Work With Trusted & Experienced
Public Adjusters In Lowell, Massachusetts That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Lowell public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public adjusters in Lowell, Massachusetts offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Massachusetts public insurance adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Lowell community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Insurance Claims Adjuster In Lowell Massachusetts?
Lowell Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Lowell Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Lowell Residents
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Lowell, Massachusetts. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Lowell, Massachusetts
PCAN member public claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Lowell Homeowners Insurance Claims
PCAN member public adjusters in Lowell, Massachusetts have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Lowell Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Lowell, Massachusetts know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Lowell Massachusetts Public Adjusting
What Is A Public Claims Adjuster In Lowell & What Do They Do?
Lowell Public adjusters are licensed insurance professionals who work independently to represent policyholders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA), these experts act as advocates for homeowners, ensuring their interests are secured when working with insurance companies..
The function of public adjusters has become more significant in recent times, specifically because insurance claims are becoming more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements up to 800% more than those who handled claims on their own.
Public adjusters provide comprehensive services throughout the claim process. They conduct thorough assessments of the damages, and prepare and file all necessary documentation, and manage all communication with insurance companies. This type of support from licensed professionals, significantly reduces the time and stress that comes with filing claims, allowing policyholders to concentrate on recovering.
Operating mostly on a contingency fee basis that typically range between 10 and 20 percent of the settlement, public adjusters are rewarded for securing the most amount of compensation for their clients. The fee structure differs according to the complexity of the claim as well as state regulations and the amount of resources needed.
These professionals have vast understanding of insurance policies, and building codes, and costs for construction. They apply this knowledge to:
- Accelerate the claims process
- Document and assess the damages thoroughly
- Navigate complex policy language
- Directly negotiate with insurance companies
- Ensure compliance with filing deadlines and other policy requirements
Research has clearly shown that professional representation during the claim process typically results in more comprehensive settlements and quicker claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common pitfalls that could otherwise slow or hinder settlements.
Related Story: Are Public Insurance Claims Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Will My Settlement Be Larger If I Hire A Lowell Public Adjusting Company?
Research and analysis have shown the hiring of a public insurance adjuster can dramatically increase policyholder claim settlements. According to groundbreaking study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who employed public adjusters received settlements as high as 800% more than those who dealt with claims independently.
Public adjusters in Lowell, Massachusetts serve as licensed professionals who advocate exclusively for policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals offer comprehensive claims management services, which include detailed documentation of property damage as well as policy interpretation and settlement negotiations with insurance carriers.
The importance of a professional representation is evident in final settlement figures, as professionally managed claims typically produce more detailed damage estimates, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all correspondence and documentation with insurance companies
- Conducting detailed assessment of the damage to property
- Preparing comprehensive claim submissions
- Directly negotiating with insurance companies
- Speeding up the settlement timeline
- Ensuring compliance with the policy guidelines and deadlines
Most public adjusters operate on a contingency fee basis, which typically range between 10% and 20 percent of the final settlement amount. This fee structure aligns the interests of the adjuster with the interests of the policyholder, since their compensation is contingent on securing a favorable settlement agreement.
A Public adjuster’s expertise often proves invaluable in complex claims, where technical knowledge of building codes, construction costs, & insurance policy provisions can have a significant impact on settlement outcomes.
Their professional oversight helps ensure no covered damages are left unnoticed and ensures that claims are appropriately valued according to the current market conditions.
Related Story: When Should You Consult With A Public Insurance Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
How Much Do Lowell Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Insurance Claims Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Lowell, Massachusetts?
Complex insurance claims typically require expert knowledge to effectively navigate. Public insurance adjusters, state-licensed professionals who work exclusively on behalf of policyholders, can have a significant impact on claim outcomes as well as settlement amount.
There are a variety of scenarios that warrant hiring a public adjuster:
- Extensive property damage
- Claims that involve multiple types of coverage
- Disputed claims or partial claim denials
- Complex documentation requirements
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting comprehensive damage assessments
- Preparing and filing the all documentation required
- Managing communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy guidelines and deadlines
Public adjusters particularly benefit policyholders because of:
- Reducing stress by utilizing professional claim management
- Speeding up the settlement process
- Giving an objective assessment of damage
- Ensuring comprehensive documentation
- Leveraging industry knowledge for fair settlements
Related Story:Are Public Insurance Adjusters Legitimate?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Lowell?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Massachusetts public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Insurance Claims Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Why hire a Public Adjuster In Lowell if your insurance company already sent an adjuster?
The decision to employ a state-licensed public adjuster, even when an insurance company has assigned its own adjuster, could dramatically affect the final result of an insurance claim.
Although insurance company adjusters work for the insurance company’s interests … public insurance claims adjusters In Lowell, Massachusetts serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated adjusters operate independently, ensuring fair claim settlements and comprehensive policy interpretation.
Public adjusters streamline the claims process by managing documents as well as making thorough assessment of the damage and coordinating all communications with insurance companies. This professional intervention typically speeds up claim resolution and decreases homeowners burdens on administrative tasks.
The value of public adjusters isn’t only limited to monetary benefits. These professionals offer professional guidance throughout the claims process, guiding clients through complex policy terms and ensuring every damage is properly documented and valued.
They create specific damage estimates, gather necessary evidence, and negotiate directly with insurance companies to maximize settlement outcomes.
Insurance claims can be complex and time-consuming and require a professional’s assistance, which makes their representation essential during major losses. Public adjusters’ expertise in negotiation and policy interpretation often results in more comprehensive settlements that account for both obvious and hidden damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Related Story:How Do Public Insurance Claims Adjusters Get Paid And Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In Lowell, Massachusetts?
Although policyholders have the right to file insurance claims on their own, research from experts in the industry suggest this method may not produce ideal results.
Key challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters provide significant advantages in the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claim files, and handle all necessary paperwork, making sure no detail is left unnoticed.
- Time and Stress Management – These professionals handle all communications with insurance companies and homeowners can concentrate on recovery while speeding the process of submitting claims.
- Expert Negotiation – With a vast understanding of the insurance policies and rules, public adjusters deal directly with insurance companies to negotiate fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, usually ranging from 10 to 20% of the settlement amount, ensuring that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the claims process. Their expertise can be useful in complex claims or when significant damages are involved.
Industry statistics consistently demonstrate that expert representation by state-licensed public insurance adjusters leads to better outcomes for policyholders, with quicker processing times, and more complete settlement packages.
Related Story:How Much Do Public Insurance Claims Adjusters Charge: Fees & Costs
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
In Lowell, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer the opportunity to negotiate with insurers, this approach can present serious risks and restrictions. According to the National Association of Insurance Commissioners (NAIC), contractors lack the legal authority and know-how to act as official representatives in insurance claim negotiations.
This limitation could dramatically affect the outcomes of a lawsuit and potentially affect your rights as a policyholder.
The state insurance departments oversee licensed public adjusters, who receive highly specialized training, must pass Federal background checks, and require specialized licensing by the state before they can operate. They also are legally authorized to act on behalf of the policyholder in order to protect and defend their rights … legal authority that contractors do not have … thus they are the legal and comprehensive alternative to the representation of contractors.
Public Adjusters specialize in the interpretation of insurance policies, assessing and documenting damage, and working with insurance companies to guarantee fair claim compensation.
Public adjusters provide several distinct advantages, such as:
- Expert claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Expedited claim processing
- Stress reduction through complete claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public claims adjusters need to maintain professional licenses and follow strict ethical standards. This provides another layer of consumer protection not available with contractor representation.
For claims that are complex, for complex claims, adjusters’ expertise in the interpretation of policies, documentation specifications and negotiation techniques often can be invaluable, thereby avoiding costly mistakes and claim denials that might occur with contractor-led negotiations.
Related Story:When Is It Too Late To Hire A Public Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
When insurance settlements fail to pay for property damage, the policyholder has a variety of legal options to pursue further compensation after the initial settlement of claim.
According to the National Association of Insurance Commissioners (NAIC), the policyholders must be sure to carefully review the terms of their settlement and related documentation before accepting the final settlement.
The timing and circumstances for pursuing additional compensation are critical aspects, as the majority of insurance policies contain specific timeframes for dispute resolution as well as appeals, usually between one and two years after settlement date.
Licensed public claims adjusters are essential in re-evaluating settled claims and identifying previously missed damages. Public adjusters conduct thorough assessments of property damages, as well as document any additional damage, and deal with insurance companies on behalf of policyholders.
Important steps to pursue additional compensation include:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Collect additional evidence and estimations
- Consider professional representation from a state-licensed public adjusters
The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters can often identify overlooked damages and policy provisions that support an additional amount of compensation. Their knowledge of the interpretation of policies and the valuation of claims is particularly useful when challenging settled claims.
The policyholder should act promptly after discovering inadequate settlement amounts, as a delay can compromise their ability to recover additional compensation. When utilizing a Public Claims Adjusters Network member Public Claims Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Lowell, Massachusetts?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Insurance Claim Adjusting Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Lowell, Massachusetts
Massachusetts state-licensed public claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Lowell, Massachusetts
Contact one of the PCAN verified and state-licensed public claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public claims adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public insurance claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
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- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
A glossary of insurance terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV), a method for determining compensation based on replacement costs minus recoverable depreciation, and Additional Living Expenses (ALE) Coverage, which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance declaration page, common home insurance claim deductibles for various types of home & property damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential home insurance terms and definitions that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Lowell, Massachusetts
Lowell, Massachusetts | |
---|---|
Nickname(s): Mill City, Spindle City, City of Lights City of Magic | |
Motto: “Art is the Handmaid of Human Good.” | |
Location in Middlesex County in Massachusetts | |
Coordinates: 42°38′22″N 71°18′53″W / 42.63944°N 71.31472°W / 42.63944; -71.31472 | |
Country | United States |
State | Massachusetts |
County | Middlesex |
Region | New England |
Settled | 1652 |
Incorporated | 1826 |
A city | 1836 |
Named for | Francis Cabot Lowell |
Government | |
• Type | Manager-City council |
• Mayor | Daniel Rourke |
• City Manager | Thomas Golden Jr. |
Area | |
• Total | 14.53 sq mi (37.63 km) |
• Land | 13.61 sq mi (35.25 km) |
• Water | 0.92 sq mi (2.38 km) |
Elevation | 102 ft (31 m) |
Population (2020) | |
• Total | 115,554 |
• Density | 8,489.75/sq mi (3,278.02/km) |
• Demonym | Lowellian |
Time zone | UTC−5 (Eastern) |
• Summer (DST) | UTC−4 (Eastern) |
ZIP Codes | 01850–01854 |
Area code | 978 / 351 |
FIPS code | 25-37000 |
GNIS feature ID | 0611832 |
Website | lowellma.gov |
Lowell is a city in Massachusetts, United States. Alongside Cambridge, it is one of two traditional seats of Middlesex County. With an estimated population of 115,554 in 2020, it was the fifth most populous city in Massachusetts as of the last census, and the third most populous in the Boston metropolitan statistical area. The city is also part of a smaller Massachusetts statistical area, called Greater Lowell, and of New England‘s Merrimack Valley region.
Incorporated in 1826 to serve as a mill town, Lowell was named after Francis Cabot Lowell, a local figure in the Industrial Revolution. The city became known as the cradle of the American Industrial Revolution because of its textile mills and factories. Many of Lowell’s historic manufacturing sites were later preserved by the National Park Service to create Lowell National Historical Park. During the Cambodian genocide (1975–1979), the city took in an influx of refugees, leading to a Cambodia Town and America’s second-largest Cambodian-American population.
Lowell is home to two institutions of higher education. UMass Lowell, part of the University of Massachusetts system, has three campuses in the city. Middlesex Community College‘s two campuses are in Lowell and in the town of Bedford, Massachusetts. Arts facilities in the city include the Whistler House Museum of Art, the Merrimack Repertory Theatre, the Lowell Memorial Auditorium, and Sampas Pavilion. In sports, the city has a long tradition of boxing, hosting the annual New England Golden Gloves boxing tournament. The city has a baseball stadium, Edward A. LeLacheur Park, and a multipurpose indoor sports arena, the Tsongas Center, both of which have hosted collegiate and minor-league professional sports teams. Cawley Stadium, home of the Lowell High School Red Raiders, also played host to the Boston Patriots during their first season.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.