Work With Trusted & Experienced

Public Adjusters In Santa Cruz County, CA Who Work For YOU!

100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!

*Some Services Not Available In All Areas.

Don't Settle For Less!

Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!

Get a free on-site inspection & insurance policy evaluation from one of our expert public insurance claims adjusters!

Work with highly trained & vetted Santa Cruz County public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!

Public Claims Adjusters Network (PCAN) member public insurance adjusters in Santa Cruz County,California offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.

Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.

They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).

Consultations are always:

  • Friendly
  • Free
  • No-Obligation
  • 100% contingency-based In Nearly Every State

… meaning your public adjuster doesn’t get paid, unless you get paid!*

PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified California public insurance adjusters today!

*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.

Request A Free Consultation!

*Some Services May Not Be Available In All Areas. Contingency fees are not permitted by law in Louisiana. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving Santa Cruz County communities, to ensure the highest quality of service & care.

Up To 0 %

Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!

0 %

Contingency Based. We don’t get paid, unless you get paid!

*Not All Services Available In Every Area. Contingency fees not permitted by law in the State of Louisiana.

Public Adjuster Graph
Public Adjuster Graph

Why Hire A Public Claims Adjuster In Santa Cruz County?

Santa Cruz County Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!

Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert Santa Cruz County Public Claims Adjuster Members Today!

*Some Services Not Available In All Areas. 

What Our Network Of Licensed Santa Cruz County Public Insurance Adjusters Bring To The Table

Santa Cruz County Insurance Policy Claims Specialists

PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Santa Cruz County. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.

Advocates For Santa Cruz County Homeonwers Insurance Policy Holders

PCAN member public claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!

Experts In Seen & Unseen Damages

PCAN member public adjusters in Santa Cruz County have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.

Expert Negotiators

Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Santa Cruz County know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Frequently Asked Questions (FAQ) About Santa Cruz County Public Adjusting

Santa Cruz County Public adjusters are licensed insurance professionals who work independently to defend policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) the professionals serve as advocates for property owners, ensuring their interests are protected when working with insurance companies..

The role of public adjusters has become increasingly important in recent years, especially since insurance claims become more complex. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements up to 800% higher than those who dealt with claims themselves.

Public adjusters provide comprehensive services throughout the claim process. They conduct detailed damage assessments, and prepare and file all necessary documentation, and manage all communications with insurance companies. This type of support from licensed professionals, significantly reduces the time and stress involved with filing claims, allowing policyholders owners to focus on recovering.

Working mostly on a contingency fee basis that typically range between 10 and 20 percent of the final settlement, public adjusters are rewarded for securing the maximum possible compensation to their customers. The fee structure varies based on claim complexity as well as state regulations and required resources.

These professionals possess extensive knowledge of insurance policies,  and building codes, and construction costs. They use this knowledge to:

  • Accelerate the claims process
  • Document and evaluate the extent of damages
  • Navigate complex policies
  • Directly negotiate with insurance carriers
  • Ensure compliance with filing deadlines and additional policy requirements

Research has clearly shown that professional representation during the claims process typically results in more comprehensive settlements as well as quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common mistakes that could hinder or delay settlements.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

Research and analysis has shown that hiring a public insurance adjuster can substantially increase policyholder claim settlements. According to a landmark research study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who utilized public adjusters received settlements up to 800% more than those who handled claims on their own.

Public adjusters in Santa Cruz County serve as licensed professionals who advocate exclusively for policyholders during the claims process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals offer comprehensive claim management services, which include detailed property damage documentation and interpretation of policies and settlement negotiations with insurance companies.

The importance of a professional representation becomes particularly evident in the final settlement figures, as professionally managed claims typically produce more detailed damage estimates and more accurate estimates of losses.

Public adjusters streamline the claims process by:

  •  Managing all correspondence and documentation with insurance companies    
  • Conducting thorough property damage assessments  
  • Preparing comprehensive claim submissions
  • Negotiating directly with insurance companies    
  • Speeding up the settlement timeline  
  • Ensures compliance with policy specifications and deadlines  

The majority of public adjusters operate on the basis of contingency fees, that typically range from 10% to 20 percent of the final settlement amount. The structure of the fee aligns adjuster’s interests with the policyholder’s, as their compensation is contingent upon securing a favorable settlement.

The expertise of a Public Adjuster often proves invaluable in complex claims, where technical knowledge of building codes, construction costs, and insurance policy provisions can have a major impact on settlement outcomes.

Their professional oversight helps ensure no covered damages are overlooked and that claims are properly assessed according to the current market conditions.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements. 

Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.

landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Complex insurance claims usually require professional expertise to effectively navigate. Public insurance adjusters, state-licensed professionals who solely work on behalf of policyholders, can have a significant impact on the outcome of claims and settlement amounts.

There are a variety of scenarios that warrant hiring a public adjuster:

  • Extensive property damage
  • Claims involving multiple coverage types
  • Disputed claims or partial claim denials      
  • Complex documentation requirements
  • Time-sensitive situations requiring immediate attention

Public adjusters streamline the claims process by:

  • Conducting extensive damage assessments
  • The preparation and filing of all documentation required 
  • Communication with insurance companies 
  • Negotiating settlements on behalf of policyholders 
  • Ensuring compliance with policy guidelines and deadlines

Public adjusters particularly benefit policyholders through:

  • Stress reduction through professional claim management
  • Expediting settlement processes 
  • Giving independent damage assessment
  • Ensuring comprehensive documentation
  • Leveraging industry knowledge for fair settlements

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Santa Cruz County public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.

Key timing considerations include:

Statute of Limitations:

  • Each state maintains different deadlines for filing insurance claims
  • Claims must be initiated within these legal timeframes
  • Public adjusters can assist with existing claims, even if initially filed independently

Documentation Requirements:

  • Public adjusters help organize and prepare comprehensive claim documentation
  • They can recover or reconstruct missing documentation
  • Professional documentation improves claim validity and settlement potential

Claim Status:

  • Active claims benefit from professional representation
  • Denied claims may be reopened with proper documentation
  • Disputed settlements can be renegotiated

Public adjusters provide valuable services throughout the claims process Including:

  • Expedited claim processing through professional management
  • Expert negotiation with insurance carriers
  • Complete documentation preparation and submission
  • Regular communication with insurance companies
  • Stress reduction through professional claim handling
  • Maximum settlement potential through experienced representation

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

The decision to employ a state-licensed public adjuster, even if an insurance company has appointed its own adjuster dramatically affect the outcome of an insurance claim.

Although insurance company adjusters work for their employer’s interests … public insurance claims adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals work independently to ensure fair settlements of claims and complete policies are interpreted.

Public adjusters streamline the claims process by managing the documentation and making complete damage assessments and coordinating all communications with insurance companies. This professional intervention typically accelerates claim resolution and reduces homeowners burdens on administrative tasks.

The importance of public adjusters isn’t only limited to monetary benefits. They provide expert advice through the entire claims process, providing complex policy terms and ensuring all damage is properly documented and assessed.

They prepare specific damage estimates, gather necessary evidence, and negotiate directly with insurance companies to maximize settlement outcomes.

Insurance claims are complicated and time-consuming, making professional representation crucial during large loss events. Public adjusters’ expertise in policy interpretation and negotiation usually results in more comprehensive settlements that account for the obvious as well as hidden damages.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

While policyholders have the right to file insurance claims on their own, data from industry experts suggests this strategy may not provide the best results.

The most significant challenges of self-filing include:

  • ​​​​Complex documentation requirements and policy interpretation
  • Time-intensive communication with insurance representatives
  • Risk of overlooking covered damages or benefits
  • Potential undervaluation of claims by insurance companies
  • Limited-to-zero negotiation experience with insurers

​​​​licensed public adjusters offer significant advantages in the claim process: 

  •  
    1. Professional Documentation and Assessment – Public adjusters thoroughly document damages, prepare comprehensive claim files, and manage all paperwork required, making sure nothing is overlooked.
    2. Time and Stress Management – These professionals manage all communication with insurance companies so that homeowners can focus on recovery while speeding the process of filing claims.
    3. Expert Negotiation – With extensive knowledge of insurance policies and regulations, public adjusters negotiate directly with insurance companies to secure fair settlements.
    4. Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, which typically ranges between 10-20 percent of the settlement amount, ensuring that the interests of the policyholder are protected.

The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent policyholders’ interests during the claims process. Their expertise can be beneficial in complicated claims or when significant damages are involved.

Statistics from the industry consistently indicate that expert representation by state-licensed public claims adjusters leads to more favorable results for the policyholders, with faster processing times, and more comprehensive settlement packages.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

While contractors often offer to negotiate with insurers, this approach can present some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and expertise to serve as official representatives in insurance claim negotiations.

This limitation could greatly affect the outcome of a lawsuit and could affect the rights of the policyholder.

Departments of insurance in each state regulate licensed public adjusters, who receive extremely specialized training, have to pass Federal background checks, & require specialized licensing by the state in order to work. They also are legally authorized to act on behalf of the policyholder to protect & defend their rights … legal authority that contractors don’t have … which makes them the legal and comprehensive alternative to contractor representation.

Public Adjusters are experts in interpreting insurance policies, assessing damages, and working with insurance companies to guarantee equitable claim compensation.

Public adjusters provide several distinct advantages, such as:

  • Professional claim documents and filing
  • Professional negotiation with insurance companies
  • Comprehensive damage assessment
  • Accelerated claim processing
  • Stress reduction by a complete claim management

The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public claims adjusters need to maintain professional licenses and follow strict ethical standards, providing an additional layer of consumer protection not available with contractor representation.

For complex claims, for complex claims, adjusters are experts in interpreting policies, document specifications, and negotiation strategies often proves invaluable, potentially preventing costly mistakes and claims denials which could result from the use of contractors in negotiations.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

When insurance settlements fail to pay for property damage, the policyholder has a variety of legal options to seek additional compensation, even following the initial claim settlement.

As per the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders carefully evaluate the terms of their settlement and related documents prior to accepting the final settlement.

The timing and circumstances for seeking additional compensation are crucial aspects, as most insurance policies include specific deadlines for claims disputes and appeals, typically ranging from one to two years following the settlement date.

Licensed public claims adjusters are essential in re-evaluating settlement claims and finding previously unnoticed damages. Public adjusters perform thorough property assessments, document any additional damages, and deal with insurance companies on behalf of policyholders.

Key steps for pursuing additional compensation include:

  1.  Document newly discovered damages
  2. Review the policy terms and settlement agreements
  3. Collect supporting evidence and estimations
  4. Request professional representation from a state-licensed public claims adjusters

The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters are often able to spot overlooked damages and policy provisions that allow for the need for additional compensation. Their expertise in policy interpretation and the valuation of claims is especially valuable when defending settled claims.

Insurance policyholders must take action immediately when they discover insufficient settlement amounts, as delay may hinder their ability to recover additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.

The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.

The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.

Disclaimer: Some Services Not Available In All Areas.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

The Homeowners Insurance Claims Recovery Process In Santa Cruz County, California

Santa Cruz County state-licensed public insurance adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!

Step #1

Make Sure Your Family Is Safe

When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!

Step #1

Step #2

Contact A PCAN Public Adjuster In Santa Cruz County

Contact one of the PCAN verified and state-licensed public claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.

Step #2

Step #3

Thorough Review Of Your Policy

Your public insurance adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.

Step #3

Step #4

Create A Claims Strategy That Works For Your Specific Goals & Needs

Your public adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.

Step #4

Step #5

We Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.

Once you have agreed on a strategy, your public insurance claims adjuster will:

  • Meet with insurance company adjusters & personnel at the loss/damage location.
  • Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Step #5

Step #6

Negotiations & Final Settlement

Your public insurance claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.

Step #6

Step #7

Restoration | Reconstruction | Relocation

Your public insurance adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.

Step #7

(Click To Expand Infographic)

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Public Insurance Claims Adjusters In Santa Cruz County, Ca

Discover How California Public Claims Adjusters Serving Santa Cruz County Can Get You More From These Types Of Homeowners Insurance Claims

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Select Your Claim Type Category Below:
  • All
  • Adjusting
  • Basement
  • Black Mold
  • Business Interruption
  • CA
  • Ceiling Damage
  • Commercial Property Damage
  • Condo Association
  • Contractors
  • Denied Insurance Claims
  • Earthquake Damage
  • Fire Damage
  • Flood Damage
  • Foundation Damage
  • Hail
  • Hail Damage
  • Homeowners Association
  • Homeowners Insurance
  • Hurricane
  • Hurricane Damage
  • Inspections
  • Installation
  • Insurance
  • Insurance FAQ
  • Lightning
  • Mitigation
  • Mold Damage
  • New Claims
  • Property Damage
  • Public Adjusting Guides
  • Remediation
  • Repairs
  • Replacement
  • Roof Damage
  • Roof Leaks
  • Sewer Lines
  • Sinkhole Damage
  • Slab Leak
  • Solar Panels
  • Storm Damage
  • Storms
  • Structural Damage
  • terms
  • Theft
  • Tordano Damage
  • Tornado
  • TX
  • Underpaid Insurance Claims
  • Vandalism
  • Water Damage
  • Water Lines And Pipes
  • Wildfire Damage
  • Wind
  • Wind
All
  • All
  • Adjusting
  • Basement
  • Black Mold
  • Business Interruption
  • CA
  • Ceiling Damage
  • Commercial Property Damage
  • Condo Association
  • Contractors
  • Denied Insurance Claims
  • Earthquake Damage
  • Fire Damage
  • Flood Damage
  • Foundation Damage
  • Hail
  • Hail Damage
  • Homeowners Association
  • Homeowners Insurance
  • Hurricane
  • Hurricane Damage
  • Inspections
  • Installation
  • Insurance
  • Insurance FAQ
  • Lightning
  • Mitigation
  • Mold Damage
  • New Claims
  • Property Damage
  • Public Adjusting Guides
  • Remediation
  • Repairs
  • Replacement
  • Roof Damage
  • Roof Leaks
  • Sewer Lines
  • Sinkhole Damage
  • Slab Leak
  • Solar Panels
  • Storm Damage
  • Storms
  • Structural Damage
  • terms
  • Theft
  • Tordano Damage
  • Tornado
  • TX
  • Underpaid Insurance Claims
  • Vandalism
  • Water Damage
  • Water Lines And Pipes
  • Wildfire Damage
  • Wind
  • Wind
10 Business Interruption Insurance Claims Tips Business Interruption
10 Business Interruption Insurance Claims Tips
Fire Insurance Claim Issues Fire Damage
10 Common Fire Insurance Claim Problems
Home Fire Safety Essentials Fire Damage
10 Critical Fire Safety Tips At Home
Fire Insurance Claim Examples Fire Damage
10 Fire Homeowners Insurance Claim Examples
Common Foundation Problems Overview Foundation Damage
10 Most Common Home Foundation Issues
Wildfire Prone Geographic Locations Wildfire Damage
10 Most Common Places Wildfires Typically Occur
Fire Claim Denial Reasons Fire Damage
10 Reasons Insurance Companies Deny Fire Claims
Find Roof Water Damage Roof Leaks
10 Signs Of A Leaking Roof

A glossary of insurance terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.

Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and Additional Living Expenses (ALE), which cover necessary living costs when a home is uninhabitable.

For example, understanding your homeowners insurance declaration page, common home deductibles for various kinds of home damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential basic insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.

Related Articles:

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Santa Cruz County, California
County of Santa Cruz
300Px Santa Cruz%2C California Boardwalk
149Px Bigbasinredwoods
149Px Roaring Camp Shay1 04
149Px Downtownwatsonville
149Px Davenportbeach
Images, from top down, left to right: The Santa Cruz Beach Boardwalk in 2005, a walkway through redwood groves in Big Basin Redwoods State Park, the Roaring Camp and Big Trees Narrow Gauge Railroad in 2008, Downtown Watsonville in 2010, Davenport Beach in 2006
Flag Of Santa Cruz County, California
Official Seal Of Santa Cruz County, California
Map
Interactive map of Santa Cruz County
Location In The State Of California
Location in the state of California
Coordinates: 37°02′N 122°01′W / 37.03°N 122.01°W / 37.03; -122.01
CountryUnited States
StateCalifornia
RegionCentral Coast
CSASan Jose-San Francisco-Oakland
IncorporatedFebruary 18, 1850
Named forMission Santa Cruz and the city of Santa Cruz, both named after the Exaltation of the Cross
County seatSanta Cruz
Largest citySanta Cruz
Government
 • TypeCouncil–CAO
 • BodyBoard of Supervisors
 • ChairFelipe Hernandez
 • Vice ChairMonica Martinez
 • Board of Supervisors
Supervisors
  • Manu Koenig
  • Kimberly De Serpa
  • Justin Cummings
  • Felipe Hernandez
  • Monica Martinez
 • County Administrative OfficerCarlos J. Palacios
Area
 • Total
607 sq mi (1,570 km)
 • Land445 sq mi (1,150 km)
 • Water162 sq mi (420 km)
Highest elevation
3,234 ft (986 m)
Population
 (2020)
 • Total
270,861
 • Density609/sq mi (235/km)
GDP
 • Total$19.176 billion (2022)
Time zoneUTC−8 (Pacific Time Zone)
 • Summer (DST)UTC−7 (Pacific Daylight Time)
Area code831
FIPS code06-087
GNIS feature ID277308
Congressional districts18th, 19th
Websitesantacruzcountyca.gov Edit This At Wikidata

Santa Cruz County , officially the County of Santa Cruz, is a county on the Pacific coast of the U.S. state of California. As of the 2020 census, the population was 270,861. The county seat is Santa Cruz. Santa Cruz County comprises the Santa Cruz–Watsonville, CA Metropolitan Statistical Area, which is also included in the San JoseSan FranciscoOakland, CA Combined Statistical Area. The county is on the California Central Coast, south of the San Francisco Bay Area region. The county forms the northern coast of the Monterey Bay, with Monterey County forming the southern coast.

Source

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.