Work With Trusted & Experienced
Public Adjusters In City and County of San Francisco, CA Who Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Some Services Not Available In All Areas.
Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public insurance claims adjusters!
Work with highly trained & vetted City and County of San Francisco public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public adjusters in City and County of San Francisco,California offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified California public claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request A Free Consultation!
- Required Fields
*Some Services May Not Be Available In All Areas. Contingency fees are not permitted by law in Louisiana. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving City and County of San Francisco communities, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Not All Services Available In Every Area. Contingency fees not permitted by law in the State of Louisiana.
Why Hire A Public Claims Adjuster In City and County of San Francisco?
City and County of San Francisco Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert City and County of San Francisco Public Claims Adjuster Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.
What Our Network Of Licensed City and County of San Francisco Public Insurance Adjusters Bring To The Table
City and County of San Francisco Insurance Policy Claims Specialists
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in City and County of San Francisco. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For City and County of San Francisco Homeonwers Insurance Policy Holders
PCAN member public insurance adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages
PCAN member public insurance claims adjusters in City and County of San Francisco have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in City and County of San Francisco know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About City and County of San Francisco Public Adjusting
What Are City and County of San Francisco Public Adjusters, & What Do They Do?
City and County of San Francisco Public adjusters are licensed insurance professionals who work on their own to defend policy holders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) the experts act as advocates for homeowners to ensure that their interests are protected in dealing with insurance companies..
The function of public adjusters has become more important in recent times, especially because insurance claims are becoming more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements up to 800% more over those who managed claims themselves.
Public adjusters provide comprehensive services throughout the claims process. They conduct thorough assessments of the damages, and prepare and file all necessary documentation, and manage all communication with insurance companies. This type of support from licensed professionals, significantly reduces the time and stress involved with filing claims, allowing policyholders owners to focus on recovering.
Based primarily on a basis of contingency fees which typically range from 10% to 20% of the final settlement, public adjusters are rewarded for securing the highest possible amount of amount of compensation to their customers. The fee structure differs depending on the complexity of the claim state regulations, as well as the resources required.
These professionals possess vast knowledge of insurance policies, building codes, as well as construction costs. They use this knowledge to:
- Speed up the claims process
- Document and assess the damages thoroughly
- Navigate complex policies
- Directly negotiate with insurance companies
- Ensure compliance with deadlines for filing and additional policy requirements
Research has clearly shown that professional representation during the claims process typically results in more comprehensive settlements as well as faster claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices can help avoid common pitfalls that could otherwise hinder or delay settlements.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Will My Settlement Be Larger If I Hire A City and County of San Francisco Public Adjusting Company?
Research and analysis show the hiring of a public insurance adjuster can dramatically increase policyholder settlements for claims. According to a landmark research study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements up to 800% more than those who dealt with claims themselves.
Public adjusters in City and County of San Francisco serve as licensed professionals who exclusively represent policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals offer comprehensive claim management services, including detailed documents for property damage, policy interpretation, and settlement negotiations with insurance carriers.
The value of representation by a professional becomes particularly evident in the final settlement figures, as professionally managed claims usually yield more comprehensive damage assessment, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all documentation and correspondence with insurance companies
- Conducting detailed assessment of the damage to property
- Preparing comprehensive claim submissions
- Directly negotiating with insurance companies
- Expediting the settlement timeline
- Ensures compliance with policy guidelines and deadlines
The majority of public adjusters work on a contingency fee basis, that typically range between 10% and 20 percent of the final settlement amount. The fee structure is aligned with the interests of the adjuster with those of the policyholder, as their compensation is contingent on securing a favorable settlement.
The expertise of a Public Adjuster often proves invaluable in complex claims situations, where the knowledge of building codes, construction costs, & insurance policy provisions can have a significant impact on settlement outcomes.
Their expert oversight ensure no insured damages are left unnoticed and ensures that claims are properly valued according to current market conditions.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
How Much Do City and County of San Francisco Public Adjusters Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In City and County of San Francisco?
Complex insurance claims typically require experienced professionals to effectively navigate. Public insurance adjusters, state-licensed professionals who solely work for policyholders, can significantly impact the outcome of claims as well as settlement amount.
Several scenarios warrant hiring a public adjuster:
- Extensive property damage
- Claims that involve multiple types of coverage
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Situations that are time-sensitive which require immediate attention
Public adjusters streamline the claims process by:
- Conducting comprehensive damage assessments
- Preparing and filing the necessary documentation
- Managing communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy conditions and deadlines
Public adjusters particularly benefit policyholders by:
- Reducing stress through expert claim management
- Accelerating the settlement process
- Giving independent damage assessment
- Ensuring comprehensive documentation
- Utilizing industry-specific expertise to ensure fair settlements
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A City and County of San Francisco Public Adjuster?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a City and County of San Francisco public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Insurance Claims Adjuster In City and County of San Francisco if the insurance company already sent an adjuster?
The decision to hire a state-licensed public adjuster, even when an insurance company has assigned its own adjuster, can dramatically affect the final outcome of an insurance claim.
Although the insurance company adjusters work for the insurance company’s interests … public insurance claims adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated professionals operate independently to ensure fair settlement of claims and a thorough coverage interpretation.
Public adjusters streamline the claims process by coordinating documentation, performing complete evaluations of damage, and handling all communication with insurance companies. This professional intervention typically speeds up claim resolution and decreases homeowners’ administrative burdens.
The importance of public adjusters isn’t only limited to monetary benefits. These professionals provide expert guidance throughout the claims process, providing the complexities of policy and ensuring that every damage is properly documented and assessed.
They create specific damage estimates, gather necessary evidence, and negotiate directly with insurance carriers for the highest settlement outcome.
Insurance claims can be complicated and time-consuming which makes professional representation crucial during large loss events. Public adjusters’ expertise in negotiation and interpretation of policies often results in more comprehensive settlements that take into account evident and hidden damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In City and County of San Francisco?
While policyholders have the right to file insurance claims independently, data from industry experts suggests this approach may not yield ideal results.
Key challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters offer important advantages to the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claim files, and handle all paperwork required, making sure that nothing is missed.
- Time and Stress Management – These professionals manage all communication with insurance companies so that homeowners can focus on recovery while speeding the claims process.
- Expert Negotiation – With a vast understanding of the insurance policies and rules, public adjusters deal directly with insurance companies to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, which typically ranges between 10-20% of the final settlement amount, which ensures that the interests of the policyholder are protected.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the claims process. Their expertise is particularly valuable in complicated claims or when significant damages are involved.
Statistics from the industry consistently indicate that expert representation by state-licensed public adjusters leads to more favorable outcomes for policy holders, with faster processing times, and more complete settlement packages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
In City and County of San Francisco, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer the opportunity to negotiate with insurers, this approach can present some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and knowledge to serve as representative for insurers in claim negotiations.
This limitation could dramatically affect the outcomes of a claim and potentially limit your rights as a owner of the policy.
The state insurance departments oversee licensed public adjusters, who undergo highly specialized training, undergo Federal background checks, & require specialized licensing by the state to operate. They also have the legal authority to act on behalf of the policyholder in order to protect and defend their rights … legal authority that contractors don’t possess … which makes them the legal alternative to contractor representation.
Public Adjusters specialize in interpreting insurance policies, documenting damages, and working with insurance companies to ensure equitable claim compensation.
Public adjusters provide several distinct advantages, which include:
- Expert claim documents and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Expedited claim processing
- Reduce stress by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public adjusters need to maintain professional licenses and follow strict ethical standards, thereby providing an additional layer of consumer protection that is not offered by the representation of contractors.
For complex claims for more complex claims, public adjusters have a wealth of knowledge in the interpretation of policies, documentation demands and negotiation techniques often is invaluable, and can help avoid costly mistakes and claims denials which could result from negotiation led by contractors.
Disclaimer: Certain Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Get More?
When insurance settlements prove insufficient to cover property damages, policyholders retain several legal options to pursue additional compensation, even after the initial claim settlement.
According to the National Association of Insurance Commissioners (NAIC), the policyholders must carefully evaluate the terms of their settlement and related documents prior to accepting the final settlement.
The timing and the circumstances for pursuing additional compensation are critical aspects, as the majority of insurance policies contain specific deadlines for claims disputes or appeals, generally ranging from one to two years after the settlement date.
Licensed public insurance adjusters are essential in re-evaluating settled claims and finding overlooked damages. Public adjusters carry out thorough property assessments, document any additional damages, and deal with insurance companies for policyholders.
Important steps to pursue additional compensation include:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Gather additional evidence and estimates
- Retain professional representation from a state-licensed public insurance adjusters
The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters are often able to spot overlooked damages and policy provisions that support the need for additional compensation. Their experience in policy interpretation and claim valuation proves particularly valuable when defending settled claims.
The policyholder should take action immediately when they discover insufficient settlement amounts, since delay could hinder their ability to recover additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In City and County of San Francisco?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In City and County of San Francisco, California
City and County of San Francisco state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In City and County of San Francisco
Contact one of the PCAN verified and state-licensed public insurance adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
We Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public insurance adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How California Public Claims Adjusters Serving City and County of San Francisco Can Get You More From These Types Of Homeowners Insurance Claims
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
- All
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- All
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
A homeowners insurance glossary of terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and Additional Living Expenses, which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance policy declaration page, common homeowners damage deductibles for various types of property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance lingo that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
Related Articles:
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Find A City and County of San Francisco Public Adjuster Near You In One Of These Cities That We Service:
View Service Areas In City and County of San Francisco
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Learn More About Beautiful City and County of San Francisco
San Francisco | |
---|---|
City and County of San Francisco | |
Nicknames: | |
Motto(s): | |
Anthem: Official song: Theme from San Francisco (“Open your Golden Gate”) Official ballad: “I Left My Heart in San Francisco“ | |
Interactive map outlining San Francisco | |
Coordinates: 37°47′N 122°25′W / 37.783°N 122.417°W / 37.783; -122.417 | |
Country | United States |
State | California |
County | San Francisco |
Metro | San Francisco–Oakland–Hayward |
CSA | San Jose–San Francisco–Oakland |
Mission | June 29, 1776 (248 years ago) (June 29, 1776) |
Incorporated | April 15, 1850 (174 years ago) (April 15, 1850) |
Founded by | Juan Bautista de Anza José Joaquín Moraga Francisco Palóu |
Named for | St. Francis of Assisi |
Government | |
• Type | Mayor-council |
• Body | Board of Supervisors |
• Mayor | Daniel Lurie (D) |
• Supervisors | List
|
• Assembly members | Matt Haney (D) Catherine Stefani (D) |
• State senator | Scott Wiener (D) |
• United States Representatives | Nancy Pelosi (D) Kevin Mullin (D) |
Area | |
• City and county | 231.89 sq mi (600.59 km) |
• Land | 46.9 sq mi (121.48 km) |
• Water | 184.99 sq mi (479.11 km) 80.00% |
• Metro | 3,524.4 sq mi (9,128 km) |
Elevation | 52 ft (16 m) |
Highest elevation | 934 ft (285 m) |
Lowest elevation (Pacific Ocean) | 0 ft (0 m) |
Population (2020) | |
• City and county | 873,965 |
• Estimate (2023) | 808,988 |
• Rank | 49th in North America 17th in the United States 4th in California |
• Density | 18,634.65/sq mi (7,194.88/km) |
• Urban | 3,515,933 (US: 14th) |
• Urban density | 6,843.0/sq mi (2,642.1/km) |
• Metro | 4,566,961 (US: 13th) |
• CSA | 9,225,160 (US: 5th) |
Demonym | San Franciscan |
Languages | |
• Official | English, Spanish, Chinese, Filipino, Vietnamese |
• Other non-official spoken languages | Russian, Persian, Portuguese, and others |
GDP | |
• City and county | $263.1 billion (2023) |
• Metro | $778.9 billion (2023) |
• CSA | $1.397 trillion (2023) |
Time zone | UTC−08:00 (PST) |
• Summer (DST) | UTC−07:00 (PDT) |
ZIP Codes | List
|
Area codes | 415/628 |
FIPS code | 06-67000 |
GNIS feature IDs | 277593, 2411786 |
Website | sf.gov |
|
San Francisco, officially the City and County of San Francisco, is a commercial, financial, and cultural center within Northern California. With a population of 808,988 residents as of 2023, San Francisco is the fourth-most populous city in the state of California and the 17th-most populous in the United States. It covers a land area of 46.9 square miles (121 square kilometers) at the upper end of the San Francisco Peninsula, making it the second-most densely populated major U.S. city and the fifth-most densely populated U.S. county. Among U.S. cities proper with over 250,000 residents, San Francisco is ranked first by per capita income and sixth by aggregate income as of 2023. San Francisco anchors the 13th-most populous metropolitan statistical area in the U.S., with almost 4.6 million residents in 2023. The larger San Jose–San Francisco–Oakland combined statistical area, the fifth-largest urban region in the U.S., had a 2023 estimated population of over nine million.
Prior to European settlement, the modern city proper was inhabited by the Yelamu, who spoke Ramaytush Ohlone. On June 29, 1776, settlers from New Spain established the Presidio of San Francisco at the Golden Gate, and the Mission San Francisco de Asís a few miles away, both named for Francis of Assisi. The California gold rush of 1849 brought rapid growth, transforming an unimportant hamlet into a busy port, making it the largest city on the West Coast at the time. In 1856, San Francisco became a consolidated city-county. After three-quarters of the city was destroyed by the 1906 earthquake and fire, it was quickly rebuilt, hosting the Panama–Pacific International Exposition nine years later. In World War II, it was a major port of embarkation for naval service members shipping out to the Pacific Theater. After the war, the confluence of returning servicemen, significant immigration, liberalizing attitudes, the rise of the beatnik and hippie countercultures, the sexual revolution, opposition to U.S. involvement in the Vietnam War, and other factors led to the Summer of Love and the gay rights movement, cementing San Francisco as a center of liberal activism.
San Francisco and the surrounding San Francisco Bay Area are a global center of economic activity and the arts and sciences, spurred by leading universities, high-tech, healthcare, finance, insurance, real estate, and professional services sectors. As of 2020, the metropolitan area, with 4.5 million residents, ranked 5th by GDP ($874 billion) and 2nd by GDP per capita ($131,082) across the OECD countries. In 2023, San Francisco proper had a GDP of $263.1 billion and a GDP per capita of $325,000. Despite an accelerating exodus of businesses from the downtown area of San Francisco, the city is still home to numerous companies inside and outside of technology, including Salesforce, Uber, Airbnb, OpenAI, Levi’s, Gap, Dropbox, and Lyft.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.