Work With Trusted & Experienced
Maine Public Adjusters That Work For You!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!*
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Don’t Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & vetted Maine public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public claims adjusters in Maine offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Maine public insurance claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request A Free Consultation!
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*Some Services May Not Be Available In All Areas. Contingency fees are not permitted by law in Louisiana. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Maine community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Claims Adjuster In Maine?
Maine Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert Maine Public Claims Adjuster Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
What Our Network Of Licensed Maine Public Insurance Adjusters Bring To The Table
Maine Insurance Policy Claims Specialists
PCAN member public insurance adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Maine. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Maine Homeonwers Insurance Policy Holders
PCAN member public insurance adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages
PCAN member public claims adjusters in Maine have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Claims Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Maine know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Maine
Maine state-licensed public adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Maine
Contact one of the PCAN verified and state-licensed public insurance adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public claims adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance claims adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
We Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public claims adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Maine Public Adjusting
What Are Maine Public Adjusters, & What Do They Do?
Maine Public adjusters are licensed insurance professionals who independently represent policyholders throughout the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are professionals act as advocates for property owners and ensure their rights are protected when dealing with insurance companies..
The role of public adjusters has become increasingly important in recent times, especially as insurance claims grow more complicated. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements that were up to 800% higher than those who handled claims themselves.
Public adjusters provide comprehensive services throughout the claims process. They conduct detailed assessments of the damages, and prepare and file the necessary documentation, and manage all communication with insurance companies. This kind of professional assistance significantly cuts down the stress and time that comes with filing claims which allows policyholders owners to focus on rehabilitating.
Working primarily on a basis of contingency fees, typically ranging from 10% to 20 percent of the final settlement, public adjusters are rewarded for securing the most settlement to their customers. The fee structure varies according to the complexity of the claim state regulations, as well as the resources required.
These professionals possess vast expertise of insurance policies, as well as building codes, and costs for construction. They leverage this expertise to:
- Accelerate the claims process
- Document and assess the extent of damages
- Navigate complex policies
- Directly negotiate with insurance carriers
- Ensure compliance with filing deadlines and additional policy requirements
Research has clearly shown that professional representation during the process of settling claims typically results in more comprehensive settlements and quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can prevent common pitfalls that could otherwise delay or diminish claim settlements.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Will My Settlement Be Larger If I Hire A Maine Public Adjusting Company?
Research and industry analysis have shown that employing a public insurance adjuster can dramatically increase policyholder settlements for claims. According to a landmark research study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements that were up to 800% higher than those who dealt with claims themselves.
Public adjusters in Portland, Maine serve as licensed professionals who exclusively represent policyholders during the claims process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals provide detailed claims management services, including detailed property damage documentation, policy interpretation, and settlement discussions with insurance companies.
The value of professional representation is evident in final settlement figures, as professionally managed claims generally produce more detailed damage estimates, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all documentation and correspondence with insurance companies
- Conducting thorough property damage assessments
- Preparing comprehensive claim submissions
- Negotiating directly with insurance carriers
- Accelerating the settlement timeline
- Ensuring compliance with the policy guidelines and deadlines
Most public adjusters work on the basis of contingency fees, which typically range from 10% to 20% of the final settlement amount. The fee structure is aligned with the interests of the adjuster with those of the policyholder, as their compensation is contingent upon securing a favorable settlement.
A Public adjuster’s expertise often is invaluable in complicated claims situations, where the knowledge of building codes, construction costs, & insurance policy provisions can have a significant impact on settlement outcomes.
Their professional oversight helps ensure that no insured damages are overlooked and that claims are appropriately valued according to the current market conditions.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
How Much Do Maine Public Adjusters Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A Maine Public Adjuster?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Maine public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Maine?
Complex insurance claims usually require expert knowledge to effectively navigate. Public insurance adjusters, state-licensed professionals who solely work on behalf of policyholders, can significantly impact the outcome of claims and settlement outcomes.
Several scenarios need a public adjuster:
- Property damage that is extensive
- Claims that involve multiple coverage types
- Disputed claims or partial claim denials
- Complex documentation requirements
- Situations that are time-sensitive and require immediate attention
Public adjusters streamline the claims process by:
- Conducting thorough damage assessments
- The preparation and filing of all documentation required
- Communication with insurance companies
- Settlement negotiations on behalf of the policyholders
- Ensure compliance with policy conditions and deadlines
Public adjusters particularly benefit policyholders through:
- Stress reduction through expert claim management
- Speeding up the settlement process
- Offering objective damage assessments
- Ensuring comprehensive documentation
- Leveraging industry knowledge for fair settlements
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In Maine?
Although policyholders have the right to make insurance claims on their own, data from industry experts suggests this approach may not yield ideal results.
The main challenges with self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters have important advantages to the claims process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and prepare complete claim files, and manage all necessary paperwork, ensuring that nothing is missed.
- Time and Stress Management – These professionals handle all communications with insurance companies and homeowners can concentrate on recovering while speeding up the claims process.
- Expert Negotiation – With extensive knowledge of insurance policies and regulations, public adjusters deal directly with insurance companies to negotiate fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, which typically ranges from 10 to 20% of the final settlement amount, ensuring alignment with the policyholder’s interests.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the claims process. Their expertise can be valuable in complicated claims or when significant damages are involved.
Industry statistics consistently show that professional professional representation by state-licensed public adjusters leads to better outcomes for policy holders, with quicker processing, and more complete settlement packages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
In Maine, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer to negotiate with insurers, this approach can present some significant risks and limitations. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack knowledge to serve as official representatives for insurance claims negotiations.
This limitation can dramatically affect the outcome of a case and potentially affect the rights of the insurance company.
The state insurance departments regulate licensed public adjusters, who go through extremely specialized training, undergo Federal background checks, and require special licensing from the state before they can operate. They also are legally authorized to represent the policyholder to safeguard and protect their right … legal authority that contractors do not have … thus they are the legal and comprehensive alternative to representation by contractors.
Public Adjusters specialize in the interpretation of insurance policies, documenting damages, and negotiating with insurance companies in order to secure fair and equitable claim compensation.
Public adjusters provide several distinct advantages, including:
- Professional claim documents and filing
- Professional negotiation with insurance companies
- Comprehensive damage assessment
- Faster claim processing
- Stress reduction through total claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public claims adjusters must maintain professional licenses and follow strict ethical standards, thereby providing another layer of consumer protection that is not offered by contractors.
For complex claims for complex claims, for complex claims, adjusters are experts in the interpretation of policies, documentation requirements, and negotiation strategies often can be invaluable, thereby avoiding costly mistakes and claims denials that could arise from contractor-led negotiations.
Disclaimer: Certain Services Not Available In All Areas. Contingency fees are not permitted for Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Get More?
When insurance settlements prove insufficient to pay for property damage, policyholders have a range of legal options to pursue additional compensation, even following the initial claim settlement.
As per the National Association of Insurance Commissioners (NAIC), the policyholders must carefully evaluate their settlement terms and related documents prior to accepting the final settlement payment.
The timing and the circumstances for seeking additional compensation are crucial elements, as the majority of insurance policies have specific timeframes for claim disputes as well as appeals, usually between one and two years following the settlement date.
Licensed public claims adjusters are essential in re-evaluating settled claims and identifying previously unnoticed damages. Public adjusters perform thorough assessments of property damages, document any additional damages, and deal with insurance companies in the interest of policyholders.
Key steps for pursuing additional compensation are:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Gather supporting evidence and estimates
- Request professional representation from a state-licensed public insurance claims adjusters
The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters are often able to spot overlooked damages and policy provisions which allow for additional compensation. Their experience in policy interpretation and claim valuation proves particularly valuable when defending settled claims.
Insurance policyholders must respond quickly when they discover insufficient settlement amounts, as delay can compromise their ability to collect additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Why hire a Public Insurance Claims Adjuster In Maine if the insurance company already sent an adjuster?
The decision to employ a state-licensed public insurance claims adjuster, even if an insurance company has appointed its own adjuster greatly affect the final result of an insurance claim.
Although insurance company adjusters work for the insurance company’s interests … public insurance claims adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals operate independently to ensure fair settlement of claims and a thorough policy interpretation.
Public adjusters streamline the claims process by managing documentation, conducting thorough assessment of the damage and coordinating all communications with insurance companies. This professional intervention typically speeds up claim resolution and decreases homeowners’ administrative burdens.
The value of public adjusters isn’t only limited to monetary benefits. They provide expert advice throughout the claims process, providing complicated policy terms and making sure that all damage is properly documented and assessed.
They make detailed damage estimates, gather necessary evidence, and negotiate directly with insurance companies for the highest settlement outcome.
Insurance claims are complex and time-consuming, making professional representation valuable during significant losses. Public adjusters’ expertise in negotiation and interpretation of policies usually results in more comprehensive settlements that take into account evident and concealed damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Maine?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
A glossary of insurance terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value Vs. Replacement Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and Additional Living Expenses (ALE), which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance declaration page, common home insurance deductibles for various types of home damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential home insurance terms and definitions that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Maine Public Claims Adjusters Can Get You More From These Types Of Property Damage Insurance Claims
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Find A PCAN Public Adjuster In Maine Near You In One Of These Cities:
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Maine
Maine | |
---|---|
Nicknames: The Pine Tree State Vacationland | |
Motto(s): “Dirigo“ (Latin for “I lead”, “I guide”, or “I direct”) | |
Anthem: State of Maine | |
Location of Maine within the United States | |
Country | United States |
Before statehood | Part of Massachusetts (District of Maine) |
Admitted to the Union | March 15, 1820; 204 years ago (1820-03-15) (23rd) |
Capital | Augusta |
Largest city | Portland |
Largest county or equivalent | Cumberland |
Largest metro and urban areas | Portland |
Government | |
• Governor | Janet Mills (D) |
• Senate President | Mattie Daughtry (D) |
Legislature | State Legislature |
• Upper house | Senate |
• Lower house | House of Representatives |
Judiciary | Maine Supreme Judicial Court |
U.S. senators | Susan Collins (R) Angus King (I) |
U.S. House delegation | 1. Chellie Pingree (D) 2. Jared Golden (D) (list) |
Area | |
• Total | 35,385 sq mi (91,646 km) |
• Land | 30,862 sq mi (80,005 km) |
• Water | 4,523 sq mi (11,724 km) 13.5% |
• Rank | 39th |
Dimensions | |
• Length | 320 mi (515 km) |
• Width | 205 mi (330 km) |
Elevation | 600 ft (180 m) |
Highest elevation | 5,270 ft (1,606.4 m) |
Lowest elevation | 0 ft (0 m) |
Population (2024) | |
• Total | |
• Rank | 42nd |
• Density | 43.8/sq mi (16.9/km) |
• Rank | 38th |
• Median household income | $73,700 (2023) |
• Income rank | 35th |
Demonym | Mainer |
Language | |
• Spoken language | |
Time zone | UTC−05:00 (Eastern) |
• Summer (DST) | UTC−04:00 (EDT) |
USPS abbreviation | ME |
ISO 3166 code | US-ME |
Traditional abbreviation | Me. |
Latitude | 42° 58′ N to 47° 28′ N |
Longitude | 66° 57′ W to 71° 5′ W (45°N 69°W / 45°N 69°W / 45; -69) |
Website | maine |
List of state symbols | |
---|---|
Motto | Dirigo |
Slogan | The Way Life Should Be |
Song |
|
Living insignia | |
Bird | Black-capped chickadee |
Butterfly | Pink-edged Sulphur |
Cat breed | Maine Coon |
Crustacean | Lobster |
Fish | Landlocked Atlantic salmon |
Flower | White pine cone and tassel |
Fruit | Wild blueberry |
Insect | Honey bee |
Mammal | Moose |
Plant | Wintergreen |
Tree | White pine |
Inanimate insignia | |
Beverage | Moxie |
Food | Blueberry pie Whoopie pie |
Fossil | Pertica quadrifaria |
Gemstone | Tourmaline |
Rock | Granitic pegmatite |
Ship | Bowdoin |
Soil | Chesuncook soil |
State route marker | |
State quarter | |
Released in 2003 | |
Lists of United States state symbols |
Maine ( MAYN) is a state in the New England region of the United States, and the northeastern most state in the Lower 48. It borders New Hampshire to the west, the Gulf of Maine to the southeast, and the Canadian provinces of New Brunswick and Quebec to the northeast and northwest, and shares a maritime border with Nova Scotia. Maine is the largest state in New England by total area, nearly larger than the combined area of the remaining five states. Of the 50 U.S. states, it is the 12th-smallest by area, the 9th-least populous, the 13th-least densely populated, and the most rural. Maine’s capital is Augusta, and its most populous city is Portland, with a total population of 68,408, as of the 2020 census.
The territory of Maine has been inhabited by Indigenous populations for about 12,000 years, after the glaciers retreated during the last ice age. At the time of European arrival, several Algonquian-speaking nations governed the area and these nations are now known as the Wabanaki Confederacy. The first European settlement in the area was by the French in 1604 on Saint Croix Island, founded by Pierre Dugua, Sieur de Mons. The first English settlement was the short-lived Popham Colony, established by the Plymouth Company in 1607. A number of English settlements were established along the coast of Maine in the 1620s, although the rugged climate and conflict with the local Indigenous people caused many to fail. As Maine entered the 18th century, only a half dozen European settlements had survived. Loyalist and Patriot forces contended for Maine’s territory during the American Revolution. During the War of 1812, the largely undefended eastern region of Maine was occupied by British forces with the goal of annexing it to Canada via the Colony of New Ireland, but returned to the United States following failed British offensives on the northern border, mid-Atlantic and south which produced a peace treaty that restored the pre-war boundaries. Maine was part of the Commonwealth of Massachusetts until 1820 when it voted to secede from Massachusetts to become a separate state. On March 15, 1820, under the Missouri Compromise, Maine was admitted to the Union as the 23rd state.
Today, Maine is known for its jagged, rocky Atlantic Ocean and bay-shore coastlines, mountains, heavily forested interior, and its cuisine, particularly wild lowbush blueberries and seafood such as lobster and clams. Coastal and Down East Maine have emerged as important centers for the creative economy, especially in the vicinity of Portland, which has also brought gentrification to the city and its metropolitan area.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.