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Public Adjusters In Saint Cloud, Minnesota That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Saint Cloud public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public adjusters in Saint Cloud, Minnesota offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
Public Claims Adjusters Network (PCAN) public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Minnesota public insurance adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Saint Cloud community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Insurance Claims Adjuster In Saint Cloud Minnesota?
Saint Cloud Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public insurance adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Saint Cloud Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Saint Cloud Residents
PCAN member public adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Saint Cloud, Minnesota. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Saint Cloud, Minnesota
PCAN member public insurance adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Saint Cloud Homeowners Insurance Claims
PCAN member public insurance claims adjusters in Saint Cloud, Minnesota have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Saint Cloud Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Saint Cloud, Minnesota know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Saint Cloud Minnesota Public Adjusting
What Is A Public Claims Adjuster In Saint Cloud & What Do They Do?
Saint Cloud Public adjusters are licensed insurance professionals who work on their own to advocate for policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are professionals serve as advocates for homeowners and ensure their rights are secured when working with insurance companies..
The function of public adjusters has become more significant in recent times, particularly since insurance claims become more complicated. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements that were up to 800% more over those who managed claims themselves.
Public adjusters provide comprehensive services throughout the claim process. They conduct detailed damage assessments, and prepare and file the necessary documentation, and handle all communications with insurance companies. This professional support significantly reduces the stress and time associated with filing claims and allows policyholders to concentrate on recovering.
Based mostly on a contingency fee basis, typically ranging from 10% to 20 percent of the settlement, public adjusters are incentivized to secure the most compensation for their clients. The fee structure is according to the complexity of the claim, state regulations, and required resources.
These professionals possess vast understanding of insurance policies, building codes, and construction costs. They use this knowledge to:
- Accelerate the claims process
- Document and assess the damages thoroughly
- Navigate complex policies
- Directly negotiate with insurance carriers
- Ensure compliance with filing deadlines and other policy requirements
Research has clearly shown that professional representation during the claim process often leads to more comprehensive settlements and quicker claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can prevent common pitfalls that could otherwise slow or hinder settlements.
Related Story: Are Public Insurance Claims Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Will My Settlement Be Larger If I Hire A Saint Cloud Public Adjusting Company?
Research and analysis has shown that hiring a public insurance adjuster can substantially increase policyholder settlements for claims. According to a landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who employed public adjusters received settlements as high as 800% higher than those who dealt with claims themselves.
Public adjusters in Saint Cloud, Minnesota serve as licensed professionals who advocate exclusively for policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals offer detailed claim management services, including precise property damage documentation and interpretation of policies as well as settlement negotiations with insurance carriers.
The value of representation by a professional is particularly evident in final settlement figures, as professionally managed claims typically produce more detailed damage estimates, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all correspondence and documentation with insurance companies
- Conducting detailed assessments of property damage
- Preparing comprehensive claim submissions
- Negotiating directly with insurance carriers
- Expediting the settlement timeline
- Ensuring compliance with policy requirements and deadlines
The majority of public adjusters operate on the contingency fee basis, which typically range from 10% to 20 percent of the final settlement amount. This fee structure aligns the interests of the adjuster with the interests of the policyholder, since their compensation depends on securing a favorable settlement outcome.
A Public adjuster’s expertise often is invaluable in complicated claims scenarios, where technical knowledge of building codes, construction costs, and insurance policy provisions can have a major impact on settlement outcomes.
Their professional oversight helps ensure that no insured damages are missed and claims are appropriately valued in accordance with current market conditions.
Related Story: When Should You Hire A Public Insurance Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
How Much Do Saint Cloud Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Insurance Claims Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
When Should You Hire A Public Claims Adjuster In Saint Cloud, Minnesota?
Complex insurance claims usually require expert knowledge to navigate effectively. Public insurance adjusters, state-licensed professionals who solely work for policyholders, can significantly impact the outcome of claims and settlement amount.
A variety of scenarios could warrant hiring a public adjuster:
- Property damage that is extensive
- Claims that involve multiple types of coverage
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Situations that are time-sensitive and require immediate attention
Public adjusters streamline the claims process by:
- Conducting comprehensive damage assessments
- Preparing and filing the required documentation
- Managing communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy guidelines and deadlines
Public adjusters particularly benefit policyholders because of:
- Reducing stress by utilizing professional claim management
- Speeding up the settlement process
- Offering objective damage assessments
- Ensuring comprehensive documentation
- Leveraging industry expertise for fair settlements
Related Story:Are Public Insurance Claims Adjusters Legitimate?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Saint Cloud?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Minnesota public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Insurance Claims Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Why hire a Public Adjuster In Saint Cloud if your insurance company already sent an adjuster?
The decision to employ a state-licensed public adjuster, even when an insurance company has appointed its own adjuster, can significantly impact the outcome of an insurance claim.
Although insurance company adjusters work for their employer’s interests … public insurance claims adjusters In Saint Cloud, Minnesota serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals work independently to ensure fair claim settlements and comprehensive policies are interpreted.
Public adjusters streamline the claims process by coordinating documents, conducting thorough evaluations of damage and handling all communication with insurance companies. This professional intervention typically speeds up the resolution of claims and eases homeowners’ administrative burdens.
The value of public adjusters also goes beyond financial benefits. These professionals offer expert guidance throughout the claims process, guiding clients through the complexities of policy and ensuring that all damage is properly documented and assessed.
They make specific damage estimates, gather necessary evidence, and negotiate directly with insurance carriers for the highest settlement outcome.
Insurance claims are complicated and time-consuming and require a professional’s assistance, which makes their representation essential during major losses. Public adjusters’ expertise in negotiation and interpretation of policies often results in more extensive settlements that account for the obvious as well as hidden losses.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Related Story:How Do Public Adjusters Get Paid & Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can I File My Insurance Claim Myself In Saint Cloud, Minnesota?
Although policyholders have the right to file insurance claims independently, data from experts in the industry suggest this approach may not yield the best results.
The main challenges with self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters have substantial advantages during the claims process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and manage all necessary paperwork, ensuring no detail is left unnoticed.
- Time and Stress Management – These professionals manage all communications with insurance companies so that homeowners can focus on recovery while speeding the claims process.
- Expert Negotiation – With extensive knowledge of regulations and rules governing insurance policies, public adjusters engage directly with insurance companies to negotiate fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency fee basis, which typically ranges from 10-20% of the final settlement amount, to ensure that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent policyholders’ interests during the process of settling claims. Their expertise is particularly beneficial in complex claims or when significant damages are involved.
Statistics from the industry consistently demonstrate that expert representation by state-licensed public insurance claims adjusters leads to more favorable outcomes for policy holders, with faster processing time, and more complete settlement packages.
Related Story:How Much Do Public Insurance Adjusters Cost
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
In Saint Cloud, Can My Contractor Represent Me Against My Insurance Company?
While many contractors offer negotiations with insurers this strategy can have some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and knowledge to act as official representatives for insurance claim negotiations.
This limitation could dramatically affect the outcome of a case and potentially affect any rights granted to the policyholder.
The state insurance departments regulate licensed public adjusters, who receive highly specialized training, have to pass Federal background checks, & require specialized licenses from the state to operate. They also have the legal authority to act on behalf of the policyholder to protect & protect their right … legal authority that contractors don’t possess … thus they are the legal alternative to the representation of contractors.
Public Adjusters are experts in the interpretation of insurance policies, assessing damages, and negotiating with insurance companies in order to secure fair settlements.
Public adjusters provide several distinct advantages, such as:
- Expert claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Faster claim processing
- Stress reduction through complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public insurance claims adjusters need to maintain professional licenses and adhere to strict ethical standards, providing an additional layer of consumer protection that is not offered by the representation of contractors.
For more complex claims for complex claims, for complex claims, adjusters’ expertise in the interpretation of policies, documentation specifications and negotiation techniques often can be invaluable, thereby avoiding costly errors and denials of claims which could result from contractor-led negotiations.
Related Story:When Is It Too Late To Contact A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
When insurance settlements prove insufficient to cover property damages, the policyholder has a variety of legal options for seeking further compensation following the initial settlement of their claim.
According to the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders carefully evaluate the terms of their settlement and related documents prior to accepting the final settlement.
The timing and circumstances for pursuing additional compensation are critical aspects, as the majority of insurance policies contain specific timeframes for dispute resolution or appeals, usually ranging from one to two years after the settlement date.
Licensed public insurance adjusters are vital in re-assessing settlement claims and identifying overlooked damages. Public adjusters conduct thorough property assessments, document any additional damage, and negotiate with insurance carriers on behalf of policyholders.
Important steps to pursue additional compensation are:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Collect additional evidence and estimations
- Request professional representation from a state-licensed public adjusters
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that public adjusters are often able to identify missed damages and policy provisions that allow for additional compensation. Their expertise in policy interpretation and the valuation of claims proves particularly valuable when defending settled claims.
The policyholder should respond quickly when they discover insufficient settlement amounts, since delay can compromise their ability to recover additional compensation. When utilizing a PCAN member Public Insurance Claim Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Saint Cloud, Minnesota?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Adjusting Resources & Guides
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Saint Cloud, Minnesota
Minnesota state-licensed public insurance adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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- Adjusting
- Basement
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- CA
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- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
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- Insurance
- Insurance FAQ
- Lightning
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- Property Damage
- Public Adjusting Guides
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Public Adjusting Guides 
Homeowners Association 
Ceiling Damage 
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Roof Damage A glossary of insurance terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV) Vs. Replacement Value, a method for determining compensation based on replacement costs minus depreciation, and ALE Insurance Coverage, which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance policy declaration page, common homeowners insurance claim deductibles for various kinds of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential common insurance terminology that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Saint Cloud, Minnesota
St. Cloud | |
|---|---|
 Buildings on 5th Avenue in downtown in 2008 | |
| Nickname: “The Granite City” | |
 Location within Stearns County and the state of Minnesota | |
  St. Cloud Location within Minnesota  St. Cloud Location within the United States | |
| Coordinates: 45°32′03″N 94°10′18″W / 45.53417°N 94.17167°W | |
| Country | United States |
| State | Minnesota |
| Counties | Stearns, Benton, Sherburne |
| Founded | 1856 |
| Named for | Clodoald, Saint-Cloud |
| Government | |
| • Mayor | Jake Anderson |
| Area | |
• City | 41.23 sq mi (106.78 km) |
| • Land | 40.17 sq mi (104.04 km) |
| • Water | 1.06 sq mi (2.74 km) |
| Elevation | 1,027 ft (313 m) |
| Population (2020) | |
• City | 68,881 |
• Estimate (2022) | 69,568 |
| • Rank | US: 542nd MN: 12th |
| • Density | 1,714.78/sq mi (662.08/km) |
| • Urban | 117,638 (US: 290th) |
| • Metro | 201,868 (US: 229th) |
| Time zone | UTC-6 (Central (CST)) |
| • Summer (DST) | UTC-5 (CDT) |
| ZIP codes | 56301, 56302, 56303, 56304, 56393, 56397, 56398 |
| Area code | 320 |
| FIPS code | 27-56896 |
| GNIS feature ID | 2396483 |
| Website | ci.stcloud.mn.us |
St. Cloud or Saint Cloud (; French: [sɛ̃ klu]) is a city in the U.S. state of Minnesota and the largest population center in the state’s central region. The population was 68,881 at the 2020 census, making it Minnesota’s 12th-largest city. St. Cloud is the county seat of Stearns County and was named after the city of Saint-Cloud, France (in Île-de-France, near Paris), which was named after the 6th-century French monk Clodoald.
Though mostly in Stearns County, St. Cloud also extends into Benton and Sherburne counties, and straddles the Mississippi River. It is the center of a contiguous urban area, with Waite Park, Sauk Rapids, Sartell, St. Joseph, Rockville, and St. Augusta directly bordering the city, and Foley, Rice, Kimball, Clearwater, Clear Lake, and Cold Spring nearby. The St. Cloud metropolitan area had a population of 199,671 at the 2020 census. It has been listed as the fifth-largest metro with a presence in Minnesota, behind Minneapolis–St. Paul, Duluth–Superior, Fargo-Moorhead, and Rochester. But the entire St. Cloud area is within Minnesota, while most of Fargo-Moorhead’s population is in North Dakota and Superior, Wisconsin, contributes significant population to the Duluth area.
St. Cloud is 65 miles (105 km) northwest of the Twin Cities of Minneapolis–St. Paul along Interstate 94, U.S. Highway 52 (conjoined with I-94), U.S. Highway 10, Minnesota State Highway 15, and Minnesota State Highway 23. The St. Cloud Metropolitan Statistical Area (MSA) is made up of Stearns and Benton Counties. The city was included in a newly defined Minneapolis–St. Paul–St. Cloud Combined Statistical Area (CSA) in 2000. St. Cloud as a whole has never been part of the 13-county MSA comprising Minneapolis, St. Paul, Bloomington and parts of western Wisconsin, though the Sherburne County portion is part of the 13-county MSA.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.