Work With Trusted & Experienced

Public Adjusters In Agoura Hills, CA That Work For YOU!

100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!

*Not All Services Available In All Areas. 

Don't Settle For Less!

Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!

Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!

Work with highly trained & verified Agoura Hills public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!

Public Claims Adjusters Network (PCAN) member public insurance claims adjusters in Agoura Hills, California offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.

Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.

They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).

Consultations are always:

  • Friendly
  • Free
  • No-Obligation
  • 100% contingency-based In Nearly Every State

… meaning your public adjuster doesn’t get paid, unless you get paid!*

PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified public insurance adjusters serving Los Angeles County today!

*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.

Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!

*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Agoura Hills community, to ensure the highest quality of service & care.

Up To 0 %

Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!

0 %

Contingency Based. We don’t get paid, unless you get paid!

*Contingency fees not permitted by law in Louisiana.

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Why Hire A Public Insurance Adjuster In Agoura Hills, CA?

Agoura Hills Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!

Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public adjusters Members Today!

*Some Services Not Available In All Areas. 

What Our Network Of Licensed Agoura Hills Public Insurance Adjusters Bring To The Table

Insurance Policy & Claims Specialists For Agoura Hills, CA Residents

PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Agoura Hills, California. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.

Advocates For Homeowners, Businesses, & HOA's In Agoura Hills, Los Angeles County

PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!

Experts In Seen & Unseen Damages For Agoura Hills Homeowners Insurance Claims

PCAN member public adjusters in Agoura Hills, Los Angeles County have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.

Best Damage Claim Negotiators In Agoura Hills

Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Agoura Hills, CA know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Frequently Asked Questions (FAQ) About Agoura Hills California Public Adjusting

California Public adjusters are licensed insurance professionals who independently advocate for policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA), these professionals serve as advocates for property owners to ensure that their interests are protected when dealing with insurance companies..

The function of public adjusters has become more significant in recent years, particularly as insurance claims grow more complex. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements up to 800% higher than those who dealt with claims independently.

Public adjusters provide comprehensive services throughout the claims process. They conduct detailed assessments of the damages, and prepare and file all necessary documents, and handle all communications with insurance companies. This type of support from licensed professionals, significantly reduces the time and stress that comes with filing claims and allows policyholders owners to focus on recovery.

Based mostly on a contingency fee basis which typically range between 10 and 20 percent of the final settlement, public adjusters are rewarded for securing the highest possible amount of settlement for their clients. The fee structure is based on claim complexity state regulations, as well as the resources required.

These professionals have vast understanding of insurance policies, building codes, as well as construction costs. They apply this knowledge to:

  • Speed up the claims process
  • Document and assess the damages thoroughly
  • Navigate complex policies
  • Negotiate directly with insurance companies
  • Ensure compliance with deadlines for filing and other policy requirements

Research has clearly shown that professional representation during the claim process typically results in more comprehensive settlements as well as quicker claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common pitfalls that could otherwise delay or diminish claim settlements.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Industry research and analysis have shown the hiring of a public insurance adjuster can significantly increase policyholder settlements for claims. According to groundbreaking study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements up to 800% more than those who handled claims independently.

Public adjusters in California serve as licensed professionals who represent only policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals provide detailed claims management services, including detailed property damage documentation and interpretation of policies and settlement negotiations with insurance companies.

The importance of a professional representation is particularly evident in final settlement figures, as professionally managed claims generally yield more comprehensive damage assessment, and more accurate valuations of losses.

Public adjusters streamline the claims process by:

  •  Managing all documentation and correspondence with insurance companies    
  • Conducting detailed assessment of the damage to property  
  • Preparing comprehensive claim submissions
  • Directly negotiating with insurance companies    
  • Expediting the settlement timeline  
  • Ensures compliance with policy requirements and deadlines  

Most public adjusters work on a contingency fee basis, typically ranging from 10% to 20 percent of the final settlement amount. This fee structure aligns the adjuster’s interests with the policyholder’s, as their compensation is contingent on securing a favorable settlement.

The expertise of a Public Adjuster often proves valuable in difficult claims, where technical knowledge of building codes, construction costs, and insurance policy provisions can have a major impact on settlement outcomes.

Their expert oversight ensure no insured damages are overlooked and that claims are appropriately valued according to the current market conditions.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements. 

Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.

landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Complex insurance claims usually require expert knowledge to effectively navigate. Public insurance adjusters, state-licensed professionals who work exclusively for policyholders, can have a significant impact on claim outcomes and settlement amounts.

There are a variety of scenarios that need a public adjuster:

  • Property damage that is extensive
  • Claims involving multiple types of coverage
  • Disputed claims or partial claim denials      
  • Complex requirements for documentation
  • Time-sensitive situations requiring immediate attention

Public adjusters streamline the claims process by:

  • Conducting thorough damage assessments
  • The preparation and filing of required documentation 
  • Communication with insurance companies 
  • Negotiating settlements on behalf of policyholders 
  • Ensuring compliance with the policy terms and deadlines

Public adjusters particularly benefit policyholders because of:

  • Reducing stress by utilizing professional claim management
  • Accelerating the settlement process 
  • Providing independent damage assessment
  • Ensuring comprehensive documentation
  • Leveraging industry expertise for fair settlements

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a California public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.

Key timing considerations include:

Statute of Limitations:

  • Each state maintains different deadlines for filing insurance claims
  • Claims must be initiated within these legal timeframes
  • Public adjusters can assist with existing claims, even if initially filed independently

Documentation Requirements:

  • Public adjusters help organize and prepare comprehensive claim documentation
  • They can recover or reconstruct missing documentation
  • Professional documentation improves claim validity and settlement potential

Claim Status:

  • Active claims benefit from professional representation
  • Denied claims may be reopened with proper documentation
  • Disputed settlements can be renegotiated

Public adjusters provide valuable services throughout the claims process Including:

  • Expedited claim processing through professional management
  • Expert negotiation with insurance carriers
  • Complete documentation preparation and submission
  • Regular communication with insurance companies
  • Stress reduction through professional claim handling
  • Maximum settlement potential through experienced representation

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

Although policyholders have the right to make insurance claims on their own, research from experts in the industry suggest this strategy may not provide ideal results.

The main challenges with self-filing include:

  • ​​​​Complex documentation requirements and policy interpretation
  • Time-intensive communication with insurance representatives
  • Risk of overlooking covered damages or benefits
  • Potential undervaluation of claims by insurance companies
  • Limited-to-zero negotiation experience with insurers

​​​​licensed public adjusters provide important advantages to the claim process: 

  •  
    1. Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claims files, and manage all paperwork required, making sure no detail is left unnoticed.
    2. Time and Stress Management – These professionals manage all communications with insurance companies, allowing homeowners to focus on recovery while expediting the process of submitting claims.
    3. Expert Negotiation – With extensive knowledge of insurance policies and regulations, public adjusters negotiate directly with insurance companies to secure fair settlements.
    4. Cost-Effective Service – Public adjusters typically work on a contingency fee basis, which typically ranges between 10-20 percent of the settlement amount, which ensures that the interests of the policyholder are protected.

The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the claims process. Their expertise is particularly beneficial in complex claims or when significant damages are involved.

Statistics from the industry show that professional professional representation by state-licensed public adjusters leads to better outcomes for policy holders, with quicker processing time, and more comprehensive settlement packages.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.

While contractors often offer the opportunity to negotiate with insurers, this method can come with significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and know-how to act as representative for insurers in claims negotiations.

This limitation can significantly impact the outcomes of a claim and may affect your rights as a insurance company.

The state insurance departments regulate licensed public adjusters, who receive highly specialized training, have to pass Federal background checks, and require specialized licensing by the state to operate. They also have the legal authority to represent the policyholder in order to protect and protect their right … legal authority that contractors do not possess … thus they are the legal and comprehensive alternative to representation by contractors.

Public Adjusters specialize in the interpretation of insurance policies, documenting damages, and negotiating with insurance companies in order to secure equitable claim compensation.

Public adjusters provide several distinct advantages, which include:

  • Specialist claim documents and filing
  • Professional negotiation with insurance carriers
  • Comprehensive damage assessment
  • Faster claim processing
  • Reduce stress through total claim management

The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public insurance adjusters need to maintain professional licenses and follow strict ethical standards, thereby providing the additional level of consumer protection that is not offered by contractors.

For claims that are complex, public adjusters have a wealth of knowledge in interpreting policies, document specifications, and negotiation strategies often proves invaluable, potentially preventing costly mistakes and claim denials that might occur with negotiation led by contractors.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

If insurance settlements are not sufficient to pay for property damage, policyholders retain several legal options for seeking additional compensation, even after the initial settlement of their claim.

According to the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders be sure to carefully review their settlement terms and related documents prior to accepting the final settlement payment.

The timing and the circumstances for the pursuit of additional compensation are important elements, as most insurance policies include specific deadlines for claims disputes as well as appeals, typically ranging from one to two years after settlement date.

Licensed public insurance adjusters are essential in re-evaluating settled claims and finding previously missed damages. Public adjusters carry out thorough property assessments, document any additional damages, and deal with insurance companies in the interest of policyholders.

Important steps to pursue additional compensation include:

  1.  Document newly discovered damages
  2. Review policy terms and settlement agreements
  3. Collect additional evidence and estimates
  4. Request professional representation from a state-licensed public adjusters

The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters are often able to identify missed damages and policy provisions that support an additional amount of compensation. Their expertise in the interpretation of policies and the valuation of claims proves particularly valuable when defending settled claims.

Insurance policyholders must act promptly when they discover insufficient settlement amounts, since delay can compromise their ability to collect additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.

The decision to hire a state-licensed public insurance claims adjuster, even if an insurance company has appointed its own adjuster, could dramatically affect the final outcome of an insurance claim.

While insurance company adjusters work for their employer’s interests … public insurance claims adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated adjusters operate independently to ensure fair settlements of claims and complete policy interpretation.

Public adjusters streamline the claims process by managing documents, making complete damage assessments and handling all communication with insurance companies. This professional intervention typically speeds up the resolution of claims and eases homeowners’ administrative burdens.

The importance of public adjusters also extends beyond monetary benefits. They provide professional guidance throughout the claims process, guiding clients through the complexities of policy and ensuring that every damage is properly documented and valued.

They prepare specific damage estimates, gather the necessary evidence, and negotiate directly with insurance companies in order to get the best settlement results.

The process of settling insurance claims is complicated and time-consuming, making professional representation valuable during significant losses. Public adjusters’ expertise in policy interpretation and negotiation often results in more comprehensive settlements that cover both obvious and hidden losses.

Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.

No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.

The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.

The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.

Disclaimer: Some Services Not Available In All Areas.

An insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.

Key concepts include such terms as Actual Cash Value (ACV) Vs. Replacement Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and Additional Living Expenses, which cover necessary living costs when a home is uninhabitable.

For example, understanding your homeowners insurance policy declaration page, common home deductibles for various kinds of home & property damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential common insurance terminology that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

The Homeowners Insurance Claims Recovery Process In Agoura Hills, California

California state-licensed public adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!

Step #1

Make Sure Your Family Is Safe

When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!

Step #1

Step #2

Contact A PCAN Public Adjuster In Agoura Hills, Los Angeles County

Contact one of the PCAN verified and state-licensed public insurance claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.

Step #2

Step #3

Thorough Review Of Your Policy

Your public adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.

Step #3

Step #4

Create A Claims Strategy That Works For Your Specific Goals & Needs

Your public claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.

Step #4

Step #5

Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.

Once you have agreed on a strategy, your public insurance adjuster will:

  • Meet with insurance company adjusters & personnel at the loss/damage location.
  • Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
  • Prepare a detailed reconstruction estimate.
  • Prepare a detailed inventory of personal property.
Step #5

Step #6

Negotiations & Final Settlement

Your public adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.

Step #6

Step #7

Restoration | Reconstruction | Relocation

Your public insurance claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.

Step #7

(Click To Expand Infographic)

Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Discover How Agoura Hills Public Claims Adjusters Can Get You More From These Types Of Homeowners Insurance Claims

Public Adjusters Agoura Hills, Ca

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.

Agoura Hills, California
View Of Agoura Hills Looking From Southern Edge Of The Historic Quarter In December 2006
View of Agoura Hills looking from southern edge of the Historic Quarter in December 2006
Official Logo Of Agoura Hills, California
Motto: 
“The Gateway to the Santa Monica Mountains”
Location Of Agoura Hills In Los Angeles County
Location of Agoura Hills in Los Angeles County
Agoura Hills Is Located In The Los Angeles Metropolitan Area
Agoura Hills
Agoura Hills
Location of Agoura Hills in the Los Angeles metropolitan area
Agoura Hills Is Located In California
Agoura Hills
Agoura Hills
Location of Agoura Hills in California
Agoura Hills Is Located In The United States
Agoura Hills
Agoura Hills
Location of Agoura Hills in the United States
Coordinates: 34°9′12″N 118°45′42″W / 34.15333°N 118.76167°W / 34.15333; -118.76167
CountryUnited States
StateCalifornia
CountyLos Angeles
RegionConejo Valley
Settled (by the Spanish)1700s
IncorporatedDecember 8, 1982
Named forDon Pierre Agoure
Government
 • TypeCity Council/City Manager
 • MayorPenny Sylvester
 • Mayor pro temJeremy Wolf
 • City Council
  • Deborah Klein Lopez
  • Chris Anstead
  • Kate Anderson
 • City ManagerNathan Hamburger
Area
 • Total
7.82 sq mi (20.25 km)
 • Land7.80 sq mi (20.19 km)
 • Water0.02 sq mi (0.06 km)  0.37%
Elevation
922 ft (281 m)
Population
 (2020)
 • Total
20,299
 • Density2,603.77/sq mi (1,005.37/km)
Time zoneUTC−8 (Pacific Time Zone)
 • Summer (DST)UTC−7 (PDT)
ZIP Codes
91301, 91376–91377
Area code747/818
FIPS code06-00394
GNIS feature IDs1733436, 2409666
Websitewww.agourahillscity.org

Agoura Hills is a city situated in the Santa Monica Mountains region of Los Angeles County, California, United States. With a population of 20,330 as of the 2010 census, which decreased to 20,299 in 2020. Agoura Hills lies in the eastern Conejo Valley, nestled between the Simi Hills and the Santa Monica Mountains. Located 35 miles (56 km) northwest of Downtown Los Angeles and less than 10 miles (16 km) west of the Los Angeles city limits at Woodland Hills, Agoura Hills is bordered by Bell Canyon and Ventura County. Neighboring communities include Calabasas, Oak Park, and Westlake Village, while the unincorporated area of Agoura sits adjacent.

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Your Insurance Company Has An Adjuster ... Shouldn’t You?

Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.