Work With Trusted & Experienced
Texas Public Adjusters That Work For You!
100% Contingency Based. We Don't Get Paid Unless YOU Get Paid!*
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Don’t Settle For Less!
Get The HIGHEST & Most FAIR Settlement Amount ... That You Are Legally Entitled To ... From Your Insurance Claim!
Get a free on-site inspection & insurance policy evaluation from one of our expert public claims adjusters!
Work with highly trained & vetted Texas public adjusters who are state-licensed, bonded, and trained to handle all residential or commercial insurance claims, big or small!
Public Claims Adjusters Network (PCAN) member public insurance claims adjusters in Texas offer technical and detailed expertise that has satisfied countless homeowners, business owners, condominium associations, property management companies, and HOAs.
Our network members have years of experience dealing with insurance companies. Many of our network’s public adjusters also have previous backgrounds in construction and/or insurance, giving them a significant advantage in quickly securing the highest claim settlement compensation for their clients.
They know what to look for, what repairs actually cost, and what the insurance company’s adjusters tend to ignore (and hope you don’t know about!).
Consultations are always:
- Friendly
- Free
- No-Obligation
- 100% contingency-based In Nearly Every State
… meaning your public adjuster doesn’t get paid, unless you get paid!*
PCAN public adjusters take pride in providing superior customer service, and clear & friendly communication. Please fill out our contact form to schedule a no-obligation consultation with one of our network’s licensed & verified Texas public claims adjusters today!
*Some Services Not Available In All Areas. Contingency Fee Not Permitted By Law In Lousianna. By law, services in Kansas are only available for commercial claims.
Request A Free Consultation!
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*Some Services May Not Be Available In All Areas. Contingency fees are not permitted by law in Louisiana. Public Claims Adjusters Network (PCAN) is not a Public Adjusting Agency. PCAN is a private network of stringently vetted, state-licensed, bonded, and PCAN Verified public adjusters with members Nationwide. Your contact request will be matched to one of our verified member public adjusters serving the Texas community, to ensure the highest quality of service & care.
Higher Claim Payouts When Using A Public Adjuster According To Landmark OPPAGA Study!
Contingency Based. We don’t get paid, unless you get paid!
*Contingency fees not permitted by law in Louisiana.
Why Hire A Public Insurance Adjuster In Texas?
Texas Public Adjusters Help Get You The HIGHEST & Most Fair Settlement Amount (That You Are Legally Entitled To) From Your Homeowners, Roofing, Condo & HOA, & Business Insurance Claims!
Get a Free On-Site Inspection & Insurance Policy Evaluation From One Of Our Expert Texas Public Claims Adjuster Members Today!
- Save You Time & Help Speed Up The Claim Process
- Help Alleviate Stress & Walk You Through The Whole Process
- Negotiate With The Insurance Company & Make Sure You Get The Highest Settlement Possible*
- Prepare & File All The Necessary Documents, And Handle All The Necessary Follow-up's
*Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
What Our Network Of Licensed Texas Public Insurance Adjusters Bring To The Table
Texas Insurance Policy Claims Specialists
PCAN member public claims adjusters have years of experience in claims & reviewing coverages. As such, they understand the numerous types of policies and endorsements you may experience when dealing with your claim in Texas. Their expertise allows them to find & utalize the various coverages your policy may have, and in many cases, inform you of coverage & clauses you may not even know about.
Advocates For Texas Homeonwers Insurance Policy Holders
PCAN member public insurance claims adjusters advocate for your rights as the policy holder. They ensure that the clients’ rights are being protected throughout the claims process, and make sure you get all the benefits you are entitled to based on your policy. Public adjusters are there with you every step of the way!
Experts In Seen & Unseen Damages
PCAN member public adjusters in Texas have years of experience identifying damage, and in most cases, come from professional construction, roofing, and insurance backgrounds. As such, they are able to find & isolate damages that you may not even know to look for, or know would/should be covered by your policy! They also incorporate the latest assessment techniques & technology when conducting their property inspections.
Expert Negotiators
Settlement negotiation is critically important when it comes to the claims process. Public adjusters in Texas know how the insurance companies think, and come to the negotiation table fully prepared to defend & enforce your rights. PCAN member public insurance adjusters have the expertise and experience in claims negotiations to ensure that you get what you are actually entitled to under your policy ... not what the insurance company tells you that you are, based on their own interests. When the insurance company plays hardball or puts up a fight, your public adjuster won't be afraid to get in that ring and fight them for what's rightfully yours!
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Frequently Asked Questions (FAQ) About Texas Public Adjusting
What Are Texas Public Adjusters, & What Do They Do?
Texas Public adjusters are licensed insurance professionals who work on their own to advocate for policy holders in the insurance claims process. According to the National Association of Public Insurance Adjusters (NAPIA) they are experts act as advocates for property owners and ensure their rights are protected when working with insurance companies..
The role of public adjusters has become more significant over the last few years, specifically since insurance claims become more complicated. A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) revealed that policyholders who utilized public adjusters received settlements that were up to 800% more than those who handled claims independently.
Public adjusters provide comprehensive services throughout the claims process. They conduct detailed assessments of the damages, and prepare and file the necessary documentation, and manage all communications with insurance companies. This professional support significantly reduces the stress and time associated with filing claims and allows policyholders to concentrate on recovering.
Operating primarily on a basis of contingency fees that typically range between 10 and 20% of the final settlement, public adjusters are paid to ensure the highest possible amount of amount of compensation for their clients. The fee structure differs depending on the complexity of the claim, state regulations, and the amount of resources needed.
These professionals have vast understanding of insurance policies, as well as building codes, and costs for construction. They use this knowledge to:
- Expedite the claims process
- Document and evaluate the damages thoroughly
- Navigate complex policies
- Directly negotiate with insurance companies
- Ensure compliance with filing deadlines and other policy requirements
Research has clearly shown that professional representation during the claim process usually results in more comprehensive settlements as well as quicker claim resolution times. Public adjusters’ understanding of insurance regulations and industry practices helps prevent common pitfalls that could otherwise hinder or delay settlements.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
Will My Settlement Be Larger If I Hire A Texas Public Adjusting Company?
Industry research and analysis show that employing a public insurance adjuster can dramatically increase policyholder settlements for claims. According to a landmark research study conducted by the Office of Program Policy Analysis and Government Accountability (OPPAGA), policyholders who employed public adjusters received settlements up to 800% more that those who managed claims independently.
Public adjusters in Texas serve as licensed professionals who represent only policyholders during the claim process. The National Association of Public Insurance Adjusters (NAPIA) states that these state-licensed professionals provide comprehensive claim management services, which include detailed documentation of property damage and interpretation of policies and settlement negotiations with insurance companies.
The importance of a professional representation is evident in final settlement figures, as professionally managed claims generally yield more comprehensive damage assessment, and more accurate valuations of losses.
Public adjusters streamline the claims process by:
- Handling all correspondence and documentation with insurance companies
- Conducting thorough assessment of the damage to property
- Preparing comprehensive claim submissions
- Negotiating directly with insurance companies
- Expediting the settlement timeline
- Ensuring compliance with policy guidelines and deadlines
Most public adjusters operate on the basis of contingency fees, which typically range between 10% and 20% of the final settlement amount. The fee structure is aligned with the adjuster’s interests with the policyholder’s, as their compensation depends on securing a favorable settlement.
The expertise of a Public Adjuster often proves valuable in difficult claims, where technical knowledge of building codes, construction costs, and insurance policy provisions can have a significant impact on settlement outcomes.
Their expertise and oversight ensure that no insured damages are overlooked and that claims are properly valued according to the current market conditions.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees are not accepted in Louisiana.
How Much Do Texas Public Adjusters Charge?
Public adjusters typically operate on a contingency fee basis, charging between 10% to 20% of the final insurance claim settlement. According to the National Association of Public Insurance Adjusters (NAPIA), these fees vary based on claim complexity, state regulations, and required resources. The contingency fee structure ensures that public adjusters’ interests align directly with those of their clients, as their compensation depends on securing favorable settlements.
Before engagement, policyholders should carefully review fee arrangements and contract terms, ensuring clear understanding of the service agreement. According to the Insurance Information Institute (III), public adjusters must maintain state licenses and adhere to strict professional standards, providing an additional layer of consumer protection. Their role becomes particularly valuable in complex claims where specialized knowledge can significantly impact settlement outcomes.
A landmark study by the Office of Program Policy Analysis and Government Accountability (OPPAGA) demonstrated that policyholders who engaged public adjusters received settlements up to 800% higher than those who handled claims independently. This significant difference underscores the value these professionals bring to the claims process.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Should You Hire A Public Claims Adjuster In Texas?
Complex insurance claims usually require professional expertise to navigate effectively. Public insurance adjusters, state-licensed professionals who only work on behalf of policyholders, can significantly impact the outcome of claims and settlement outcomes.
There are a variety of scenarios that need a public adjuster:
- Extensive property damage
- Claims that involve multiple coverage types
- Disputed claims or partial claim denials
- Complex requirements for documentation
- Time-sensitive situations requiring immediate attention
Public adjusters streamline the claims process by:
- Conducting extensive damage assessments
- Preparing and filing the all documentation required
- Communication with insurance companies
- Negotiating settlements on behalf of policyholders
- Ensure compliance with policy terms and deadlines
Public adjusters particularly benefit policyholders by:
- Stress reduction by utilizing professional claim management
- Expediting settlement processes
- Giving objective damage assessments
- Ensuring comprehensive documentation
- Leveraging industry expertise for fair settlements
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
When Is It Too Late To Hire A Texas Public Adjuster?
Navigating the insurance claims process requires careful timing and professional expertise. Understanding when to engage a Texas public adjuster can significantly impact claim outcomes and settlement amounts. According to the National Association of Public Insurance Adjusters (NAPIA), policyholders can benefit from hiring a public adjuster at any point during an active claim, though earlier engagement typically yields better results.
Key timing considerations include:
Statute of Limitations:
- Each state maintains different deadlines for filing insurance claims
- Claims must be initiated within these legal timeframes
- Public adjusters can assist with existing claims, even if initially filed independently
Documentation Requirements:
- Public adjusters help organize and prepare comprehensive claim documentation
- They can recover or reconstruct missing documentation
- Professional documentation improves claim validity and settlement potential
Claim Status:
- Active claims benefit from professional representation
- Denied claims may be reopened with proper documentation
- Disputed settlements can be renegotiated
Public adjusters provide valuable services throughout the claims process Including:
- Expedited claim processing through professional management
- Expert negotiation with insurance carriers
- Complete documentation preparation and submission
- Regular communication with insurance companies
- Stress reduction through professional claim handling
- Maximum settlement potential through experienced representation
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Why hire a Public Insurance Claims Adjuster In Texas if the insurance company already sent an adjuster?
The choice to engage a state-licensed public adjuster, even if an insurance company has appointed its own adjuster significantly impact the outcome of an insurance claim.
While the insurance company adjusters work for the insurance company’s interests … public adjusters serve as dedicated advocates for policyholders. The National Association of Public Insurance Adjusters (NAPIA) highlights that these state-licensed & regulated professionals operate independently, ensuring fair claim settlements and comprehensive coverage interpretation.
Public adjusters streamline the claims process by coordinating documents as well as making thorough damage assessments, and coordinating all communications with insurance companies. This professional intervention typically accelerates claim resolution and reduces homeowners burdens on administrative tasks.
The benefit of public adjusters isn’t only limited to monetary benefits. These professionals offer expert guidance through the entire claims process, guiding clients through complicated policy terms and making sure that the damage is documented and assessed.
They create detailed damage estimates, gather the necessary evidence, and negotiate directly with insurance carriers for the highest settlement outcome.
Insurance claims can be complex and time-consuming which makes professional representation crucial during large losses. Public adjusters’ expertise in policy interpretation and negotiation often results in more extensive settlements that take into account evident and hidden damages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
Can I File My Insurance Claim Myself In Texas?
Although policyholders have the right to make insurance claims on their own, research from industry experts suggest that this approach may not yield ideal results.
The main challenges with self-filing include:
- Complex documentation requirements and policy interpretation
- Time-intensive communication with insurance representatives
- Risk of overlooking covered damages or benefits
- Potential undervaluation of claims by insurance companies
- Limited-to-zero negotiation experience with insurers
Licensed public adjusters provide important advantages to the process of settling claims:
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- Professional Documentation and Assessment – Public adjusters thoroughly document damages, and create comprehensive claim files, and handle all necessary paperwork, ensuring nothing is overlooked.
- Time and Stress Management – These professionals handle all communications with insurance companies, allowing homeowners to focus on recovery while speeding the process of filing claims.
- Expert Negotiation – With a vast understanding of the insurance policies and rules, public adjusters engage directly with insurance companies to secure fair settlements.
- Cost-Effective Service – Public adjusters typically work on a contingency fee basis, typically ranging from 10-20 percent of the settlement amount, which ensures the best interests of the policyholder.
The National Association of State Insurance Commissioners (NAIC) recognizes public adjusters as licensed professionals who represent the interests of policyholders throughout the process of settling claims. Their expertise can be useful in complicated claims or when significant damages are involved.
Statistics from the industry consistently show that professional professional representation by state-licensed public adjusters leads to more favorable outcomes for policy holders, with quicker processing times, and more complete settlement packages.
Disclaimer: *Some Services Not Available In All Areas. Contingency fees not allowed in Louisiana.
In Texas, Can My Contractor Represent Me Against My Insurance Company?
Although contractors frequently offer to negotiate with insurers, this strategy can have serious risks and restrictions. According to the National Association of Insurance Commissioners (NAIC), contractors do not have the legal authority and know-how to be representative for insurers in claims negotiations.
This restriction could greatly affect the result of a claim and may limit your rights as a owner of the policy.
Departments of insurance in each state regulate licensed public adjusters, who go through extremely specialized training, have to pass Federal background checks, and require specialized licensing by the state to operate. They also are legally authorized to represent the policyholder in order to protect and defend their rights … legal authority that contractors do not possess … which makes them the legal and comprehensive alternative to representation by contractors.
Public Adjusters specialize in the interpretation of insurance policies, assessing and documenting damage, and negotiating with insurance companies to ensure equitable settlements.
Public adjusters provide several distinct advantages, such as:
- Professional claim documentation and filing
- Professional negotiation with insurance carriers
- Comprehensive damage assessment
- Expedited claim processing
- Reduce stress by a complete claim management
The National Association of Public Insurance Adjusters (NAPIA) insists on the fact that public adjusters must hold professional licenses and follow strict ethical standards. This provides an additional layer of consumer protection not available with contractors.
For more complex claims public adjusters are experts in interpreting policies, document specifications and negotiation strategies frequently proves invaluable, potentially preventing costly mistakes and claims denials that could arise from the use of contractors in negotiations.
Disclaimer: Certain Services Not Available In All Areas. Contingency fees not allowed within Louisiana.
I Already Settled My Claim, But It Wasn’t Enough Money To Cover The Damages. Is It Too Late To Get More?
When insurance settlements prove insufficient to cover property damages, policyholders retain several legal options to seek further compensation following the initial claim settlement.
As per the National Association of Insurance Commissioners (NAIC), policyholders should carefully evaluate their settlement terms and related documents prior to accepting the final settlement payment.
The timing and circumstances for seeking additional compensation are crucial elements, as the majority of insurance policies contain specific timeframes for claim disputes or appeals, usually ranging from one to two years after the settlement date.
Licensed public insurance claims adjusters are vital in re-assessing settlement claims and identifying previously unnoticed damages. Public adjusters carry out thorough property assessments, as well as document any additional damage, and deal with insurance companies on behalf of policyholders.
Important steps to pursue additional compensation are:
- Document newly discovered damages
- Review policy terms and settlement agreements
- Gather new evidence and estimates
- Request professional representation from a state-licensed public insurance adjusters
The National Association of Public Insurance Adjusters (NAPIA) stresses that public adjusters can often identify overlooked damages and policy provisions that allow for the need for additional compensation. Their expertise in the interpretation of policies and claim valuation proves particularly valuable when challenging settled claims.
Policyholders should respond quickly after discovering inadequate settlement amounts, since delay could hinder their ability to recover additional compensation. When utilizing a public adjuster’s services, the claim review and negotiation process typically progresses more efficiently than policyholder-directed efforts.
Disclaimer: *Some Services Not Available In All Areas. The use of contingency fees is not permitted in Louisiana.
Can My Insurance Company Cancel My Contract If I Use a Public Adjuster In Texas?
No. Insurance companies cannot legally cancel policies solely because policyholders hire public adjusters to represent their interests during the claims process, according to the National Association of Insurance Commissioners (NAIC). Policy cancellations are strictly governed by contractual terms and state regulations, typically limited to specific circumstances such as non-payment of premiums or material misrepresentation.
The National Association of Public Insurance Adjusters (NAPIA) emphasizes that hiring a licensed public insurance claims adjusters is a protected right of policyholders. These professionals serve as advocates during insurance claims, handling documentation, negotiations, and communications with insurance carriers to expedite settlements.
The Insurance Information Institute (III) confirms that policyholders maintain the right to professional representation during claims processes, and insurers must honor this right while adhering to fair claims handling practices.
Disclaimer: Some Services Not Available In All Areas.
A homeowners insurance terms glossary provides insight to policyholders of critical terms and definitions commonly used to clarify various aspects of coverage and claims.
Key concepts include such terms as Actual Cash Value, a method for determining compensation based on replacement costs minus recoverable depreciation, and Additional Living Expenses (ALE) Coverage, which cover necessary living costs when a home is uninhabitable.
For example, understanding your homeowners insurance policy declaration page, common homeowners deductibles for various types of home damage, the general policy exclusions standard in many home insurance policies, can bring much-needed awareness & clarity to policyholders of potential common insurance terms that may affect their claim outcomes. For example, knowing which key documents (such as photographs and receipts) are essential for substantiating claims.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
The Homeowners Insurance Claims Recovery Process In Texas
Texas state-licensed public insurance claims adjusters are fluent in “Insurance Policy Jargon”, and will guide you through the entire property insurance claims process, while they fight to make sure you get the highest & most fair compensation possible for your claim!
View The 7 Step Process
Step #1
Make Sure Your Family Is Safe
When disaster strikes, the priority is to make sure your family is safe. Always have an emergency bag!
Step #2
Contact A PCAN Public Adjuster In Texas
Contact one of the PCAN verified and state-licensed public insurance claims adjusters to schedule an appointment for them to come out & meet with you to inspect the damage.
Step #3
Thorough Review Of Your Policy
Your public insurance claims adjuster will conduct a comprehensive review of your policy, note any coverage restrictions, coinsurance requirements, limitations, and review additional options that may be available to you.
Step #4
Create A Claims Strategy That Works For Your Specific Goals & Needs
Your public insurance adjuster will discuss what is most important to you when it comes to your claim, then create & tailor the right claims strategy to take care of your family.
Step #5
We Take Care Of All Insurance Related Paperwork, Negotiations, & Follow Up.
Once you have agreed on a strategy, your public adjuster will:
- Meet with insurance company adjusters & personnel at the loss/damage location.
- Agree to the scope of damages & make sure that they are including all the damages in the scope, as well as clearly deciding on what should be repaired vs. replaced.
- Prepare a detailed reconstruction estimate.
- Prepare a detailed inventory of personal property.
Step #6
Negotiations & Final Settlement
Your public insurance claims adjuster will work to make sure you receive the highest settlement possible under your specific insurance policy.
Step #7
Restoration | Reconstruction | Relocation
Your public adjuster will negotiate with the insurance company to ensure that you can achieve your specific goals. Whether that’s full or partial restoration, rebuilding your property, or a full-relocation.
Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Discover How Texas Public Claims Adjusters Can Get You More From These Types Of Property Damage Insurance Claims
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- Denied Homeowners Claims
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
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Our Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.
Learn More About Texas:
More About Texas
Texas | |
---|---|
Nickname: The Lone Star State | |
Motto: Friendship | |
Anthem: “Texas, Our Texas“ | |
Location of Texas within the United States | |
Country | United States |
Before statehood | Republic of Texas |
Admitted to the Union | December 29, 1845 (28th) |
Capital | Austin |
Largest city | Houston |
Largest county or equivalent | Harris |
Largest metro and urban areas | Dallas–Fort Worth |
Government | |
• Governor | Greg Abbott (R) |
• Lieutenant Governor | Dan Patrick (R) |
Legislature | Texas Legislature |
• Upper house | Senate |
• Lower house | House of Representatives |
Judiciary | Supreme Court of Texas (Civil) Texas Court of Criminal Appeals (Criminal) |
U.S. senators | John Cornyn (R) Ted Cruz (R) |
U.S. House delegation | 25 Republicans 13 Democrats (list) |
Area | |
• Total | 268,596 sq mi (695,662 km) |
• Land | 261,232 sq mi (676,587 km) |
• Water | 7,365 sq mi (19,075 km) 2.7% |
• Rank | 2nd |
Dimensions | |
• Length | 801 mi (1,289 km) |
• Width | 773 mi (1,244 km) |
Elevation | 1,700 ft (520 m) |
Highest elevation | 8,751 ft (2,667.4 m) |
Lowest elevation | 0 ft (0 m) |
Population (2024) | |
• Total | |
• Rank | 2nd |
• Density | 114/sq mi (42.9/km) |
• Rank | 23rd |
• Median household income | $75,800 (2023) |
• Income rank | 23rd |
Demonym(s) | Texan Texian (archaic) Tejano (usually only used for Hispanics) |
Language | |
• Official language | None |
• Spoken language | |
Time zones | |
Majority of state | UTC−06:00 (Central) |
• Summer (DST) | UTC−05:00 (CDT) |
El Paso, Hudspeth, and northwestern Culberson counties | UTC−07:00 (Mountain) |
• Summer (DST) | UTC−06:00 (MDT) |
USPS abbreviation | TX |
ISO 3166 code | US-TX |
Traditional abbreviation | Tex. |
Latitude | 25°50′ N to 36°30′ N |
Longitude | 93°31′ W to 106°39′ W |
Website | texas |
List of state symbols | |
---|---|
Slogan | The Friendly State |
Living insignia | |
Bird | Northern mockingbird (Mimus polyglottos) |
Fish | Guadalupe bass (Micropterus treculii) |
Flower | Bluebonnet (Lupinus spp., namely Texas bluebonnet, L. texensis) |
Insect | Monarch butterfly (Danaus plexippus) |
Mammal | Texas longhorn, nine-banded armadillo (Dasypus novemcinctus) |
Mushroom | Texas star (Chorioactis geaster) |
Reptile | Texas horned lizard (Phrynosoma cornutum) |
Tree | Pecan (Carya illinoinensis) |
Inanimate insignia | |
Food | Chili |
Game | Texas 42 dominoes |
Instrument | Guitar |
Shell | Lightning whelk (Busycon perversum pulleyi) |
Ship | USS Texas |
Soil | Houston Black |
Sport | Rodeo |
Other | Molecule: Buckyball (For more, see article) |
State route marker | |
State quarter | |
Released in 2004 | |
Lists of United States state symbols |
Texas ( TEK-səss, TEK-siz; Spanish: Texas or Tejas, pronounced [ˈtexas]) is the most populous state in the South Central region of the United States. It borders Louisiana to the east, Arkansas to the northeast, Oklahoma to the north, New Mexico to the west, and has an international border with the Mexican states of Chihuahua, Coahuila, Nuevo León, and Tamaulipas to the south and southwest. Texas has a coastline on the Gulf of Mexico to the southeast. Covering 268,596 square miles (695,660 km), it had over 31 million residents as of 2024, and it is the second-largest state by both area and population. Texas is nicknamed the Lone Star State for its former status as an independent republic, the Republic of Texas.
Spain was the first European country to claim and control Texas. Following a short-lived colony controlled by France, Mexico controlled the land until 1836 when Texas won its independence, becoming the Republic of Texas. In 1845, Texas joined the United States of America as the 28th state. The state’s annexation set off a chain of events that led to the Mexican–American War in 1846. Following victory by the United States, Texas remained a slave state until the American Civil War, when it declared its secession from the Union in early 1861 before officially joining the Confederate States of America on March 2. After the Civil War and the restoration of its representation in the federal government, Texas entered a long period of economic stagnation.
Historically, five major industries shaped the Texas economy prior to World War II: cattle, bison, cotton, timber, and oil. Before and after the Civil War, the cattle industry—which Texas came to dominate—was a major economic driver and created the traditional image of the Texas cowboy. In the later 19th century, cotton and lumber grew to be major industries as the cattle industry became less lucrative. Ultimately, the discovery of major petroleum deposits (Spindletop in particular) initiated an economic boom that became the driving force behind the economy for much of the 20th century. Texas developed a diversified economy and high tech industry during the mid-20th century. As of 2024, it has the second-highest number (52) of Fortune 500 companies headquartered in the United States. With a growing base of industry, the state leads in many industries, including tourism, agriculture, petrochemicals, energy, computers and electronics, aerospace, and biomedical sciences. Texas has led the U.S. in state export revenue since 2002 and has the second-highest gross state product.
SourceOur Expert Public Adjusters Work Exclusively For You To Ensure You Get The Highest Settlement Possible From Your Property Insurance Claim After A Disaster.