of Missouri nuclear reactor is the most-powerful research reactor in the United States and the sole supplier of important radioisotopes used in nuclear medicine.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.