Website Disclaimer

Disclaimer

 

Last updated: February April 14th, 2024

 

Interpretation and Definitions

 

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions.

The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Disclaimer:

  • Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Cookies Policy) refers to Public Claims Adjusters Network (PCAN).
  • You means the individual accessing the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
  • Website refers to https://PublicClaimsAdjusters.io
  • Service refers to the Website.

Disclaimer

The information on this website is for general informational purposes only. PCAN makes no representation or warranty, express or implied. Your use of the site is solely at your own risk. This site may contain links to third party content, which we do not warrant, endorse, or for which we do not assume liability.

The Company assumes no responsibility for errors or omissions in the contents of the Service.

In no event shall the Company be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service. The Company reserves the right to make additions, deletions, or modifications to the contents on the Service at any time without prior notice.

Under no circumstances will PCAN be held responsible or liable in any way for any claims, damages, losses, expenses, costs or liabilities whatsoever, including without limitation any direct or indirect damages for loss of profits, business interruption, or loss of information resulting from or arising directly or indirectly from your use of or inability to use this website or any other website linked to it or from your reliance on the information in the material on this website, even if we have been advised of the possibility of such damages in advance.

Not all services are available in every state.

 

No Responsibility Disclaimer

The information on the Service is provided with the understanding that the Company is not herein engaged in rendering legal, adjusting, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal , adjusting or other competent advisers.

In no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever arising out of or in connection with your access or use or inability to access or use the Service.

FTC Affiliate Disclaimer

The disclosure that follows is intended to fully comply with the Federal Trade Commission’s policy of the United States that requires to be transparent about any and all affiliate relations the Company may have on the Service.

You should assume that some of the links are “affiliate links”, a link with a special tracking code.

This means that if  You click on an affiliate link and purchase the item, the Company may receive an affiliate commission. This is a legitimate way to monetize and pay for the operation of the Service and the Company gladly reveal its affiliate relationships to You.

The price of the item is the same whether it is an affiliate link or not. Regardless, the Company only recommend products or services the Company believe will add value to users.

Affiliate advertising programs that the Service uses are:

  • Amazon Services LLC Associates Program: As an Amazon Associate, We earn from qualifying purchases.
  • PublicClaimsAdjusters.io is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com or endless.com, MYHABIT.com, SmallParts.com, or AmazonWireless.com.
  • iDevAffiliate
  • Commission Junction
  • ShareASale
  • ClickBank
  • ClickFunnels

Pages on this Service may include affiliate links to Amazon and its affiliate sites on which the owner of this Service, PublicClaimsAdjusters.io, will make a referral commission.

 

Earnings Disclaimer

 

Through PCAN’s education-focused platform, we are able to educate policyholders on public adjusting and the benefits a public adjuster provides to the policyholder. PCAN does not solicit leads, and is legally compliant. Policyholders request to be contacted by our network members due to the requirements & vetting process PCAN requires to be a member, and stay a member.

PCAN is completely free to policy holders, and does not charge adjuster members a percentage of their fee should a policy holder choose to retain them. Member fees are based purely on the lead, and are not determined by the claim size or amount.

Additionally, PCAN does not have preferred members. After a public adjuster has been accepted into our network, all adjusters are given equal & equitable access to requests by policyholders for contact. Adjusters are able to review the policyholders request, determine if they are a suitable match for that policyholder, and if so, contact them.

All policyholder contact requests are provided on a first come, first served basis. This means that once a policyholder request has been accepted by a PCAN verified public adjuster member, the request is removed from the system.

This means that policyholders are only contacted by one public adjuster per request, and are not bombarded by numerous adjusters. It also means that adjuster members are not competing against each other for the same policyholder request.

This process keeps the process clean, fair, and respectful for all parties involved.

PCAN generates leads via warm inbound traffic from search engines and other social search platforms through SEO and educational content. Leads generated for the PCAN members are non-solicited, and PCAN is very transparent to both policyholders and member adjusters about how our platform and Network work.

Leads are equally available to all members (within their chosen geographic areas and claim types). For example, a member adjuster in Arizona who specializes in water damage claims will not see leads for Nevada fire damage claims. But all Arizona adjusters who specialize in water damage claims will have equal access to the water damage claim leads (direct requests for contact and consultation from the policy holder).

We do not designate who gets what lead, we do not have “preferred” partners, and we do not offer “partner” discounts or preferments. Additionally, PCAN adjusters are charged on a per-lead basis, only for the specific leads they decide they are a good match for. PCAN does not take a commission from the claim or the adjuster fee. Our leads are not solicitations for or referrals to a specific firm for any client. Our leads are not solicitations for or referrals to a specific firm for any client. PCAN fees are displayed for network members upfront.

Policyholders requesting to be contacted by a PCAN adjuster are doing so because they have found our content, found value in it, viewed our requirements for network membership and realized that not only have we provided the educational content they needed, but have also created a vigorous vetting process to ensure they are only contacted the best public adjusters, with the best reputations and ability to fulfill on their contracts in their specific geographic area.

Based on the value they have found in our platform and network membership requirements, they have decided to trust us with their business, and request to be contacted.

In the spirit of full transparency, we are even including the “business” details of how our business operates and generates revenue right here on our about page for policyholders to view, further demonstrating our dedication to transparency and compliance.

Once PCAN has vetted, verified, and audited a potential member and accepted them into the network, they are given equal access to our backend system. We do not control who claims a lead, and do not direct leads to any particular adjuster.

As part of the application process, all public adjuster members understand that PCAN is not a “just take anything” network. We expect our public adjuster members to respect the policyholders and their fellow adjusters and only take the leads they feel they can serve to the best of their ability. Just because you “can” take a lead doesn’t mean you should. Our network is built on mutual trust and working with your fellow adjusters for one-single-purpose: THE POLICYHOLDER.

If a network member sees a lead, and believes they cannot service that lead to their fullest capability (for example, an already heavy claim load, lack of resources or manpower, etc.), our members are expected to deny that lead so that another adjuster who can service the policyholder to their fullest capability can take it.

PCAN runs random policyholder follow-ups to ensure policyholders are happy with their adjuster and feel their adjuster is providing the stellar service that PCAN members are expected to provide.

Suppose a policyholder is not happy with their PCAN member adjuster. In that case, they may request a different member adjuster, and we will assist the policyholder by providing information on terminating their contract with the adjuster they are not happy with.

Should this occur, it will be counted as a strike against the member adjuster. If a member adjuster receives three (3) or more strikes in a 12-month period, that member adjuster, AND THEIR PARENT FIRM AND ALL OTHER ADJUSTERS OF THAT FIRM, will be banned from the Network.

PCAN requires all adjusters to act professionally, transparently, and with a policyholder-first mentality. If a member adjuster cannot meet these expectations, they do not need to be a network member. The reputation of the few can affect the reputation of the many, and as such, we take membership in the network extremely seriously.

 

External Links Disclaimer

The Service may contain links to external websites that are not provided or maintained by or in any way affiliated with the Company.

Please note that the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

Product Reviews Disclaimer

In order to monetize and pay for the operation of the Service, the Company may receive compensation (either monetarily or through free products) for reviews, or endorsement of a particular company, product, or service.

The Company remains independent and reviews are done based on the Company’s own opinions regardless the compensation that can be received.

In accordance with the Federal Trade Commission’s policy of the United States, articles which contain a company, product or service review for which a compensation has been received, will include a disclaimer.

Errors and Omissions Disclaimer

The information given by the Service is for general guidance on matters of interest only. Even if the Company takes every precaution to insure that the content of the Service is both current and accurate, errors can occur. Plus, given the changing nature of laws, rules and regulations, there may be delays, omissions or inaccuracies in the information contained on the Service.

The Company is not responsible for any errors or omissions, or for the results obtained from the use of this information.

Fair Use Disclaimer

The Company may use copyrighted material which has not always been specifically authorized by the copyright owner. The Company is making such material available for criticism, comment, news reporting, teaching, scholarship, or research.

The Company believes this constitutes a “fair use” of any such copyrighted material as provided for in section 107 of the United States Copyright law.

If You wish to use copyrighted material from the Service for your own purposes that go beyond fair use, You must obtain permission from the copyright owner.

Views Expressed Disclaimer

The Service may contain views and opinions which are those of the authors and do not necessarily reflect the official policy or position of any other author, agency, organization, employer or company, including the Company.

Comments published by users are their sole responsibility and the users will take full responsibility, liability and blame for any libel or litigation that results from something written in or as a direct result of something written in a comment. The Company is not liable for any comment published by users and reserve the right to delete any comment for any reason whatsoever.

No Responsibility Disclaimer

The information on the Service is provided with the understanding that the Company is not herein engaged in rendering legal, accounting, tax, or other professional advice and services. As such, it should not be used as a substitute for consultation with professional accounting, tax, legal or other competent advisers.

In no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever arising out of or in connection with your access or use or inability to access or use the Service.

“Use at Your Own Risk” Disclaimer

All information in the Service is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose.

The Company will not be liable to You or anyone else for any decision made or action taken in reliance on the information given by the Service or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Contact Us

If you have any questions about this Disclaimer, You can contact Us:

  • By email: contact@publicclaimsadjusters.io
  • By visiting this page on our website: https://publicclaimsadjusters.io/contact/