Work With Trusted & Experienced
Mississippi Public Adjusters That Work For You!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!*
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Don’t Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & vetted Mississippi public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance claims adjusters in Mississippi offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Mississippi public adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request A Free Consultation!
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*Some Services May Not Be Available In All Areas. Contingency fees are not permitted by law in Louisiana. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Mississippi community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Adjuster In Mississippi?
Mississippi Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert Mississippi Public Claims Adjuster Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
What Our Network Of Licensed Mississippi Public Insurance Adjusters Bring To The Table
Mississippi Insurance Policy Claims Specialists
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Mississippi. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Mississippi Homeonwers Insurance Policy Holders
PCAN member public insurance adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages
PCAN member public insurance adjusters in Mississippi have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Claims Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Mississippi know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Mississippi
Mississippi state-licensed public claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Mississippi
Contact one of the PCAN verified and state-licensed public insurance claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public claims adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
We Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public insurance claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Mississippi Public Adjusting
What Are Mississippi Public Adjusters, & What Do They Do?
Mississippi Public adjusters are licensed insurance professionals who independently represent policyholders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are experts act as advocates for homeowners, ensuring their interests are protected in dealing with insurance companies..
The function of public adjusters has become more significant in recent years, specifically since insurance claims become more complex. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) discovered that policyholders who employed public adjusters received settlements that were up to 800% higher than those who dealt with claims on their own.
Public adjusters provide comprehensive services throughout the claim process. They conduct detailed assessments of the damages, and prepare and file the necessary documentation, and handle all communications with insurance companies. This kind of professional assistance significantly cuts down the amount of time and anxiety associated with filing claims and allows policyholders owners to focus on recovering.
Working primarily on a contingency fee basis that typically range between 10 and 20 percent of the final settlement, public adjusters are rewarded for securing the highest possible amount of amount of compensation for their clients. The fee structure varies depending on the complexity of the claim state regulations, as well as required resources.
They have extensive expertise of insurance policies, and building codes, as well as construction costs. They apply this knowledge to:
- Expedite the claims process
- Document and evaluate the extent of damages
- Navigate complex policies
- Negotiate directly with insurance companies
- Ensure compliance with filing deadlines and additional policy requirements
Research has clearly shown that professional representation during the claim process often leads to more comprehensive settlements and quicker claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common pitfalls that could otherwise hinder or delay settlements.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Will My Settlement Be Larger If I Hire A Mississippi Public Adjusting Company?
Industry research and analysis has shown that employing a public insurance adjuster can substantially increase policyholder claim settlements. According to a landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who employed public adjusters received settlements that were up to 800% higher than those who handled claims on their own.
Public adjusters in Estill, Mississippi serve as licensed professionals who advocate exclusively for policyholders throughout the claims process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals offer comprehensive claim management services, including detailed documentation of property damage as well as policy interpretation as well as settlement discussions with insurance carriers.
The value of professional representation is evident in final settlement figures, as professionally managed claims typically yield more comprehensive damage assessment, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Handling all documentation and correspondence with insurance companies
- Conducting thorough property damage assessments
- Preparing comprehensive claim submissions
- Directly negotiating with insurance companies
- Speeding up the settlement timeline
- Ensures compliance with policy specifications and deadlines
The majority of public adjusters work on the basis of contingency fees, that typically range from 10% to 20% of the final settlement amount. The fee structure is aligned with the interests of the adjuster with the policyholder’s, as their compensation is contingent upon securing a favorable settlement.
The expertise of a Public Adjuster often is invaluable in complicated claims scenarios, where technical knowledge of building codes, construction costs, & insurance policy provisions can have a significant impact on settlement outcomes.
Their expertise and oversight ensure no covered damages are missed and claims are appropriately valued according to the current market conditions.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
How Much Do Mississippi Public Adjusters Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A Mississippi Public Adjuster?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Mississippi public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Mississippi?
Complex insurance claims typically require experienced professionals to navigate effectively. Public insurance adjusters, state-licensed professionals who solely work on behalf of policyholders, can have a significant impact on the outcome of claims as well as settlement amounts.
A variety of scenarios could require the use of a public adjuster:
- Extensive property damage
- Claims involving multiple coverage types
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- Preparing and filing the required documentation
- Managing communication with insurance companies
- Settlement negotiations on behalf of the policyholders
- Ensuring compliance with the policy guidelines and deadlines
Public adjusters particularly benefit policyholders by:
- Stress reduction through professional claim management
- Speeding up the settlement process
- Providing objective damage assessments
- Ensuring comprehensive documentation
- Leveraging industry knowledge for fair settlements
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In Mississippi?
Although policyholders have the right to make insurance claims on their own, data from industry experts suggests this strategy may not provide the best results.
Key challenges of self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters provide important advantages to the claims process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claim files, and manage all paperwork required, making sure no detail is left unnoticed.
- Time and Stress Management – These professionals manage all communication with insurance companies and homeowners can concentrate on recovery while speeding the process of filing claims.
- Expert Negotiation – With extensive knowledge of the insurance policies and rules, public adjusters engage directly with insurance companies to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, typically ranging from 10-20 percent of the final settlement amount, to ensure the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the process of settling claims. Their expertise can be particularly valuable in complicated claims or when significant damages are involved.
Statistics from the industry indicate that professional representation by state-licensed public claims adjusters leads to more favorable outcomes for policy holders, with faster processing, and more complete settlement packages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
In Mississippi, Can My Contractor Represent Me Against My Insurance Company?
While many contractors offer the opportunity to negotiate with insurers, this approach can present significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors lack the legal authority and knowledge to serve as official representatives for insurance claim negotiations.
This limitation could dramatically affect the result of a case and could limit any rights granted to the insurance company.
State insurance departments regulate licensed public adjusters, who undergo extremely specialized training, have to pass Federal background checks, and require specialized licenses from the state to operate. They also are legally authorized to act on behalf of the policyholder to safeguard and enforce their rights … legal authority that contractors don’t have … thus they are the legal alternative to the representation of contractors.
Public Adjusters are experts in interpreting insurance policies, assessing and documenting damage, and negotiating with insurance companies to ensure equitable settlements.
Public adjusters provide several distinct advantages, which include:
- Expert claim documentation and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Accelerated claim processing
- Stress reduction through total claim management
The National Association of Public Insurance Adjusters (NAPIA) emphasizes the fact that public adjusters need to maintain professional licenses and adhere to strict ethical standards, providing the additional level of consumer protection that is not offered by the representation of contractors.
For claims that are complex, for more complex claims, public adjusters’ expertise in the interpretation of policies, documentation requirements, and negotiation strategies often proves invaluable, potentially preventing costly mistakes and claim denials which could result from the use of contractors in negotiations.
Disclaimer: Some Services Are Not Available In All Areas. Contingency fees not allowed in Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Get More?
If insurance settlements are not sufficient to cover property damages, policyholders have a range of legal options to pursue further compensation after the initial settlement of their claim.
According to the National Association of Insurance Commissioners (NAIC), the policyholders must carefully evaluate the terms of their settlement and related documentation before accepting the final settlement payment.
The timing and circumstances for pursuing additional compensation are critical factors, as the majority of insurance policies contain specific timeframes for dispute resolution as well as appeals, typically between one and two years after the settlement date.
Licensed public adjusters are essential in re-evaluating settled claims and in identifying previously unnoticed damages. Public adjusters perform thorough property assessments, as well as document any additional damage, and negotiate with insurance carriers on behalf of policyholders.
Important steps to pursue additional compensation are:
- Document newly discovered damages
- Review of policy terms and settlement agreements
- Gather supporting evidence and estimations
- Request professional representation from a state-licensed public insurance adjusters
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that public adjusters can often identify overlooked damages and policy provisions that allow for additional compensation. Their experience in the interpretation of policies and claim valuation is particularly useful when challenging settled claims.
The policyholder should take action immediately when they discover insufficient settlement amounts, as a delay can compromise their ability to recover additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Insurance Claims Adjuster In Mississippi if the insurance company already sent an adjuster?
The choice to engage a state-licensed public adjuster, even if an insurance company has appointed its own adjuster, could dramatically affect the final result of an insurance claim.
Although insurance company adjusters work for the insurance company’s interests … public claims adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated adjusters operate independently, ensuring fair settlement of claims and a thorough policies are interpreted.
Public adjusters streamline the claims process by coordinating documentation and conducting comprehensive evaluations of damage, and handling all communication with insurance companies. This professional intervention typically accelerates claim resolution and decreases homeowners administrative burdens.
The importance of public adjusters also extends beyond monetary benefits. They provide professional guidance through the entire claims process, explaining complex policy terms and ensuring all damage is properly documented and valued.
They make specific damage estimates, gather the necessary evidence, and engage directly with insurance carriers in order to get the best settlement results.
Insurance claims are complex and time-consuming which makes professional representation valuable during significant loss events. Public adjusters’ expertise in negotiation and interpretation of policies usually results in more comprehensive settlements that account for the obvious as well as hidden losses.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Mississippi?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
A glossary of insurance terms provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and Additional Living Expenses (ALE), which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance declaration page, common damage deductibles for various types of home damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Mississippi Public Claims Adjusters Can Get You More From These Types Of Property Damage Insurance Claims
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Find A PCAN Public Adjuster In Mississippi Near You In One Of These Cities:
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Mississippi
Mississippi | |
---|---|
Nickname(s): “The Magnolia State” and “The Hospitality State” | |
Motto(s): | |
Anthem: “One Mississippi“ | |
Map of the United States with Mississippi highlighted | |
Country | United States |
Before statehood | Mississippi Territory (1798-1817) |
Admitted to the Union | December 10, 1817 (20th) |
Capital (and largest city) | Jackson |
Largest metro | Greater Jackson |
Government | |
• Governor | Tate Reeves (R) |
• Lieutenant Governor | Delbert Hosemann (R) |
Legislature | Legislature |
• Upper house | Senate |
• Lower house | House of Representatives |
Judiciary | Supreme Court of Mississippi |
U.S. senators | Roger Wicker (R) Cindy Hyde-Smith (R) |
U.S. House delegation | 1: Trent Kelly (R) 2: Bennie Thompson (D) 3: Michael Guest (R) 4: Mike Ezell (R) (list) |
Area | |
• Total | 48,430 sq mi (125,443 km) |
• Land | 46,952 sq mi (121,607 km) |
• Water | 1,521 sq mi (3,940 km) 3% |
• Rank | 32nd |
Dimensions | |
• Length | 340 mi (545 km) |
• Width | 170 mi (275 km) |
Elevation | 300 ft (90 m) |
Highest elevation | 807 ft (246.0 m) |
Lowest elevation | 0 ft (0 m) |
Population (2024) | |
• Total | |
• Rank | 35th |
• Density | 63.5/sq mi (24.5/km) |
• Rank | 33rd |
• Median household income | $54,200 (2023) |
• Income rank | 50th |
Demonym | Mississippian |
Language | |
• Official language | English |
Time zone | UTC−06:00 (Central) |
• Summer (DST) | UTC−05:00 (CDT) |
USPS abbreviation | MS |
ISO 3166 code | US-MS |
Trad. abbreviation | Miss. |
Latitude | 30°12′ N to 35° N |
Longitude | 88°6′ W to 91°39′ W |
Website | ms |
List of state symbols | |
---|---|
Slogan | Virtute et armis (Latin) |
Living insignia | |
Bird | Northern mockingbird (Mimus polyglottos) |
Butterfly | Spicebush swallowtail (Papilio troilus) |
Fish | Largemouth bass (Micropterus salmoides) |
Flower | Magnolia |
Insect | Western honey bee (Apis mellifera) |
Mammal | White-tailed deer (Odocoileus virginianus) |
Reptile | American alligator (Alligator mississippiensis) |
Tree | Southern magnolia (Magnolia grandiflora) |
Inanimate insignia | |
Beverage | Milk |
Color(s) | red and blue |
Dance | Square dance |
Food | Sweet potato |
Gemstone | Emerald |
Mineral | Gold |
Rock | Granite |
Shell | Eastern oyster (Crassostrea virginica) |
Toy | Teddy Bear |
State route marker | |
State quarter | |
Released in 2002 | |
Lists of United States state symbols |
Mississippi ( MISS-iss-IP-ee) is a state in the Southeastern region of the United States. It borders Tennessee to the north, Alabama to the east, the Gulf of Mexico to the south, Louisiana to the southwest, and Arkansas to the northwest. Mississippi’s western boundary is largely defined by the Mississippi River, or its historical course. Mississippi is the 32nd largest by area and 35th-most populous of the 50 U.S. states and has the lowest per-capita income. Jackson is both the state’s capital and largest city. Greater Jackson is the state’s most populous metropolitan area, with a population of 591,978 in 2020. Other major cities include Gulfport, Southaven, Hattiesburg, Biloxi, Olive Branch, Tupelo, Meridian, and Greenville.
The state’s history traces back to around 9500 BC with the arrival of Paleo-Indians, evolving through periods marked by the development of agricultural societies, rise of the Mound Builders, and flourishing of the Mississippian culture. European exploration began with the Spanish in the 16th century, followed by French colonization in the 17th century. Mississippi’s strategic location along the Mississippi River made it a site of significant economic and strategic importance, especially during the era of cotton plantation agriculture, which led to its wealth pre-Civil War, but entrenched slavery and racial segregation. On December 10, 1817, Mississippi became the 20th state admitted to the Union. By 1860, Mississippi was the nation’s top cotton-producing state and slaves accounted for 55% of the state population. Mississippi declared its secession from the Union on January 9, 1861, and was one of the seven original Confederate States, which constituted the largest slaveholding states in the nation. Following the Civil War, it was restored to the Union on February 23, 1870. Mississippi’s political and social landscape was dramatically shaped by the Civil War, Reconstruction era, and civil rights movement, with the state playing a pivotal role in the struggle for civil rights. From the Reconstruction era to the 1960s, Mississippi was dominated by socially conservative and segregationist Southern Democrats dedicated to upholding white supremacy.
Despite progress, Mississippi continues to grapple with challenges related to health, education, and economic development, often ranking among the lowest in the United States in national metrics for wealth, health care quality, and educational attainment. Economically, it relies on agriculture, manufacturing, and an increasing focus on tourism, highlighted by its casinos and historical sites. Mississippi produces more than half of the country’s farm-raised catfish, and is a top producer of sweet potatoes, cotton and pulpwood. Others include advanced manufacturing, utilities, transportation, and health services. Mississippi is almost entirely within the east Gulf Coastal Plain, and generally consists of lowland plains and low hills. The northwest remainder of the state consists of the Mississippi Delta. Mississippi’s highest point is Woodall Mountain at 807 feet (246 m) above sea level adjacent to the Cumberland Plateau; the lowest is the Gulf of Mexico. Mississippi has a humid subtropical climate classification.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.