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Public Adjusters In West Des Moines, Iowa That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified West Des Moines public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public adjusters in West Des Moines, Iowa offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Iowa public insurance adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the West Des Moines community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Adjuster In West Des Moines Iowa?
West Des Moines Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public claims adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed West Des Moines Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For West Des Moines Residents
PCAN member public adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in West Des Moines, Iowa. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In West Des Moines, Iowa
PCAN member public adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For West Des Moines Homeowners Insurance Claims
PCAN member public adjusters in West Des Moines, Iowa have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert West Des Moines Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in West Des Moines, Iowa know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About West Des Moines Iowa Public Adjusting
What Is A Public Claims Adjuster In West Des Moines & What Do They Do?
West Des Moines Public adjusters are licensed insurance professionals who work independently to advocate for policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are experts act as advocates for homeowners and ensure their rights are protected in dealing with insurance companies.
The function of public adjusters has become more significant in recent years, especially as insurance claims grow more complex. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements up to 800% higher than those who handled claims independently.
Public adjusters provide comprehensive services throughout the claims process. They conduct thorough damage assessments, and prepare and file the necessary documentation, and handle all communications with insurance companies. This kind of professional assistance significantly cuts down the time and stress associated with filing claims which allows policyholders owners to focus on recovering.
Working primarily on a contingency fee basis which typically range between 10 and 20 percent of the settlement, public adjusters are paid to ensure the highest possible amount of compensation to their customers. The fee structure is depending on the complexity of the claim as well as state regulations and the resources required.
These professionals have extensive understanding of insurance policies, as well as building codes, and construction costs. They apply this knowledge to:
- Speed up the claims process
- Document and evaluate damages thoroughly
- Navigate complex policies
- Directly negotiate with insurance companies
- Ensure compliance with deadlines for filing and additional policy requirements
Research has clearly shown that professional representation during the process of settling claims typically results in more comprehensive settlements as well as quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common pitfalls that could otherwise delay or diminish claim settlements.
Related Story: Are Public Insurance Claims Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Will My Settlement Be Larger If I Hire A West Des Moines Public Adjusting Company?
Industry research and industry analysis have shown that employing a public insurance adjuster can significantly increase policyholder claim settlements. According to groundbreaking study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who utilized public adjusters received settlements that were up to 800% higher that those who managed claims themselves.
Public adjusters in West Des Moines, Iowa serve as licensed professionals who exclusively represent policyholders during the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals provide detailed claims management services, including precise property damage documentation, policy interpretation, as well as settlement discussions with insurance companies.
The value of professional representation is evident in final settlement figures, as professionally managed claims generally result in more thorough damage assessments, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Handling all documentation and correspondence with insurance companies
- Conducting detailed property damage assessments
- Preparing comprehensive claim submissions
- Negotiating directly with insurance companies
- Accelerating the settlement timeline
- Ensuring compliance with the policy requirements and deadlines
Most public adjusters work on the basis of contingency fees, that typically range between 10% and 20% of the final settlement amount. The structure of the fee aligns interests of the adjuster with the interests of the policyholder, since their compensation is contingent on securing a favorable settlement.
A Public adjuster’s expertise often proves invaluable in complex claims situations, where the knowledge of building codes, construction costs, and insurance policy provisions can have a major impact on settlement outcomes.
Their expert oversight ensure that no damaged claims are left unnoticed and ensures that claims are properly assessed according to the current market conditions.
Related Story: When Should You Retain A Public Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
How Much Do West Des Moines Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Insurance Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
When Should You Hire A Public Claims Adjuster In West Des Moines, Iowa?
Complex insurance claims usually require experienced professionals to effectively navigate. Public insurance adjusters, state-licensed professionals who only work on behalf of policyholders, can have a significant impact on claim outcomes as well as settlement amount.
A variety of scenarios could require the use of a public adjuster:
- Extensive property damage
- Claims involving multiple types of coverage
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- The preparation and filing of required documentation
- Managing communication with insurance companies
- Settlement negotiations on behalf of the policyholders
- Ensure compliance with policy guidelines and deadlines
Public adjusters particularly benefit policyholders because of:
- Stress reduction by utilizing professional claim management
- Expediting settlement processes
- Providing independent damage assessment
- Ensuring comprehensive documentation
- Leveraging industry expertise for fair settlements
Related Story:Are Public Insurance Claims Adjusters Legit?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In West Des Moines?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Iowa public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Insurance Claims Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Why hire a Public Adjuster In West Des Moines if your insurance company already sent an adjuster?
The decision to hire a state-licensed public adjuster, even if an insurance company has appointed its own adjuster greatly affect the final result of an insurance claim.
While insurance company adjusters work for the insurance company’s interests … public insurance claims adjusters In West Des Moines, Iowa serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated professionals operate independently, ensuring fair settlements of claims and complete policy interpretation.
Public adjusters streamline the claims process by managing the documentation and making comprehensive damage assessments, and coordinating all communications with insurance companies. This professional intervention typically speeds up claim resolution and reduces homeowners’ administrative burdens.
The benefit of public adjusters isn’t only limited to monetary benefits. These professionals offer expert advice during the claim process, explaining complicated policy terms and making sure that every damage is properly documented and valued.
They create specific damage estimates, gather the necessary evidence, and negotiate directly with insurance companies to maximize settlement outcomes.
The process of settling insurance claims is complicated and time-consuming and require a professional’s assistance, which makes their representation crucial during large losses. Public adjusters’ expertise in negotiation and policy interpretation usually results in more extensive settlements that account for the obvious as well as concealed damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Related Story:How Do Public Insurance Claims Adjusters Get Paid & Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can I File My Insurance Claim Myself In West Des Moines, Iowa?
While policyholders are entitled to file insurance claims independently, data from industry experts suggest that this approach may not yield ideal results.
Key challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters provide significant advantages in the claims process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claims files, and manage all necessary paperwork, making sure no detail is left unnoticed.
- Time and Stress Management – These professionals handle all communications with insurance companies, allowing homeowners to focus on recovery while speeding the claims process.
- Expert Negotiation – With a vast understanding of insurance policies and regulations, public adjusters engage directly with insurance companies in order to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, usually ranging between 10-20 percent of the settlement amount, to ensure that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the process of settling claims. Their expertise is particularly beneficial in complex claims or when significant damages are involved.
Statistics from the industry show that professional professional representation by state-licensed public insurance adjusters leads to better outcomes for policy holders, with quicker processing times, and more complete settlement packages.
Related Story:How Much Do Public Adjusters Charge: Fees & Costs
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
In West Des Moines, Can My Contractor Represent Me Against My Insurance Company?
While many contractors offer to negotiate with insurers, this strategy can have some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack expertise to act as representative for insurers in claim negotiations.
This limitation can dramatically affect the outcomes of a claim and could compromise the rights of the insurance company.
Departments of insurance in each state oversee licensed public adjusters, who undergo extremely specialized training, undergo Federal background checks, and require specialized licensing by the state to operate. They also have the legal authority to act on behalf of the policyholder in order to protect and enforce their rights … legal authority that contractors do not have … which makes them the legal alternative to the representation of contractors.
Public Adjusters specialize in the interpretation of insurance policies, documenting damages, and negotiating with insurance companies in order to secure equitable claim compensation.
Public adjusters provide several distinct advantages, such as:
- Professional claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Accelerated claim processing
- Stress reduction by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public insurance claims adjusters need to maintain professional licenses and follow strict ethical standards, providing an additional layer of consumer protection that is not offered by the representation of contractors.
For more complex claims for complex claims, for complex claims, adjusters are experts in policy interpretation, documentation specifications, and negotiation strategies often is invaluable, and can help avoid costly mistakes and claim denials that might occur with negotiation led by contractors.
Related Story:When Is It Too Late To Hire A Public Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
If insurance settlements are not sufficient to pay for property damage, the policyholder has a variety of legal options to pursue further compensation following the initial settlement of claim.
As per the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders be sure to carefully review the terms of their settlement and related documents prior to accepting the final settlement.
The timing and circumstances for the pursuit of additional compensation are important elements, as most insurance policies have specific timeframes for claim disputes and appeals, generally ranging from one to two years after the settlement date.
Licensed public adjusters are vital in re-assessing settled claims and finding previously unnoticed damages. Public adjusters perform thorough assessments of property damages, as well as document any additional damages, and negotiate with insurance carriers in the interest of policyholders.
The most important steps to pursue additional compensation are:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Gather additional evidence and estimations
- Consider professional representation from a state-licensed public insurance claims adjusters
The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters can often identify overlooked damages and policy provisions that allow for additional compensation. Their knowledge of policy interpretation and the valuation of claims proves particularly valuable when defending settled claims.
Policyholders should respond quickly when they discover insufficient settlement amounts, since delay can compromise their ability to obtain additional compensation. When utilizing a Public Claims Adjusters Network member Public Insurance Claim Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In West Des Moines, Iowa?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Insurance Adjusting Guides & Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In West Des Moines, Iowa
Iowa state-licensed public insurance adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How West Des Moines Public Claims Adjusters Can Help You Maximize Settlements From These Kinds Of Home Insurance Damage Claims
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- Foundation Claims Public Adjusters
- Water Line & Pipe Property Damage Claims
- Fire Damage Claims Adjusters
- Wildfire Claims
- Denied Homeowners Damage Claims Public Adjusters
- Underpaid Homeowners Property Damage Claims
- New Damage Claims Adjusters
- Commercial Property Damage Claims
- Homeowners Association (HOA) Damage Claims Adjusters
- Condo Association Damage Claims
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- Roof Property Damage Claims
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
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- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
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- terms
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- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
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- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
Tordano Damage 
Hail Damage 
Wildfire Damage 
Homeowners Insurance 
Hail Damage 
Sewer Lines A homeowners insurance glossary of terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus depreciation, and Additional Living Expenses, which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance declaration page, common home damage deductibles for various types of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About West Des Moines, Iowa
West Des Moines, Iowa | |
|---|---|
 Valley Junction | |
 Location in Iowa | |
  West Des Moines, Iowa Location in the United States | |
| Coordinates: 41°30′34″N 93°46′50″W / 41.50944°N 93.78056°W | |
| Country | United States |
| State | Iowa |
| Counties | Polk, Dallas, Warren |
| Incorporated | October 9, 1893 |
| Government | |
| • Mayor | Russ Trimble |
| • Mayor pro tem | Greg Hudson |
| • City council | Renee Hardman Doug Loots Matthew McKinney Kevin Trevillyan |
| • City manager | Tom Hadden |
| • U.S. Congress | Zach Nunn (R) |
| Area | |
• City | 48.22 sq mi (124.88 km) |
| • Land | 47.24 sq mi (122.34 km) |
| • Water | 0.98 sq mi (2.54 km) |
| Elevation | 955 ft (291 m) |
| Population (2020) | |
• City | 68,723 |
| • Rank | US: 554th IA: 6th |
| • Density | 1,454.86/sq mi (561.72/km) |
| • Metro | 655,409 (87th) |
| Time zone | UTC−6 (CST) |
| • Summer (DST) | UTC−5 (CDT) |
| ZIP code | 50263-50266 |
| Area code | 515 |
| FIPS code | 19-83910 |
| GNIS feature ID | 2397266 |
| Public Transit |  |
| Website | www |
West Des Moines is a city in Iowa, United States. Most of the city is in Polk County, some of it is in Dallas County, and small portions extend into Warren and Madison Counties.
As of the 2020 census, the city population was 68,723. West Des Moines is the third-most populous city in the Des Moines metropolitan area and the sixth-most populous city in Iowa.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.