Work With Trusted & Experienced
Michigan Public Adjusters That Work For You!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!*
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Don’t Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & vetted Michigan public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public adjusters in Michigan offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Michigan public insurance claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request A Free Consultation!
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*Some Services May Not Be Available In All Areas. Contingency fees are not permitted by law in Louisiana. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Michigan community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Insurance Claims Adjuster In Michigan?
Michigan Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert Michigan Public Claims Adjuster Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
What Our Network Of Licensed Michigan Public Insurance Adjusters Bring To The Table
Michigan Insurance Policy Claims Specialists
PCAN member public insurance adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Michigan. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Michigan Homeonwers Insurance Policy Holders
PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages
PCAN member public insurance adjusters in Michigan have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Claims Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Michigan know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance claims adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Michigan
Michigan state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View 7-Step Claims Recovery Process Map
(Click To Expand Infographic)
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Michigan Public Adjusting
What Are Michigan Public Adjusters, & What Do They Do?
Michigan Public adjusters are licensed insurance professionals who work on their own to represent policyholders throughout the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are professionals serve as advocates for property owners to ensure that their interests are secured when dealing with insurance companies..
The role of public adjusters has become more significant in recent years, particularly since insurance claims become more complicated. A landmark study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA) found that policyholders who used public adjusters received settlements up to 800% more than those who dealt with claims themselves.
Public adjusters provide comprehensive services throughout the claims process. They conduct detailed damage assessments, and prepare and file the necessary documentation, and handle all communication with insurance companies. This professional support significantly reduces the amount of time and anxiety that comes with filing claims, allowing policyholders to concentrate on rehabilitating.
Based mostly on a basis of contingency fees which typically range from 10% to 20 percent of the final settlement, public adjusters are paid to ensure the most amount of compensation to their customers. The fee structure differs according to the complexity of the claim, state regulations, and the resources required.
These professionals have vast understanding of insurance policies, as well as building codes, and costs for construction. They leverage this expertise to:
- Expedite the claims process
- Document and assess the extent of damages
- Navigate complex policies
- Directly negotiate with insurance carriers
- Make sure you are in compliance with deadlines for filing and additional policy requirements
Research has clearly shown that professional representation during the process of settling claims typically results in more comprehensive settlements as well as quicker resolution of claims. Public adjusters’ understanding of insurance regulations and industry practices can help avoid common pitfalls that could otherwise delay or diminish claim settlements.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not permitted in Louisiana.
Will My Settlement Be Larger If I Hire A Michigan Public Adjusting Company?
Research and industry analysis has shown the hiring of a public insurance adjuster can dramatically increase policyholder settlements for claims. According to groundbreaking study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who utilized public adjusters received settlements as high as 800% higher that those who managed claims themselves.
Public adjusters in Ann Arbor, Michigan serve as licensed professionals who exclusively represent policyholders throughout the claim process. The National Association of Public Insurance Adjusters (NAPIA) reports that these state-licensed professionals provide comprehensive claims management services, which include detailed documents for property damage, policy interpretation, as well as settlement negotiations with insurance companies.
The value of representation by a professional is particularly evident in final settlement figures, as professionally managed claims usually produce more detailed damage estimates, and more accurate estimates of losses.
Public adjusters streamline the claims process by:
- Managing all correspondence and documentation with insurance companies
- Conducting detailed assessment of the damage to property
- Preparing comprehensive claim submissions
- Directly negotiating with insurance carriers
- Accelerating the settlement timeline
- Ensuring compliance with policy specifications and deadlines
Most public adjusters operate on a basis of contingency fees, that typically range between 10% and 20% of the final settlement amount. The fee structure is aligned with the interests of the adjuster with the interests of the policyholder, since their compensation is contingent on securing a favorable settlement agreement.
The expertise of a Public Adjuster often proves invaluable in complex claims, where technical knowledge of building codes, construction costs, & insurance policy provisions can significantly impact settlement outcomes.
Their expertise and oversight ensure no insured damages are left unnoticed and ensures that claims are properly valued according to the current market conditions.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
How Much Do Michigan Public Adjusters Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A Michigan Public Adjuster?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Michigan public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Michigan?
Complex insurance claims often require professional expertise to navigate effectively. Public insurance adjusters, state-licensed professionals who solely work for policyholders, can significantly impact claim outcomes and settlement outcomes.
A variety of scenarios could warrant hiring a public adjuster:
- Property damage that is extensive
- Claims involving multiple types of coverage
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Situations that are time-sensitive and require immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- Preparing and filing the necessary documentation
- Managing communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensuring compliance with policy conditions and deadlines
Public adjusters particularly benefit policyholders because of:
- Stress reduction by utilizing professional claim management
- Speeding up the settlement process
- Providing objective damage assessments
- Ensuring comprehensive documentation
- Leveraging industry knowledge for fair settlements
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In Michigan?
While policyholders have the right to file insurance claims on their own, data from industry experts suggests this method may not produce ideal results.
The main challenges with self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters provide substantial advantages during the claim process:
-
- Professional Documentation and Assessment – Public adjusters thoroughly document damages, prepare comprehensive claim files, and handle all necessary paperwork, ensuring that nothing is missed.
- Time and Stress Management – These professionals handle all communications with insurance companies, allowing homeowners to focus on recovery while expediting the process of submitting claims.
- Expert Negotiation – With a vast understanding of regulations and rules governing insurance policies, public adjusters engage directly with insurance companies in order to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency-fee basis, typically ranging between 10-20% of the final settlement amount, which ensures the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent policyholders’ interests during the claims process. Their expertise is particularly useful in complicated claims or when significant damages are involved.
Statistics from the industry indicate that expert representation by state-licensed public insurance adjusters leads to more favorable outcomes for policyholders, with faster processing times, and more complete settlement packages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
In Michigan, Can My Contractor Represent Me Against My Insurance Company?
While many contractors offer negotiations with insurers this method can come with significant limitations and potential risks. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and know-how to act as representative for insurers in claims negotiations.
This limitation can significantly impact the outcomes of a lawsuit and potentially affect the rights of the owner of the policy.
State insurance departments regulate licensed public adjusters, who go through highly specialized training, undergo Federal background checks, and require special licensing from the state in order to work. They also are legally authorized to act on behalf of the policyholder to protect & defend their rights … legal authority that contractors do not have … which makes them the legal and comprehensive alternative to contractor representation.
Public Adjusters specialize in interpreting insurance policies, documenting damages, and working with insurance companies in order to secure equitable claim compensation.
Public adjusters provide several distinct advantages, including:
- Professional claim documentation and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Expedited claim processing
- Reduce stress through total claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public claims adjusters need to maintain professional licenses and follow strict ethical standards, providing another layer of consumer protection that is not offered by the representation of contractors.
For more complex claims for complex claims, public adjusters are experts in policy interpretation, documentation requirements and negotiation techniques often proves invaluable, potentially preventing costly mistakes and claims denials that might occur with the use of contractors in negotiations.
Disclaimer: Certain Services are not available in all Areas. Contingency fees not allowed for Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Get More?
When insurance settlements prove insufficient to cover property damages, policyholders have a range of legal options to seek further compensation after the initial settlement of claim.
As per the National Association of Insurance Commissioners (NAIC), the policyholders must be sure to carefully review the terms of their settlement and related documentation before accepting the final settlement payment.
The timing and circumstances for seeking additional compensation are crucial elements, as most insurance policies contain specific timeframes for dispute resolution as well as appeals, generally ranging from one to two years after the settlement date.
Licensed public adjusters are essential in re-evaluating settled claims and identifying previously missed damages. Public adjusters perform thorough assessments of property damages, as well as document any additional damage, and negotiate with insurance carriers on behalf of policyholders.
Key steps for pursuing additional compensation are:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Collect additional evidence and estimates
- Request professional representation from a state-licensed public adjusters
The National Association of Public Insurance Adjusters (NAPIA) insists that public adjusters can often identify overlooked damages and policy provisions that allow for additional compensation. Their knowledge of the interpretation of policies and claim valuation proves particularly valuable when defending settled claims.
The policyholder should respond quickly when they discover insufficient settlement amounts, as delay could hinder their ability to recover additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Insurance Claims Adjuster In Michigan if the insurance company already sent an adjuster?
The decision to hire a state-licensed public adjuster, even if an insurance company has appointed its own adjuster, could dramatically affect the final outcome of an insurance claim.
Although the insurance company adjusters work for the insurance company’s interests … public insurance claims adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) emphasizes that these state-licensed & regulated adjusters operate independently, ensuring fair claim settlements and comprehensive coverage interpretation.
Public adjusters streamline the claims process by coordinating the documentation, conducting comprehensive evaluations of damage and coordinating all communications with insurance companies. This professional intervention typically speeds up the resolution of claims and eases homeowners administrative burdens.
The importance of public adjusters also goes beyond financial benefits. These professionals offer professional guidance through the entire claims process, explaining complicated policy terms and making sure that every damage is properly documented and assessed.
They create detailed damage estimates, gather necessary evidence, and deal directly with insurance companies in order to get the best settlement results.
Insurance claims are complicated and time-consuming which makes professional representation valuable during significant losses. Public adjusters’ expertise in negotiation and interpretation of policies often results in more extensive settlements that take into account the obvious as well as hidden losses.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Michigan?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
A homeowners insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value (ACV), a method for determining compensation based on replacement costs minus depreciation, and Additional Living Expenses (ALE) Insurance Coverage, which cover necessary living costs when a home is uninhabitable.
For example, understanding your home insurance policy declaration page, common home deductibles for various kinds of property damage, the general policy exclusions standard in many homeowners insurance policies, can bring much-needed awareness & clarity to policyholders of potential insurance policy terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Discover How Michigan Public Claims Adjusters Can Get You More From These Types Of Property Damage Insurance Claims
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
More About Michigan
Michigan | |
|---|---|
| Nicknames: “The Great Lakes State”, “The Wolverine State”, “Water (Winter) Wonderland” | |
| Motto(s): Si quaeris peninsulam amoenam circumspice (English: “If you seek a pleasant peninsula, look about you”) | |
| Anthem: “My Michigan“ | |
 Location of Michigan within the United States | |
| Country | United States |
| Before statehood | Michigan Territory |
| Admitted to the Union | January 26, 1837 (26th) |
| Capital | Lansing |
| Largest city | Detroit |
| Largest county or equivalent | Wayne |
| Largest metro and urban areas | Detroit |
| Government | |
| • Governor | Gretchen Whitmer (D) |
| • Lieutenant Governor | Garlin Gilchrist (D) |
| Legislature | Michigan Legislature |
| • Upper house | Senate |
| • Lower house | House of Representatives |
| Judiciary | Michigan Supreme Court |
| U.S. senators | Gary Peters (D) Elissa Slotkin (D) |
| U.S. House delegation | 7 Republicans 6 Democrats (list) |
| Area | |
• Total | 96,716 sq mi (250,493 km) |
| • Land | 58,110 sq mi (150,504 km) |
| • Water | 38,606 sq mi (99,990 km) 41.8% |
| • Rank | 11th |
| Dimensions | |
| • Length | 456 mi (734 km) |
| • Width | 386 mi (621 km) |
| Elevation | 900 ft (270 m) |
| Highest elevation | 1,979 ft (603 m) |
| Lowest elevation | 571 ft (174 m) |
| Population (2024) | |
• Total |  10,140,459 |
| • Rank | 10th |
| • Density | 174/sq mi (67.1/km) |
| • Rank | 17th |
| • Median household income | $71,100 (2023) |
| • Income rank | 32nd |
| Demonym(s) | Michigander, Michiganian, Yooper (Upper Peninsula) |
| Language | |
| • Official language | None (English, de facto) |
| • Spoken language | English 91.11% Spanish 3.86% Arabic 1.05% Other 4.92% |
| Time zones | |
| Most of state | UTC−05:00 (Eastern) |
| • Summer (DST) | UTC−04:00 (EDT) |
| 4 U.P. counties (Gogebic, Iron, Dickinson, and Menominee) | UTC−06:00 (Central) |
| • Summer (DST) | UTC−05:00 (CDT) |
| USPS abbreviation | MI |
| ISO 3166 code | US-MI |
| Traditional abbreviation | Mich. |
| Latitude | 41°41′ N to 48°18′ N |
| Longitude | 82°7′ W to 90°25′ W |
| Website | michigan |
| List of state symbols | |
|---|---|
| Living insignia | |
| Bird | American robin (Turdus migratorius) |
| Fish | Brook trout (Salvelinus fontinalis) |
| Flower | Apple blossom (Malus domestica) Wildflower: Dwarf lake iris (Iris lacustris) |
| Mammal | Unofficial: Wolverine (Gulo gulo luscus) Game animal: White-tailed deer (Odocoileus virginianus) |
| Reptile | Painted turtle (Chrysemys picta) |
| Tree | Eastern white pine (Pinus strobus) |
| Inanimate insignia | |
| Food | Manoomin (state native grain) |
| Fossil | Mastodon (Mammut americanum) |
| Gemstone | Isle Royale greenstone |
| Rock | Petoskey stone |
| Soil | Kalkaska sand |
| State route marker | |
 | |
| State quarter | |
 Released in 2004 | |
| Lists of United States state symbols | |
Michigan ( MISH-ig-ən) is a peninsular state in the Great Lakes region of the Upper Midwestern United States. It shares water and land boundaries with Minnesota to the northwest, Wisconsin to the west, Indiana and Illinois to the southwest, Ohio to the southeast, and the Canadian province of Ontario to the east, northeast and north. With a population of 10.14 million and an area of 96,716 sq mi (250,490 km), Michigan is the 10th-largest state by population, the 11th-largest by area, and the largest by total area east of the Mississippi River. The state capital is Lansing, while its most populous city is Detroit. The Metro Detroit region in Southeast Michigan is among the nation’s most populous and largest metropolitan economies. Other important metropolitan areas include Grand Rapids, Flint, Ann Arbor, Kalamazoo, the Tri-Cities, and Muskegon.
Michigan consists of two peninsulas: the heavily forested Upper Peninsula (commonly called “the U.P.”), which juts eastward from northern Wisconsin, and the more populated Lower Peninsula, stretching north from Ohio and Indiana. The peninsulas are separated by the Straits of Mackinac, which connects Lake Michigan and Lake Huron, and are linked by the 5-mile-long Mackinac Bridge along Interstate 75. Bordering four of the five Great Lakes and Lake St. Clair, Michigan has the longest freshwater coastline of any U.S. political subdivision, measuring 3,288 miles. The state ranks second behind Alaska in water coverage by square miles and first in percentage, with approximately 42%, and it also contains 64,980 inland lakes and ponds.
In the 17th century, French explorers claimed the Great Lakes region for New France, though the area had largely been inhabited for thousands of years by Indigenous peoples such as the Ojibwe, Odawa, Potawatomi, and Wyandot. French settlers and Métis established forts and settlements, with the region’s name derived from the Ojibwe word ᒥᓯᑲᒥ (mishigami), meaning “large water” or “large lake”. After France’s defeat in the French and Indian War in 1762, the area came under British control and later the U.S. following the Treaty of Paris (1783), though control remained disputed with Indigenous tribes until treaties between 1795 and 1842. The area was part of the larger Northwest Territory; the Michigan Territory was organized in 1805. Michigan was admitted as the 26th state on January 26, 1837, entering as a free state and quickly developing into an industrial and trade hub that attracted European immigrants, particularly from Finland, Macedonia, and the Netherlands. In the 1930s, migration from Appalachia and the Great Migration of Black Southerners further shaped the state, especially in Metro Detroit.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.