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California Public Adjusters That Work For You!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!*
*Some Services Not Available In All Areas.
Don’t Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & vetted California public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public claims adjusters in California offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified California public insurance adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
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*Some Services May Not Be Available In All Areas. Contingency fees are not permitted by law in Louisiana. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the California community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Adjuster In California?
California Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert California Public Claims Adjuster Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
What Our Network Of Licensed California Public Insurance Adjusters Bring To The Table
California Insurance Policy Claims Specialists
PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in California. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For California Homeonwers Insurance Policy Holders
PCAN member public claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages
PCAN member public insurance adjusters in California have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in California know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About California Public Adjusting
What Are California Public Adjusters, & What Do They Do?
California Public adjusters are licensed insurance professionals who work independently to advocate for policy holders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are experts act as advocates for homeowners, ensuring their interests are secured in working with insurance companies.
The function of public adjusters has become more important in recent years, especially because insurance claims are becoming more complex. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements that were up to 800% higher over those who managed claims themselves.
Public adjusters provide comprehensive services throughout the claims process. They conduct detailed assessments of the damages, and prepare and file necessary documentation, and handle all communication with insurance companies. This professional support significantly reduces the stress and time associated with filing claims, allowing policyholders owners to focus on recovering.
Working mostly on a basis of contingency fees that typically range from 10% to 20% of the final settlement, public adjusters are incentivized to secure the maximum possible settlement to their customers. The fee structure varies depending on the complexity of the claim state regulations, as well as required resources.
These professionals have vast expertise of insurance policies, building codes, and construction costs. They leverage this expertise to:
- Speed up the claims process
- Document and evaluate the extent of damages
- Navigate complex policies
- Negotiate directly with insurance carriers
- Make sure you are in compliance with deadlines for filing and other policy requirements
Research has clearly shown that professional representation during the claims process usually results in more comprehensive settlements and quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can prevent common mistakes that could delay or diminish claim settlements.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Will My Settlement Be Larger If I Hire A California Public Adjusting Company?
Research and analysis have shown the hiring of a public insurance adjuster can substantially increase policyholder claim settlements. According to a landmark research study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who utilized public adjusters received settlements as high as 800% more than those who handled claims themselves.
Public adjusters in California serve as licensed professionals who advocate exclusively for policyholders during the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals offer detailed claims management services, including precise documents for property damage as well as policy interpretation as well as settlement discussions with insurance carriers.
The value of representation by a professional becomes particularly evident in the final settlement figures, as professionally managed claims generally yield more comprehensive damage assessment and more accurate valuations of losses.
Public adjusters streamline the claims process by:
- Handling all correspondence and documentation with insurance companies
- Conducting thorough assessments of property damage
- Preparing comprehensive claim submissions
- Negotiating directly with insurance carriers
- Speeding up the settlement timeline
- Ensuring compliance with the policy requirements and deadlines
Most public adjusters work on the contingency fee basis, which typically range from 10% to 20 percent of the final settlement amount. The fee structure is aligned with the interests of the adjuster with the policyholder’s, as their compensation is contingent on securing a favorable settlement.
A Public adjuster’s expertise often proves valuable in difficult claims situations, where the knowledge of building codes, construction costs, and insurance policy provisions can have a major impact on settlement outcomes.
Their expert oversight ensure no damaged claims are overlooked and that claims are properly assessed in accordance with current market conditions.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
How Much Do California Public Adjusters Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In California?
Complex insurance claims usually require professional expertise to navigate effectively. Public insurance adjusters, state-licensed professionals who solely work on behalf of policyholders, can have a significant impact on claim outcomes and settlement amount.
There are a variety of scenarios that need a public adjuster:
- Extensive property damage
- Claims that involve multiple types of coverage
- Disputed claims or partial claim denials
- Complex documentation requirements
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting comprehensive damage assessments
- The preparation and filing of all documentation required
- Managing communication with insurance companies
- Settlement negotiations on behalf of the policyholders
- Ensuring compliance with the policy conditions and deadlines
Public adjusters particularly benefit policyholders through:
- Stress reduction through professional claim management
- Accelerating the settlement process
- Offering independent damage assessment
- Ensuring comprehensive documentation
- Utilizing industry-specific expertise to ensure fair settlements
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A California Public Adjuster?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a California public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Insurance Claims Adjuster In California if the insurance company already sent an adjuster?
The choice to engage a state-licensed public adjuster, even if an insurance company has appointed its own adjuster, could significantly impact the final outcome of an insurance claim.
While insurance company adjusters work for their employer’s interests … public adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals work independently, ensuring fair settlement of claims and a thorough policy interpretation.
Public adjusters streamline the claims process by coordinating the documentation, performing complete evaluations of damage and handling all communication with insurance companies. This professional intervention typically accelerates the resolution of claims and eases homeowners burdens on administrative tasks.
The importance of public adjusters also extends beyond monetary benefits. They provide expert advice through the entire claims process, providing complex policy terms and ensuring the damage is documented and assessed.
They make precise damage estimates, gather the necessary evidence, and engage directly with insurance companies to maximize settlement outcomes.
Insurance claims can be complicated and time-consuming which makes professional representation essential during major losses. Public adjusters’ expertise in negotiation and policy interpretation usually results in more extensive settlements that account for evident and hidden losses.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can I File My Insurance Claim Myself In California?
Although policyholders are entitled to file insurance claims on their own, data from industry experts suggests this approach may not yield optimal results.
The most significant challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
licensed public adjusters offer important advantages to the process of settling claims:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and manage all necessary paperwork, making sure nothing is overlooked.
- Time and Stress Management – These professionals handle all communications with insurance companies so that homeowners can focus on recovery while speeding the claims process.
- Expert Negotiation – With extensive knowledge of regulations and rules governing insurance policies, public adjusters deal directly with insurance companies in order to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency fee basis, which typically ranges between 10-20% of the final settlement amount, ensuring that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the process of settling claims. Their expertise can be particularly valuable in complex claims or when significant damages are involved.
Statistics from the industry indicate that expert representation by state-licensed public adjusters leads to more favorable outcomes for policyholders, with faster processing, and more comprehensive settlement packages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
In California, Can My Contractor Represent Me Against My Insurance Company?
While many contractors offer the opportunity to negotiate with insurers, this approach can present significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and know-how to be official representatives for insurance claim negotiations.
This restriction could significantly impact the result of a lawsuit and potentially compromise your rights as a policyholder.
State insurance departments oversee licensed public adjusters, who undergo intensive specialized training, must pass Federal background checks, and require specialized licenses from the state in order to work. They also have the legal authority to act on behalf of the policyholder in order to protect and defend their rights … legal authority that contractors do not have … thus they are the legal and comprehensive alternative to representation by contractors.
Public Adjusters are experts in the interpretation of insurance policies, assessing and documenting damage, and negotiating with insurance companies to guarantee equitable settlements.
Public adjusters provide several distinct advantages, such as:
- Specialist claim documents and filing
- Professional negotiation with insurance companies
- Comprehensive damage assessment
- Expedited claim processing
- Stress reduction through total claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public insurance adjusters must maintain professional licenses and follow strict ethical standards, providing another layer of consumer protection not available with contractors.
For complex claims public adjusters’ expertise in the interpretation of policies, documentation specifications and negotiation techniques often can be invaluable, thereby avoiding costly mistakes and claim denials which could result from the use of contractors in negotiations.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted for Louisiana.
I Already Settled My Claim, But It Wasn’t Enough To Cover The Damages. Is It Too Late To Get More?
When insurance settlements fail to pay for property damage, the policyholder has a variety of legal options for seeking further compensation following the initial settlement of their claim.
As per the National Association of Insurance Commissioners (NAIC), the policyholders must carefully evaluate their settlement terms and related documentation before accepting the final settlement.
The timing and circumstances for pursuing additional compensation are critical aspects, as most insurance policies contain specific timeframes for dispute resolution and appeals, usually ranging from one to two years following the settlement date.
Licensed public claims adjusters are crucial in re-evaluating settlement claims and in identifying previously missed damages. Public adjusters conduct thorough assessments of property damages, document any additional damages, and negotiate with insurance carriers in the interest of policyholders.
The most important steps to pursue additional compensation include:
- Document newly discovered damages
- Review of policy terms and settlement agreements
- Collect additional evidence and estimations
- Consider professional representation from a state-licensed public insurance adjusters
The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters are often able to identify missed damages and policy provisions which allow for additional compensation. Their knowledge of the interpretation of policies and claim valuation is particularly useful in defending claims that have already been settled.
Insurance policyholders must act promptly upon discovering insufficient settlement amounts, as a delay may hinder their ability to collect additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In California?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In California
California state-licensed public claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How California Public Claims Adjusters Can Get You More From These Types Of Property Damage Insurance Claims
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Find A Public Adjuster In California Near You In One Of These Counties:
Click To View Counties List
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
- All
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- All
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
Solar Panels 
Structural Damage 
Replacement A glossary of insurance terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and Additional Living Expenses (ALE) Coverage, which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance policy declaration page, common homeowners insurance claim deductibles for various types of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance terminology that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About California
California | |
|---|---|
| Nickname: The Golden State | |
| Motto: “Eureka“ | |
| Anthem: “I Love You, California“ | |
 Location of California within the United States | |
| Country | United States |
| Before statehood | Mexican Cession unorganized territory |
| Admitted to the Union | September 9, 1850 (31st) |
| Capital | Sacramento |
| Largest city | Los Angeles |
| Largest metro and urban areas | Greater Los Angeles |
| Government | |
| • Governor | Gavin Newsom (D) |
| • Lieutenant Governor | Eleni Kounalakis (D) |
| Legislature | State Legislature |
| • Upper house | State Senate |
| • Lower house | State Assembly |
| Judiciary | Supreme Court of California |
| U.S. senators | Alex Padilla (D) Adam Schiff (D) |
| U.S. House delegation |
|
| Area | |
• Total | 163,696 sq mi (423,970 km) |
| • Land | 155,959 sq mi (403,932 km) |
| • Water | 7,737 sq mi (20,047 km) 4.7% |
| • Rank | 3rd |
| Dimensions | |
| • Length | 760 mi (1,220 km) |
| • Width | 250 mi (400 km) |
| Elevation | 2,900 ft (880 m) |
| Highest elevation | 14,505 ft (4,421.0 m) |
| Lowest elevation | −279 ft (−85.0 m) |
| Population (2024) | |
• Total |  39,431,263 |
| • Rank | 1st |
| • Density | 251.3/sq mi (97/km) |
| • Rank | 11th |
| • Median household income | $95,500 (2023) |
| • Income rank | 5th |
| Demonym(s) | Californian Californio (archaic Spanish) Californiano (Spanish) |
| Language | |
| • Official language | English |
| • Spoken language | |
| Time zone | UTC−08:00 (PST) |
| • Summer (DST) | UTC−07:00 (PDT) |
| USPS abbreviation | CA |
| ISO 3166 code | US-CA |
| Traditional abbreviation | Calif., Cal., Cali. |
| Latitude | 32°32′ N to 42° N |
| Longitude | 114°8′ W to 124°26′ W |
| Website | ca |
California is a state in the Western region of the United States that lies on the Pacific Coast. It borders Oregon to the north, Nevada and Arizona to the east, and shares an international border with the Mexican state of Baja California to the south. With over 39 million residents across an area of 163,696 square miles (423,970 km), it is the most populous U.S. state, the third-largest by area, and the most populated subnational entity in North America.
Prior to European colonization, California was one of the most culturally and linguistically diverse areas in pre-Columbian North America. European exploration in the 16th and 17th centuries led to the colonization by the Spanish Empire. The area became a part of Mexico in 1821, following its successful war for independence, but was ceded to the United States in 1848 after the Mexican–American War. The California gold rush started in 1848 and led to social and demographic changes, including depopulation of Indigenous tribes. The western portion of Alta California was then organized and admitted as the 31st state in 1850, as a free state, following the Compromise of 1850.
The Greater Los Angeles and San Francisco Bay areas are the nation’s second- and fifth-most populous urban regions, with 19 million and 10 million residents respectively. Los Angeles is the state’s most populous city and the nation’s second-most; California’s capital is Sacramento. Part of the Californias region of North America, the state’s diverse geography ranges from the Pacific Coast and metropolitan areas in the west to the Sierra Nevada mountains in the east, and from the redwood and Douglas fir forests in the northwest to the Mojave Desert in the southeast. Two-thirds of the nation’s earthquake risk lies in California. The Central Valley, a fertile agricultural area, dominates the state’s center. The large size of the state results in climates that vary from moist temperate rainforest in the north to arid desert in the interior, as well as snowy alpine in the mountains. Droughts and wildfires are an ongoing issue, while simultaneously, atmospheric rivers are turning increasingly prevalent and leading to intense flooding events—especially in the winter.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.