Work With Trusted & Experienced
Public Adjusters In Los Nietos, CA That Work For YOU!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!
*Not All Services Available In All Areas.Â
Don't Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount, That You Are Legally Entitled To, From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & verified Los Nietos public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance claims adjusters in Los Nietos, California offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified public adjusters serving Los Angeles County today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request Your No-Obligation Consultation With a PCAN-Verified Member Public Adjuster Today!
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*Some Services May Not Be Available In All Areas. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified Public Adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Los Nietos community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Claims Adjuster In Los Nietos, CA?
Los Nietos Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert public claims adjusters Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas.Â
What Our Network Of Licensed Los Nietos Public Insurance Adjusters Bring To The Table
Insurance Policy & Claims Specialists For Los Nietos, CA Residents
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Los Nietos, California. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Homeowners, Businesses, & HOA's In Los Nietos, Los Angeles County
PCAN member public insurance adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages For Los Nietos Homeowners Insurance Claims
PCAN member public insurance claims adjusters in Los Nietos, Los Angeles County have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Best Damage Claim Negotiators In Los Nietos
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Los Nietos, CA know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Los Nietos California Public Adjusting
What Is A Public Claims Adjuster In Los Nietos & What Do They Do?
California Public adjusters are licensed insurance professionals who independently represent policyholders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA), these professionals serve as advocates for homeowners, ensuring their interests are protected in dealing with insurance companies..
The function of public adjusters has become increasingly important over the last few years, specifically as insurance claims grow more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements that were up to 800% higher over those who managed claims independently.
Public adjusters provide comprehensive services throughout the claim process. They conduct detailed damage assessments, and prepare and file the necessary documents, and handle all communication with insurance companies. This kind of professional assistance significantly cuts down the stress and time involved with filing claims and allows policyholders to concentrate on recovery.
Operating primarily on a contingency fee basis that typically range between 10 and 20% of the final settlement, public adjusters are paid to ensure the most amount of compensation to their customers. The fee structure varies according to the complexity of the claim as well as state regulations and the resources required.
They have extensive knowledge of insurance policies, as well as building codes, and costs for construction. They leverage this expertise to:
- Expedite the claims process
- Document and assess damages thoroughly
- Navigate complex policies
- Directly negotiate with insurance companies
- Make sure you are in compliance with deadlines for filing and additional policy requirements
Research has clearly shown that professional representation during the process of settling claims typically results in more comprehensive settlements as well as quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common pitfalls that could otherwise delay or diminish claim settlements.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Will My Settlement Be Larger If I Hire A Los Nietos Public Adjusting Company?
Research and analysis has shown that hiring a public insurance adjuster can substantially increase policyholder claim settlements. According to a landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who employed public adjusters received settlements as high as 800% higher than those who handled claims on their own.
Public adjusters in California serve as licensed professionals who exclusively represent policyholders throughout the claims process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals provide detailed claim management services, including precise documentation of property damage and interpretation of policies and settlement negotiations with insurance carriers.
The value of professional representation is particularly evident in final settlement figures, as professionally managed claims typically produce more detailed damage estimates and more accurate valuations of losses.
Public adjusters streamline the claims process by:
- Handling all documentation and correspondence with insurance companies
- Conducting thorough property damage assessments
- Preparing comprehensive claim submissions
- Directly negotiating with insurance companies
- Expediting the settlement timeline
- Ensures compliance with policy guidelines and deadlines
The majority of public adjusters work on the contingency fee basis, which typically range from 10% to 20 percent of the final settlement amount. The fee structure is aligned with the interests of the adjuster with the policyholder’s, as their compensation is contingent upon securing a favorable settlement agreement.
A Public adjuster’s expertise often is invaluable in complicated claims scenarios, where technical knowledge of building codes, construction costs, & insurance policy provisions can have a major impact on settlement outcomes.
Their professional oversight helps ensure that no damaged claims are overlooked and that claims are properly valued in accordance with current market conditions.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
How Much Do Los Nietos Public Adjusters Near Me Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Los Nietos, CA?
Complex insurance claims often require expert knowledge to navigate effectively. Public insurance adjusters, state-licensed professionals who solely work on behalf of policyholders, can significantly impact claim outcomes and settlement amount.
A variety of scenarios could need a public adjuster:
- Property damage that is extensive
- Claims that involve multiple coverage types
- Disputed claims or partial claim denials
- Complex documentation requirements
- Situations that are time-sensitive and require immediate attention
Public adjusters streamline the claims process by:
- Conducting thorough damage assessments
- The preparation and filing of necessary documentation
- Managing communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy terms and deadlines
Public adjusters particularly benefit policyholders by:
- Stress reduction by utilizing expert claim management
- Expediting settlement processes
- Providing an objective assessment of damage
- Ensuring comprehensive documentation
- Utilizing industry-specific expertise to ensure fair settlements
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A Public Adjuster Near Me In Los Nietos?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a California public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In Los Nietos, Los Angeles County?
While policyholders have the right to file insurance claims on their own, data from industry experts suggests this strategy may not provide ideal results.
Key challenges of self-filing include:
- ​​​​Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
​​​​licensed public adjusters provide substantial advantages during the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and handle all necessary paperwork, ensuring that nothing is missed.
- Time and Stress Management – These professionals manage all communication with insurance companies so that homeowners can focus on recovery while expediting the process of filing claims.
- Expert Negotiation – With a vast understanding of the insurance policies and rules, public adjusters deal directly with insurance companies in order to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, usually ranging from 10 to 20 percent of the final settlement amount, ensuring alignment with the policyholder’s interests.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the process of settling claims. Their expertise is particularly useful in complex claims or when significant damages are involved.
Industry statistics consistently indicate that professional representation by state-licensed public claims adjusters leads to more favorable outcomes for policy holders, with quicker processing, and more complete settlement packages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
In Los Nietos, Can My Contractor Represent Me Against My Insurance Company?
Although contractors frequently offer the opportunity to negotiate with insurers, this approach can present some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack expertise to be official representatives in insurance claim negotiations.
This limitation could greatly affect the outcomes of a claim and potentially limit any rights granted to the owner of the policy.
The state insurance departments regulate licensed public adjusters, who undergo highly specialized training, must pass Federal background checks, & require specialized licenses from the state in order to work. They also are legally authorized to represent the policyholder to protect & defend their rights … legal authority that contractors do not possess … thus they are the legal alternative to contractor representation.
Public Adjusters are experts in the interpretation of insurance policies, assessing and documenting damage, and negotiating with insurance companies to ensure equitable settlements.
Public adjusters provide several distinct advantages, such as:
- Expert claim documents and filing
- Professional negotiation with insurance companies
- Comprehensive damage assessment
- Accelerated claim processing
- Stress reduction by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public claims adjusters must hold professional licenses and follow strict ethical standards, thereby providing another layer of consumer protection not available with contractor representation.
For claims that are complex, public adjusters’ expertise in interpreting policies, document requirements and negotiation strategies frequently can be invaluable, thereby avoiding costly mistakes and claim denials which could result from negotiation led by contractors.
Disclaimer: Some Services Are Not Available In All Areas. Contingency fees are not available for Louisiana.
I Already Settled My Claim, But It Wasn’t Enough To Cover The Damages. Is It Too Late To Try To Get More?
If insurance settlements are not sufficient to compensate for damages to property, the policyholder has a variety of legal options to seek further compensation after the initial claim settlement.
According to the National Association of Insurance Commissioners (NAIC), the policyholders must be sure to carefully review their settlement terms and related documentation before accepting the final settlement payment.
The timing and the circumstances for pursuing additional compensation are critical elements, as the majority of insurance policies have specific deadlines for claims disputes or appeals, usually ranging from one to two years after settlement date.
Licensed public adjusters are essential in re-evaluating settlement claims and in identifying previously missed damages. Public adjusters conduct thorough property assessments, as well as document any additional damages, and deal with insurance companies for policyholders.
Key steps for pursuing additional compensation include:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Gather additional evidence and estimates
- Retain professional representation from a state-licensed public adjusters
The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters are often able to spot overlooked damages and policy provisions that support additional compensation. Their expertise in policy interpretation and the valuation of claims is particularly useful when defending settled claims.
Insurance policyholders must act promptly after discovering inadequate settlement amounts, as a delay could hinder their ability to recover additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Why hire a Public Insurance Claims Adjuster In Los Nietos if your insurance company already sent an adjuster?
The decision to hire a state-licensed public claims adjuster, even when an insurance company has assigned its own adjuster, could greatly affect the outcome of an insurance claim.
Although insurance company adjusters work for the insurance company’s interests … public claims adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals work independently to ensure fair settlements of claims and complete policy interpretation.
Public adjusters streamline the claims process by managing documents, conducting thorough assessment of the damage and coordinating all communications with insurance companies. This professional intervention typically accelerates claim resolution and reduces homeowners administrative burdens.
The value of public adjusters also extends beyond monetary benefits. These professionals provide professional guidance during the claim process, providing complex policy terms and ensuring the damage is documented and assessed.
They prepare detailed damage estimates, gather the necessary evidence, and negotiate directly with insurance companies for the highest settlement outcome.
Insurance claims can be complicated and time-consuming, making professional representation crucial during large losses. Public adjusters’ expertise in negotiation and interpretation of policies usually results in more extensive settlements that take into account the obvious as well as concealed damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Los Nietos, CA?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
A homeowners insurance glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV) Vs. Replacement Value, a method for determining compensation based on replacement costs minus depreciation, and ALE Insurance Coverage, which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance policy declaration page, common home insurance deductibles for various kinds of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance terms and definitions that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Los Nietos, California
California state-licensed public adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Los Nietos, Los Angeles County
Contact one of the PCAN verified and state-licensed public insurance adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public insurance claims adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
Public Adjuster Takes Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public insurance claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public insurance adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Los Nietos Public Claims Adjusters Can Get You More From These Types Of Homeowners Insurance Claims
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Read The Latest Articles Related To Your Specific Claim
- Featured
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- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
- Featured
- Adjusting
- Basement
- Black Mold
- Business Interruption
- CA
- Ceiling Damage
- Commercial Property Damage
- Condo Association
- Contractors
- Denied Insurance Claims
- Earthquake Damage
- Fire Damage
- Flood Damage
- Foundation Damage
- Hail
- Hail Damage
- Homeowners Association
- Homeowners Insurance
- Hurricane
- Hurricane Damage
- Inspections
- Installation
- Insurance
- Insurance FAQ
- Lightning
- Mitigation
- Mold Damage
- New Claims
- Personal Property Damage
- Property Damage
- Public Adjusting Guides
- Remediation
- Repairs
- Replacement
- Roof Damage
- Roof Leaks
- Sewer Lines
- Sinkhole Damage
- Slab Leak
- Solar Panels
- Storm Damage
- Storms
- Structural Damage
- terms
- Theft
- Tordano Damage
- Tornado
- TX
- Underpaid Insurance Claims
- Vandalism
- Water Damage
- Water Lines And Pipes
- Wildfire Damage
- Wind
- Wind
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Los Nietos, California
West Whittier-Los Nietos, California | |
---|---|
Location of West Whittier-Los Nietos in Los Angeles County, California. | |
Coordinates: 33°58′34″N 118°4′8″W / 33.97611°N 118.06889°W / 33.97611; -118.06889 | |
Country | |
State | |
County | |
Area | |
 • Total | 2.519 sq mi (6.524 km) |
 • Land | 2.519 sq mi (6.524 km) |
 • Water | 0 sq mi (0 km)  0% |
Population  (2020) | |
 • Total | 25,325 |
 • Density | 10,000/sq mi (3,900/km) |
Time zone | UTC-8 (PST) |
 • Summer (DST) | UTC-7 (PDT) |
ZIP code | 90606 |
Area code | 562 |
FIPS code | 06-84921 |
GNIS feature ID | 2409570 |
West Whittier-Los Nietos (pronunciation) is a census-designated place (CDP) in Los Angeles County, California, near the San Gabriel River and the San Gabriel River (I-605) Freeway. The population was 25,540 at the 2010 census, up from 25,129 at the 2000 census. The census area consists of separate unincorporated communities of Los Nietos (Spanish for “the grandchildren”) and West Whittier.
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