Work With Trusted & Experienced
Public Adjusters In Liberal, Kansas That Work For You!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!*
*Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & vetted Liberal, Kansas public adjusters who are state-licensed, bonded, and trained to handle all commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public adjusters in Liberal offer technical and detailed expertise that has satisfied countless business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Inspections are free, and they are 100% contingency-based, meaning they only get paid if you do!*
PCAN member public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to speak with one of our network’s licensed & vetted public insurance adjusters in Kansas today!
*Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.Â
Request Your No-Obligation Consultation With a PCAN Verified Member Public Adjuster Today!
- Required Fields
*Some Services May Not Be Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Liberal, Kansas community to ensure the highest quality of service & care.
Why Hire A Public Insurance Claims Adjuster In Liberal?
Liberal Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Commercial Roofing, Condo Association, Homeowners Association, Business Interruption, and other Business/Commercial Damage Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert Liberal Public Claims Adjuster Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services May Not Be Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.Â
What Our Network Of Licensed Liberal Public Insurance Adjusters Bring To The Table
Liberal Insurance Policy Claims Specialists
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Liberal, Kansas. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Liberal Commercial & Business Insurance Policy Holders
PCAN member public adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages
PCAN member public adjusters in Liberal have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Liberal know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Liberal, Kansas
Kansas state-licensed public insurance adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
Discover The 7-Step Claims Recovery Process!
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Liberal, KS
Contact one of the PCAN verified and state-licensed public adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public insurance claims adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your business.
Step #5
Public Adjusters Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public insurance claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Liberal, Kansas Public Adjusting
What Is A Liberal Public Claims Adjuster & What Do They Do?
Liberal Public Insurance Claims Adjusters are licensed insurance professionals who work on their own to defend policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) these professionals act as advocates for homeowners and ensure their rights are secured when dealing with insurance companies..
The role of public adjusters has become increasingly important in recent times, particularly since insurance claims become more complex. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements that were up to 800% higher than those who handled claims themselves.
Public adjusters provide comprehensive services throughout the claims process. They conduct thorough damage assessments, and prepare and file all necessary documentation, and handle all communications with insurance companies. This kind of professional assistance significantly cuts down the stress and time that comes with filing claims, allowing policyholders to concentrate on recovery.
Operating primarily on a basis of contingency fees which typically range from 10% to 20 percent of the final settlement, public adjusters are paid to ensure the highest possible amount of amount of compensation for their clients. The fee structure varies according to the complexity of the claim, state regulations, and the amount of resources needed.
These professionals have vast expertise of insurance policies, as well as building codes, and costs for construction. They use this knowledge to:
- Speed up the claims process
- Document and assess the extent of damages
- Navigate complex policies
- Negotiate directly with insurance carriers
- Make sure you are in compliance with filing deadlines and additional policy requirements
Research has clearly shown that professional representation during the process of settling claims typically results in more comprehensive settlements as well as faster claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can prevent common mistakes that could delay or diminish claim settlements.
Disclaimer: *Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
Will My Settlement Be Larger If I Hire A Liberal, KS Public Adjusting Company?
Industry research and analysis have shown that employing a public insurance adjuster can dramatically increase policyholder settlements for claims. According to groundbreaking study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements as high as 800% more than those who handled claims on their own.
Public adjusters serve as licensed professionals who represent only policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals provide comprehensive claims management services, which include detailed property damage documentation and interpretation of policies and settlement negotiations with insurance companies.
The importance of a professional representation is evident in final settlement figures, as professionally managed claims usually result in more thorough damage assessments, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
-  Managing all documentation and correspondence with insurance companies   Â
-   Conducting detailed assessment of the damage to property Â
-   Preparing comprehensive claim submissions Â
- Negotiating directly with insurance carriers   Â
-   Accelerating the settlement timeline Â
-   Ensuring compliance with policy requirements and deadlines Â
The majority of public adjusters work on the contingency fee basis, which typically range from 10% to 20% of the final settlement amount. The fee structure is aligned with the interests of the adjuster with those of the policyholder, as their compensation depends on securing a favorable settlement agreement.
The expertise of a Public Adjuster often proves invaluable in complex claims situations, where the knowledge of building codes, construction costs, and insurance policy provisions can have a major impact on settlement outcomes.
Their expert oversight ensure that no covered damages are missed and claims are appropriately valued according to current market conditions.
Disclaimer: *Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
How Much Do Liberal Public Adjusters Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements. Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement.
According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
Disclaimer: **Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
When Should You Hire A Public Claims Adjuster In Liberal, Kansas?
Complex insurance claims usually require experienced professionals to navigate effectively. Public insurance adjusters, state-licensed professionals who only work on behalf of policyholders, can have a significant impact on the outcome of claims and settlement amount.
Several scenarios require the use of a public adjuster in Liberal:
- Extensive property damage
- Claims involving multiple coverage types
- Disputed claims or partial claim denials       Â
- Complex documentation requirements
- Situations that are time-sensitive which require immediate attention
Public adjusters streamline the claims process by:
- Conducting thorough damage assessments
- The preparation and filing of all documentation required   Â
- Communication with insurance companies   Â
- Negotiating settlements on behalf of policyholders   Â
- Ensure compliance with policy guidelines and deadlines
Public adjusters particularly benefit policyholders through:
- Stress reduction by utilizing expert claim management
-  Expediting settlement processes   Â
- Offering independent damage assessment
- Ensuring comprehensive documentation
- Leveraging industry knowledge for fair settlements
*Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
How Long Does An Insurance Company Have To Investigate A Claim In Liberal, KS?
In the state of Kansas, insurance companies are governed by specific regulations when it comes to investigating insurance claims. The Kansas Insurance Department oversees the industry and ensures that insurers adhere to the stipulated timeframe for claim investigation and settlement.
According to Kansas state law, an insurance company has a maximum of 30 days to investigate an insurance claim from the date of receipt. This timeframe is specified in the Kansas Administrative Regulations Section K.A.R. 40-1-34, which outlines the requirements for the prompt investigation and processing of insurance claims.
Kansas has adopted the National Association of Insurance Commissioners’ (“NAIC”) Unfair Claims Settlement Practices Model Regulation (1981), subject to certain limited exceptions.Â
This means that an insurer presented with a property and casualty claim must (1) acknowledge the claim within 10 days, (2) advise a first party claimant of the acceptance or denial of a claim within 15 days after receipt of proof-of-loss, and (3) complete its investigation within 30 days or provide updated notifications regarding the status of the claim every 45 days if it remains under investigation.
It is essential for policyholders in Kansas to be aware of their rights and the expected timeframe for claim investigation, ensuring they receive fair and timely compensation for their losses. By understanding the regulations governing insurance claims in Kansas, policyholders can navigate the claims process with confidence, knowing their rights are protected.
*Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
What To Do If Insurance Company Is Stalling In Kansas?
If your insurance company is stalling in Kansas, it can be a frustrating and stressful experience, especially when you’re trying to recover from a devastating loss or damage to your property.
Insurance companies may stall or delay the claims process for various reasons, including overwhelmed adjusters, complex policies, or intentional tactics to avoid paying out claims. Whatever the reason, it’s essential to know your rights as a policyholder and take proactive steps to ensure you receive a fair settlement.
In Kansas, policyholders have the right to a prompt and fair claims process, as outlined in the Kansas Insurance Department’s guidelines. If you suspect your insurance company is stalling, start by documenting all communication, including dates, times, and details of conversations.
It’s also crucial to review your policy and understand your coverage and obligations. Furthermore, consider hiring a licensed public adjuster who specializes in resolving commercial/business claim disputes in Kansas.
A Liberal public adjuster can help accelerate the claims process, ensuring that your insurance company meets its obligations and provides a fair settlement. They can also assist with damage assessment, policy interpretation, and negotiation, alleviating some of the burden and stress associated with dealing with an uncooperative insurance company. By taking a proactive approach and seeking professional guidance, you can level the playing field and secure the compensation you deserve to restore your property and move forward.
*Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
When Is It Too Late To Hire A Liberal Public Adjuster?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Liberal, Kansas public insurance adjuster can significantly impact claim outcomes and settlement amounts.
According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: *Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
Why should you hire a Public Insurance Claims Adjuster In Liberal If Your Insurance Company has already assigned you an adjuster?
The decision to hire a state-licensed public insurance claims adjuster, even if an insurance company has appointed its own adjuster greatly affect the final outcome of an insurance claim.
Although the insurance company adjusters work for their employer’s interests … public claims adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated adjusters operate independently to ensure fair claim settlements and comprehensive policies are interpreted.
Public adjusters streamline the claims process by coordinating documentation and conducting thorough damage assessments and handling all communication with insurance companies. This professional intervention typically speeds up claim resolution and reduces homeowners administrative burdens.
The importance of public adjusters also goes beyond financial benefits. These professionals provide professional guidance during the claim process, guiding clients through complex policy terms and ensuring the damage is documented and valued.
They prepare detailed damage estimates, gather the necessary evidence, and negotiate directly with insurance carriers in order to get the best settlement results.
Insurance claims are complicated and time-consuming which makes professional representation crucial during large losses. Public adjusters’ expertise in negotiation and interpretation of policies usually results in more extensive settlements that cover the obvious as well as hidden damages.
Disclaimer: *Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
Can I File My Insurance Claim Myself In Liberal, KS?
While policyholders are entitled to file insurance claims on their own, data from industry experts suggests this strategy may not provide optimal results.
Key challenges of self-filing include:
​​​​Complex documentation requirements and policy interpretation
Time-intensive communication with insurance representatives
Risk of overlooking covered damages or benefits
Potential undervaluation of claims by insurance companies
Limited-to-zero negotiation experience with insurers​​​​
licensed public adjusters have significant advantages in the process of settling claims:
Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and handle all necessary paperwork, making sure no detail is left unnoticed.
Time and Stress Management – These professionals handle all communications with insurance companies and homeowners can concentrate on recovery while expediting the process of submitting claims.
Expert Negotiation –Â With a vast understanding of insurance policies and regulations, public adjusters engage directly with insurance companies to secure fair settlements.
Cost-Effective Service –Â Public adjusters typically work on a contingency fee basis, usually ranging from 10-20% of the settlement amount, to ensure that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the process of settling claims. Their expertise can be useful in complicated claims or when significant damages are involved.
Statistics from the industry consistently show that professional expert representation by state-licensed public insurance adjusters leads to more favorable results for the policyholders, with faster processing time, and more complete settlement packages.
Disclaimer: *Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
In Kansas, Can My Contractor Represent Me Against My Insurance Company?
While many contractors offer negotiations with insurers this approach can present significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors lack the legal authority and knowledge to be official representatives for insurance claims negotiations.
This restriction could significantly impact the result of a lawsuit and potentially compromise any rights granted to the policyholder.
Departments of insurance in each state regulate licensed public adjusters, who go through extremely specialized training, must pass Federal background checks, and require specialized licenses from the state in order to work. They also have the legal authority to represent the policyholder in order to protect and defend their rights … legal authority that contractors do not have … which makes them the legal alternative to representation by contractors.
Public Adjusters are experts in the interpretation of insurance policies, documenting damages, and working with insurance companies to guarantee fair settlements.
Public adjusters provide several distinct advantages, such as:
- Expert claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Expedited claim processing
- Stress reduction by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public insurance adjusters must maintain professional licenses and follow strict ethical standards. This provides an additional layer of consumer protection that is not offered by contractor representation.
For more complex claims for complex claims, public adjusters are experts in policy interpretation, documentation requirements, and negotiation strategies often proves invaluable, potentially preventing costly errors and denials of claims that could arise from contractor-led negotiations.
Disclaimer: *Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
If insurance settlements are not sufficient to compensate for damages to property, policyholders have a range of legal options to pursue further compensation after the initial settlement of their claim.
As per the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders carefully evaluate the terms of their settlement and related documents prior to accepting the final settlement.
The timing and the circumstances for the pursuit of additional compensation are important factors, as the majority of insurance policies contain specific timeframes for dispute resolution or appeals, generally ranging from one to two years after settlement date.
Licensed public adjusters are essential in re-evaluating settled claims and in identifying previously unnoticed damages. Public adjusters conduct thorough property assessments, as well as document any additional damages, and deal with insurance companies in the interest of policyholders.
Important steps to pursue additional compensation are:
- Â Document newly discovered damagesÂ
- Review the policy terms and settlement agreements
- Gather new evidence and estimations
-  Consider professional representation from a state-licensed public insurance adjusters
The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters are often able to identify missed damages and policy provisions that allow for additional compensation. Their experience in policy interpretation and the valuation of claims proves particularly valuable when challenging settled claims.
Policyholders should act promptly after discovering inadequate settlement amounts, since delay may hinder their ability to recover additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Liberal?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: *Some Services Not Available In All Areas. Public Adjusting Services in Kansas are available for commercial properties only.
What Is The Average Deductible For Commercial Roof Replacements In Liberal, Kansas?
For commercial roof replacements, there is a federal tax deduction available under Section 179 of the Internal Revenue Code. This deduction allows businesses to deduct up to $1,220,000 (2024) from their taxes for capital improvements to their commercial roofing system. The deduction must be taken in the year the roof replacement occurs.
Section 179 of the IRS Tax Code offers significant tax deductions for investments in commercial property improvements, including roofing, incentivizing businesses to undertake these projects before annual depreciation rates are reduced.
Key Points:
- Section 179 is part of the Tax Cut and Jobs Act, allowing businesses to deduct the full purchase price of qualifying equipment and property improvements from their taxable income in the year of purchase.
- Qualifying improvements include non-residential property upgrades like roofing, HVAC, and fire protection systems.
- This provision encourages business investment by providing immediate tax benefits.
- Limitations exist, such as a $1,600,000 cap on deductions and cumulative deduction limits based on total taxable income.
- Roofing projects, including repairs and replacements, qualify for Section 179 deductions with specific examples highlighting potential savings.
- Changes in tax code as of January 2023 reduce bonus depreciation from 100% to 80%, urging businesses to plan projects soon to maximize deductions.
- A strategic approach to roofing upgrades can significantly impact a company’s financial efficiency, with deductions applicable to both new roofs and routine repairs.
- Consulting with tax professionals is advised to ensure compliance and optimal use of deductions.
Discover How Public Claims Adjusters In Liberal, KS Can Get You More From These Types Of Insurance Claims
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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A homeowners insurance glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims. For example, understanding your home insurance policy declaration page, common insurance deductibles for various home damage types, the general policy exclusions common in many homeowners insurance policies, can bring much needed awareness & clarity to policyholders of potential insurance lingo that may affect their claim outcomes. To learn more please visit our Insurance Terms Glossary.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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More About Liberal, Kansas
Liberal, Kansas | |
---|---|
City and county seat | |
Seward County Courthouse | |
Motto:Â “Crossroads of Commerce” | |
Location within Seward County and Kansas | |
Coordinates: 37°02′48″N 100°55′40″W / 37.04667°N 100.92778°W / 37.04667; -100.92778 | |
Country | United States |
State | Kansas |
County | Seward |
Founded | 1888 |
Incorporated | 1888 |
Government | |
 • Mayor | Jose Lara |
 • City Manager | Rusty Varnado |
Area | |
 • Total | 11.65 sq mi (30.18 km) |
 • Land | 11.43 sq mi (29.60 km) |
 • Water | 0.22 sq mi (0.57 km) |
Elevation | 2,848Â ft (868Â m) |
Population  (2020) | |
 • Total | 19,825 |
 • Density | 1,700/sq mi (660/km) |
Time zone | UTC-6 (CST) |
 • Summer (DST) | UTC-5 (CDT) |
ZIP codes | 67901, 67905 |
Area code | 620 |
FIPS code | 20-39825 |
GNIS ID | 485613 |
Website | cityofliberal.org |
Liberal is the county seat of Seward County, Kansas, United States. As of 2024, the population of the city was 18,743. It is located in southwest Kansas, along U.S. Route 54 highway, near the Kansas-Oklahoma state line. Liberal is home of Seward County Community College.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.