Work With Trusted & Experienced
Public Adjusters In Duluth, Minnesota That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Duluth public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public adjusters in Duluth, Minnesota offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
Public Claims Adjusters Network public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Minnesota public claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Duluth community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Claims Adjuster In Duluth Minnesota?
Duluth Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public claims adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Duluth Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Duluth Residents
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Duluth, Minnesota. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Duluth, Minnesota
PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Duluth Homeowners Insurance Claims
PCAN member public claims adjusters in Duluth, Minnesota have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Duluth Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Duluth, Minnesota know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Duluth Minnesota Public Adjusting
What Is A Public Claims Adjuster In Duluth & What Do They Do?
Duluth Public adjusters are licensed insurance professionals who independently defend policy holders throughout the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are experts act as advocates for property owners, ensuring their interests are protected when working with insurance companies..
The function of public adjusters has become more significant in recent years, particularly since insurance claims become more complicated. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements up to 800% more than those who dealt with claims themselves.
Public adjusters provide comprehensive services throughout the claims process. They conduct thorough damage assessments, and prepare and file the necessary documents, and handle all communication with insurance companies. This professional support significantly reduces the amount of time and anxiety associated with filing claims and allows policyholders owners to focus on recovering.
Operating mostly on a contingency fee basis which typically range from 10% to 20% of the final settlement, public adjusters are rewarded for securing the most amount of compensation for their clients. The fee structure differs depending on the complexity of the claim state regulations, as well as required resources.
They have vast expertise of insurance policies, and building codes, as well as construction costs. They apply this knowledge to:
- Speed up the claims process
- Document and assess the damages thoroughly
- Navigate complex policy language
- Negotiate directly with insurance carriers
- Ensure compliance with deadlines for filing and other policy requirements
Research has clearly shown that professional representation during the claim process often leads to more comprehensive settlements and quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common mistakes that could slow or hinder settlements.
Related Story: Are Public Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Will My Settlement Be Larger If I Hire A Duluth Public Adjusting Company?
Research and analysis show the hiring of a public insurance adjuster can significantly increase policyholder claim settlements. According to a landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements as high as 800% more that those who managed claims independently.
Public adjusters in Duluth, Minnesota serve as licensed professionals who represent only policyholders during the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals provide detailed claim management services, which include detailed property damage documentation and interpretation of policies and settlement negotiations with insurance carriers.
The value of professional representation is evident in final settlement figures, as professionally managed claims typically yield more comprehensive damage assessment, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all documentation and correspondence with insurance companies
- Conducting thorough property damage assessments
- Preparing comprehensive claim submissions
- Negotiating directly with insurance companies
- Speeding up the settlement timeline
- Ensures compliance with policy requirements and deadlines
The majority of public adjusters work on a contingency fee basis, which typically range from 10% to 20% of the final settlement amount. This fee structure aligns the interests of the adjuster with those of the policyholder, as their compensation is contingent on securing a favorable settlement.
The expertise of a Public Adjuster often proves invaluable in complex claims, where technical knowledge of building codes, construction costs, and insurance policy provisions can have a significant impact on settlement outcomes.
Their expertise and oversight ensure that no covered damages are missed and claims are properly assessed according to the current market conditions.
Related Story: When Should I Consult With A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
How Much Do Duluth Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Claims Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Duluth, Minnesota?
Complex insurance claims usually require expert knowledge to navigate effectively. Public insurance adjusters, state-licensed professionals who solely work for policyholders, can have a significant impact on claim outcomes and settlement amounts.
A variety of scenarios could warrant hiring a public adjuster:
- Extensive property damage
- Claims involving multiple coverage types
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Situations that are time-sensitive and require immediate attention
Public adjusters streamline the claims process by:
- Conducting comprehensive damage assessments
- Preparing and filing the required documentation
- Communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensure compliance with policy guidelines and deadlines
Public adjusters particularly benefit policyholders through:
- Reducing stress through professional claim management
- Speeding up the settlement process
- Giving an objective assessment of damage
- Ensuring comprehensive documentation
- Leveraging industry knowledge for fair settlements
Related Story:Are Public Claims Adjusters Legitimate?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Duluth?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Minnesota public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Insurance Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Adjuster In Duluth if your insurance company already sent an adjuster?
The choice to engage a state-licensed public insurance claims adjuster, even when an insurance company has assigned its own adjuster, can significantly impact the final result of an insurance claim.
While insurance company adjusters work for their employer’s interests … public adjusters In Duluth, Minnesota serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated adjusters operate independently to ensure fair settlements of claims and complete policy interpretation.
Public adjusters streamline the claims process by coordinating the documentation and performing comprehensive damage assessments, and coordinating all communications with insurance companies. This type of professional intervention usually speeds up claim resolution and decreases homeowners’ administrative burdens.
The importance of public adjusters isn’t only limited to monetary benefits. They provide expert advice through the entire claims process, providing complex policy terms and ensuring all damage is properly documented and valued.
They prepare detailed damage estimates, gather necessary evidence, and negotiate directly with insurance companies for the highest settlement outcome.
Insurance claims are complex and time-consuming, making professional representation valuable during significant loss events. Public adjusters’ expertise in negotiation and interpretation of policies often results in more comprehensive settlements that take into account the obvious as well as hidden losses.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Related Story:How Do Public Claims Adjusters Get Paid & Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can I File My Insurance Claim Myself In Duluth, Minnesota?
Although policyholders have the right to file insurance claims on their own, research from industry experts suggest that this method may not produce the best results.
Key challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters provide important advantages to the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claim files, and handle all paperwork required, making sure that nothing is missed.
- Time and Stress Management – These professionals manage all communications with insurance companies and homeowners can concentrate on recovering while speeding up the process of filing claims.
- Expert Negotiation – With a vast understanding of regulations and rules governing insurance policies, public adjusters deal directly with insurance companies to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency fee basis, typically ranging from 10 to 20% of the final settlement amount, to ensure that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the process of settling claims. Their expertise is particularly beneficial in complex claims or when significant damages are involved.
Industry statistics consistently show that professional professional representation by state-licensed public insurance claims adjusters leads to better results for the policyholders, with faster processing, and more comprehensive settlement packages.
Related Story:Public Insurance Adjuster Fees
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
In Duluth, Can My Contractor Represent Me Against My Insurance Company?
While many contractors offer negotiations with insurers this strategy can have some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors lack the legal authority and knowledge to act as official representatives for insurance claim negotiations.
This restriction could dramatically affect the result of a lawsuit and could affect the rights of the insurance company.
Departments of insurance in each state regulate licensed public adjusters, who go through highly specialized training, undergo Federal background checks, & require specialized licensing by the state before they can operate. They also have the legal authority to represent the policyholder to protect & enforce their rights … legal authority that contractors do not possess … thus they are the legal and comprehensive alternative to representation by contractors.
Public Adjusters are experts in the interpretation of insurance policies, assessing and documenting damage, and negotiating with insurance companies to ensure fair claim compensation.
Public adjusters provide several distinct advantages, such as:
- Professional claim documents and filing
- Professional negotiation with insurance companies
- Comprehensive damage assessment
- Expedited claim processing
- Reduce stress by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public claims adjusters need to maintain professional licenses and adhere to strict ethical standards, providing an additional layer of consumer protection that is not offered by the representation of contractors.
For claims that are complex, for more complex claims, public adjusters have a wealth of knowledge in the interpretation of policies, documentation demands, and negotiation strategies often is invaluable, and can help avoid costly mistakes and claim denials that could arise from contractor-led negotiations.
Related Story:When Is It Too Late To Call A Public Insurance Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
If insurance settlements are not sufficient to cover property damages, the policyholder has a variety of legal options to seek further compensation after the initial settlement of claim.
As per the National Association of Insurance Commissioners (NAIC), the policyholders must be sure to carefully review the terms of their settlement and related documentation before accepting the final settlement.
The timing and the circumstances for seeking additional compensation are crucial elements, as most insurance policies include specific deadlines for claims disputes and appeals, typically ranging from one to two years after settlement date.
Licensed public insurance adjusters are crucial in re-evaluating settlement claims and in identifying previously missed damages. Public adjusters carry out thorough assessments of property damages, document any additional damage, and negotiate with insurance carriers in the interest of policyholders.
Important steps to pursue additional compensation include:
- Document newly discovered damages
- Review of policy terms and settlement agreements
- Collect additional evidence and estimates
- Retain professional representation from a state-licensed public insurance adjusters
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that public adjusters are often able to spot overlooked damages and policy provisions that allow for additional compensation. Their experience in policy interpretation and the valuation of claims proves particularly valuable when challenging settled claims.
The policyholder should take action immediately upon discovering insufficient settlement amounts, as a delay may hinder their ability to recover additional compensation. When utilizing a Public Claims Adjusters Network (PCAN) member Public Claims Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Duluth, Minnesota?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Adjusting Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Duluth, Minnesota
Minnesota state-licensed public insurance adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Duluth, Minnesota
Contact one of the PCAN verified and state-licensed public insurance claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public insurance claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
- Featured
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- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
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- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
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- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
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- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
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A homeowners insurance glossary of terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and ALE, which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance policy declaration page, common home damage deductibles for various types of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential home insurance terms and definitions that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Duluth, Minnesota
Duluth, Minnesota | |
---|---|
| |
Nickname: Zenith city of unsalted seas | |
Location of Duluth in St. Louis County, Minnesota | |
Coordinates: 46°46′59.78″N 92°06′23.68″W / 46.7832722°N 92.1065778°W / 46.7832722; -92.1065778 | |
Country | United States |
State | Minnesota |
County | St. Louis County |
Metro | Twin Ports |
First Settled | 1850-51 |
Platted | 1856 |
Incorporated (town) | May 19, 1857 |
Incorporated (city) | March 5, 1870 |
Incorporated (city charter) | March 2, 1887 |
Named for | Daniel Greysolon, Sieur du Lhut |
Government | |
• Type | Mayor–council |
• Body | Duluth City Council |
• Mayor | Roger Reinert (DFL) |
• City manager | Dave Montgomery |
Area | |
• City | 80.168 sq mi (207.634 km) |
• Land | 71.658 sq mi (185.593 km) |
• Water | 8.510 sq mi (22.041 km) 22.46% |
• Urban | 66.87 sq mi (173.20 km) |
• Metro | 8,413.17 sq mi (21,790.01 km) |
Elevation | 705 ft (215 m) |
Population (2020) | |
• City | 86,697 |
• Estimate (2023) | 87,680 |
• Rank | US: 398th MN: 4th |
• Density | 1,223.51/sq mi (472.39/km) |
• Urban | 119,411 (US: 281st) |
• Urban density | 1,785.8/sq mi (689.5/km) |
• Metro | 281,603 (US: 177th) |
• Metro density | 33.46/sq mi (12.92/km) |
• Combined | 326,968 (US: 112nd) |
• Combined density | 29.50/sq mi (11.39/km) |
Demonym | Duluthian |
GDP | |
• Metro | $16.822 billion (2022) |
Time zone | UTC−6 (Central (CST)) |
• Summer (DST) | UTC−5 (CDT) |
ZIP Codes | 55801–55808, 55810–55812, 55814–55816 |
Area code | 218 |
FIPS code | 27-17000 |
GNIS feature ID | 661145 |
Sales tax | 8.875% |
Website | duluthmn.gov |
Duluth ( də-LOOTH) is a port city in the U.S. state of Minnesota and the county seat of St. Louis County. Located on Lake Superior in Minnesota’s Arrowhead Region, the city is a hub for cargo shipping. The population was 86,697 at the 2020 census, making it Minnesota’s fifth-largest city. Duluth forms a metropolitan area with neighboring Superior, Wisconsin, called the Twin Ports. Duluth is south of the Iron Range and the Boundary Waters Canoe Area Wilderness. It is named after Daniel Greysolon, Sieur du Lhut, the area’s first known European explorer.
Duluth is on the north shore of Lake Superior at the westernmost point of the Great Lakes. It is the largest metropolitan area, the second-largest city, and the largest U.S. city on the lake. Duluth is accessible to the Atlantic Ocean, 2,300 miles (3,700 km) away, via the Great Lakes Waterway and St. Lawrence Seaway. The Port of Duluth is the world’s farthest inland port accessible to oceangoing ships and is the largest and busiest port on the Great Lakes. It is also among the top 20 U.S. ports by tonnage. Common items shipped from Duluth include coal, iron ore, grain, limestone, cement, salt, wood pulp, steel coil, and wind turbine parts.
Duluth is a popular Midwest tourist destination. The city is home to the Great Lakes Aquarium, a freshwater aquarium. The Aerial Lift Bridge, next to Canal Park, crosses the Duluth Ship Canal into the Duluth–Superior harbor. Minnesota Point, known locally as Park Point, is the world’s longest freshwater baymouth bar, stretching 6 miles (10 km). The city is also the starting point for road trips along the North Shore of Lake Superior to Thunder Bay, Ontario.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.