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Public Adjusters In Owensboro, Kentucky That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Owensboro public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public adjusters in Owensboro, Kentucky offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
Public Claims Adjusters Network (PCAN) public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Kentucky public insurance adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Owensboro community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Insurance Claims Adjuster In Owensboro Kentucky?
Owensboro Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public insurance adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Owensboro Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Owensboro Residents
PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Owensboro, Kentucky. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Owensboro, Kentucky
PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Owensboro Homeowners Insurance Claims
PCAN member public insurance adjusters in Owensboro, Kentucky have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Owensboro Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Owensboro, Kentucky know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Owensboro Kentucky Public Adjusting
What Is A Public Claims Adjuster In Owensboro & What Do They Do?
Owensboro Public adjusters are licensed insurance professionals who work on their own to represent policyholders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) the experts act as advocates for homeowners to ensure that their interests are protected in dealing with insurance companies..
The function of public adjusters has become more important over the last few years, specifically since insurance claims become more complex. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements up to 800% more over those who managed claims themselves.
Public adjusters provide comprehensive services throughout the claim process. They conduct thorough assessments of the damages, and prepare and file all necessary documents, and handle all communications with insurance companies. This kind of professional assistance significantly cuts down the amount of time and anxiety associated with filing claims and allows policyholders to concentrate on recovering.
Working mostly on a contingency fee basis which typically range from 10% to 20% of the final settlement, public adjusters are incentivized to secure the maximum possible amount of compensation for their clients. The fee structure differs based on claim complexity, state regulations, and the resources required.
These professionals possess extensive understanding of insurance policies, and building codes, and construction costs. They use this knowledge to:
- Accelerate the claims process
- Document and assess damages thoroughly
- Navigate complex policies
- Directly negotiate with insurance companies
- Make sure you are in compliance with deadlines for filing and other policy requirements
Research has clearly shown that professional representation during the claims process often leads to more comprehensive settlements and quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can prevent common mistakes that could delay or diminish claim settlements.
Related Story: Are Public Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Will My Settlement Be Larger If I Hire A Owensboro Public Adjusting Company?
Research and industry analysis show that hiring a public insurance adjuster can dramatically increase policyholder claim settlements. According to a landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who utilized public adjusters received settlements up to 800% more that those who managed claims themselves.
Public adjusters in Owensboro, Kentucky serve as licensed professionals who represent only policyholders during the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals provide detailed claim management services, including precise property damage documentation, policy interpretation, and settlement discussions with insurance carriers.
The value of representation by a professional is evident in final settlement figures, as professionally managed claims usually result in more thorough damage assessments and more accurate valuations of losses.
Public adjusters streamline the claims process by:
- Managing all correspondence and documentation with insurance companies
- Conducting thorough assessments of property damage
- Preparing comprehensive claim submissions
- Directly negotiating with insurance carriers
- Speeding up the settlement timeline
- Ensuring compliance with policy guidelines and deadlines
Most public adjusters work on a contingency fee basis, typically ranging from 10% to 20% of the final settlement amount. The fee structure is aligned with the interests of the adjuster with the policyholder’s, as their compensation is contingent on securing a favorable settlement.
The expertise of a Public Adjuster often proves valuable in difficult claims scenarios, where technical knowledge of building codes, construction costs, and insurance policy provisions can have a significant impact on settlement outcomes.
Their expert oversight ensure that no damaged claims are missed and claims are properly valued in accordance with current market conditions.
Related Story: When Should I Retain A Public Insurance Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
How Much Do Owensboro Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Claims Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
When Should You Hire A Public Claims Adjuster In Owensboro, Kentucky?
Complex insurance claims typically require expert knowledge to effectively navigate. Public insurance adjusters, state-licensed professionals who only work for policyholders, can significantly impact the outcome of claims as well as settlement outcomes.
Several scenarios require the use of a public adjuster:
- Property damage that is extensive
- Claims involving multiple coverage types
- Disputed claims or partial claim denials
- Complex documentation requirements
- Situations that are time-sensitive which require immediate attention
Public adjusters streamline the claims process by:
- Conducting thorough damage assessments
- Preparing and filing the all documentation required
- Communication with insurance companies
- Settlement negotiations on behalf of the policyholders
- Ensuring compliance with policy guidelines and deadlines
Public adjusters particularly benefit policyholders because of:
- Stress reduction through expert claim management
- Expediting settlement processes
- Offering independent damage assessment
- Ensuring comprehensive documentation
- Utilizing industry-specific expertise to ensure fair settlements
Related Story:Are Public Insurance Adjusters Legitimate?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Owensboro?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Kentucky public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Insurance Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Adjuster In Owensboro if your insurance company already sent an adjuster?
The choice to engage a state-licensed public insurance claims adjuster, even if an insurance company has appointed its own adjuster, could greatly affect the final outcome of an insurance claim.
While the insurance company adjusters work for their employer’s interests … public adjusters In Owensboro, Kentucky serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated adjusters operate independently, ensuring fair claim settlements and comprehensive policy interpretation.
Public adjusters streamline the claims process by managing documentation, performing thorough damage assessments and coordinating all communications with insurance companies. This type of professional intervention usually speeds up claim resolution and decreases homeowners burdens on administrative tasks.
The benefit of public adjusters isn’t only limited to monetary benefits. They provide professional guidance during the claim process, guiding clients through complicated policy terms and making sure that the damage is documented and assessed.
They make precise damage estimates, gather necessary evidence, and engage directly with insurance carriers to maximize settlement outcomes.
Insurance claims are complex and time-consuming and require a professional’s assistance, which makes their representation essential during major losses. Public adjusters’ expertise in policy interpretation and negotiation usually results in more comprehensive settlements that cover evident and hidden losses.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Related Story:How Do Public Claims Adjusters Get Paid & Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In Owensboro, Kentucky?
While policyholders are entitled to file insurance claims on their own, data from industry experts suggests this approach may not yield the best results.
The most significant challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters have substantial advantages during the claims process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claims files, and manage all paperwork required, making sure nothing is overlooked.
- Time and Stress Management – These professionals manage all communications with insurance companies and homeowners can concentrate on recovery while expediting the claims process.
- Expert Negotiation – With extensive knowledge of insurance policies and regulations, public adjusters negotiate directly with insurance companies in order to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency fee basis, typically ranging between 10-20 percent of the settlement amount, to ensure that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the process of settling claims. Their expertise can be beneficial in complicated claims or when significant damages are involved.
Statistics from the industry consistently indicate that professional representation by state-licensed public claims adjusters leads to more favorable outcomes for policyholders, with quicker processing times, and more complete settlement packages.
Related Story:How Much Do Public Insurance Adjusters Charge: Fees & Costs
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
In Owensboro, Can My Contractor Represent Me Against My Insurance Company?
Although contractors frequently offer to negotiate with insurers, this method can come with significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack expertise to be representative for insurers in claims negotiations.
This limitation could significantly impact the outcomes of a lawsuit and could limit your rights as a owner of the policy.
Departments of insurance in each state regulate licensed public adjusters, who receive highly specialized training, undergo Federal background checks, and require special licensing from the state to operate. They also are legally authorized to represent the policyholder in order to protect and protect their right … legal authority that contractors don’t have … thus they are the legal and comprehensive alternative to the representation of contractors.
Public Adjusters specialize in interpreting insurance policies, documenting damages, and working with insurance companies in order to secure fair and equitable claim compensation.
Public adjusters provide several distinct advantages, such as:
- Specialist claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Expedited claim processing
- Reduce stress through complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public insurance claims adjusters need to maintain professional licenses and adhere to strict ethical standards. This provides another layer of consumer protection that is not offered by the representation of contractors.
For complex claims for complex claims, for more complex claims, public adjusters’ expertise in interpreting policies, document requirements and negotiation strategies frequently can be invaluable, thereby avoiding costly mistakes and claim denials which could result from negotiation led by contractors.
Related Story:When Is It Too Late To Retain A Public Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
When insurance settlements prove insufficient to compensate for damages to property, policyholders have a range of legal options for seeking further compensation after the initial claim settlement.
According to the National Association of Insurance Commissioners (NAIC), policyholders should be sure to carefully review their settlement terms and related documents prior to accepting the final settlement.
The timing and circumstances for seeking additional compensation are crucial elements, as most insurance policies contain specific timeframes for dispute resolution or appeals, typically between one and two years after the settlement date.
Licensed public adjusters are vital in re-assessing settled claims and finding overlooked damages. Public adjusters perform thorough property assessments, as well as document any additional damage, and negotiate with insurance carriers in the interest of policyholders.
Important steps to pursue additional compensation are:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Collect supporting evidence and estimations
- Request professional representation from a state-licensed public insurance adjusters
The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters are often able to spot overlooked damages and policy provisions that support an additional amount of compensation. Their expertise in policy interpretation and claim valuation is especially valuable when challenging settled claims.
Policyholders should take action immediately after discovering inadequate settlement amounts, since delay can compromise their ability to recover additional compensation. When utilizing a Public Claims Adjusters Network member Public Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Owensboro, Kentucky?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Insurance Claim Adjusting Guides & Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Owensboro, Kentucky
Kentucky state-licensed public adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Owensboro Public Claims Adjusters Can Help You Maximize Settlements From These Types Of Homeowners Insurance Damage Claims
- Water Property Damage Claims
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- Hail Damage Claims Public Adjusters
- Sewer Line Damage Claims Public Adjusters
- Flooded Basement Property Damage Insurance Claims Adjusters
- Sinkhole Property Damage Claims Adjusters
- Slab Leak Claims Public Adjusters
- Foundation Property Damage Insurance Claims Adjusters
- Water Line & Pipe Property Damage Insurance Claims
- Fire Property Damage Insurance Claims
- Wildfire Property Damage Claims
- Denied Homeowners Damage Insurance Claims Adjusters
- Underpaid Homeowners Damage Claims
- New Damage Insurance Claims Adjusters
- Commercial Property Damage Insurance Claims
- Homeowners Association (HOA) Damage Insurance Claims
- Condo Association Property Damage Claims
- Theft Damage Insurance Claims Adjusters
- Vandalism Claims Public Adjusters
- Roofing Damage Claims Adjusters
- Storm & Wind Property Damage Insurance Claims Public Adjusters
- Tornado Damage Insurance Claims
- Property Claims
- Personal Property Damage Claims Adjusters
- Earthquake Damage Insurance Claims Public Adjusters
- Structural Damage Insurance Claims Adjusters
- Lightning Damage Insurance Claims Adjusters
- Mold Damage Claims Public Adjusters
- Business Interruption Property Damage Claims Adjusters
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
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- Roof Leaks
- Sewer Lines
- Sinkhole Damage
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- Solar Panels
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- Storms
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- terms
- Theft
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- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
Foundation Damage 
Wildfire Damage 
Installation 
Mitigation 
Tordano Damage 
A homeowners insurance glossary of terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus depreciation, and Additional Living Expenses, which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance policy declaration page, common home insurance claim deductibles for various types of home & property damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance policy lingo that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Owensboro, Kentucky
Owensboro, Kentucky | |
|---|---|
 Corner of West 3rd and St. Ann Streets in Owensboro | |
 Flag  Seal | |
| Nickname: BBQ Capital of the World | |
| Motto: “Progress 1817” | |
 Location of Owensboro in Daviess County, Kentucky. | |
  Owensboro  Owensboro | |
| Coordinates: 37°45′28″N 87°7′6″W / 37.75778°N 87.11833°W | |
| Country | United States |
| State | Kentucky |
| County | Daviess |
| Settled (as Yellow Banks) | 1797 |
| Established (as Owensborough) | 1817 |
| Incorporated | 1850 |
| Government | |
| • Mayor | Tom Watson |
| • Mayor Pro Tem | Mark Castlen |
| • City Manager | Nate Pagan |
| Area | |
• City | 22.10 sq mi (57.24 km) |
| • Land | 20.65 sq mi (53.49 km) |
| • Water | 1.45 sq mi (3.76 km) 6.47% |
| Elevation | 394 ft (120 m) |
| Population (2020) | |
• City | 60,183 |
• Estimate (2022) | 60,037 |
| • Density | 2,914.15/sq mi (1,125.16/km) |
| • Metro | 116,506 |
| Time zone | UTC−6 (CST) |
| • Summer (DST) | UTC−5 (CDT) |
| ZIP codes | 42301-42304 |
| Area code(s) | 270 & 364 |
| FIPS code | 21-58620 |
| GNIS feature ID | 0500082 |
| Highways |   
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| Website | www |
Owensboro is a home rule-class city in and the county seat of Daviess County, Kentucky, United States. It is the fourth-most populous city in the state. Owensboro is located on U.S. Route 60 and Interstate 165 about 107 miles (172 km) southwest of Louisville, and is the principal city of the Owensboro metropolitan area. The 2020 census had its population at 60,183. The metropolitan population was estimated at 116,506. The metropolitan area is the sixth largest in the state as of 2018, and the seventh largest population center in the state when including micropolitan areas.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.