Work With Trusted & Experienced
Public Adjusters In Waterbury, Connecticut That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Waterbury public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public claims adjusters in Waterbury, Connecticut offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
Public Claims Adjusters Network public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Connecticut public insurance adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
- Required Fields
*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Waterbury community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Claims Adjuster In Waterbury Connecticut?
Waterbury Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed Waterbury Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Waterbury Residents
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Waterbury, Connecticut. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Waterbury, Connecticut
PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Waterbury Homeowners Insurance Claims
PCAN member public insurance adjusters in Waterbury, Connecticut have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Waterbury Damage Claim Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Waterbury, Connecticut know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Waterbury Connecticut Public Adjusting
What Is A Public Claims Adjuster In Waterbury & What Do They Do?
Waterbury Public adjusters are licensed insurance professionals who independently defend policy holders throughout the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) the experts act as advocates for property owners to ensure that their interests are protected in working with insurance companies.
The function of public adjusters has become more significant in recent years, especially because insurance claims are becoming more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements that were up to 800% higher than those who dealt with claims on their own.
Public adjusters provide comprehensive services throughout the claims process. They conduct detailed damage assessments, and prepare and file the necessary documentation, and manage all communications with insurance companies. This type of support from licensed professionals, significantly reduces the amount of time and anxiety involved with filing claims and allows policyholders to concentrate on recovering.
Based mostly on a basis of contingency fees which typically range between 10 and 20 percent of the final settlement, public adjusters are rewarded for securing the highest possible amount of settlement to their customers. The fee structure is depending on the complexity of the claim, state regulations, and the resources required.
These professionals possess vast knowledge of insurance policies, building codes, as well as construction costs. They leverage this expertise to:
- Expedite the claims process
- Document and assess damages thoroughly
- Navigate complex policy language
- Directly negotiate with insurance companies
- Make sure you are in compliance with filing deadlines and other policy requirements
Research has clearly shown that professional representation during the process of settling claims often leads to more comprehensive settlements and faster claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common pitfalls that could otherwise slow or hinder settlements.
Related Story: Are Public Insurance Claims Adjusters Worth It?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Will My Settlement Be Larger If I Hire A Waterbury Public Adjusting Company?
Research and industry analysis has shown that employing a public insurance adjuster can substantially increase policyholder settlements for claims. According to a landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who employed public adjusters received settlements up to 800% higher than those who handled claims independently.
Public adjusters in Waterbury, Connecticut serve as licensed professionals who advocate exclusively for policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals provide detailed claims management services, which include detailed property damage documentation and interpretation of policies and settlement discussions with insurance companies.
The value of professional representation is particularly evident in final settlement figures, as professionally managed claims typically yield more comprehensive damage assessment and more accurate valuations of losses.
Public adjusters streamline the claims process by:
- Managing all correspondence and documentation with insurance companies
- Conducting thorough assessments of property damage
- Preparing comprehensive claim submissions
- Directly negotiating with insurance carriers
- Accelerating the settlement timeline
- Ensures compliance with policy specifications and deadlines
Most public adjusters work on the contingency fee basis, which typically range between 10 and 20 percent of the final settlement amount. This fee structure aligns the adjuster’s interests with those of the policyholder, as their compensation is contingent on securing a favorable settlement agreement.
A Public adjuster’s expertise often is invaluable in complicated claims scenarios, where technical knowledge of building codes, construction costs, & insurance policy provisions can significantly impact settlement outcomes.
Their expertise and oversight ensure that no damaged claims are left unnoticed and ensures that claims are properly assessed in accordance with current market conditions.
Related Story: When Should I Hire A Public Insurance Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
How Much Do Waterbury Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Related Story:How Does A Public Adjuster Work?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Waterbury, Connecticut?
Complex insurance claims typically require expert knowledge to effectively navigate. Public insurance adjusters, state-licensed professionals who solely work on behalf of policyholders, can have a significant impact on claim outcomes and settlement amounts.
Several scenarios warrant hiring a public adjuster:
- Extensive property damage
- Claims involving multiple types of coverage
- Disputed claims or partial claim denials
- Complex documentation requirements
- Situations that are time-sensitive which require immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- The preparation and filing of necessary documentation
- Communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensure compliance with policy guidelines and deadlines
Public adjusters particularly benefit policyholders through:
- Stress reduction through expert claim management
- Speeding up the settlement process
- Offering independent damage assessment
- Ensuring comprehensive documentation
- Leveraging industry expertise for fair settlements
Related Story:Are Public Claims Adjusters Legit?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Waterbury?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Connecticut public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Related Story:Common Public Claims Adjuster Pitfalls & How To Avoid Them
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Adjuster In Waterbury if your insurance company already sent an adjuster?
The decision to hire a state-licensed public insurance claims adjuster, even if an insurance company has assigned its own adjuster, can greatly affect the final result of an insurance claim.
While insurance company adjusters work for the insurance company’s interests … public claims adjusters In Waterbury, Connecticut serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated adjusters operate independently to ensure fair settlements of claims and complete policy interpretation.
Public adjusters streamline the claims process by managing the documentation, conducting thorough assessment of the damage and coordinating all communications with insurance companies. This professional intervention typically accelerates claim resolution and decreases homeowners’ administrative burdens.
The value of public adjusters also goes beyond financial benefits. They provide expert advice during the claim process, providing complicated policy terms and making sure that all damage is properly documented and assessed.
They create detailed damage estimates, gather the necessary evidence, and deal directly with insurance companies in order to get the best settlement results.
Insurance claims can be complex and time-consuming and require a professional’s assistance, which makes their representation crucial during large loss events. Public adjusters’ expertise in negotiation and policy interpretation usually results in more extensive settlements that account for the obvious as well as hidden damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Related Story:How Do Public Claims Adjusters Get Paid And Who Pays Them?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Can I File My Insurance Claim Myself In Waterbury, Connecticut?
Although policyholders are entitled to file insurance claims on their own, research from experts in the industry suggest this method may not produce the best results.
The most significant challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters provide important advantages to the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and handle all necessary paperwork, ensuring no detail is left unnoticed.
- Time and Stress Management – These professionals manage all communications with insurance companies so that homeowners can focus on recovery while speeding the process of filing claims.
- Expert Negotiation – With a vast understanding of regulations and rules governing insurance policies, public adjusters negotiate directly with insurance companies to negotiate fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency fee basis, usually ranging from 10-20% of the settlement amount, ensuring the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the process of settling claims. Their expertise can be useful in complicated claims or when significant damages are involved.
Industry statistics consistently demonstrate that professional representation by state-licensed public insurance adjusters leads to better outcomes for policy holders, with quicker processing, and more complete settlement packages.
Related Story:Public Insurance Claims Adjuster Fees
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
In Waterbury, Can My Contractor Represent Me Against My Insurance Company?
Although contractors frequently offer negotiations with insurers this approach can present some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and knowledge to be representative for insurers in claim negotiations.
This limitation can dramatically affect the outcomes of a lawsuit and potentially affect the rights of the policyholder.
The state insurance departments regulate licensed public adjusters, who receive extremely specialized training, have to pass Federal background checks, & require specialized licensing by the state to operate. They also have the legal authority to represent the policyholder in order to protect and enforce their rights … legal authority that contractors do not possess … making them the legal and comprehensive alternative to representation by contractors.
Public Adjusters specialize in interpreting insurance policies, assessing damages, and negotiating with insurance companies to guarantee equitable settlements.
Public adjusters provide several distinct advantages, including:
- Specialist claim documentation and filing
- Professional negotiation with insurance companies
- Comprehensive damage assessment
- Expedited claim processing
- Stress reduction through total claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public claims adjusters need to maintain professional licenses and adhere to strict ethical standards, thereby providing the additional level of consumer protection not available with the representation of contractors.
For more complex claims, public adjusters have a wealth of knowledge in the interpretation of policies, documentation demands and negotiation strategies frequently can be invaluable, thereby avoiding costly errors and denials of claims that could arise from contractor-led negotiations.
Related Story:When Is It Too Late To Contact A Public Claims Adjuster?
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Try To Get More Money?
When insurance settlements prove insufficient to compensate for damages to property, the policyholder has a variety of legal options to pursue further compensation following the initial settlement of their claim.
As per the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders be sure to carefully review the terms of their settlement and related documentation before accepting the final settlement.
The timing and circumstances for seeking additional compensation are crucial aspects, as most insurance policies contain specific timeframes for dispute resolution and appeals, typically between one and two years following the settlement date.
Licensed public insurance claims adjusters are vital in re-assessing settled claims and in identifying previously missed damages. Public adjusters carry out thorough assessments of property damages, document any additional damage, and deal with insurance companies on behalf of policyholders.
Key steps for pursuing additional compensation are:
- Document newly discovered damages
- Review the policy terms and settlement agreements
- Collect new evidence and estimations
- Think about professional representation from a state-licensed public insurance claims adjusters
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that public adjusters can often identify overlooked damages and policy provisions which allow for the need for additional compensation. Their expertise in policy interpretation and claim valuation is especially valuable when defending settled claims.
Policyholders should act promptly upon discovering insufficient settlement amounts, as delay could hinder their ability to recover additional compensation. When utilizing a Public Claims Adjusters Network (PCAN) member Public Claims Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Waterbury, Connecticut?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Related:Public Claims Adjusting Resources
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Waterbury, Connecticut
Connecticut state-licensed public insurance adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Waterbury Public Claims Adjusters Can Get You More From These Types Of Home Insurance Damage Claims
- Water Property Damage Insurance Claims Adjusters
- Hurricane Damage Claims Adjusters
- Flood Property Damage Insurance Claims
- Hail Damage Insurance Claims
- Sewer Line Damage Claims Public Adjusters
- Flooded Basement Claims Adjusters
- Sinkhole Property Damage Claims Adjusters
- Slab Leak Damage Claims
- Foundation Property Damage Claims
- Water Line & Pipe Property Damage Claims Adjusters
- Fire Claims Public Adjusters
- Wildfire Property Damage Claims Public Adjusters
- Denied Homeowners Damage Insurance Claims
- Underpaid Homeowners Damage Insurance Claims Adjusters
- New Damage Claims Public Adjusters
- Commercial Property Damage Claims Public Adjusters
- Homeowners Association (HOA) Property Damage Claims Public Adjusters
- Condo Association Damage Claims Public Adjusters
- Theft Damage Claims Public Adjusters
- Vandalism Damage Insurance Claims Public Adjusters
- Roof Property Damage Insurance Claims Public Adjusters
- Storm & Wind Damage Insurance Claims Public Adjusters
- Tornado Damage Insurance Claims
- Property Claims Public Adjusters
- Personal Property Damage Claims Public Adjusters
- Earthquake Property Damage Insurance Claims Public Adjusters
- Structural Damage Insurance Claims Adjusters
- Lightning Damage Claims
- Mold Damage Claims
- Business Interruption Damage Claims Adjusters
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Read The Latest Articles Related To Your Specific Claim
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
Flood Damage 
Foundation Damage 
An insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV) Vs. Replacement Value, a method for determining compensation based on replacement costs minus depreciation, and Additional Living Expenses, which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance declaration page, common homeowners insurance deductibles for various types of home & property damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential homeowners insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
Related Articles:
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Find PCAN Public Adjusters In These Surrounding Cities:
View Additional Cities Around Waterbury That We Serve
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Waterbury, Connecticut
Waterbury | |
|---|---|
 Waterbury skyline from the west, with Union Station clock tower at left | |
 Flag  Seal | |
| Nickname: The Brass City, | |
| Motto(s): Quid Aere Perennius (Latin) “What Is More Lasting Than Brass?” | |
  | |
   | |
| Coordinates: 41°33′22″N 73°2′29″W / 41.55611°N 73.04139°W | |
| Country | United States |
| U.S. state | Connecticut |
| County | New Haven |
| Region | Naugatuck Valley |
| Incorporated (town) | 1686 |
| Incorporated (city) | 1853 |
| Consolidated | 1902 |
| Government | |
| • Type | Mayor–council |
| • Mayor | Paul K. Pernerewski Jr. (D) |
| Area | |
• City | 28.94 sq mi (74.97 km) |
| • Land | 28.52 sq mi (73.87 km) |
| • Water | 0.42 sq mi (1.09 km) 1.45% |
| Elevation | 270 ft (82 m) |
| Highest elevation | 820 ft (250 m) |
| Lowest elevation | 220 ft (67 m) |
| Population (2020) | |
• City | 114,403 (US: 258th) |
• Estimate (2023) | 114,990 |
| • Urban | 199,317 (US: 195th) |
| • Urban density | 2,156.2/sq mi (832.5/km) |
| • Metro | 454,083 (US: 118th) |
| • Metro density | 1,090.13/sq mi (420.90/km) |
| Time zone | UTC−05:00 (Eastern) |
| • Summer (DST) | UTC−04:00 (Eastern) |
| ZIP Codes | 06701–06720 |
| Area code(s) | 203/475 |
| FIPS code | 09-80000 |
| GNIS feature ID | 0211851 |
| Airport | Waterbury–Oxford Airport |
| Interstates |  |
| State Routes |   |
| Commuter rail |  |
| Website | www |
Waterbury is a city in the U.S. state of Connecticut. Waterbury had a population of 114,403 as of the 2020 Census. The city is 33 miles (53 km) southwest of Hartford and 77 miles (124 km) northeast of New York City. Waterbury is the largest city in the Naugatuck Valley Planning Region and second-largest city in New Haven County.
Throughout the first half of the 20th century, Waterbury had large industrial interests and was the leading center in the United States for the manufacture of brassware (including castings and finishings), as reflected in the nickname the “Brass City” and the city’s motto Quid Aere Perennius? (“What Is More Lasting Than Brass?”). It was also noted for the manufacture of watches and clocks (Timex).
The city is alongside Interstate 84 (Yankee Expressway) and Route 8 and has a Metro-North railroad station with connections to Grand Central Terminal. Waterbury is also home to Post University and the regional campuses of the University of Connecticut, University of Bridgeport, Western Connecticut State University as well as Naugatuck Valley Community College.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.