Work With Trusted & Experienced
Public Adjusters In Lafayette, Louisiana That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Lafayette public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public adjusters in Lafayette, Louisiana offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
Public Claims Adjusters Network (PCAN) public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Louisiana public adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Lafayette community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Claims Adjuster In Lafayette Louisiana?
Lafayette Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public insurance adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Lafayette Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Lafayette Residents
PCAN member public insurance adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Lafayette, Louisiana. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Lafayette, Louisiana
PCAN member public claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Lafayette Homeowners Insurance Claims
PCAN member public claims adjusters in Lafayette, Louisiana have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Lafayette Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Lafayette, Louisiana know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Lafayette Louisiana Public Adjusting
What Is A Public Claims Adjuster In Lafayette & What Do They Do?
Lafayette Public adjusters are licensed insurance professionals who work independently to advocate for policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are professionals act as advocates for property owners and ensure their rights are protected when dealing with insurance companies..
The role of public adjusters has become more important in recent times, specifically because insurance claims are becoming more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements that were up to 800% higher over those who managed claims themselves.
Public adjusters provide comprehensive services throughout the claim process. They conduct thorough assessments of the damages, and prepare and file all necessary documentation, and manage all communications with insurance companies. This type of support from licensed professionals, significantly reduces the amount of time and anxiety associated with filing claims which allows policyholders to concentrate on recovery.
Operating primarily on a basis of contingency fees which typically range from 10% to 20 percent of the final settlement, public adjusters are rewarded for securing the maximum possible settlement for their clients. The fee structure differs based on claim complexity, state regulations, and required resources.
These professionals have vast knowledge of insurance policies, as well as building codes, and construction costs. They apply this knowledge to:
- Accelerate the claims process
- Document and evaluate the extent of damages
- Navigate complex policy language
- Negotiate directly with insurance carriers
- Be sure to comply with deadlines for filing and other policy requirements
Research has clearly shown that professional representation during the process of settling claims typically results in more comprehensive settlements as well as quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can help avoid common mistakes that could slow or hinder settlements.
Related Story: Are Public Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Will My Settlement Be Larger If I Hire A Lafayette Public Adjusting Company?
Industry research and analysis has shown the hiring of a public insurance adjuster can dramatically increase policyholder settlements for claims. According to groundbreaking study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements as high as 800% higher that those who managed claims on their own.
Public adjusters in Lafayette, Louisiana serve as licensed professionals who represent only policyholders throughout the claims process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals provide detailed claim management services, including detailed documents for property damage, policy interpretation, and settlement negotiations with insurance companies.
The value of representation by a professional is evident in final settlement figures, as professionally managed claims typically produce more detailed damage estimates, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all documentation and correspondence with insurance companies
- Conducting thorough property damage assessments
- Preparing comprehensive claim submissions
- Negotiating directly with insurance carriers
- Expediting the settlement timeline
- Ensuring compliance with the policy specifications and deadlines
Most public adjusters operate on the basis of contingency fees, typically ranging from 10% to 20% of the final settlement amount. This fee structure aligns the adjuster’s interests with those of the policyholder, as their compensation is contingent on securing a favorable settlement.
A Public adjuster’s expertise often is invaluable in complicated claims scenarios, where technical knowledge of building codes, construction costs, & insurance policy provisions can significantly impact settlement outcomes.
Their professional oversight helps ensure that no covered damages are left unnoticed and ensures that claims are appropriately valued in accordance with current market conditions.
Related Story: When Should I Retain A Public Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
How Much Do Lafayette Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
When Should You Hire A Public Claims Adjuster In Lafayette, Louisiana?
Complex insurance claims typically require professional expertise to navigate effectively. Public insurance adjusters, state-licensed professionals who only work on behalf of policyholders, can have a significant impact on claim outcomes and settlement amount.
Several scenarios warrant hiring a public adjuster:
- Property damage that is extensive
- Claims involving multiple types of coverage
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting comprehensive damage assessments
- Preparing and filing the required documentation
- Managing communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensure compliance with policy conditions and deadlines
Public adjusters particularly benefit policyholders because of:
- Reducing stress by utilizing expert claim management
- Speeding up the settlement process
- Offering independent damage assessment
- Ensuring comprehensive documentation
- Leveraging industry expertise for fair settlements
Related Story:Are Public Insurance Claims Adjusters Legitimate?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Lafayette?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Louisiana public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Why hire a Public Adjuster In Lafayette if your insurance company already sent an adjuster?
The decision to hire a state-licensed public adjuster, even when an insurance company has appointed its own adjuster significantly impact the final result of an insurance claim.
Although the insurance company adjusters work for the insurance company’s interests … public insurance claims adjusters In Lafayette, Louisiana serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated adjusters operate independently to ensure fair settlement of claims and a thorough coverage interpretation.
Public adjusters streamline the claims process by managing documentation as well as conducting thorough damage assessments, and handling all communication with insurance companies. This professional intervention typically accelerates claim resolution and decreases homeowners burdens on administrative tasks.
The importance of public adjusters also extends beyond monetary benefits. These professionals provide expert advice throughout the claims process, providing the complexities of policy and ensuring that all damage is properly documented and assessed.
They make precise damage estimates, gather the necessary evidence, and deal directly with insurance companies to maximize settlement outcomes.
The process of settling insurance claims is complicated and time-consuming and require a professional’s assistance, which makes their representation essential during major losses. Public adjusters’ expertise in negotiation and policy interpretation often results in more comprehensive settlements that cover the obvious as well as hidden damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Related Story:How Do Public Adjusters Get Paid & Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can I File My Insurance Claim Myself In Lafayette, Louisiana?
While policyholders are entitled to file insurance claims on their own, data from experts in the industry suggest this approach may not yield optimal results.
The most significant challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters offer substantial advantages during the process of settling claims:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claims files, and manage all necessary paperwork, ensuring that nothing is missed.
- Time and Stress Management – These professionals manage all communication with insurance companies, allowing homeowners to focus on recovery while expediting the process of filing claims.
- Expert Negotiation – With extensive knowledge of regulations and rules governing insurance policies, public adjusters engage directly with insurance companies to negotiate fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, typically ranging from 10-20 percent of the final settlement amount, to ensure the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the process of settling claims. Their expertise can be useful in complex claims or when significant damages are involved.
Statistics from the industry demonstrate that expert representation by state-licensed public adjusters leads to more favorable outcomes for policy holders, with faster processing, and more comprehensive settlement packages.
Related Story:Public Insurance Adjuster Fees
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
In Lafayette, Can My Contractor Represent Me Against My Insurance Company?
While many contractors offer the opportunity to negotiate with insurers, this method can come with significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and expertise to serve as representative for insurers in claim negotiations.
This restriction could dramatically affect the result of a case and potentially limit the rights of the owner of the policy.
State insurance departments regulate licensed public adjusters, who undergo intensive specialized training, undergo Federal background checks, and require special licensing from the state before they can operate. They also have the legal authority to represent the policyholder to protect & enforce their rights … legal authority that contractors don’t possess … making them the legal and comprehensive alternative to contractor representation.
Public Adjusters are experts in interpreting insurance policies, documenting damages, and negotiating with insurance companies in order to secure fair settlements.
Public adjusters provide several distinct advantages, including:
- Specialist claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Faster claim processing
- Stress reduction through total claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public insurance adjusters must maintain professional licenses and follow strict ethical standards, thereby providing an additional layer of consumer protection that is not offered by contractors.
For complex claims for complex claims, public adjusters’ expertise in interpreting policies, document demands, and negotiation strategies often can be invaluable, thereby avoiding costly errors and denials of claims which could result from the use of contractors in negotiations.
Related Story:When Is It Too Late To Consult With A Public Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
If insurance settlements are not sufficient to pay for property damage, the policyholder has a variety of legal options to pursue further compensation after the initial settlement of claim.
According to the National Association of Insurance Commissioners (NAIC), the policyholders must carefully evaluate the terms of their settlement and related documentation before accepting the final settlement payment.
The timing and circumstances for pursuing additional compensation are critical factors, as the majority of insurance policies contain specific timeframes for dispute resolution or appeals, typically between one and two years following the settlement date.
Licensed public claims adjusters are essential in re-evaluating settled claims and in identifying overlooked damages. Public adjusters perform thorough property assessments, as well as document any additional damage, and negotiate with insurance carriers for policyholders.
Key steps for pursuing additional compensation are:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Gather supporting evidence and estimates
- Think about professional representation from a state-licensed public claims adjusters
The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters are often able to spot overlooked damages and policy provisions that allow for additional compensation. Their experience in policy interpretation and the valuation of claims proves particularly valuable in defending claims that have already been settled.
Policyholders should take action immediately upon discovering insufficient settlement amounts, as a delay can compromise their ability to obtain additional compensation. When utilizing a Public Claims Adjusters Network (PCAN) member Public Insurance Claim Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Lafayette, Louisiana?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Claims Adjusting Guides & Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Lafayette, Louisiana
Louisiana state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Lafayette, Louisiana
Contact one of the PCAN verified and state-licensed public claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public insurance adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Lafayette Public Claims Adjusters Can Help You Maximize Settlements From These Kinds Of Homeowners Insurance Damage Claims
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
A homeowners insurance glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV), a method for determining compensation based on replacement costs minus depreciation, and ALE, which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance policy declaration page, common insurance deductibles for various kinds of home & property damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential homeowners insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Lafayette, Louisiana
Lafayette, Louisiana | |
---|---|
Nickname: The Hub City | |
Motto: The Heart of Cajun Country | |
Interactive maps of Lafayette | |
Coordinates: 30°13′N 92°2′W / 30.217°N 92.033°W / 30.217; -92.033 | |
Country | United States |
State | Louisiana |
Parish | Lafayette |
Founded | 1821 (204 years ago) (1821) as Vermilionville |
Renamed | 1884 (141 years ago) (1884) as Lafayette |
Founded by | Jean Mouton |
Named for | General Gilbert du Motier, Marquis de Lafayette |
Government | |
• Type | Consolidated city–parish |
• Mayor | Monique Blanco-Boulet (R) |
Area | |
• Total | 56.00 sq mi (145.03 km) |
• Land | 55.92 sq mi (144.83 km) |
• Water | 0.08 sq mi (0.20 km) auto% |
• Metro | 3,408.5 sq mi (8,828 km) |
Elevation | 49 ft (15 m) |
Population (2020) | |
• Total | 121,374 |
• Rank | US: 234th |
• Density | 2,170.57/sq mi (838.07/km) |
• Urban | 227,316 (US: 172nd) |
• Urban density | 1,410.1/sq mi (544.4/km) |
• Metro | 478,384 (US: 118th) |
• CSA | 627,146 (US: 77th) |
• Consolidated | 244,390 |
Demonym | Lafayettien |
Time zone | UTC−6 (CST) |
• Summer (DST) | UTC−5 (CDT) |
ZIP codes | 70501–9, 70593, 70596, 70598 |
Area code | 337 |
FIPS code | 22-40735 |
Website | www |
Lafayette ( LA(H)–F-ee-ET, French: [lafajɛt]) is the most populous city in and parish seat of Lafayette Parish in the U.S. state of Louisiana, located along the Vermilion River. It is Louisiana’s fourth-most populous city with a 2020 census population of 121,374; the consolidated city-parish’s population was 241,753 in 2020. The Lafayette metropolitan area was Louisiana’s third largest metropolitan statistical area with a population of 478,384 at the 2020 census. The Acadiana region containing Lafayette is the largest population and economic corridor between Houston, Texas and New Orleans.
Originally established as Vermilionville in the 1820s and incorporated in 1836, Lafayette developed as an agricultural community until the introduction of retail and entertainment centers, and the discovery of oil in the area in the 1940s. Since the discovery of oil, the city and parish have had the highest number of workers in the oil and natural gas industry in Louisiana as of 2018. With the issuance of a bond ordinance for a series of roads connecting nearby settlements; the establishment of the University of Louisiana System‘s Lafayette campus; and the continued diversification of its economy, Lafayette and its metropolitan area have experienced population growth since the 1840 census and was promptly nicknamed “The Hub City.” The city and parish of Lafayette are also known as the “Heart of Acadiana.”
As a result of its growth, the city and region have become major centers for the technology industry; Lafayette also became a major center for health care and social services, aerospace, banking and retail. Notable corporations with headquarters or a large presence in the Lafayette area have included Amazon, Brookshire Grocery Company, CGI, JP Morgan Chase, Ochsner Health System, Petroleum Helicopters International, and Rouses Markets.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.