Work With Trusted & Experienced
Massachusetts Public Adjusters That Work For You!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!*
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Don’t Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & vetted Massachusetts public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public claims adjusters in Massachusetts offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Massachusetts public adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request A Free Consultation!
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*Some Services May Not Be Available In All Areas. Contingency fees are not permitted by law in Louisiana. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Massachusetts community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Claims Adjuster In Massachusetts?
Massachusetts Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert Massachusetts Public Claims Adjuster Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
What Our Network Of Licensed Massachusetts Public Insurance Adjusters Bring To The Table
Massachusetts Insurance Policy Claims Specialists
PCAN member public insurance claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Massachusetts. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Massachusetts Homeonwers Insurance Policy Holders
PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages
PCAN member public insurance claims adjusters in Massachusetts have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Claims Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Massachusetts know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Massachusetts
Massachusetts state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Massachusetts
Contact one of the PCAN verified and state-licensed public insurance adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public claims adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
We Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public insurance claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public insurance claims adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Massachusetts Public Adjusting
What Are Massachusetts Public Adjusters, & What Do They Do?
Massachusetts Public adjusters are licensed insurance professionals who work on their own to advocate for policy holders during the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) the experts act as advocates for homeowners, ensuring their interests are protected when dealing with insurance companies..
The role of public adjusters has become increasingly important over the last few years, specifically as insurance claims grow more complex. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements that were up to 800% higher than those who dealt with claims independently.
Public adjusters provide comprehensive services throughout the claims process. They conduct detailed assessments of the damages, and prepare and file the necessary documentation, and manage all communications with insurance companies. This type of support from licensed professionals, significantly reduces the stress and time involved with filing claims and allows policyholders owners to focus on recovery.
Operating primarily on a contingency fee basis that typically range between 10 and 20% of the final settlement, public adjusters are incentivized to secure the most settlement for their clients. The fee structure varies depending on the complexity of the claim as well as state regulations and required resources.
These professionals have extensive understanding of insurance policies, as well as building codes, and construction costs. They leverage this expertise to:
- Speed up the claims process
- Document and assess damages thoroughly
- Navigate complex policy language
- Negotiate directly with insurance companies
- Make sure you are in compliance with deadlines for filing and additional policy requirements
Research has clearly shown that professional representation during the claims process usually results in more comprehensive settlements as well as faster claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common mistakes that could hinder or delay settlements.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Will My Settlement Be Larger If I Hire A Massachusetts Public Adjusting Company?
Industry research and industry analysis show that employing a public insurance adjuster can substantially increase policyholder claim settlements. According to groundbreaking study by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who used public adjusters received settlements as high as 800% more than those who handled claims on their own.
Public adjusters in Beaconsfield, Massachusetts serve as licensed professionals who advocate exclusively for policyholders during the claims process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals provide detailed claim management services, including detailed property damage documentation and interpretation of policies and settlement discussions with insurance companies.
The value of representation by a professional is evident in final settlement figures, as professionally managed claims generally produce more detailed damage estimates, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Handling all correspondence and documentation with insurance companies
- Conducting thorough property damage assessments
- Preparing comprehensive claim submissions
- Negotiating directly with insurance companies
- Accelerating the settlement timeline
- Ensures compliance with policy requirements and deadlines
The majority of public adjusters work on the basis of contingency fees, that typically range between 10% and 20% of the final settlement amount. This fee structure aligns the interests of the adjuster with those of the policyholder, as their compensation is contingent on securing a favorable settlement agreement.
The expertise of a Public Adjuster often proves valuable in difficult claims scenarios, where technical knowledge of building codes, construction costs, & insurance policy provisions can have a significant impact on settlement outcomes.
Their expertise and oversight ensure that no covered damages are missed and claims are properly valued in accordance with current market conditions.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
How Much Do Massachusetts Public Adjusters Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A Massachusetts Public Adjuster?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Massachusetts public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Massachusetts?
Complex insurance claims typically require experienced professionals to navigate effectively. Public insurance adjusters, state-licensed professionals who work exclusively on behalf of policyholders, can have a significant impact on claim outcomes and settlement outcomes.
Several scenarios warrant hiring a public adjuster:
- Extensive property damage
- Claims that involve multiple types of coverage
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting comprehensive damage assessments
- Preparing and filing the required documentation
- Communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy terms and deadlines
Public adjusters particularly benefit policyholders because of:
- Stress reduction by utilizing professional claim management
- Accelerating the settlement process
- Giving an objective assessment of damage
- Ensuring comprehensive documentation
- Utilizing industry-specific expertise to ensure fair settlements
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In Massachusetts?
While policyholders have the right to file insurance claims independently, data from industry experts suggest that this strategy may not provide optimal results.
The main challenges with self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters provide significant advantages in the claims process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, prepare comprehensive claim files, and manage all necessary paperwork, ensuring no detail is left unnoticed.
- Time and Stress Management – These professionals handle all communications with insurance companies, allowing homeowners to focus on recovering while speeding up the process of submitting claims.
- Expert Negotiation – With a vast understanding of insurance policies and regulations, public adjusters negotiate directly with insurance companies in order to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, usually ranging between 10-20 percent of the settlement amount, ensuring the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders during the claims process. Their expertise can be particularly valuable in complex claims or when significant damages are involved.
Statistics from the industry indicate that professional representation by state-licensed public adjusters leads to better results for the policyholders, with quicker processing, and more comprehensive settlement packages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
In Massachusetts, Can My Contractor Represent Me Against My Insurance Company?
While contractors often offer the opportunity to negotiate with insurers, this approach can present significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors are not legally authorized and lack knowledge to act as representative for insurers in claim negotiations.
This limitation could significantly impact the result of a claim and potentially limit your rights as a insurance company.
The state insurance departments oversee licensed public adjusters, who receive intensive specialized training, undergo Federal background checks, and require special licensing from the state before they can operate. They also are legally authorized to act on behalf of the policyholder in order to protect and defend their rights … legal authority that contractors do not possess … which makes them the legal alternative to representation by contractors.
Public Adjusters are experts in interpreting insurance policies, assessing and documenting damage, and working with insurance companies to guarantee fair claim compensation.
Public adjusters provide several distinct advantages, which include:
- Professional claim documentation and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Accelerated claim processing
- Stress reduction by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public claims adjusters must hold professional licenses and adhere to strict ethical standards. This provides the additional level of consumer protection that is not offered by the representation of contractors.
For claims that are complex public adjusters’ expertise in interpreting policies, document demands and negotiation techniques often is invaluable, and can help avoid costly mistakes and claim denials that could arise from the use of contractors in negotiations.
Disclaimer: Certain Services Not Available In All Areas. Contingency fees are not permitted within Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Get More?
If insurance settlements are not sufficient to compensate for damages to property, the policyholder has a variety of legal options for seeking additional compensation, even following the initial claim settlement.
As per the National Association of Insurance Commissioners (NAIC), NAIC recommends that policyholders be sure to carefully review their settlement terms and related documentation before accepting the final settlement payment.
The timing and the circumstances for the pursuit of additional compensation are important factors, as most insurance policies contain specific deadlines for claims disputes and appeals, generally ranging from one to two years following the settlement date.
Licensed public claims adjusters are vital in re-assessing settlement claims and finding previously unnoticed damages. Public adjusters perform thorough assessments of property damages, document any additional damages, and negotiate with insurance carriers for policyholders.
Important steps to pursue additional compensation are:
- Document newly discovered damages
- Review of policy terms and settlement agreements
- Collect new evidence and estimates
- Request professional representation from a state-licensed public insurance claims adjusters
The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters are often able to spot overlooked damages and policy provisions that allow for an additional amount of compensation. Their knowledge of the interpretation of policies and the valuation of claims proves particularly valuable when challenging settled claims.
The policyholder should take action immediately upon discovering insufficient settlement amounts, since delay can compromise their ability to recover additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Insurance Claims Adjuster In Massachusetts if the insurance company already sent an adjuster?
The decision to hire a state-licensed public insurance claims adjuster, even when an insurance company has assigned its own adjuster, can significantly impact the final outcome of an insurance claim.
Although the insurance company adjusters work for their employer’s interests … public adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated professionals operate independently to ensure fair settlement of claims and a thorough coverage interpretation.
Public adjusters streamline the claims process by coordinating documentation and conducting comprehensive evaluations of damage, and handling all communication with insurance companies. This type of professional intervention usually speeds up claim resolution and decreases homeowners administrative burdens.
The benefit of public adjusters also goes beyond financial benefits. These professionals provide professional guidance during the claim process, providing the complexities of policy and ensuring that the damage is documented and valued.
They make precise damage estimates, gather the necessary evidence, and engage directly with insurance companies for the highest settlement outcome.
The process of settling insurance claims is complex and time-consuming, making professional representation valuable during significant loss events. Public adjusters’ expertise in negotiation and policy interpretation often results in more extensive settlements that take into account evident and hidden damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Massachusetts?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
An insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV), a method for determining compensation based on replacement costs minus depreciation, and ALE (Additional Living Expenses), which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance declaration page, common damage deductibles for various types of home & property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance lingo that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Massachusetts Public Claims Adjusters Can Get You More From These Types Of Property Damage Insurance Claims
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Find A PCAN Public Adjuster In Massachusetts Near You In One Of These Cities:
Click To Expand & View List Of Cities Served
- Public Adjusters Beaconsfield, Massachusetts
- Public Adjusters Boston, Massachusetts
- Public Adjusters Brightwood, Massachusetts
- Public Adjusters Brockton, Massachusetts
- Public Adjusters Brookline, Massachusetts
- Public Adjusters Cambridge, Massachusetts
- Public Adjusters Chicopee Falls, Massachusetts
- Public Adjusters Chicopee, Massachusetts
- Public Adjusters Dorchester, Massachusetts
- Public Adjusters East Lynn, Massachusetts
- Public Adjusters East Springfield, Massachusetts
- Public Adjusters Fall River, Massachusetts
- Public Adjusters Framingham Center, Massachusetts
- Public Adjusters Framingham, Massachusetts
- Public Adjusters Haverhill, Massachusetts
- Public Adjusters Lawrence, Massachusetts
- Public Adjusters Lowell, Massachusetts
- Public Adjusters Lynn, Massachusetts
- Public Adjusters Malden, Massachusetts
- Public Adjusters Medford, Massachusetts
- Public Adjusters Methuen, Massachusetts
- Public Adjusters New Bedford, Massachusetts
- Public Adjusters Newton, Massachusetts
- Public Adjusters Newtown, Massachusetts
- Public Adjusters North Chicopee, Massachusetts
- Public Adjusters North Fall River, Massachusetts
- Public Adjusters Peabody, Massachusetts
- Public Adjusters Quincy, Massachusetts
- Public Adjusters Revere, Massachusetts
- Public Adjusters Somerville, Massachusetts
- Public Adjusters South Boston, Massachusetts
- Public Adjusters South Lawrence, Massachusetts
- Public Adjusters South Lowell, Massachusetts
- Public Adjusters South Peabody, Massachusetts
- Public Adjusters South Weymouth, Massachusetts
- Public Adjusters Springfield, Massachusetts
- Public Adjusters Tatnuck, Massachusetts
- Public Adjusters Taunton, Massachusetts
- Public Adjusters Waltham, Massachusetts
- Public Adjusters West Lynn, Massachusetts
- Public Adjusters West Somerville, Massachusetts
- Public Adjusters Weymouth, Massachusetts
- Public Adjusters Willimansett, Massachusetts
- Public Adjusters Worcester, Massachusetts
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Massachusetts
Massachusetts | |
---|---|
Commonwealth of Massachusetts | |
Nickname(s): The Bay State (official) The Pilgrim State; The Puritan State The Old Colony State The Baked Bean State | |
Motto(s): Ense petit placidam sub libertate quietem (Latin) By the sword we seek peace, but peace only under liberty | |
Anthem: “All Hail to Massachusetts“ | |
Location of Massachusetts within the United States | |
Country | United States |
Before statehood | Province of Massachusetts Bay |
Admitted to the Union | February 6, 1788 (6th) |
Capital (and largest city) | Boston |
Largest county or equivalent | Middlesex |
Largest metro and urban areas | Greater Boston |
Government | |
• Governor | Maura Healey (D) |
• Lieutenant Governor | Kim Driscoll (D) |
Legislature | General Court |
• Upper house | Senate |
• Lower house | House of Representatives |
Judiciary | Massachusetts Supreme Judicial Court |
U.S. senators | Elizabeth Warren (D) Ed Markey (D) |
U.S. House delegation | 9 Democrats (list) |
Area | |
• Total | 10,565 sq mi (27,363 km) |
• Land | 7,800 sq mi (20,202 km) |
• Water | 2,715 sq mi (7,032 km) 26.1% |
• Rank | 44th |
Dimensions | |
• Length | 190 mi (296 km) |
• Width | 115 mi (184 km) |
Elevation | 508 ft (150 m) |
Highest elevation | 3,489 ft (1,063.4 m) |
Lowest elevation (Atlantic Ocean) | 0 ft (0 m) |
Population (2024) | |
• Total | |
• Rank | 16th |
• Density | 914.89/sq mi (353.24/km) |
• Rank | 3rd |
• Median household income | $99,900 (2023) |
• Income rank | 1st |
Demonym | Bay Stater (official)
Masshole Massachusite (traditional) Massachusettsan (recommended by the U.S. GPO) |
Language | |
• Official language | English |
• Spoken language |
|
Time zone | UTC−05:00 (Eastern) |
• Summer (DST) | UTC−04:00 (EDT) |
USPS abbreviation | MA |
ISO 3166 code | US-MA |
Traditional abbreviation | Mass. |
Latitude | 41°14′ N to 42°53′ N |
Longitude | 69°56′ W to 73°30′ W |
Website | mass |
List of state symbols | |
---|---|
Poem | Blue Hills of Massachusetts |
Slogan | Make It Yours, The Spirit of America |
Living insignia | |
Bird | Black-capped chickadee, wild turkey |
Fish | Cod |
Flower | Mayflower |
Insect | Ladybug |
Mammal | Right whale, Morgan horse, Tabby cat, Boston Terrier |
Reptile | Garter snake |
Tree | American elm |
Inanimate insignia | |
Beverage | Cranberry juice |
Color(s) | Blue, green, cranberry |
Dance | Square dance |
Food | Cranberry, corn muffin, navy bean, Boston cream pie, chocolate chip cookie, Boston cream doughnut |
Fossil | Dinosaur Tracks |
Gemstone | Rhodonite |
Mineral | Babingtonite |
Rock | Roxbury Puddingstone |
Shell | New England Neptune, Neptunea lyrata decemcostata |
Ship | Schooner Ernestina |
Soil | Paxton |
Sport | Basketball |
State route marker | |
State quarter | |
Released in 2000 | |
Lists of United States state symbols |
Massachusetts ( MASS-ə-CHOO-sits, -zits; Massachusett: Muhsachuweesut [məhswatʃəwiːsət]), officially the Commonwealth of Massachusetts, is a state in the New England region of the Northeastern United States. It borders the Atlantic Ocean and Gulf of Maine to its east, Connecticut and Rhode Island to its south, New Hampshire and Vermont to its north, and New York to its west. Massachusetts is the sixth-smallest state by land area. With a 2024 U.S. Census Bureau-estimated population of 7,136,171, its highest estimated count ever, Massachusetts is the most populous state in New England, the 16th-most-populous in the United States, and the third-most densely populated U.S. state, after New Jersey and Rhode Island.
Massachusetts was a site of early English colonization. The Plymouth Colony was founded in 1620 by the Pilgrims of Mayflower. In 1630, the Massachusetts Bay Colony, taking its name from the Indigenous Massachusett people, also established settlements in Boston and Salem. In 1692, the town of Salem and surrounding areas experienced one of America’s most infamous cases of mass hysteria, the Salem witch trials. In the late 18th century, Boston became known as the “Cradle of Liberty” for the agitation there that later led to the American Revolution. In 1786, Shays’ Rebellion, a populist revolt led by disaffected American Revolutionary War veterans, influenced the United States Constitutional Convention. Originally dependent on agriculture, fishing, and trade, Massachusetts was transformed into a manufacturing center during the Industrial Revolution. Before the American Civil War, the state was a center for the abolitionist, temperance, and transcendentalist movements. During the 20th century, the state’s economy shifted from manufacturing to services; and in the 21st century, Massachusetts has become the global leader in biotechnology, and also excels in artificial intelligence, engineering, higher education, finance, and maritime trade.
The state’s capital and most populous city, as well as its cultural and financial center, is Boston. Other major cities are Worcester, Springfield and Cambridge. Massachusetts is also home to the urban core of Greater Boston, the largest metropolitan area in New England and a region profoundly influential upon American history, academia, and the research economy. Massachusetts has a reputation for social and political progressivism; becoming the only U.S. state with a right to shelter law, and the first U.S. state, and one of the earliest jurisdictions in the world to legally recognize same-sex marriage. Harvard University in Cambridge is the oldest institution of higher learning in the United States, with the largest financial endowment of any university in the world. Both Harvard and MIT, also in Cambridge, are perennially ranked as either the most or among the most highly regarded academic institutions in the world. Massachusetts’s public-school students place among the top tier in the world in academic performance.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.