Work With Trusted & Experienced

Public Adjusters In Denver, Colorado That Work For YOU!

100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!

*Not All Services Available In All Areas. 

Don't Settle For Less!

Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!

Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!

Work with highly trained & verified Denver public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!

Public Claims Adjusters Network (PCAN) member public insurance claims adjusters in Denver, Colorado offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.

Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.

They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).

Consultations are always:

  • Friendly
  • Free
  • No-Obligation
  • 100% contingency-based In Nearly Every State

… meaning your public adjuster doesn’t get paid, unless you get paid!*

PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Colorado public claims adjusters today!

*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.

Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!

*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Denver community, to ensure the highest quality of service & care.

Up To 0 %

Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!

0 %

Contingency Based. We don’t get paid, unless you get paid!

*Contingency fees not permitted by law in Louisiana.

Public Adjuster Graph
Public Adjuster Graph

Why Hire A Public Adjuster In Denver Colorado?

Denver Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!

Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public adjusters Members Today!

*Some Services Not Available In All Areas. 

What Our Network Of Licensed Denver Public Insurance Adjusters Bring To The Table

Insurance Policy & Claims Specialists For Denver Residents

PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Denver, Colorado. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.

Advocates For Homeowners, Businesses, & HOA's In Denver, Colorado

PCAN member public claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!

Experts In Seen & Unseen Damages For Denver Homeowners Insurance Claims

PCAN member public claims adjusters in Denver, Colorado have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.

Expert Denver Damage Claim Negotiators

Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Denver, Colorado know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Frequently Asked Questions (FAQ) About Denver Colorado Public Adjusting

Denver Public adjusters are licensed insurance professionals who work independently to defend policy holders throughout the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are professionals serve as advocates for homeowners to ensure that their interests are protected in working with insurance companies.

The role of public adjusters has become more significant in recent years, particularly since insurance claims become more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements up to 800% higher than those who dealt with claims on their own.

Public adjusters provide comprehensive services throughout the claim process. They conduct detailed assessments of the damages, and prepare and file necessary documentation, and handle all communication with insurance companies. This type of support from licensed professionals, significantly reduces the time and stress that comes with filing claims which allows policyholders owners to focus on recovery.

Working mostly on a contingency fee basis, typically ranging between 10 and 20 percent of the final settlement, public adjusters are incentivized to secure the most amount of compensation to their customers. The fee structure is depending on the complexity of the claim, state regulations, and the resources required.

These professionals possess vast understanding of insurance policies,  as well as building codes, and construction costs. They use this knowledge to:

  • Accelerate the claims process
  • Document and evaluate the extent of damages
  • Navigate complex policy language
  • Negotiate directly with insurance companies
  • Ensure compliance with filing deadlines and other policy requirements

Research has clearly shown that professional representation during the claims process often leads to more comprehensive settlements as well as quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can help avoid common mistakes that could delay or diminish claim settlements.

Related Story: Are Public Claims Adjusters Worth It?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Research and industry analysis have shown that hiring a public insurance adjuster can substantially increase policyholder settlements for claims. According to a landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who utilized public adjusters received settlements up to 800% higher than those who handled claims themselves.

Public adjusters in Denver, Colorado serve as licensed professionals who advocate exclusively for policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals offer detailed claim management services, including detailed documents for property damage, policy interpretation, as well as settlement negotiations with insurance companies.

The value of representation by a professional is evident in final settlement figures, as professionally managed claims generally yield more comprehensive damage assessment, and more accurate valuations of losses.

Public adjusters streamline the claims process by:

  •  Handling all documentation and correspondence with insurance companies    
  • Conducting detailed assessments of property damage  
  • Preparing comprehensive claim submissions
  • Negotiating directly with insurance carriers    
  • Speeding up the settlement timeline  
  • Ensuring compliance with the policy requirements and deadlines  

The majority of public adjusters operate on the contingency fee basis, that typically range between 10% and 20 percent of the final settlement amount. This fee structure aligns the adjuster’s interests with the policyholder’s, as their compensation is contingent on securing a favorable settlement.

The expertise of a Public Adjuster often proves valuable in difficult claims, where technical knowledge of building codes, construction costs, & insurance policy provisions can have a significant impact on settlement outcomes.

Their professional oversight helps ensure no insured damages are missed and claims are properly assessed according to the current market conditions.

Related Story: When Should I Retain A Public Adjuster?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements. 

Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.

landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.

Related Story:How Does A Public Insurance Claims Adjuster Work?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Complex insurance claims typically require expert knowledge to effectively navigate. Public insurance adjusters, state-licensed professionals who solely work on behalf of policyholders, can significantly impact the outcome of claims as well as settlement amounts.

Several scenarios warrant hiring a public adjuster:

  • Extensive property damage
  • Claims involving multiple types of coverage
  • Disputed claims or partial claim denials      
  • Complex requirements for documentation
  • Time-sensitive situations requiring immediate attention

Public adjusters streamline the claims process by:

  • Conducting thorough damage assessments
  • Preparing and filing the necessary documentation 
  • Managing communication with insurance companies 
  • Settlement negotiations on behalf of the policyholders 
  • Ensuring compliance with the policy conditions and deadlines

Public adjusters particularly benefit policyholders through:

  • Stress reduction by utilizing professional claim management
  • Expediting settlement processes 
  • Offering an objective assessment of damage
  • Ensuring comprehensive documentation
  • Leveraging industry knowledge for fair settlements

Related Story:Are Public Insurance Adjusters Legitimate?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Colorado public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.

Key timing considerations include:

Statute of Limitations:

  • Each state maintains different deadlines for filing insurance claims
  • Claims must be initiated within these legal timeframes
  • Public adjusters can assist with existing claims, even if initially filed independently

Documentation Requirements:

  • Public adjusters help organize and prepare comprehensive claim documentation
  • They can recover or reconstruct missing documentation
  • Professional documentation improves claim validity and settlement potential

Claim Status:

  • Active claims benefit from professional representation
  • Denied claims may be reopened with proper documentation
  • Disputed settlements can be renegotiated

Public adjusters provide valuable services throughout the claims process Including:

  • Expedited claim processing through professional management
  • Expert negotiation with insurance carriers
  • Complete documentation preparation and submission
  • Regular communication with insurance companies
  • Stress reduction through professional claim handling
  • Maximum settlement potential through experienced representation

Related Story:Common Public Adjuster Pitfalls & How To Avoid Them

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

The decision to employ a state-licensed public insurance claims adjuster, even when an insurance company has appointed its own adjuster, could significantly impact the final result of an insurance claim.

Although insurance company adjusters work for their employer’s interests … public claims adjusters In Denver, Colorado serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated adjusters operate independently to ensure fair claim settlements and comprehensive policy interpretation.

Public adjusters streamline the claims process by managing the documentation and making thorough damage assessments and coordinating all communications with insurance companies. This professional intervention typically accelerates the resolution of claims and eases homeowners burdens on administrative tasks.

The importance of public adjusters isn’t only limited to monetary benefits. They offer expert advice throughout the claims process, providing the complexities of policy and ensuring that every damage is properly documented and valued.

They prepare detailed damage estimates, gather necessary evidence, and negotiate directly with insurance carriers in order to get the best settlement results.

The process of settling insurance claims is complex and time-consuming which makes professional representation crucial during large losses. Public adjusters’ expertise in negotiation and policy interpretation often results in more comprehensive settlements that take into account both obvious and concealed damages.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Related Story:How Do Public Claims Adjusters Get Paid & Who Pays Them?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

While policyholders have the right to file insurance claims independently, research from experts in the industry suggest this method may not produce the best results.

The most significant challenges of self-filing include:

  • ​​​​Complex documentation requirements and policy interpretation
  • Time-intensive communication with insurance representatives
  • Risk of overlooking covered damages or benefits
  • Potential undervaluation of claims by insurance companies
  • Limited-to-zero negotiation experience with insurers

​​​​Licensed public adjusters have significant advantages in the claims process: 

  •  
    1. Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claims files, and manage all paperwork required, making sure no detail is left unnoticed.
    2. Time and Stress Management – These professionals handle all communications with insurance companies and homeowners can concentrate on recovery while speeding the process of submitting claims.
    3. Expert Negotiation – With extensive knowledge of regulations and rules governing insurance policies, public adjusters negotiate directly with insurance companies to secure fair settlements.
    4. Cost-Effective Service – Public adjusters typically work on a contingency fee basis, usually ranging between 10-20 percent of the final settlement amount, ensuring that the interests of the policyholder are protected.

The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent policyholders’ interests during the claims process. Their expertise can be particularly valuable in complicated claims or when significant damages are involved.

Statistics from the industry indicate that expert representation by state-licensed public insurance claims adjusters leads to better results for the policyholders, with faster processing times, and more complete settlement packages.

Related Story:Public Adjuster Fees

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Although contractors frequently offer negotiations with insurers this approach can present some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack expertise to be official representatives in insurance claims negotiations.

This limitation can dramatically affect the result of a claim and may affect the rights of the policyholder.

The state insurance departments oversee licensed public adjusters, who undergo highly specialized training, have to pass Federal background checks, & require special licensing from the state before they can operate. They also have the legal authority to act on behalf of the policyholder to protect & defend their rights … legal authority that contractors do not have … which makes them the legal alternative to representation by contractors.

Public Adjusters are experts in the interpretation of insurance policies, documenting damages, and negotiating with insurance companies to guarantee fair and equitable claim compensation.

Public adjusters provide several distinct advantages, which include:

  • Specialist claim documentation and filing
  • Professional negotiation with insurance companies
  • Comprehensive damage assessment
  • Accelerated claim processing
  • Stress reduction through complete claim management

The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public adjusters must hold professional licenses and follow strict ethical standards, providing an additional layer of consumer protection that is not offered by contractor representation.

For complex claims for complex claims, adjusters have a wealth of knowledge in the interpretation of policies, documentation specifications and negotiation strategies frequently can be invaluable, thereby avoiding costly mistakes and claim denials that might occur with negotiation led by contractors.

Related Story:When Is It Too Late To Consult With A Public Adjuster?

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

When insurance settlements fail to cover property damages, policyholders retain several legal options for seeking further compensation after the initial settlement of their claim.

According to the National Association of Insurance Commissioners (NAIC), policyholders should be sure to carefully review their settlement terms and related documentation before accepting the final settlement.

The timing and circumstances for the pursuit of additional compensation are important factors, as the majority of insurance policies have specific timeframes for dispute resolution and appeals, usually between one and two years following the settlement date.

Licensed public adjusters are vital in re-assessing settled claims and identifying previously missed damages. Public adjusters carry out thorough property assessments, as well as document any additional damages, and negotiate with insurance carriers for policyholders.

The most important steps to pursue additional compensation include:

  1.  Document newly discovered damages
  2. Review of policy terms and settlement agreements
  3. Collect additional evidence and estimates
  4. Consider professional representation from a state-licensed public insurance adjusters

The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters can often identify overlooked damages and policy provisions that allow for an additional amount of compensation. Their experience in the interpretation of policies and the valuation of claims proves particularly valuable in defending claims that have already been settled.

The policyholder should respond quickly when they discover insufficient settlement amounts, as delay can compromise their ability to collect additional compensation. When utilizing a Public Claims Adjusters Network member Public Claims Adjuster, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts. 

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.

The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.

The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.

Related:Public Insurance Claim Adjusting Resources

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

The Homeowners Insurance Claims Recovery Process In Denver, Colorado

Colorado state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!

Step #1

Make Sure Your Family Is Safe

When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!

Step #1

Step #2

Contact A PCAN Public Adjuster In Denver, Colorado

Contact one of the PCAN verified and state-licensed public insurance adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.

Step #2

Step #3

Thorough Review Of Your Policy

Your public adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.

Step #3

Step #4

Create A Claims Strategy That Works For Your Specific Goals & Needs

Your public insurance claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.

Step #4

Step #5

Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.

Once you have agreed on a strategy, your public adjuster will:

  • Meet with insurance company adjusters & personnel at the loss/damage location.
  • Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Step #5

Step #6

Negotiations & Final Settlement

Your public adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.

Step #6

Step #7

Restoration | Reconstruction | Relocation

Your public claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.

Step #7

(Click To Expand Infographic)

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Learn How Denver Public Claims Adjusters Can Get You More From These Types Of Homeowners Insurance Claims

Public Adjusters Denver, Colorado

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Read The Latest Articles Related To Your Specific Claim
Select Your Claim Type Category Below:
  • Featured
  • Adjusting
  • Basement
  • Black Mold
  • Business Interruption
  • CA
  • Ceiling Damage
  • Commercial Property Damage
  • Condo Association
  • Contractors
  • Denied Insurance Claims
  • Earthquake Damage
  • Fire Damage
  • Flood Damage
  • Foundation Damage
  • Hail
  • Hail Damage
  • Homeowners Association
  • Homeowners Insurance
  • Hurricane
  • Hurricane Damage
  • Inspections
  • Installation
  • Insurance
  • Insurance FAQ
  • Lightning
  • Mitigation
  • Mold Damage
  • New Claims
  • Personal Property Damage
  • Property Damage
  • Public Adjusting Guides
  • Remediation
  • Repairs
  • Replacement
  • Roof Damage
  • Roof Leaks
  • Sewer Lines
  • Sinkhole Damage
  • Slab Leak
  • Solar Panels
  • Storm Damage
  • Storms
  • Structural Damage
  • terms
  • Theft
  • Tordano Damage
  • Tornado
  • TX
  • Underpaid Insurance Claims
  • Vandalism
  • Water Damage
  • Water Lines And Pipes
  • Wildfire Damage
  • Wind
  • Wind
Featured
  • Featured
  • Adjusting
  • Basement
  • Black Mold
  • Business Interruption
  • CA
  • Ceiling Damage
  • Commercial Property Damage
  • Condo Association
  • Contractors
  • Denied Insurance Claims
  • Earthquake Damage
  • Fire Damage
  • Flood Damage
  • Foundation Damage
  • Hail
  • Hail Damage
  • Homeowners Association
  • Homeowners Insurance
  • Hurricane
  • Hurricane Damage
  • Inspections
  • Installation
  • Insurance
  • Insurance FAQ
  • Lightning
  • Mitigation
  • Mold Damage
  • New Claims
  • Personal Property Damage
  • Property Damage
  • Public Adjusting Guides
  • Remediation
  • Repairs
  • Replacement
  • Roof Damage
  • Roof Leaks
  • Sewer Lines
  • Sinkhole Damage
  • Slab Leak
  • Solar Panels
  • Storm Damage
  • Storms
  • Structural Damage
  • terms
  • Theft
  • Tordano Damage
  • Tornado
  • TX
  • Underpaid Insurance Claims
  • Vandalism
  • Water Damage
  • Water Lines And Pipes
  • Wildfire Damage
  • Wind
  • Wind
Wind Roof Damage Solutions Wind
Wind Damaged Membrane Roof: Signs, Repair Cost, Insurance Claims
Catastrophic Loss Insurance Coverage terms
Catastrophe Claim Meaning In Homeowners Insurance Policies
Insurance For Foundation Problems Public Adjusting Guides
Foundation Damage Guide: How Public Adjusters Can Maximize Your Insurance Claim
Hail Damage Insurance Coverage Hail Damage
Does Comprehensive Insurance Cover Hail Damage?
Property Damage Liability Claim Property Damage
What Is It Called When Someone Damages Your Property?
Water Damage Emergency Response Water Lines And Pipes
Water Pipe Burst Inside House – What To Do
Water Backup Insurance Coverage Water Lines And Pipes
Water Backup Coverage Homeowners Insurance Guide
Roof Repair Cost Overview Repairs
3-Tab Shingles Roof Repair: Types, Average Costs, Home Insurance

A homeowners insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.

Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus depreciation, and Additional Living Expenses, which cover necessary living costs when a home is uninhabitable.

For example, understanding your home insurance declaration page, common deductibles for various types of property damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.

Related Articles:

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Find PCAN Public Adjusters In These Surrounding Cities:

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Denver
Official Logo Of Denver
Nicknames: 
The Mile High City
Queen City of the Plains
Wall Street of the West
Map
Map
Map
Denver Is Located In The United States
Denver
Denver
Denver Is Located In Colorado
Denver
Denver
Coordinates: 39°44′21″N 104°59′06″W / 39.7392°N 104.9849°W / 39.7392; -104.9849 (City and County of Denver, Colorado)
Country23Px United States
State23Px Flag Of Colorado.svg Colorado
City and county23Px Flag Of Denver%2C Colorado.svg Denver
PlattedNovember 17, 1858; 166 years ago (1858-11-17), as
Denver City, Kansas Territory
IncorporatedNovember 7, 1861; 163 years ago (1861-11-07), as
Denver City, Colorado Territory
ConsolidatedDecember 1, 1902; 122 years ago (1902-12-01), as the
City and County of Denver
Named forJames W. Denver
Government
 • TypeConsolidated city and county
 • BodyDenver City Council
 • MayorMike Johnston (D)
Area
 • Total
154.726 sq mi (400.739 km)
 • Land153.075 sq mi (396.463 km)
 • Water1.651 sq mi (4.276 km)
 • Metro
8,403.00 sq mi (21,763.67 km)
Elevation
5,280 ft (1,610 m)
Highest elevation
5,680 ft (1,730 m)
Lowest elevation
5,130 ft (1,560 m)
Population
 (2020)
 • Total
715,522
 • Estimate 
(2023)
716,577 Increase
 • Rank58th in North America
19th in the United States
1st in Colorado
 • Density4,674/sq mi (1,805/km)
 • Urban
2,686,147 (US: 18th)
 • Urban density4,167.5/sq mi (1,609.1/km)
 • Metro
2,963,821 (US: 19th)
 • CSA
3,623,560 (US: 17th)
 • Front Range
5,055,344
DemonymDenverite
GDP
 • Total$118.569 billion (2023)
 • Metro$311.876 billion (2023)
Time zoneUTC−07:00 (MST)
 • Summer (DST)UTC−06:00 (MDT)
ZIP Codes
80012, 80014, 80022, 80033, 80123, 80201–80212, 80214–80239, 80241, 80243–80244, 80246–80252, 80256–80257, 80259-80261, 80263-80266, 80271, 80273–80274, 80279–80281, 80290–80291, 80293–80295, 80299
Area codes303/720/983
FIPS code08-20000
GNIS feature ID201738
Websitewww.denvergov.org
Capital and most populous city of the State of Colorado

Denver ( DEN-vər) is a consolidated city and county, the capital and most populous city of the U.S. state of Colorado. It is located in the Western United States, in the South Platte River Valley on the western edge of the High Plains east of the Front Range of the Rocky Mountains. With a population of 715,522 as of the 2020 census, a 19.22% increase since 2010, Denver is the 19th most populous city in the United States and the fifth most populous state capital. It is the principal city of the Denver–Aurora–Lakewood metropolitan statistical area, with almost 3 million people, the most populous metropolitan area in Colorado. Denver is the economic and cultural center of the broader Front Range Urban Corridor, home to more than 5 million people.

Denver’s downtown district lies about 12 miles (19 kilometers) east of the foothills of the Rocky Mountains. Named after James W. Denver, the governor of the Kansas Territory at the time, Denver was founded at the confluence of Cherry Creek and the South Platte River in 1858 during the Gold Rush era. Nicknamed the “Mile High City” because its official elevation is exactly one mile (5280 feet or 1609.344 meters) above sea level, Denver grew beyond its prospecting origins to become the principal commercial and transportation hub for a broad region spanning the Great Plains and Rocky Mountain West. The 105th meridian west of Greenwich, the longitudinal reference for the Mountain Time Zone, passes directly through Denver Union Station.

As the most populous metropolitan area in a 560-mile (900 km) radius, Denver is a major cultural hub with a variety of museums and cultural institutions, including the Denver Performing Arts Complex and Denver Art Museum. Denver also has sports teams in all five major professional leagues. While the 10-county Denver–Aurora–Lakewood, CO Metropolitan Statistical Area had a population of 2,963,821 and the 12-county Denver–Aurora, CO Combined Statistical Area had a population of 3,623,560 at the 2020 United States census, Denver functions as the principal city of the 18-county Front Range Urban Corridor, an oblong urban region stretching across Colorado and Wyoming with a population of 5,055,344 at the 2020 U.S. census. Regarded for its sunny weather and access to nature, Denver was named the best place to live in the United States by U.S. News & World Report in 2016.

Source

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.